Australia hubs

Ananya

Yoga Instructor

AustraliaEnglish (English)$ AUD

Ananya is a dedicated yoga instructor navigating the Australian gig economy, balancing studio classes with private sessions. This hub tracks the essential national schemes, tax benefits, and support systems she needs to manage her freelance career and personal well-being.

Keeping the business running

Essential tools for managing freelance income, tax obligations, and business registration.

Australian Business Number (ABN)

national · Australian Taxation Office

Who qualifies
Sole traders and freelancers operating a business.
What you get
A unique 11-digit identifier to invoice clients and claim business expenses.
What it actually costs you
Free; requires TFN and identity proof.
Common gotcha
You must register for GST if your annual turnover exceeds $75,000.

ATO myDeductions

national · Australian Taxation Office

Who qualifies
Individual taxpayers and sole traders.
What you get
Digital record-keeping for work-related expenses and income.
What it actually costs you
Free app; requires time to log receipts.
Common gotcha
You still need to keep physical or digital copies of receipts for 5 years.

Superannuation for Sole Traders

national · Australian Taxation Office

Who qualifies
Self-employed individuals wanting to save for retirement.
What you get
Tax-deductible contributions to a retirement fund.
What it actually costs you
Voluntary contributions; requires setting up a super fund account.
Common gotcha
You don't have an employer paying this for you, so you must budget for it yourself.

business.gov.au

national · Department of Industry, Science and Resources

Who qualifies
Small business owners and freelancers.
What you get
Templates, guides, and compliance checklists.
What it actually costs you
Free; requires time to navigate.
Common gotcha
It's a massive site; use the search bar for specific industry queries.

Goods and Services Tax (GST) Registration

national · Australian Taxation Office

Who qualifies
Businesses with turnover over $75,000.
What you get
Requirement to add 10% to invoices and remit to the ATO.
What it actually costs you
Requires quarterly reporting (BAS).
Common gotcha
Many freelancers register early to claim back GST on business equipment.

Tax File Number (TFN)

national · Australian Taxation Office

Who qualifies
All residents earning income in Australia.
What you get
Personal tax identifier.
What it actually costs you
Free; requires identity verification.
Common gotcha
Never share your TFN with anyone except your bank or the ATO.

Staying healthy and insured

Accessing public health services and managing private health insurance costs.

Medicare

national · Services Australia

Who qualifies
Australian citizens and permanent residents.
What you get
Subsidised medical services and prescription medicines.
What it actually costs you
Funded by the Medicare Levy (2% of taxable income).
Common gotcha
Does not cover most dental or optical services.

Pharmaceutical Benefits Scheme (PBS)

national · Department of Health and Aged Care

Who qualifies
All Medicare card holders.
What you get
Lower cost prescription medication.
What it actually costs you
Co-payment required per script.
Common gotcha
Not all medications are on the PBS list.

Private Health Insurance Rebate

national · Australian Taxation Office

Who qualifies
Individuals with private hospital cover.
What you get
Income-tested rebate on insurance premiums.
What it actually costs you
Requires annual tax return adjustment.
Common gotcha
The rebate percentage changes based on your age and income.

Better Access Mental Health Care

national · Department of Health and Aged Care

Who qualifies
People with a diagnosed mental health condition.
What you get
Medicare rebates for up to 10 individual psychology sessions per year.
What it actually costs you
Requires a GP referral and Mental Health Treatment Plan.
Common gotcha
You must see a GP first to get the plan; you cannot go straight to a psychologist.

Medicare Safety Net

national · Services Australia

Who qualifies
Anyone with high out-of-pocket medical costs.
What you get
Higher Medicare rebates once a threshold is reached.
What it actually costs you
Automatic registration; keep track of receipts.
Common gotcha
The threshold resets every calendar year.

My Health Record

national · Australian Digital Health Agency

Who qualifies
All Australians with a Medicare card.
What you get
Centralized digital access to medical history and test results.
What it actually costs you
Free; requires MyGov account.
Common gotcha
You can opt-out if you prefer your records remain decentralized.

Safety nets when work is slow

Government assistance during low-income periods or unexpected life events.

JobSeeker Payment

national · Centrelink

Who qualifies
Unemployed or low-income earners aged 22-66.
What you get
Fortnightly income support payment.
What it actually costs you
Strict asset and income testing; job search requirements.
Common gotcha
The waiting period can be long; apply as soon as income drops.

Commonwealth Rent Assistance

national · Centrelink

Who qualifies
Recipients of specific government payments who pay rent.
What you get
Non-taxable supplement to help with rent costs.
What it actually costs you
Automatic assessment if you receive other payments.
Common gotcha
You must provide a formal tenancy agreement.

Low Income Health Care Card

national · Centrelink

Who qualifies
Low-income earners meeting income tests.
What you get
Cheaper prescription medicines and bulk-billed doctor visits.
What it actually costs you
Requires proof of income.
Common gotcha
Income limits are reviewed regularly.

Emergency Relief

national · Department of Social Services

Who qualifies
People in immediate financial crisis.
What you get
Vouchers for food, bills, or transport.
What it actually costs you
Assessment by a local community service provider.
Common gotcha
Funds are limited and distributed by non-profits on behalf of the government.

Energy Supplement

national · Centrelink

Who qualifies
Recipients of certain government payments.
What you get
Small ongoing payment to assist with energy bills.
What it actually costs you
Automatic if you qualify for base payments.
Common gotcha
It's a very small amount; don't rely on it for full bill coverage.

myGov

national · Services Australia

Who qualifies
All Australians interacting with government services.
What you get
Single sign-on for ATO, Centrelink, and Medicare.
What it actually costs you
Free; requires identity verification.
Common gotcha
You must link your services individually after creating the account.

Learning and credentials

Maintaining professional standards and accessing training subsidies.

Unique Student Identifier (USI)

national · Department of Education

Who qualifies
Anyone undertaking nationally recognized training.
What you get
A permanent record of your training and qualifications.
What it actually costs you
Free; requires ID.
Common gotcha
You need this for any accredited yoga or fitness course.

Skills Checkpoint for Older Workers

national · Department of Employment and Workplace Relations

Who qualifies
Workers aged 45-70.
What you get
Assessment and advice on training and career transition.
What it actually costs you
Free; requires time for consultation.
Common gotcha
Limited to specific age brackets.

JobTrainer

national · Department of Employment and Workplace Relations

Who qualifies
Job seekers and young people.
What you get
Free or low-fee training in priority areas.
What it actually costs you
Varies by state implementation.
Common gotcha
Courses change based on current labor market needs.

Australian Apprenticeship Support

national · Department of Employment and Workplace Relations

Who qualifies
Individuals in vocational training.
What you get
Access to support services and potential subsidies.
What it actually costs you
Requires enrollment in a registered course.
Common gotcha
Often confused with university degrees; this is for vocational training.

National Library of Australia Services

national · National Library of Australia

Who qualifies
All Australian residents.
What you get
Access to thousands of digital journals, databases, and e-books.
What it actually costs you
Free library card.
Common gotcha
You need to register online to access the digital collection from home.

Fee-Free TAFE

national · Department of Education

Who qualifies
Students enrolled in priority vocational courses.
What you get
Tuition-free training for high-demand skills.
What it actually costs you
Requires meeting course prerequisites.
Common gotcha
Only applies to specific courses designated by the government.

State-level schemes

8states & territories — open one to see what it offers.

Australian Capital Territory

Canberra offers unique cost-of-living support and professional development grants for wellness practitioners that aren't available in other states.

Keeping my yoga studio and practice running

Small Business Innovation Grant

state · Access Canberra

Who qualifies
Small business owners in the ACT with a valid ABN and under 20 employees.
What you get
Matching grants up to $5,000 for business improvements or digital upgrades.
What it actually costs you
Requires a detailed business plan and proof of matched funding.
Common gotcha
The application window is very short and competitive; apply early.

Skilled Capital

state · ACT Education Directorate

Who qualifies
ACT residents looking to upskill in accredited fitness or business management courses.
What you get
Subsidised training fees for specific qualifications.
What it actually costs you
Must be an ACT resident and meet citizenship/visa requirements.
Common gotcha
Only applies to specific RTOs (Registered Training Organisations) listed on the portal.

Commercial Rates Hardship Assistance

state · ACT Revenue Office

Who qualifies
Small business owners struggling to pay commercial property rates.
What you get
Deferral or remission of commercial rates.
What it actually costs you
Requires financial statements proving hardship.
Common gotcha
You must apply before the rates due date to avoid penalties.

Managing my daily life in the capital

ACT Utilities Concession

state · ACT Government

Who qualifies
Holders of a Centrelink Pensioner Concession Card or Health Care Card.
What you get
Annual rebate on electricity, gas, and water bills (approx $800+ total).
What it actually costs you
Must provide your concession card number to your utility provider.
Common gotcha
It does not apply automatically; you must notify your energy retailer.

MyWay Concession Card

state · Transport Canberra

Who qualifies
ACT residents with a valid concession card.
What you get
Discounted fares on all ACTION buses and light rail.
What it actually costs you
Initial $5 fee for the MyWay card.
Common gotcha
You must tap on and off every single trip to ensure the correct fare.

Rental Bond Help

state · Housing ACT

Who qualifies
Low-income earners struggling to afford a rental bond.
What you get
An interest-free loan to cover the bond amount.
What it actually costs you
Must be repaid in installments over 24 months.
Common gotcha
The loan is paid directly to the Office of Rental Bonds, not to you.
New South Wales

New South Wales offers unique lifestyle and professional support for wellness practitioners, including specific grants for small businesses and active living initiatives.

Keeping my studio running

Small Business Fees and Charges Rebate

state · Service NSW

Who qualifies
Small business owners with total wages below the payroll tax threshold.
What you get
Up to $1,200 back on government fees and charges like local council rates and liquor licenses.
What it actually costs you
Requires digital receipts of paid fees; processed via Service NSW account.
Common gotcha
You must claim the rebate within the financial year the fees were paid.

Business Connect Advisory

state · Investment NSW

Who qualifies
NSW-based small business owners seeking professional guidance.
What you get
Free, independent business advice from professional advisors.
What it actually costs you
Time for meetings; no monetary cost.
Common gotcha
The advisors are generalists; you may need to specify you need marketing or financial help for a wellness studio.

Small Business Stamp Duty Exemption

state · Revenue NSW

Who qualifies
Small businesses purchasing insurance policies.
What you get
Exemption from stamp duty on certain commercial insurance policies.
What it actually costs you
Must declare business size to the insurer.
Common gotcha
Often missed; you must explicitly ask your insurer to apply the exemption.

Energy Saver for Small Business

state · NSW Department of Climate Change, Energy, the Environment and Water

Who qualifies
Small businesses with annual electricity usage below 100MWh.
What you get
Subsidised energy audits and equipment upgrades.
What it actually costs you
Co-contribution required for some hardware upgrades.
Common gotcha
The audit must be done by an approved provider.

Living well in Sydney

Active Kids Program

state · Office of Sport

Who qualifies
Parents of school-enrolled children.
What you get
$50 voucher for registration or membership fees for sport and active recreation.
What it actually costs you
Must be used with an approved provider.
Common gotcha
Vouchers are not transferable for cash.

Creative Kids Program

state · Create NSW

Who qualifies
Parents of school-enrolled children.
What you get
$50 voucher for creative activities like dance or mindfulness workshops.
What it actually costs you
Must be used with an approved provider.
Common gotcha
Check if your studio qualifies as an 'approved provider' to attract these students.

Regional Seniors Travel Card

state · Transport for NSW

Who qualifies
Seniors living in regional NSW.
What you get
$250 prepaid card for travel expenses.
What it actually costs you
Application via Service NSW.
Common gotcha
Only available for specific regional postcodes.

Get Healthy NSW

state · NSW Health

Who qualifies
NSW residents over 16 looking to improve lifestyle.
What you get
Free health coaching service.
What it actually costs you
Time commitment for phone coaching.
Common gotcha
It is a coaching service, not a fitness class subsidy.
Northern Territory

As a yoga instructor in the NT, you navigate a unique landscape where remote-area health incentives, small business grants for tourism-adjacent wellness, and local community sport funding are your primary levers for stability.

Growing my yoga business

Small Business Development Program

state · Department of Industry, Tourism and Trade

Who qualifies
Small business owners registered in the NT with a valid ABN.
What you get
Matching grants up to $2,000 for business improvement or training.
What it actually costs you
Requires a 50% co-contribution and a detailed business plan.
Common gotcha
You must apply before you spend the money; retrospective claims are rejected.

Tourism Industry Development Fund

state · Tourism NT

Who qualifies
Businesses offering unique experiences that attract visitors to the NT.
What you get
Funding for infrastructure or marketing to expand wellness retreats.
What it actually costs you
Requires proof of tourism impact and a formal project proposal.
Common gotcha
The project must demonstrate it brings tourists to the region, not just locals.

Business Training Voucher

state · Department of Industry, Tourism and Trade

Who qualifies
NT-based sole traders and small businesses.
What you get
Vouchers to cover costs of professional development courses.
What it actually costs you
Application through the online portal; requires proof of business registration.
Common gotcha
Only approved training providers are eligible for the voucher.

Digital Development Grant

state · Department of Industry, Tourism and Trade

Who qualifies
Small businesses looking to improve their digital presence.
What you get
Up to $5,000 to upgrade booking systems or website infrastructure.
What it actually costs you
Requires a quote from an NT-based digital service provider.
Common gotcha
You must use a local NT supplier to qualify for the full amount.

Living and working in the Top End

Northern Territory Concession Scheme

state · NT Pensioner and Carer Concession Scheme

Who qualifies
NT residents receiving specific Centrelink payments or holding a health care card.
What you get
Discounts on electricity, water, sewerage, and vehicle registration.
What it actually costs you
Annual renewal and proof of residency/income status.
Common gotcha
It does not automatically apply; you must register your utility accounts.

Sport Voucher Scheme

state · Department of Territory Families, Housing and Communities

Who qualifies
Parents of school-aged children in the NT.
What you get
$100 voucher twice a year for sports or dance/yoga classes.
What it actually costs you
Registration on the portal; vouchers expire at the end of the semester.
Common gotcha
The yoga studio must be a registered provider to accept the voucher.

Remote Area Tax Offset

state · Australian Taxation Office (NT regional application)

Who qualifies
Residents living in Zone A or B (includes all of NT).
What you get
A tax offset that reduces your taxable income.
What it actually costs you
Claimed during your annual tax return.
Common gotcha
The amount varies significantly depending on your specific postcode.

First Home Owner Discount

state · Territory Revenue Office

Who qualifies
First-time home buyers purchasing an established home in the NT.
What you get
Stamp duty discount of up to $18,601.
What it actually costs you
Must live in the property for at least 6 months within the first year.
Common gotcha
This is a stamp duty discount, not a cash grant.
Queensland

Queensland offers unique lifestyle subsidies and small business support that help yoga instructors manage the cost of living and studio operations in a competitive wellness market.

Running my yoga studio

Small Business Entrepreneur Grants

state · Department of Employment, Small Business and Training

Who qualifies
Small businesses with fewer than 20 employees looking to engage professional business advice.
What you get
Matching funding of up to $5,000 for business planning or marketing strategy.
What it actually costs you
Requires a 50% co-contribution and a detailed business plan.
Common gotcha
The grants are highly competitive and open only during specific funding rounds.

Payroll Tax Rebate for Apprentices and Trainees

state · Queensland Revenue Office

Who qualifies
Employers hiring trainees in the fitness or wellness sector.
What you get
A rebate on payroll tax paid for eligible trainees.
What it actually costs you
Must register the trainee with the Department within 28 days.
Common gotcha
Only applies if your total payroll exceeds the threshold.

WorkSafe Small Business Rebate

state · WorkSafe Queensland

Who qualifies
Small businesses with fewer than 50 employees.
What you get
Rebate of up to $5,000 to purchase and install safety equipment.
What it actually costs you
Must complete a free WorkSafe advisory visit first.
Common gotcha
You must buy the equipment before claiming the rebate.

Office of Fair Trading Business Advice

state · Office of Fair Trading

Who qualifies
Any registered business owner in QLD.
What you get
Free guidance on consumer law, contracts, and studio terms of service.
What it actually costs you
Time for a phone consultation or email inquiry.
Common gotcha
They provide legal information, not formal legal advice.

Managing my daily expenses

Cost of Living Rebate

state · Queensland Government

Who qualifies
All Queensland households.
What you get
A direct credit on your electricity bill.
What it actually costs you
Automatic application; appears on your bill.
Common gotcha
If you are a tenant, ensure your landlord or real estate agent passes it on if you pay electricity directly.

Translink Concession Fares

state · Translink

Who qualifies
Eligible students or low-income earners with a Health Care Card.
What you get
50% discount on public transport travel.
What it actually costs you
Requires a valid concession card and a registered Go Card.
Common gotcha
You must renew your concession status annually or it expires.

FairPlay Vouchers

state · Department of Tourism, Innovation and Sport

Who qualifies
Parents of children aged 5-17 who hold a Health Care Card.
What you get
Voucher of up to $150 to cover membership or registration fees for sports/yoga clubs.
What it actually costs you
Online application via the portal.
Common gotcha
Vouchers are only valid at registered activity providers.

Vehicle Registration Concession

state · Department of Transport and Main Roads

Who qualifies
Pensioners or those with specific disability cards.
What you get
Significant reduction in annual vehicle registration fees.
What it actually costs you
Proof of eligibility documents.
Common gotcha
Only applies to one vehicle per person.
South Australia

South Australia offers unique wellness-focused grants and small business support for independent instructors operating in the Adelaide metropolitan and regional areas.

Keeping my yoga studio running

Small Business Grants

state · Government of South Australia

Who qualifies
Small business owners in SA with an ABN and annual turnover under $10m.
What you get
Funding for business growth, digital transformation, or professional development.
What it actually costs you
Requires a detailed business plan and proof of business registration.
Common gotcha
Grants are highly competitive and often open for short windows only.

Payroll Tax Exemption

state · RevenueSA

Who qualifies
Small businesses with total Australian wages below the threshold.
What you get
Exemption from paying state payroll tax on employee wages.
What it actually costs you
Annual registration and declaration of wages.
Common gotcha
Thresholds change annually; check your current wage bill against the latest budget update.

Small Business WHS Rebate

state · ReturnToWorkSA

Who qualifies
Small businesses with fewer than 20 employees.
What you get
Rebate of up to $500 for purchasing equipment to improve workplace safety.
What it actually costs you
Must purchase approved safety equipment first and submit receipts.
Common gotcha
Only specific safety items qualify for the rebate.

City of Adelaide Business Grants

municipal · City of Adelaide

Who qualifies
Businesses operating within the City of Adelaide council boundaries.
What you get
Financial support for shopfront improvements or sustainability upgrades.
What it actually costs you
Requires council approval for any physical shopfront changes.
Common gotcha
Must be located within the specific city council area, not just the greater Adelaide region.

Community health and wellbeing

Active Club Program

state · Office for Recreation, Sport and Racing

Who qualifies
Not-for-profit community clubs and organizations.
What you get
Grants for equipment or facility upgrades to encourage community participation.
What it actually costs you
Requires evidence of non-profit status and community benefit.
Common gotcha
Individual for-profit yoga studios do not qualify; you must partner with a community club.

Wellbeing SA Community Grants

state · Wellbeing SA

Who qualifies
Community groups or organizations promoting healthy lifestyles.
What you get
Funding for local health and wellness initiatives.
What it actually costs you
Requires a project proposal demonstrating health outcomes.
Common gotcha
Focus must be on preventative health, not just general fitness.

SA Seniors Card

state · Government of South Australia

Who qualifies
Permanent SA residents aged 60+ working less than 20 hours per week.
What you get
Discounts on local businesses, transport, and council rates.
What it actually costs you
Free application with proof of age and residency.
Common gotcha
You can still work, but only up to 20 hours per week.

Youth Training Incentive

state · Department for Education

Who qualifies
Young people in SA seeking vocational training.
What you get
Subsidized course fees for accredited training programs.
What it actually costs you
Enrolment in an approved Registered Training Organisation (RTO).
Common gotcha
Only applies to specific government-approved courses.
Tasmania

Tasmania offers unique lifestyle incentives and small business support for wellness professionals looking to establish a practice in a niche, community-focused market.

Growing my yoga studio

Small Business Export Program

state · Business Tasmania

Who qualifies
Tasmanian small businesses looking to expand services or digital wellness products globally.
What you get
Grants of up to $5,000 to offset costs of international marketing or export training.
What it actually costs you
Requires a detailed business plan and 50% co-contribution of total project costs.
Common gotcha
You must prove that your yoga services have a clear path to generating export revenue.

Digital Ready Program

state · Department of State Growth

Who qualifies
Small business owners needing help with websites, booking systems, or social media.
What you get
Free one-on-one coaching sessions and workshops to digitize your studio.
What it actually costs you
Time commitment for coaching sessions; no direct financial cost.
Common gotcha
The workshops fill up extremely fast; book as soon as the schedule is released.

Payroll Tax Rebate for Apprentices and Trainees

state · State Revenue Office

Who qualifies
Yoga studio owners hiring staff under specific training contracts.
What you get
Rebate on payroll tax paid for eligible employees.
What it actually costs you
Requires registration with Skills Tasmania and formal employment contracts.
Common gotcha
Only applies if your business is large enough to pay payroll tax in the first place.

Business Tasmania Advisory Service

state · Business Tasmania

Who qualifies
Any Tasmanian small business operator.
What you get
Free advice on licensing, permits, and regulatory compliance for wellness spaces.
What it actually costs you
Just a phone call or an email inquiry.
Common gotcha
They provide guidance but cannot act as your legal representative.

Living well in Tassie

Energy Saver Loan Scheme

state · Aurora Energy / State Government

Who qualifies
Tasmanian residents and small business owners.
What you get
Interest-free loans of up to $10,000 for energy-efficient upgrades like heat pumps or insulation.
What it actually costs you
Must use an approved installer; loan is repaid over 3 years.
Common gotcha
You must be an existing Aurora Energy customer to apply.

Ticket to Play

state · Communities, Sport and Recreation

Who qualifies
Parents of children aged 5-18 who hold a Health Care Card or Pensioner Concession Card.
What you get
Voucher of up to $100 per child to cover registration fees for sports or active recreation.
What it actually costs you
Online application; must present the voucher to the registered activity provider.
Common gotcha
The yoga studio must be a registered 'Ticket to Play' provider to accept these vouchers.

Tasmanian Seniors Card

state · Council on the Ageing (COTA) Tasmania

Who qualifies
Tasmanian residents aged 60+ working less than 20 hours per week.
What you get
Discounts on public transport, council rates, and participating local businesses.
What it actually costs you
Application form and proof of age/residency.
Common gotcha
Many yoga studios offer private discounts for cardholders, but you must ask.
Victoria

Victoria offers unique wellness-focused grants and professional registration support that help yoga instructors manage their small business overheads and professional development.

Keeping my studio and practice running

Small Business Digital Adaptation Program

state · Business Victoria

Who qualifies
Victorian sole traders and small business owners with an ABN.
What you get
Rebates of up to $1,200 for digital tools like booking software or accounting platforms.
What it actually costs you
Must purchase software first; requires proof of payment and ABN.
Common gotcha
Only specific pre-approved software vendors are eligible for the rebate.

WorkSafe Small Business Rebate

state · WorkSafe Victoria

Who qualifies
Small business owners with 1-50 employees.
What you get
Up to $500 to implement safety solutions in your studio.
What it actually costs you
Requires completion of a safety training course.
Common gotcha
You must attend the safety session before applying for the rebate.

Small Business Mentoring Program

state · Business Victoria

Who qualifies
Any registered Victorian small business owner.
What you get
Low-cost, expert business advice sessions for $50.
What it actually costs you
Registration fee and time for a 90-minute session.
Common gotcha
Mentors are booked out quickly; check availability early.

Consumer Affairs Victoria Business Registration

state · Consumer Affairs Victoria

Who qualifies
Anyone operating a business under a name other than their own.
What you get
Legal protection of your studio's trading name.
What it actually costs you
Annual renewal fee of approx $60.
Common gotcha
This is separate from your ABN registration.

Saving on daily living and transport

Victorian Seniors Card

state · Department of Families, Fairness and Housing

Who qualifies
Permanent Victorian residents aged 60+ working less than 35 hours/week.
What you get
Free off-peak public transport and discounts at participating retailers.
What it actually costs you
Free to apply; requires proof of identity.
Common gotcha
Does not cover peak-hour travel costs.

Victorian Energy Compare

state · Department of Energy, Environment and Climate Action

Who qualifies
All Victorian households.
What you get
A one-off $250 payment for comparing energy plans.
What it actually costs you
Requires your latest energy bill and 10 minutes online.
Common gotcha
The bonus is only available once per household.

Victorian Health Care Card Concession

state · Public Transport Victoria

Who qualifies
Holders of a valid Commonwealth Health Care Card.
What you get
50% discount on Myki fares.
What it actually costs you
Must link your Myki card to your concession status.
Common gotcha
You must carry your concession card while traveling.

Get Active Kids Voucher Program

state · Sport and Recreation Victoria

Who qualifies
Families with children aged 0-18 who hold a Health Care Card.
What you get
Up to $200 towards membership and registration fees for sports.
What it actually costs you
Requires proof of eligibility and receipt of payment.
Common gotcha
Vouchers are released in rounds; check the portal for open dates.
Western Australia

Western Australia offers unique lifestyle support and small business grants that help yoga instructors manage the high cost of living in Perth while building their independent practice.

Growing my yoga studio

Small Business Development Corporation Advisory Services

state · Small Business Development Corporation

Who qualifies
Sole traders and small business owners operating in WA.
What you get
Free one-on-one business advice and low-cost workshops on marketing and finance.
What it actually costs you
Free, requires ABN and registration details.
Common gotcha
Sessions book out weeks in advance; check the calendar early.

Small Business Energy Bill Relief Fund

state · Government of Western Australia

Who qualifies
Small businesses with an annual electricity consumption below 50MWh.
What you get
A one-off $650 credit applied to your business electricity account.
What it actually costs you
Automatic for most, but check your Synergy account portal.
Common gotcha
Only applies to businesses on small-use tariffs.

WorkSafe Small Business Rebate

state · Department of Energy, Mines, Industry Regulation and Safety

Who qualifies
Small businesses with fewer than 20 employees implementing safety improvements.
What you get
Rebate of up to $500 for purchasing safety equipment or training.
What it actually costs you
Must purchase items first and submit receipts.
Common gotcha
Must be an eligible safety item, not general studio equipment.

Managing life in the city

Transperth Tertiary/Health Care Card Concession

state · Public Transport Authority

Who qualifies
Holders of a valid WA Health Care Card.
What you get
50% discount on all public transport fares across Perth.
What it actually costs you
Requires a SmartRider card and proof of concession status.
Common gotcha
Must renew your concession status every year or the card reverts to full fare.

WA Cost of Living Rebate

state · Government of Western Australia

Who qualifies
All residential electricity account holders in WA.
What you get
Annual credit applied directly to electricity bills.
What it actually costs you
Automatic; no application needed.
Common gotcha
Only applies to the primary residence electricity account.

WA Seniors Card (if applicable)

state · Department of Communities

Who qualifies
WA residents aged 65+ working less than 25 hours per week.
What you get
Free off-peak public transport and various state government fee waivers.
What it actually costs you
Application form and proof of age/residency.
Common gotcha
Does not apply if you are working full-time.