Salary Cards (WPS): Who Qualifies and What You Get
Learn how low-income workers in the UAE can receive direct salary deposits using prepaid cards without needing a traditional bank account.
Salary Cards (WPS) are prepaid cards that allow workers to receive their wages directly from their employers. This system ensures your pay is deposited safely without the requirement of opening a standard bank account.
Who it's for
This scheme is designed for low-income workers who need a reliable way to receive their monthly pay.
What you get
You receive your salary as a direct deposit onto a prepaid card. This provides a secure way to access your earnings and manage your money.
What it costs you
There are minimal maintenance fees associated with keeping the card active and managed.
The catch to know
It is important to monitor your spending and balance regularly. You should ensure you have SMS alerts enabled to keep track of your card balance as transactions occur.
How to apply
- Confirm with your employer that they use the WPS system for payroll.
- Obtain your prepaid salary card through your employer or an authorized financial institution.
- Register for SMS alerts to monitor your balance.
- Use the card at authorized locations to manage your funds.