Workers' Compensation Board (WCB/WSIB): Who Qualifies and What You Get
Learn how workplace injury coverage works for trade employees and what it means for your income and medical needs.
This scheme provides a safety net for workers who suffer injuries or illnesses while performing their job duties.
Who it's for
This coverage is designed for all employees working within trade industries.
What you get
If you are injured on the job, the scheme provides medical coverage to help with your treatment. It also offers income replacement to help support you financially while you are unable to work.
What it costs you
There is no direct cost to employees. Your employer is responsible for paying the required premiums. If you are self-employed, you have the option to opt-in to the coverage yourself.
The catch to know
Coverage is not identical across the country. Because these programs are managed by provincial and territorial boards, the specific rules and benefits vary depending on where you work. You should always check the specific regulations in your local area.
How to apply
- Report your workplace injury to your employer immediately.
- Contact your provincial or territorial board to start a claim.
- Provide any necessary medical documentation regarding your injury.
- Follow the guidance provided by your local board to track your claim.