Mandatory Third-Party Liability Insurance: Who Qualifies and What You Get
Learn how mandatory third-party liability insurance works in the United Arab Emirates and why it is required for every vehicle owner.
This is a required insurance policy for anyone who owns a vehicle in the United Arab Emirates. It provides legal coverage for damages you might cause to other people or their property during an accident.
Who it's for
This scheme is required for all vehicle owners.
What you get
You receive legal coverage for damages caused to other people. This helps manage the costs if you are involved in an incident where you are responsible for someone else's loss or injury.
What it costs you
You must pay an annual premium. The exact cost is not fixed and will vary depending on the age of your vehicle and your personal driving history.
The catch to know
This policy only covers the "third party," which means it covers the other person involved in an accident. It does not cover damages to your own vehicle; if you want protection for your own car, you would need to seek comprehensive insurance instead.
How to apply
- Contact an insurance provider or agent.
- Provide your vehicle details and driving history.
- Pay the required annual premium.
- Keep your digital or physical policy documents with you while driving.