Canada hubs

Simran

E-commerce Seller

CanadaEnglish (English)$ CAD

Simran runs a growing e-commerce business from her home office, juggling inventory, shipping logistics, and tax filings. This hub tracks the federal supports, tax credits, and digital adoption grants that help her scale her Canadian business.

Keeping the CRA happy

Understanding tax obligations prevents audits and keeps cash flow predictable.

GST/HST Registration

national · Canada Revenue Agency

Who qualifies
Businesses with annual taxable supplies exceeding $30,000.
What you get
Ability to claim input tax credits on business expenses.
What it actually costs you
Free to register; requires quarterly or annual filing.
Common gotcha
You must collect tax from day one if you expect to hit the $30k threshold soon.

Business Number (BN)

national · Canada Revenue Agency

Who qualifies
Any business operating in Canada.
What you get
A unique 9-digit identifier for all federal tax accounts.
What it actually costs you
Free; requires basic business registration details.
Common gotcha
Don't confuse this with a provincial incorporation number.

T2 Corporation Income Tax

national · Canada Revenue Agency

What you get
Formal tax assessment for incorporated businesses.
What it actually costs you
Time for accounting; usually requires professional software or an accountant.
Common gotcha
Must be filed within 6 months of the fiscal year-end.

Payroll Program Account

national · Canada Revenue Agency

Who qualifies
Businesses hiring employees or paying themselves a salary.
What you get
Legal framework to remit CPP, EI, and income tax.
What it actually costs you
Requires monthly remittance filings.
Common gotcha
Late remittances trigger significant interest penalties.

Import/Export Program Account

national · Canada Border Services Agency

Who qualifies
Businesses importing goods for resale.
What you get
Authorization to clear goods through customs.
What it actually costs you
Requires a BN; no direct fee but customs duties apply.
Common gotcha
You need this even for small courier shipments if they are for resale.

Small Business Deduction

national · Department of Finance Canada

Who qualifies
Canadian-controlled private corporations.
What you get
Lower corporate tax rate on the first $500,000 of active business income.
What it actually costs you
Must be claimed on T2 return.
Common gotcha
The limit is shared among associated corporations.

Scaling up my shop

Grants and loans that help move from a side hustle to a full-time operation.

Canada Digital Adoption Program (CDAP)

national · Innovation, Science and Economic Development Canada

Who qualifies
Small businesses with at least one employee and $500k revenue.
What you get
Grant of up to $15,000 to hire a digital advisor.
What it actually costs you
Requires a digital assessment and business plan.
Common gotcha
The grant is for planning, not for buying the software itself.

BDC Small Business Loan

national · Business Development Bank of Canada

Who qualifies
Businesses with 12+ months of operations.
What you get
Flexible financing for equipment, inventory, or working capital.
What it actually costs you
Interest rates vary; requires business plan and financials.
Common gotcha
BDC is a lender of last resort; they want to see growth potential.

CanExport SMEs

national · Global Affairs Canada

Who qualifies
Businesses looking to sell outside Canada.
What you get
Up to $50,000 in funding for international marketing.
What it actually costs you
Requires a 50% matching contribution.
Common gotcha
You must apply before you incur the marketing expenses.

Futurpreneur Canada Loan

national · Futurpreneur

Who qualifies
Entrepreneurs aged 18-39.
What you get
Up to $60,000 in financing plus mentorship.
What it actually costs you
Requires a solid business plan and cash flow forecast.
Common gotcha
The mentorship component is mandatory.

Canada Small Business Financing Program

national · Innovation, Science and Economic Development Canada

Who qualifies
Businesses with gross annual revenues of $10 million or less.
What you get
Government-backed loans through major banks with lower collateral requirements.
What it actually costs you
Registration fee of 2% of the loan amount.
Common gotcha
The bank still makes the final decision on approval.

NRC IRAP

national · National Research Council Canada

Who qualifies
Businesses doing R&D or technical innovation.
What you get
Non-repayable funding for technical projects.
What it actually costs you
Extensive reporting and technical documentation.
Common gotcha
Not for standard retail; must have a 'technical' edge.

Moving my goods

Navigating the complexities of Canadian logistics and cross-border shipping.

Canada Post Solutions for Small Business

national · Canada Post

Who qualifies
Any Canadian small business.
What you get
Volume-based shipping discounts and free parcel pickup.
What it actually costs you
Free to join; no minimum shipping volume.
Common gotcha
Discounts are tiered; you need to ship more to save more.

CARM Client Portal

national · Canada Border Services Agency

Who qualifies
Businesses that import goods.
What you get
Online management of duties and taxes for imports.
What it actually costs you
Requires registration and setup of financial security.
Common gotcha
Mandatory for all commercial importers as of 2024.

Canada Tariff Finder

national · Global Affairs Canada

Who qualifies
Importers and exporters.
What you get
Information on tariff rates under free trade agreements.
What it actually costs you
Free; requires HS code of the product.
Common gotcha
You must prove the 'rules of origin' to get the lower rate.

Duty Drawback Program

national · Canada Border Services Agency

Who qualifies
Businesses that import goods and then re-export them.
What you get
Refund of duties paid on imported goods.
What it actually costs you
Requires detailed record-keeping of export proof.
Common gotcha
The paperwork is extremely rigorous.

Casual Importation Process

national · Canada Border Services Agency

Who qualifies
Small volume importers.
What you get
Simplified customs clearance for low-value goods.
What it actually costs you
Standard duties and taxes apply.
Common gotcha
Cannot be used for commercial resale if the value is too high.

VentureOne

national · Canada Post

Who qualifies
Small business owners.
What you get
Additional savings on shipping and direct mail.
What it actually costs you
Free enrollment.
Common gotcha
Must be linked to your business account.

Looking after myself

When you are self-employed, you are your own HR department.

CPP for Self-Employed

national · Canada Revenue Agency

Who qualifies
Self-employed individuals earning over $3,500.
What you get
Future pension benefits.
What it actually costs you
You pay both the employer and employee portion.
Common gotcha
It is calculated on your net income, not gross.

EI Special Benefits for Self-Employed

national · Service Canada

Who qualifies
Self-employed people who opt-in to the EI program.
What you get
Maternity, parental, sickness, and compassionate care benefits.
What it actually costs you
Must register 12 months before claiming.
Common gotcha
You can't opt-in just when you get sick; it must be done in advance.

Canada Workers Benefit (CWB)

national · Canada Revenue Agency

Who qualifies
Low-income working individuals.
What you get
Refundable tax credit to help with living expenses.
What it actually costs you
Claimed automatically on your personal tax return.
Common gotcha
Only applies if your net income is below a certain threshold.

GST/HST Credit

national · Canada Revenue Agency

Who qualifies
Low to modest-income individuals/families.
What you get
Tax-free quarterly payment to offset sales tax.
What it actually costs you
Must file a personal tax return every year.
Common gotcha
Even if you have no income, file a return to get this.

Canada Child Benefit (CCB)

national · Canada Revenue Agency

Who qualifies
Parents with children under 18.
What you get
Monthly tax-free payment based on income.
What it actually costs you
Must file annual tax returns.
Common gotcha
If you don't file, the payments stop automatically.

RRSP Contribution Deduction

national · Canada Revenue Agency

Who qualifies
Anyone with earned income.
What you get
Tax deduction to lower your taxable income.
What it actually costs you
Requires cash to invest in an RRSP account.
Common gotcha
Don't over-contribute past your limit (check CRA My Account).

State-level schemes

13states & territories — open one to see what it offers.

Alberta

Alberta offers a unique tax-friendly environment for small e-commerce businesses with no provincial sales tax and robust digital transformation grants.

Scaling my online shop

Alberta Digital Economy Program

state · Business Link

Who qualifies
Small businesses with fewer than 50 employees registered in Alberta.
What you get
Free one-on-one digital advisory services.
What it actually costs you
Requires proof of business registration and a commitment to attend digital training sessions.
Common gotcha
Funds are often exhausted quickly; apply as soon as the intake window opens.

Business Link Advisory Services

state · Government of Alberta

Who qualifies
Any Alberta-based entrepreneur or small business owner.
What you get
Free expert advice on business planning, market research, and regulatory compliance.
What it actually costs you
Time for consultation sessions; no direct fees.
Common gotcha
They provide guidance, not direct financial loans, though they help prepare loan applications.

Alberta Innovation Voucher

state · Alberta Innovates

Who qualifies
Early-stage technology-focused small businesses.
What you get
Vouchers up to $10,000 to hire service providers for product development or market validation.
What it actually costs you
Requires a 25% matching contribution from the business owner.
Common gotcha
The application process is rigorous and requires a clear innovation roadmap.

Export Support Fund

state · Alberta Economic Development, Trade and Tourism

Who qualifies
Businesses looking to sell their goods outside of Alberta/Canada.
What you get
Financial assistance for international marketing and trade show participation.
What it actually costs you
Detailed business plan and export strategy document required.
Common gotcha
Must prove that the goods are manufactured or significantly value-added in Alberta.

Getting help with the workload

Canada-Alberta Job Grant

state · Government of Alberta

Who qualifies
Employers who want to train existing or new employees.
What you get
Reimbursement of up to 66% of training costs for employees.
What it actually costs you
Employer must contribute the remaining 33% of training costs.
Common gotcha
Training must be provided by a third-party trainer, not in-house.

Summer Temporary Employment Program (STEP)

state · Government of Alberta

Who qualifies
Non-profits and small businesses hiring students for summer roles.
What you get
Wage subsidies for hiring students during summer months.
What it actually costs you
Requires payroll administration and adherence to student employment standards.
Common gotcha
Strict application deadlines in early spring; late applications are rarely accepted.
British Columbia

British Columbia offers robust digital transition grants and small business tax credits that help e-commerce sellers scale operations locally and internationally.

Growing my online store

Launch Online Grant Program

state · Alacrity Canada / BC Government

Who qualifies
Small and medium-sized BC businesses looking to build or improve their e-commerce platform.
What you get
Up to $7,500 to cover 75% of costs for digital marketing and website development.
What it actually costs you
Requires a detailed project plan and proof of business registration in BC.
Common gotcha
Funds are often exhausted quickly; apply as soon as the intake window opens.

Small Business BC Advisory Services

state · Small Business BC

Who qualifies
Any registered small business owner in British Columbia.
What you get
Access to expert consultations on tax, legal, and export strategies for e-commerce.
What it actually costs you
Low-cost consultation fees; usually $50-$150 per session.
Common gotcha
People often forget they offer free webinars that cover basic business registration.

Employer Training Grant

state · Ministry of Post-Secondary Education and Future Skills

Who qualifies
BC employers wanting to train staff in digital skills or e-commerce management.
What you get
Up to $10,000 per employee to cover training costs.
What it actually costs you
Must demonstrate that the training leads to a promotion or increased job security.
Common gotcha
You must apply for the grant before the training starts, not after.

Export Navigator

state · BC Ministry of Jobs, Economic Development and Innovation

Who qualifies
BC businesses ready to sell their products to markets outside of British Columbia.
What you get
Free one-on-one coaching to navigate international shipping and cross-border e-commerce.
What it actually costs you
Time commitment for meetings; no direct monetary cost.
Common gotcha
They focus on 'export-ready' businesses; ensure your local supply chain is stable first.

Managing taxes and compliance

Provincial Sales Tax (PST) Registration

state · Ministry of Finance

Who qualifies
E-commerce sellers with nexus in BC selling taxable goods.
What you get
Legal authority to collect and remit PST to the province.
What it actually costs you
Free to register; requires monthly or quarterly tax filings.
Common gotcha
Many sellers forget that online services and software often have specific PST rules.

Small Business Venture Capital Tax Credit

state · BC Ministry of Finance

Who qualifies
BC-based e-commerce startups looking for equity investment.
What you get
Investors receive a 30% tax credit, making it easier for you to raise capital.
What it actually costs you
Strict application process for the company to qualify as an 'eligible business'.
Common gotcha
The company must be registered in BC and have a permanent establishment here.
Manitoba

Manitoba offers a unique tax environment for small e-commerce businesses and specific provincial grants for digital transformation that help local sellers compete globally.

Growing my online business

Manitoba Digital Adoption Grant

state · Manitoba Economic Development, Investment and Trade

Who qualifies
Small businesses registered in Manitoba with fewer than 50 employees.
What you get
Reimbursement of up to $2,500 for digital marketing, e-commerce platform setup, or cybersecurity upgrades.
What it actually costs you
Requires proof of purchase and a completed project; 4-6 weeks for processing.
Common gotcha
You must pay for the services upfront; the grant is a reimbursement, not an advance.

Small Business Venture Capital Tax Credit

state · Manitoba Finance

Who qualifies
Manitoba-based small businesses seeking equity investment.
What you get
Investors receive a 45% non-refundable tax credit, making it easier to raise capital for your store.
What it actually costs you
Requires formal business registration and filing of an offering memorandum.
Common gotcha
The business must be primarily engaged in manufacturing or processing to qualify.

Moving my goods around

CentrePort Canada Business Incentives

state · CentrePort Canada

Who qualifies
Businesses operating within the CentrePort inland port area near Winnipeg.
What you get
Reduced property taxes and streamlined permitting for warehousing and distribution centers.
What it actually costs you
Requires a physical presence in the designated zone; application fee varies by parcel size.
Common gotcha
Only applies to businesses located within the specific geographic boundaries of the inland port.

Manitoba Trade and Investment Export Program

state · Manitoba Trade

Who qualifies
Manitoba businesses looking to sell products outside of Canada.
What you get
Market research, trade mission support, and export counseling.
What it actually costs you
Time-intensive application process; requires a solid export business plan.
Common gotcha
They prioritize businesses that have already achieved some level of local success.
New BrunswickNouveau-Brunswick

New Brunswick offers specific provincial support for small digital businesses and e-commerce entrepreneurs looking to scale through local innovation grants and export development programs.

Growing my online shop

Small Business Innovation Service

state · Opportunities NB

Who qualifies
Registered NB businesses with fewer than 50 employees looking to adopt digital technologies.
What you get
Financial assistance for consulting services to improve digital presence and e-commerce logistics.
What it actually costs you
Requires a detailed business plan and proof of registration; 50% cost-sharing model.
Common gotcha
Funding is competitive and must be approved before you start the project.

Export NB Program

state · Opportunities NB

Who qualifies
NB-based sellers ready to ship products outside of the province or country.
What you get
Reimbursement for export-related marketing and logistics costs.
What it actually costs you
Detailed export strategy document and financial statements.
Common gotcha
You cannot claim expenses already covered by federal programs.

Innovation Voucher Fund

state · NBIF

Who qualifies
Startups and small businesses needing technical expertise to solve e-commerce bottlenecks.
What you get
Vouchers up to $10,000 to hire researchers or experts.
What it actually costs you
Application process involves a pitch to the NBIF board.
Common gotcha
Must work with a recognized NB research institution or expert.

Digital Skills Training Subsidy

state · Department of Post-Secondary Education, Training and Labour

Who qualifies
Small business owners needing to upskill staff in digital marketing or e-commerce platforms.
What you get
Partial reimbursement for training course fees.
What it actually costs you
Proof of training enrollment and payment receipts.
Common gotcha
Training must be provided by an accredited institution.

Taxes and compliance

NB Harmonized Sales Tax (HST) Compliance

state · Finance and Treasury Board

Who qualifies
Businesses selling goods online to NB residents.
What you get
Legal compliance for collecting the 15% HST.
What it actually costs you
Registration through the Canada Revenue Agency portal.
Common gotcha
Many sellers forget they must collect HST on shipping fees as well.

Corporate Affairs Registry

state · Service New Brunswick

Who qualifies
Anyone operating a business under a name other than their own.
What you get
Legal business name protection in the province.
What it actually costs you
Annual filing fee of approximately $60.
Common gotcha
Failure to file the annual return results in administrative dissolution.
Newfoundland and Labrador

Newfoundland and Labrador offers unique support for small businesses and e-commerce entrepreneurs navigating the challenges of a remote, island-based economy.

Growing my online shop

Small Business Tax Rate

state · Department of Finance

Who qualifies
Canadian-controlled private corporations with active business income in NL.
What you get
A reduced corporate income tax rate of 3% on the first $500,000 of active business income.
What it actually costs you
Requires annual corporate tax filing; no separate application fee.
Common gotcha
You must ensure your business is officially registered in the province to qualify for the provincial rate.

Innovation and Business Investment Fund

state · Department of Industry, Energy and Technology

Who qualifies
Small to medium enterprises looking to innovate or expand market reach.
What you get
Non-repayable contributions for projects that increase productivity or export potential.
What it actually costs you
Requires a detailed business plan and proof of matching funds.
Common gotcha
Funding is competitive and must be approved before project commencement.

Export Support Program

state · Department of Industry, Energy and Technology

Who qualifies
Businesses looking to sell products outside of Newfoundland and Labrador.
What you get
Financial assistance for marketing, trade shows, and market research to grow your customer base.
What it actually costs you
Detailed application form and proof of export readiness.
Common gotcha
Expenses must be incurred after the application is submitted.

CBDC Small Business Loans

community · Community Business Development Corporations

Who qualifies
Entrepreneurs who may struggle to get traditional bank financing.
What you get
Flexible loans up to $150,000 for startup or expansion costs.
What it actually costs you
Requires a business plan and personal financial disclosure.
Common gotcha
Interest rates are competitive but usually higher than major banks.

Getting my products to customers

Marine Atlantic Commercial Accounts

state · Marine Atlantic

Who qualifies
Businesses frequently shipping goods across the Gulf of St. Lawrence.
What you get
Volume-based discounts and priority booking for commercial freight.
What it actually costs you
Requires a commercial account setup and credit check.
Common gotcha
Booking slots fill up fast during peak tourist seasons.

Digital Transformation Grant

state · TechNL

Who qualifies
Small businesses needing to upgrade e-commerce websites or digital infrastructure.
What you get
Funding to cover costs for web development, SEO, or digital marketing tools.
What it actually costs you
Application process involves submitting quotes from vendors.
Common gotcha
Must use approved digital service providers.
Nova ScotiaNouvelle-Écosse

Nova Scotia offers unique provincial support for small e-commerce businesses through digital adoption grants and local market access programs that aren't available at the federal level.

Growing my online shop

Small Business Digital Adoption Program

state · Nova Scotia Department of Economic Development

Who qualifies
Registered Nova Scotian small businesses with fewer than 20 employees.
What you get
Up to $2,500 in grant funding for digital marketing, website upgrades, or e-commerce platform integration.
What it actually costs you
Requires a 1:1 matching investment; must provide proof of business registration.
Common gotcha
You must apply before you start the project; retroactive expenses are not covered.

Export Growth Program

state · Nova Scotia Business Inc.

Who qualifies
Businesses looking to sell products outside of Nova Scotia.
What you get
Financial assistance for market research and e-commerce logistics to reach international customers.
What it actually costs you
Detailed business plan and export strategy document required.
Common gotcha
Focuses heavily on businesses that can prove they have the capacity to scale production.

Innovation Rebate Program

state · Nova Scotia Business Inc.

Who qualifies
Businesses investing in new technology or equipment to improve operations.
What you get
A rebate of up to 25% of eligible capital investment costs.
What it actually costs you
Requires a minimum project spend of $3,000.
Common gotcha
The rebate is paid out after the project is completed and audited.

Co-operative Development Fund

state · Department of Service Nova Scotia

Who qualifies
E-commerce sellers forming a co-op to share shipping or warehousing costs.
What you get
Grants for feasibility studies and startup operational costs.
What it actually costs you
Requires formal incorporation as a co-operative under provincial law.
Common gotcha
Strict governance requirements for co-op members.

Local logistics and taxes

Small Business Tax Deduction

state · Nova Scotia Finance and Treasury Board

Who qualifies
Canadian-controlled private corporations with active business income in NS.
What you get
Reduced provincial corporate income tax rate on the first $500,000 of active business income.
What it actually costs you
Must file annual provincial corporate tax returns.
Common gotcha
Does not apply to sole proprietorships, only incorporated entities.

Provincial Sales Tax Exemption for Resale

state · Service Nova Scotia

Who qualifies
Registered businesses purchasing goods for resale.
What you get
Allows you to purchase inventory without paying provincial sales tax upfront.
What it actually costs you
Requires a valid provincial business registration number.
Common gotcha
You must collect and remit the correct tax from your final customers.

WCB Small Business Safety Incentive

state · Workers' Compensation Board of Nova Scotia

Who qualifies
Small businesses with low accident rates.
What you get
Lowered annual premiums for mandatory workers' compensation coverage.
What it actually costs you
Annual safety audit and training documentation.
Common gotcha
Mandatory even if you are a one-person shop if you have certain types of contracts.

Halifax Home-Based Business Permit

municipal · Halifax Regional Municipality

Who qualifies
Residents operating an e-commerce shop from their home in Halifax.
What you get
Legal authorization to operate a commercial enterprise in a residential zone.
What it actually costs you
One-time application fee of approximately $150.
Common gotcha
Strict rules on signage and storage of inventory in residential areas.
Northwest TerritoriesTerritoires du Nord-Ouest

Operating an e-commerce business in the North requires navigating unique logistics and high operational costs, which the NWT government offsets through specific territorial grants and northern-focused business support.

Scaling my shop and getting support

Business Development Fund (BDF)

state · Department of Industry, Tourism and Investment

Who qualifies
NWT-based small businesses looking to expand or improve operations.
What you get
Non-repayable contributions for business planning, marketing, and equipment upgrades.
What it actually costs you
Detailed business plan and financial statements; 4-8 weeks processing time.
Common gotcha
You must apply before you start the project or spend any money.

Support for Entrepreneurs and Economic Development (SEED)

state · Department of Industry, Tourism and Investment

Who qualifies
NWT residents starting or growing a business.
What you get
Funding for business start-up, market development, and operational support.
What it actually costs you
Application form and proof of NWT residency.
Common gotcha
The policy is quite strict about the business being physically located in the NWT.

NWT Manufacturing Support Program

state · Department of Industry, Tourism and Investment

Who qualifies
Businesses that manufacture products within the NWT.
What you get
Rebate on eligible manufacturing costs to help offset high northern production expenses.
What it actually costs you
Annual reporting of production costs and sales.
Common gotcha
Requires clear proof that the value-add happens inside the territory.

Tourism Product Diversification and Marketing Program

state · Department of Industry, Tourism and Investment

Who qualifies
E-commerce sellers focusing on northern-made arts, crafts, or tourism-related goods.
What you get
Financial assistance for marketing campaigns and product development.
What it actually costs you
Marketing plan and budget breakdown.
Common gotcha
Must align with the NWT tourism brand guidelines.

Moving my goods in the North

Community Access Program

state · Department of Infrastructure

Who qualifies
Businesses requiring improved access to remote areas for distribution.
What you get
Support for improving local access roads or logistics infrastructure.
What it actually costs you
Co-funding requirement and municipal approval.
Common gotcha
Highly competitive and dependent on regional infrastructure priorities.

NWT Broadband Expansion Program

state · Department of Infrastructure

Who qualifies
Businesses in remote NWT communities needing high-speed internet for e-commerce.
What you get
Subsidized connectivity or equipment installation grants.
What it actually costs you
Proof of business connectivity needs.
Common gotcha
Limited to specific underserved zones.
Nunavutᓄᓇᕗᑦ

Operating an e-commerce business from Nunavut requires navigating extreme logistics costs and unique territorial grants designed to support remote entrepreneurs.

Grants to help my business grow

Nunavut Business Training Fund

state · Department of Economic Development and Transportation

Who qualifies
Nunavut-based small business owners needing specialized skills training.
What you get
Up to 75% of training costs covered, capped at $10,000 per fiscal year.
What it actually costs you
Detailed business plan, proof of residency, and a training quote.
Common gotcha
Must be approved before the training begins; retro-claims are rejected.

Strategic Investment Program

state · Department of Economic Development and Transportation

Who qualifies
Businesses contributing to the territorial economy through innovation or export.
What you get
Non-repayable contributions for capital assets or marketing expansion.
What it actually costs you
Comprehensive project proposal and 3-year financial projections.
Common gotcha
The application process is highly competitive and funding is limited annually.

Small Business Support Program

state · Department of Economic Development and Transportation

Who qualifies
Small businesses operating in Nunavut with fewer than 20 employees.
What you get
Consulting services and financial assistance for business development.
What it actually costs you
Registration with the Nunavut Registry of Companies.
Common gotcha
Requires a valid Nunavut business license to even start the application.

Nunavut Arts and Crafts Grant

state · Department of Culture and Heritage

Who qualifies
E-commerce sellers focusing on Inuit-made arts and traditional crafts.
What you get
Funding for materials, equipment, and marketing of cultural products.
What it actually costs you
Portfolio of work and a clear marketing plan for online sales.
Common gotcha
Must demonstrate that the products are authentically Nunavut-made.

Getting my products out of the territory

Nunavut Shipping Subsidy Pilot

state · Department of Economic Development and Transportation

Who qualifies
Small businesses shipping goods out of Nunavut to southern markets.
What you get
Reimbursement of a portion of high air-cargo shipping costs.
What it actually costs you
Detailed shipping manifests and proof of payment to carriers.
Common gotcha
Only applies to specific carriers and routes; check the approved list first.

Community Transfer Payment

state · Municipal Government

Who qualifies
Small businesses operating in specific remote hamlets.
What you get
Local tax rebates or utility subsidies for commercial spaces.
What it actually costs you
Proof of commercial property lease or ownership.
Common gotcha
Varies significantly by hamlet; check with your local Hamlet office.
Ontario

Ontario offers a robust ecosystem for e-commerce entrepreneurs through specialized business grants, digital transformation support, and regional tax credits that help small online retailers scale rapidly.

Scaling my online shop

Digital Transformation Grant

state · Ontario Ministry of Economic Development

Who qualifies
Small brick-and-mortar businesses in Ontario looking to expand their online presence.
What you get
A $2,500 grant to help cover costs for website development, e-commerce software, or digital marketing.
What it actually costs you
Requires a digital transformation plan and proof of business registration.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis; apply as soon as the portal opens.

Ontario Small Business Support Grant

state · Ministry of Finance

Who qualifies
Small businesses that were required to close or significantly restrict services due to provincial health orders.
What you get
One-time payment ranging from $10,000 to $20,000.
What it actually costs you
Must demonstrate a revenue decline of at least 20% compared to the previous year.
Common gotcha
Strict audit requirements; keep all financial records for 7 years.

Ontario Innovation Tax Credit

state · Canada Revenue Agency (Ontario administration)

Who qualifies
Ontario-based corporations investing in R&D for new e-commerce tech or logistics solutions.
What you get
A 8% refundable tax credit on qualified R&D expenditures.
What it actually costs you
Requires detailed documentation of R&D hours and project costs.
Common gotcha
Must be filed alongside your corporate tax return.

Starter Company Plus

state · Small Business Enterprise Centres

Who qualifies
Ontario residents aged 18+ starting a new business or expanding an existing one.
What you get
Up to $5,000 in grant funding plus mentorship.
What it actually costs you
Requires a formal business plan and participation in training workshops.
Common gotcha
You must contribute at least 25% of the total project cost yourself.

Finding and training help

Canada-Ontario Job Grant

state · Ministry of Labour, Immigration, Training and Skills Development

Who qualifies
Employers looking to train current or new employees in e-commerce skills.
What you get
Government covers up to 50-83% of training costs per trainee.
What it actually costs you
Employer must contribute a portion of the training cost.
Common gotcha
Training must be provided by a third-party trainer, not in-house.

Youth Employment Fund

state · Ministry of Labour

Who qualifies
Businesses hiring youth aged 15-29 who are unemployed.
What you get
Financial incentives to cover training and wage costs for new hires.
What it actually costs you
Must provide a structured work placement program.
Common gotcha
The job placement must lead to long-term employment.
Prince Edward IslandÎle-du-Prince-Édouard

Prince Edward Island offers unique provincial support for small e-commerce businesses looking to digitize their operations and reach global markets through targeted export and innovation grants.

Growing my online business

Small Business Investment Grant

state · Innovation PEI

Who qualifies
Registered PEI businesses with less than 50 employees.
What you get
Up to 25% of eligible capital costs for equipment or software, capped at $25,000.
What it actually costs you
Detailed business plan, proof of investment, and 4-6 weeks for review.
Common gotcha
You must apply and receive approval before purchasing the equipment or software.

Digital Acceleration Program

state · Innovation PEI

Who qualifies
PEI-based small businesses looking to improve e-commerce capabilities.
What you get
Financial assistance for hiring digital consultants or implementing e-commerce platforms.
What it actually costs you
Matching funds required; must provide project scope and vendor quotes.
Common gotcha
Consultants must be pre-approved by the department.

Export Development Program

state · Innovation PEI

Who qualifies
Businesses ready to sell products outside of Prince Edward Island.
What you get
Reimbursement for marketing, trade show travel, and international shipping logistics.
What it actually costs you
Must demonstrate an export plan and provide receipts for reimbursement.
Common gotcha
Only covers costs incurred after the application is approved.

Innovation PEI Voucher Program

state · Innovation PEI

Who qualifies
Small businesses needing technical expertise to solve a specific business problem.
What you get
Vouchers worth up to $5,000 to hire experts or research institutions.
What it actually costs you
Requires a 25% cash contribution from the business owner.
Common gotcha
The expert must be a third-party service provider, not an employee.

Hiring and training help

SkillsPEI Employer Support

state · SkillsPEI

Who qualifies
PEI businesses hiring unemployed individuals or training existing staff.
What you get
Wage subsidies covering a portion of salary for new hires during training periods.
What it actually costs you
Must provide a training plan and maintain payroll records.
Common gotcha
The position must be permanent and full-time to qualify for maximum subsidy.

Work Experience Program

state · SkillsPEI

Who qualifies
Businesses willing to provide work experience to individuals transitioning to the workforce.
What you get
Funding for a portion of the trainee's wages for up to 52 weeks.
What it actually costs you
Requires a formal training agreement and monthly reporting.
Common gotcha
Cannot be used to replace existing staff or fill temporary vacancies.
QuebecQuébec

Quebec offers a unique ecosystem for e-commerce sellers through specialized provincial tax credits and business development grants that are distinct from federal Canadian programs.

Growing my online shop

ESSOR Program

Programme ESSOR

state · Investissement Québec

Who qualifies
Businesses with high growth potential looking to expand digital operations.
What you get
Loans, loan guarantees, or equity investments for scaling digital infrastructure.
What it actually costs you
Requires a detailed business plan and financial projections; approval process is lengthy.
Common gotcha
It is not a grant; you must prove the ability to repay the investment.

Tax Credit for the Development of E-Business

Crédit d'impôt favorisant le développement des affaires électroniques

state · Investissement Québec

Who qualifies
Corporations with a permanent establishment in Quebec primarily engaged in e-business.
What you get
Refundable tax credit covering up to 24% of eligible salaries.
What it actually costs you
Requires annual certification from Investissement Québec.
Common gotcha
Must meet strict criteria regarding the percentage of revenue derived from e-business.

PME en action

state · Ministère de l'Économie, de l'Innovation et de l'Énergie

Who qualifies
Small and medium-sized enterprises investing in productivity and digital transformation.
What you get
Non-repayable financial assistance for consulting fees or digital integration software.
What it actually costs you
Requires a project proposal and proof of matching funds.
Common gotcha
Funds are often exhausted quickly; apply as early as possible in the fiscal year.

Export Québec Support

state · Export Québec

Who qualifies
Quebec-based sellers looking to expand sales outside of Canada.
What you get
Financial support for international market development and trade missions.
What it actually costs you
Requires a documented export strategy.
Common gotcha
Focuses heavily on B2B; B2C sellers need to frame their strategy carefully.

Hiring and training my team

PACME Training Program

Programme d'actions concertées pour le maintien en emploi

state · Commission des partenaires du marché du travail

Who qualifies
Businesses needing to train employees in new digital tools or e-commerce platforms.
What you get
Reimbursement of up to 50-90% of training costs.
What it actually costs you
Must provide invoices and proof of training completion.
Common gotcha
Does not cover general operational training; must be specific to skill upgrading.

Wage Subsidy Program

Subvention salariale

state · Services Québec

Who qualifies
Employers hiring individuals who are currently unemployed and registered with Services Québec.
What you get
Subsidy covering a portion of the new employee's wages for a set period.
What it actually costs you
Requires an agreement with a local employment centre.
Common gotcha
The candidate must be referred by an employment counsellor.
Saskatchewan

Saskatchewan offers a supportive ecosystem for small e-commerce entrepreneurs through targeted provincial tax credits, export grants, and digital adoption programs designed to help local businesses reach global markets.

Growing my online business

Saskatchewan Digital Adoption Grant

state · Government of Saskatchewan

Who qualifies
Small businesses with a physical presence in Saskatchewan looking to improve e-commerce capabilities.
What you get
Reimbursement of up to $2,500 for digital transformation costs like website development or SEO.
What it actually costs you
Requires proof of purchase and business registration; 4-6 weeks processing time.
Common gotcha
You must apply before you start the project; retroactive expenses are rarely covered.

Export Marketing Assistance Program

state · Saskatchewan Trade and Export Partnership (STEP)

Who qualifies
Saskatchewan-based companies looking to sell products outside of the province.
What you get
Financial assistance to cover costs of international marketing, trade shows, and e-commerce expansion.
What it actually costs you
Membership in STEP is required; requires detailed business plan and export strategy.
Common gotcha
Focus is on tangible goods; digital-only services may have different eligibility criteria.

Small Business Tax Deduction

state · Ministry of Finance

Who qualifies
Canadian-controlled private corporations with active business income in Saskatchewan.
What you get
Lower corporate income tax rate on the first $600,000 of active business income.
What it actually costs you
Requires annual corporate tax filing with the Canada Revenue Agency.
Common gotcha
This is a tax deduction, not a direct cash grant; it reduces your tax liability at year-end.

Saskatchewan Commercial Innovation Incentive

state · Ministry of Trade and Export Development

Who qualifies
Businesses that commercialize intellectual property developed in Saskatchewan.
What you get
A reduced corporate income tax rate of 6% for up to 10 years.
What it actually costs you
Requires rigorous documentation of R&D and intellectual property filings.
Common gotcha
The threshold for 'innovation' is high; ensure your e-commerce model involves proprietary tech.

Hiring and training help

Canada-Saskatchewan Job Grant

state · Ministry of Immigration and Career Training

Who qualifies
Saskatchewan employers who want to train existing or new employees.
What you get
Up to $10,000 per trainee to cover training costs; government covers 2/3 of costs.
What it actually costs you
Employer must contribute 1/3 of the training cost; requires training plan submission.
Common gotcha
Training must be provided by a third-party trainer, not in-house.

Youth Internship Program

state · Ministry of Immigration and Career Training

Who qualifies
Businesses willing to provide work experience to unemployed youth.
What you get
Wage subsidies for hiring interns for up to 26 weeks.
What it actually costs you
Must provide a structured mentorship plan; paperwork required for payroll reimbursement.
Common gotcha
Must be a full-time position; part-time internships usually don't qualify.
Yukon

Yukon's remote e-commerce sellers benefit from specialized northern business grants and logistics support tailored to the unique challenges of the territory's geography.

Growing my business in the North

Yukon Business Expansion Fund

state · Department of Economic Development

Who qualifies
Yukon-based businesses looking to expand operations or reach new markets.
What you get
Repayable contributions for capital costs, marketing, or equipment upgrades.
What it actually costs you
Detailed business plan and 2-3 years of financial statements required.
Common gotcha
Funding is competitive and requires proof of long-term viability in the northern market.

Yukon Innovation Incentive

state · Yukon Research Centre

Who qualifies
Businesses developing new products or digital solutions.
What you get
Up to 50% of eligible project costs to a maximum of $50,000.
What it actually costs you
Must demonstrate a clear innovation component beyond standard retail.
Common gotcha
The application process is rigorous and requires a technical project scope.

Northern Business Relief Fund

state · Yukon Economic Development

Who qualifies
Small businesses facing sudden operational cost spikes due to logistics.
What you get
One-time grants to offset shipping and supply chain disruptions.
What it actually costs you
Proof of increased freight costs compared to previous years.
Common gotcha
Funds are often exhausted quickly; apply as soon as the portal opens.

Entrepreneur Training Fund

state · Department of Economic Development

Who qualifies
Business owners seeking to improve digital marketing or e-commerce skills.
What you get
Reimbursement for up to 75% of training costs.
What it actually costs you
Receipts for courses and proof of business registration.
Common gotcha
Must be approved before the training begins.

Handling shipping and logistics

Yukon Freight Subsidy Program

state · Yukon Highways and Public Works

Who qualifies
Registered businesses shipping goods to and from remote communities.
What you get
Reduced rates on specific territorial freight routes.
What it actually costs you
Registration with the Department of Highways.
Common gotcha
Only applies to specific approved carriers.

Northern Supply Chain Grant

state · Yukon Economic Development

Who qualifies
E-commerce sellers managing inventory in multiple remote locations.
What you get
Financial support for warehouse infrastructure.
What it actually costs you
Lease agreements and proof of inventory volume.
Common gotcha
Does not cover daily shipping costs, only infrastructure.