Switzerland hubs

Fatmir

Shop Owner

SwitzerlandGerman (Deutsch)CHF CHF

Fatmir runs a small independent boutique in a busy Swiss town, balancing tight margins with strict regulatory compliance. This hub covers the federal-level obligations, social security nets, and business portals that every Swiss entrepreneur navigates daily.

Keeping the shop legal and tax-ready

Understanding federal tax obligations and registration requirements is the foundation of keeping the business doors open.

Central Business Name Index (ZEFIX)

Zentraler Firmenindex

national · Federal Office of Justice

Who qualifies
All registered Swiss businesses.
What you get
Official legal status and public visibility for your business entity.
What it actually costs you
Variable registration fees depending on legal form; requires UID number.
Common gotcha
Updating your address here is legally mandatory within 14 days of moving.

Value Added Tax (MWST)

Mehrwertsteuer

national · Federal Tax Administration

Who qualifies
Businesses with annual turnover exceeding CHF 100,000.
What you get
Compliance with federal tax law; ability to reclaim input VAT.
What it actually costs you
Requires quarterly reporting; no fee to register but high administrative burden.
Common gotcha
Missing the quarterly filing deadline results in automatic late fees.

Social Security Contributions (AHV/IV/EO)

Alters- und Hinterlassenenversicherung

national · Federal Social Insurance Office

Who qualifies
All self-employed persons and employers.
What you get
Mandatory pension and disability insurance coverage.
What it actually costs you
Approx. 10% of income; requires annual declaration of earnings.
Common gotcha
Self-employed must pay both employer and employee portions.

Mandatory Accident Insurance

Obligatorische Unfallversicherung

national · SUVA

Who qualifies
All employees working in Switzerland.
What you get
Coverage for workplace accidents and occupational diseases.
What it actually costs you
Premium depends on the risk class of your shop; deducted from payroll.
Common gotcha
Non-occupational accident insurance is mandatory if staff work >8 hours/week.

Swissdec Salary Standard

national · Swissdec

Who qualifies
Business owners managing payroll.
What you get
Standardized digital interface for salary reporting to tax and social authorities.
What it actually costs you
Requires compatible accounting software.
Common gotcha
Not a government portal itself, but the standard required by all cantonal tax offices.

Federal Law Database

Fedlex

national · Federal Chancellery

Who qualifies
Anyone needing to check current federal regulations.
What you get
Access to all current federal laws and ordinances.
What it actually costs you
Free; requires time to navigate complex legal text.
Common gotcha
Laws change frequently; always check the 'status' date.

Managing the team

Swiss labor laws are strict, and getting the paperwork right for employees is non-negotiable.

Work Permit Application

national · State Secretariat for Migration

Who qualifies
Employers hiring non-EU/EFTA nationals.
What you get
Legal authorization to employ foreign staff.
What it actually costs you
High administrative fee; requires proof of local labor market search.
Common gotcha
Quotas for non-EU workers are extremely limited.

Occupational Pension Scheme (BVG)

Berufliche Vorsorge

national · Federal Social Insurance Office

Who qualifies
Employees earning above a specific threshold.
What you get
Second-pillar retirement savings.
What it actually costs you
Employer must pay at least 50% of the premium.
Common gotcha
The 'coordination deduction' reduces the insured salary.

Maternity Allowance

Mutterschaftsentschädigung

national · Federal Social Insurance Office

Who qualifies
Employed or self-employed mothers.
What you get
80% of income for 14 weeks after birth.
What it actually costs you
Funded through social security contributions.
Common gotcha
Must have been insured for 9 months prior to birth.

Family Allowances

Familienzulagen

national · Cantonal Compensation Offices

Who qualifies
Employees with children under 16 (or 25 if studying).
What you get
Monthly cash payment per child.
What it actually costs you
Employer pays the contribution; employee receives the benefit.
Common gotcha
Rates vary significantly by canton.

SECO Labor Law Guidance

Arbeitsgesetz

national · State Secretariat for Economic Affairs

Who qualifies
All employers.
What you get
Clear guidelines on working hours, rest periods, and shop opening hours.
What it actually costs you
Free; requires self-study.
Common gotcha
Sunday work requires special permits.

Unemployment Insurance (ALV)

Arbeitslosenversicherung

national · State Secretariat for Economic Affairs

Who qualifies
All employees.
What you get
Income protection in case of layoff.
What it actually costs you
Deducted from employee salary; employer pays 50%.
Common gotcha
Self-employed owners are generally not covered.

Getting things done online

Switzerland is moving rapidly toward 'e-government', and these portals save hours of paperwork.

CH.ch Federal Portal

national · Federal Chancellery

Who qualifies
All residents and business owners.
What you get
Centralized access to all government services and information.
What it actually costs you
Free.
Common gotcha
It's a directory, not a transaction portal; it links you to the specific agency.

SwissID

national · SwissSign

Who qualifies
Anyone with a Swiss identity document.
What you get
Secure login for government and private sector portals.
What it actually costs you
Free to register; requires physical identity verification.
Common gotcha
Not all government services accept it yet, but it's the standard.

EasyGov.swiss

national · State Secretariat for Economic Affairs

Who qualifies
SMEs and self-employed.
What you get
Single portal for VAT, OASI, and commercial registry filings.
What it actually costs you
Free; requires SwissID.
Common gotcha
Does not replace all cantonal filings yet.

Swiss Post Business Services

national · Swiss Post

Who qualifies
All businesses.
What you get
Logistics, shipping, and digital document management.
What it actually costs you
Variable service fees.
Common gotcha
Standard shipping is reliable, but 'Innight' services cost extra.

Simap Procurement Portal

national · Federal Procurement Conference

Who qualifies
Businesses bidding for government contracts.
What you get
Access to public tender notices.
What it actually costs you
Free to view; bidding requires extensive documentation.
Common gotcha
Deadlines are strictly enforced.

Cantonal/Federal E-Tax

national · Federal Tax Administration

Who qualifies
All taxpayers.
What you get
Digital tax return submission.
What it actually costs you
Free software download.
Common gotcha
Each canton has its own version of the software.

Keeping the shop safe

Product safety and shop hygiene are heavily regulated to maintain the 'Swiss quality' reputation.

Food Safety Inspection

Lebensmittelsicherheit

national · Federal Food Safety and Veterinary Office

Who qualifies
Any shop selling food products.
What you get
Compliance certification.
What it actually costs you
Periodic inspection fees.
Common gotcha
Self-monitoring (HACCP) logs must be kept on-site.

Product Safety Regulations

Produktsicherheitsgesetz

national · State Secretariat for Economic Affairs

Who qualifies
Retailers selling consumer goods.
What you get
Legal framework for selling safe products.
What it actually costs you
Compliance costs; liability for unsafe goods.
Common gotcha
You are liable for products even if you didn't manufacture them.

Federal Data Protection Act

Datenschutzgesetz

national · Federal Data Protection and Information Commissioner

Who qualifies
Any business handling customer data.
What you get
Legal framework for GDPR-aligned data handling.
What it actually costs you
Implementation costs for IT systems.
Common gotcha
Privacy policies must be visible on your website and in-store.

Fire Safety Guidelines

Brandschutzrichtlinien

national · Association of Cantonal Fire Insurance

Who qualifies
All physical shop owners.
What you get
Safety compliance certification.
What it actually costs you
Installation of fire extinguishers/alarms; annual checks.
Common gotcha
Emergency exits must never be blocked, even for deliveries.

Price Display Ordinance

Preisbekanntgabeverordnung

national · State Secretariat for Economic Affairs

Who qualifies
All retailers.
What you get
Standardized rules for displaying prices.
What it actually costs you
Administrative effort to label every item.
Common gotcha
Prices must include VAT and be clearly visible.

Verification of Measuring Instruments

Eichwesen

national · METAS

Who qualifies
Shops using scales or measuring devices.
What you get
Legal certification of accuracy.
What it actually costs you
Periodic calibration fees.
Common gotcha
Scales must have a valid 'Eich' sticker.

State-level schemes

26states & territories — open one to see what it offers.

Aargau

Aargau offers a stable, business-friendly environment for shop owners with specific cantonal support for energy efficiency and vocational training.

Keeping the shop running and efficient

Aargau Energy Efficiency Program

Energie-Förderprogramm Aargau

state · Departement Bau, Verkehr und Umwelt

Who qualifies
Small business owners investing in building insulation, heat pumps, or LED lighting upgrades.
What you get
Direct financial grants covering up to 20-30% of renovation costs.
What it actually costs you
Detailed energy audit report and application before starting work.
Common gotcha
You must apply for the grant before you sign any contracts with contractors.

Aargau Digital Transformation Voucher

state · Aargau Services

Who qualifies
SMEs with under 50 employees looking to digitize inventory or sales.
What you get
Vouchers worth up to 5,000 CHF for external consulting services.
What it actually costs you
A clear project plan and proof of registration in the commercial register.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis each quarter.

Hiring and training my team

Aargau Vocational Training Support

Berufsbildung Aargau

state · Departement Bildung, Kultur und Sport

Who qualifies
Shop owners training apprentices in retail or commerce.
What you get
Administrative support and potential tax deductions for training costs.
What it actually costs you
Registration with the cantonal vocational office and a certified trainer on staff.
Common gotcha
The apprentice must be registered with the canton before the start of the school year.

Aargau Work Integration Grant

state · SVA Aargau

Who qualifies
Employers hiring long-term unemployed individuals registered in Aargau.
What you get
Wage subsidies for the first 6-12 months of employment.
What it actually costs you
Coordination with the regional employment center (RAV).
Common gotcha
The subsidy is only applicable if the person was previously registered with the RAV.
Appenzell Innerrhoden

As a shop owner in this unique canton, you navigate specific regional tax incentives and local business support structures that differ significantly from the rest of Switzerland.

Keeping the shop running and taxes low

Appenzell Innerrhoden Corporate Tax Relief

state · Cantonal Tax Administration

Who qualifies
Small businesses and shop owners registered within the canton.
What you get
One of the lowest corporate tax rates in Switzerland, helping retain more profit.
What it actually costs you
Standard annual tax filing; requires proof of local business residency.
Common gotcha
The tax rate is low, but you must strictly adhere to the cantonal accounting standards.

Cantonal Economic Promotion Grant

state · Department of Economic Affairs

Who qualifies
Local SMEs looking to modernize shop infrastructure or digital presence.
What you get
Subsidies for investments in energy-efficient shop equipment or digital systems.
What it actually costs you
Detailed business plan and investment quotes; approval process takes 2-3 months.
Common gotcha
Must apply before starting the project; retroactive claims are rejected.

Apprenticeship Support Subsidy

state · Office for Vocational Training

Who qualifies
Shop owners who take on apprentices for retail training.
What you get
Financial compensation for the training costs and administrative support for the apprentice.
What it actually costs you
Registration with the cantonal vocational office; requires a certified trainer on staff.
Common gotcha
The apprentice must be enrolled in the specific cantonal retail curriculum.

Cantonal Commercial Register Fee Reduction

state · Commercial Registry Office

Who qualifies
New shop owners registering their sole proprietorship.
What you get
Reduced administrative fees for initial entry into the cantonal register.
What it actually costs you
Standard registration documents and identity verification.
Common gotcha
Ensure your business name complies with local naming conventions to avoid rejection.

Leveraging the Appenzell tourist flow

Appenzell Tourism Partnership Program

state · Appenzell Tourismus

Who qualifies
Retail shops located in the Appenzell village center.
What you get
Inclusion in official tourist maps, digital marketing, and 'Appenzell-certified' shop branding.
What it actually costs you
Small annual membership fee; must maintain minimum opening hours during peak season.
Common gotcha
You must display the official tourism logo to qualify for the marketing benefits.

Commercial Waste Disposal Subsidy

municipal · Municipality of Appenzell

Who qualifies
Shop owners managing high volumes of packaging waste.
What you get
Discounted rates for commercial waste collection services.
What it actually costs you
Registration for the municipal waste collection system.
Common gotcha
You must use the specific municipal waste bags or bins provided.

Historic District Signage Grant

municipal · Building and Planning Department

Who qualifies
Shop owners in the historic center needing to update signage.
What you get
Financial aid to ensure signage meets the strict aesthetic standards of the village.
What it actually costs you
Architectural plans and approval from the historic preservation board.
Common gotcha
Strict rules on materials (wood/metal) and colors; plastic signs are usually banned.
Appenzell Ausserrhoden

As a shop owner in Appenzell Ausserrhoden, you benefit from the canton's specific focus on small-business innovation and regional tourism support that keeps local retail alive.

Keeping my shop running

AR Innovation Vouchers

Innovationsgutscheine Appenzell Ausserrhoden

state · Amt für Wirtschaft

Who qualifies
Small businesses in AR looking to modernize processes or digitalize retail.
What you get
Financial support covering up to 50% of external consulting costs for innovation projects.
What it actually costs you
Detailed project proposal and proof of local registration.
Common gotcha
Must be applied for before the project starts; retroactive claims are rejected.

Regional Tourism Marketing Fund

Tourismusförderung AR

state · Appenzellerland Tourismus

Who qualifies
Local shops that contribute to the regional tourist appeal.
What you get
Co-funding for joint marketing campaigns or signage improvements.
What it actually costs you
Membership in the regional tourism association and a clear marketing plan.
Common gotcha
The project must demonstrate a benefit to the broader Appenzellerland region, not just your shop.

Apprenticeship Training Grant

Lehrlingsförderung

state · Amt für Berufsbildung

Who qualifies
Retail shops hiring local apprentices for the first time or expanding training capacity.
What you get
Annual subsidy per apprentice to offset training costs.
What it actually costs you
Formal training contract and certified trainer on staff.
Common gotcha
Requires quarterly reporting on the apprentice's progress.

Energy Efficiency Subsidy for SMEs

Energieeffizienz-Programm AR

state · Amt für Energie

Who qualifies
Shop owners upgrading to energy-efficient lighting or refrigeration systems.
What you get
Direct grant covering 20-30% of the hardware upgrade cost.
What it actually costs you
Energy audit report and invoices for the new equipment.
Common gotcha
Only applies to equipment that exceeds standard Swiss energy efficiency ratings.

Managing my local taxes and permits

Hardship Tax Deferral

Steuerstundung für KMU

state · Steuerverwaltung Appenzell Ausserrhoden

Who qualifies
Businesses facing temporary liquidity issues due to seasonal dips.
What you get
Interest-free deferral of cantonal tax payments for up to 6 months.
What it actually costs you
Proof of financial hardship and a repayment plan.
Common gotcha
You must apply before the tax deadline; late applications are rarely accepted.

Simplified Signage Permit

Reklamebewilligung

municipal · Gemeindeverwaltung Herisau

Who qualifies
Shop owners in Herisau needing to install or change exterior signage.
What you get
Fast-tracked approval process for standard signage.
What it actually costs you
Processing fee of roughly 150 CHF and a visual design mock-up.
Common gotcha
Strict adherence to local heritage and aesthetic guidelines is mandatory.
Bern

Bern offers specific cantonal support for small business digitalization and energy efficiency upgrades that are essential for local shop owners to remain competitive.

Keeping my shop running and growing

Bern Digitalization Voucher

Digitalisierungs-Gutschein Bern

state · Office of Economy Bern

Who qualifies
Small businesses in Bern with fewer than 50 employees looking to implement e-commerce or digital inventory systems.
What you get
Up to 5,000 CHF to cover 50% of external consulting or software implementation costs.
What it actually costs you
Detailed project plan, proof of business registration, and 2-4 weeks for approval.
Common gotcha
You must apply before signing any contracts with service providers; retroactive applications are rejected.

Bern Energy Efficiency Grant

Energie-Förderprogramm Bern

state · Cantonal Energy Office

Who qualifies
Shop owners owning or leasing commercial premises in Bern seeking to replace old lighting or HVAC systems.
What you get
Direct financial contribution covering up to 30% of investment costs for energy-efficient hardware.
What it actually costs you
Energy audit report, invoices, and proof of installation.
Common gotcha
The grant is only valid for equipment meeting specific Swiss energy efficiency standards.

Bernese Tax Hardship Relief

Steuererleichterung Bern

state · Cantonal Tax Administration

Who qualifies
Shop owners facing temporary liquidity issues due to unforeseen economic circumstances.
What you get
Extension of payment deadlines or installment plans for cantonal taxes without interest penalties.
What it actually costs you
Financial statements showing cash flow issues, written request to the tax office.
Common gotcha
This only applies to cantonal taxes, not federal direct taxes.

Managing the shop front and local rules

Bern Public Space Usage Permit

Sondernutzung öffentlicher Grund

municipal · City of Bern Civil Engineering Office

Who qualifies
Shop owners wanting to place merchandise or seating on the sidewalk in front of their store.
What you get
Legal authorization to utilize public space for commercial display.
What it actually costs you
Annual fee based on square footage, site map, and insurance proof.
Common gotcha
Strict rules on pedestrian clearance; if you block the path, the permit is revoked immediately.

Bern Commercial Waste Disposal Scheme

Gewerbeabfallentsorgung Bern

municipal · Entsorgung + Recycling Bern

Who qualifies
All retail businesses operating within the city limits.
What you get
Access to specialized commercial waste collection and recycling services.
What it actually costs you
Purchase of official commercial waste stickers or subscription fees.
Common gotcha
Mixing cardboard with general waste results in heavy fines.
Basel-Landschaft

As a shop owner in Basel-Landschaft, you benefit from the canton's proximity to the Basel urban hub while navigating specific cantonal tax structures and local business support programs.

Keeping the shop running and taxes in check

Basel-Landschaft Business Tax Deductions

Steuerabzüge für Unternehmen

state · Steuerverwaltung Basel-Landschaft

Who qualifies
Registered sole proprietorships and SMEs based in Basel-Landschaft.
What you get
Specific cantonal deductions for business investments and R&D expenses.
What it actually costs you
Detailed annual financial statements and tax filings.
Common gotcha
Many owners miss the specific deductions for professional training costs of employees.

Basel-Landschaft Economic Promotion

Wirtschaftsförderung Baselland

state · Amt für Wirtschaft und Arbeit

Who qualifies
Local businesses looking to expand or innovate within the canton.
What you get
Access to consulting services and potential bridge financing for business development.
What it actually costs you
A solid business plan and proof of economic impact in the region.
Common gotcha
It is not a grant for daily operations, but for growth-oriented projects.

Cantonal Apprenticeship Support

Berufsbildungsfonds

state · Berufsbildungsamt BL

Who qualifies
Shop owners who take on apprentices (Lernende).
What you get
Financial contributions to offset the costs of training apprentices.
What it actually costs you
Registration of the training contract and periodic reporting.
Common gotcha
You must be officially certified as a training company.

Commercial Register Fee Adjustments

Handelsregistergebühren

state · Handelsregisteramt BL

Who qualifies
All registered business entities in the canton.
What you get
Standardized, transparent fee structure for registry changes and updates.
What it actually costs you
Administrative fees per filing.
Common gotcha
Failure to update the register for address changes can lead to fines.

Permits and local shop infrastructure

Cantonal Signage and Exterior Permit

Reklamebewilligung

municipal · Bauinspektorat (Gemeinde level)

Who qualifies
Shop owners installing new signs or awnings.
What you get
Legal authorization to display business signage on public-facing property.
What it actually costs you
Application fee ranging from 100 to 500 CHF depending on size.
Common gotcha
Municipal regulations often differ from the cantonal baseline; check with your local Gemeinde.

Commercial Waste Disposal System

Gewerbeabfallentsorgung

municipal · Gemeindeverwaltung

Who qualifies
All shops generating non-household waste.
What you get
Access to municipal commercial waste collection or specialized disposal points.
What it actually costs you
Annual waste tax based on business size or volume.
Common gotcha
You are required to separate recyclables strictly or face heavy fines.

Extended Opening Hours Permit

Öffnungszeitenbewilligung

state · Volkswirtschafts- und Gesundheitsdirektion

Who qualifies
Shops in high-traffic or tourist areas.
What you get
Permission to operate outside standard cantonal closing times.
What it actually costs you
Application fee and proof of local demand.
Common gotcha
Strict adherence to labor laws regarding employee shifts is mandatory.

Public Space Usage Permit

Sondernutzung öffentlicher Grund

municipal · Tiefbauamt

Who qualifies
Shops wanting to place display racks or tables on the sidewalk.
What you get
Legal right to use a portion of the sidewalk for business.
What it actually costs you
Annual rental fee per square meter.
Common gotcha
Must ensure pedestrian access is never blocked.
Basel-Stadt

Basel-Stadt offers unique urban business support and specific cantonal tax structures that help small shop owners navigate the high-cost environment of the tri-border region.

Keeping my shop running

Basel-Stadt Business Promotion (Standortförderung)

Standortförderung Basel-Stadt

state · Department of Economic, Social and Environmental Affairs

Who qualifies
Small businesses and shop owners registered in Basel-Stadt.
What you get
Consulting services, networking, and guidance on local regulations.
What it actually costs you
Free of charge; requires a business plan and registration details.
Common gotcha
They focus more on growth-oriented businesses than micro-retailers.

Basel-Stadt Commercial Rent Support

state · Cantonal Economic Office

Who qualifies
Small retail shops facing temporary financial hardship due to construction or urban changes.
What you get
Temporary rent relief or mediation support.
What it actually costs you
Detailed proof of revenue decline; requires audit of financial statements.
Common gotcha
Extremely strict criteria; rarely granted for general market downturns.

Basel-Stadt Commercial Waste Management

Abfallentsorgung Gewerbe

state · Stadtreinigung Basel

Who qualifies
All shops generating commercial waste.
What you get
Mandatory waste collection services tailored to business volume.
What it actually costs you
Annual fees based on volume; requires purchase of official commercial waste stickers.
Common gotcha
Mixing private household waste with commercial waste leads to heavy fines.

Basel-Stadt Exterior Signage Permit

Reklamebewilligung

state · Bau- und Verkehrsdepartement

Who qualifies
Shop owners wanting to place signs or awnings on the street.
What you get
Legal authorization to display business signage.
What it actually costs you
Application fee of approx. 200-500 CHF; takes 4-8 weeks for approval.
Common gotcha
Strict aesthetic guidelines in the Old Town (Altstadt) area.

Living and working in Basel

Basel-Stadt Health Insurance Premium Reduction

Prämienverbilligung

state · Amt für Sozialbeiträge

Who qualifies
Residents with low to moderate income (including self-employed shop owners).
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Annual application based on tax assessment; deadline is usually March.
Common gotcha
If your tax return is late, you lose the subsidy for the year.

Basel-Stadt Mobility Card (TNW)

TNW Abo

state · Tarifverbund Nordwestschweiz

Who qualifies
All residents and business owners.
What you get
Discounted public transport across the canton.
What it actually costs you
Monthly subscription fee; requires proof of residency.
Common gotcha
Does not cover cross-border travel to France or Germany without an add-on.

Basel-Stadt Childcare Voucher

Betreuungsgutscheine

state · Erziehungsdepartement

Who qualifies
Working parents with children in daycare.
What you get
Financial vouchers to offset high daycare costs.
What it actually costs you
Income-based calculation; requires annual tax filing.
Common gotcha
Limited number of vouchers; apply as soon as your child is born.
Fribourg

Fribourg offers specific cantonal support for small business sustainability, energy efficiency upgrades, and vocational training subsidies that help shop owners stay competitive in the Swiss market.

Keeping the shop running and efficient

Cantonal Energy Program (Programme Bâtiments)

Programme Bâtiments Fribourg

state · Service de l'énergie (DIREN)

Who qualifies
Owners of commercial buildings in Fribourg performing energy-efficient renovations.
What you get
Direct financial grants covering up to 30-40% of renovation costs for insulation or heating systems.
What it actually costs you
Requires an energy audit before starting work; application must be submitted prior to project commencement.
Common gotcha
You cannot claim the subsidy if the renovation work has already begun before approval.

Fribourg Innovation Vouchers

Chèques innovation Fribourg

state · PromFR (Promotion économique du canton de Fribourg)

Who qualifies
Small and medium-sized enterprises (SMEs) based in Fribourg looking to modernize business processes.
What you get
Financial support to hire external experts for digital transformation or process optimization.
What it actually costs you
Requires a clear project proposal and a 50% co-financing contribution from the business owner.
Common gotcha
The voucher is for external consulting, not for buying new hardware or stock.

Apprenticeship Support Grant

Soutien à la formation professionnelle

state · Service de la formation professionnelle (SFP)

Who qualifies
Shop owners who take on apprentices in their store.
What you get
Annual subsidy per apprentice to offset training supervision costs.
What it actually costs you
Must hold a valid training authorization and sign a formal apprenticeship contract.
Common gotcha
The shop owner must demonstrate they have the capacity to mentor the apprentice properly.

Cantonal Tax Payment Deferral

Facilités de paiement d'impôts

state · Service cantonal des contributions

Who qualifies
Business owners facing temporary liquidity issues due to market downturns.
What you get
Extension of tax payment deadlines or installment plans without immediate interest penalties.
What it actually costs you
Requires submission of recent financial statements proving temporary hardship.
Common gotcha
This is a deferral, not a tax exemption; interest may still accrue if the plan isn't followed.

Local networking and legal protection

Local Commerce Association Support

Soutien aux associations de commerçants

state · Commune de Fribourg

Who qualifies
Local business associations organizing events to promote the city center.
What you get
Partial funding for marketing campaigns or local festivals that drive foot traffic.
What it actually costs you
Requires membership in the local merchant association and a joint application.
Common gotcha
Individual shops cannot apply; it must be a collective effort.

Cantonal Legal Assistance for SMEs

Assistance judiciaire pour PME

state · Tribunal cantonal

Who qualifies
Small business owners involved in commercial disputes who cannot afford full legal fees.
What you get
Reduced-cost legal representation or mediation services.
What it actually costs you
Proof of income and business assets required; application fee applies.
Common gotcha
Does not cover all types of commercial litigation; primarily for labor or contract disputes.
GenevaGenève

Geneva offers unique cantonal support for small business owners through specialized tax credits, professional training subsidies, and strict but protective commercial leasing regulations.

Keeping my shop running

FONGIT Business Support

Fondation Genevoise pour l'Innovation Technologique

state · Canton of Geneva

Who qualifies
Small business owners in Geneva looking to modernize operations or integrate digital tools.
What you get
Requires a detailed business plan and proof of Geneva-based operations.
Common gotcha
The application process is highly competitive and requires a strong focus on innovation rather than just retail maintenance.

Office for the Promotion of Industry and Technology (OPI)

Office de promotion des industries et des technologies

state · State of Geneva

Who qualifies
Local shop owners and small-scale producers in the Geneva region.
What you get
Membership fees apply; requires proof of local business registration.
Common gotcha
Often mistaken for a government department, it is a public-private partnership with specific membership criteria.

Geneva Cantonal Tax Deductions for Small Businesses

state · Administration fiscale cantonale

Who qualifies
Registered sole proprietors or small companies paying cantonal tax in Geneva.
What you get
Requires detailed annual accounting and receipts for all claimed expenses.
Common gotcha
Tax laws change annually; ensure your accountant is updated on the latest cantonal thresholds.

Cantonal Apprenticeship Grant

Subvention pour l'apprentissage

state · Office pour l'orientation, la formation professionnelle et continue

Who qualifies
Shop owners willing to hire and train a certified apprentice.
What you get
Requires a signed apprenticeship contract and approval from the cantonal authorities.
Common gotcha
Strict adherence to the training plan is audited; failure to comply results in immediate grant revocation.

Managing the shop space

Geneva Commercial Lease Mediation

state · Commission de conciliation en matière de baux et loyers

Who qualifies
Any shop owner facing a lease dispute or unfair rent increase in Geneva.
What you get
Free of charge for the initial mediation session; requires lease documentation.
Common gotcha
You must file the request within 30 days of receiving a contested notice.

SIG Energy Efficiency Program

Services Industriels de Genève (SIG) - Éco21

state · SIG (State-owned utility)

Who qualifies
Shop owners upgrading lighting, heating, or refrigeration to energy-efficient models.
What you get
Requires pre-approval of the equipment and proof of installation by a certified contractor.
Common gotcha
The rebate is only valid for specific, pre-approved energy-efficient models.
Glarus

Glarus offers unique cantonal tax incentives for small businesses and specific energy-efficiency subsidies that help shop owners manage overheads in the Alps.

Keeping my shop running and taxes low

Cantonal Small Business Tax Relief

Steuererleichterungen für KMU

state · Department of Finance, Glarus

Who qualifies
Registered small businesses with fewer than 10 employees based in Glarus.
What you get
Reduced cantonal corporate tax rate for the first 5 years of operation.
What it actually costs you
Requires annual financial statements and a formal application to the tax office.
Common gotcha
You must prove your business creates or maintains local jobs.

Glarus Innovation Voucher

Innovationsgutschein Glarus

state · Economic Development Office

Who qualifies
Local shop owners looking to digitize their inventory or shopfront.
What you get
Up to 5,000 CHF to cover consulting fees for business modernization.
What it actually costs you
Submission of a project plan and 3 quotes from service providers.
Common gotcha
Cannot be used for routine maintenance, only for new digital tools.

Cutting down my shop's energy bills

Glarus Energy Efficiency Program

Energie-Förderprogramm Glarus

state · Department of Construction and Environment

Who qualifies
Shop owners upgrading to LED lighting or better insulation.
What you get
Reimbursement of 20-30% of the total renovation cost.
What it actually costs you
Must submit energy audit report before starting work.
Common gotcha
You must apply before purchasing materials; retroactive claims are rejected.

Cantonal Solar Installation Grant

Solar-Förderbeitrag Glarus

state · Glarus Energy Agency

Who qualifies
Owners of commercial buildings in Glarus.
What you get
One-time cash payment based on the kilowatt-peak capacity of the solar installation.
What it actually costs you
Requires a certified electrician's plan and building permit.
Common gotcha
The grant amount depends on the current year's budget availability.
Graubünden

Graubünden offers unique mountain-region business support and specific cantonal tax incentives for small business owners operating in challenging alpine terrain.

Keeping my shop running

Cantonal Business Promotion Act

Gesetz über die Wirtschaftsförderung

state · Amt für Wirtschaft und Tourismus

Who qualifies
Small businesses in peripheral mountain regions needing investment for modernization.
What you get
Low-interest loans or investment grants for infrastructure upgrades.
What it actually costs you
Detailed business plan and proof of local economic impact.
Common gotcha
Grants are highly competitive and prioritize businesses that support local tourism.

Graubünden SME Tax Relief

state · Steuerverwaltung Graubünden

Who qualifies
Small business owners with taxable income below specific cantonal thresholds.
What you get
Reduced cantonal tax rates for small-scale commercial operations.
What it actually costs you
Annual tax declaration with specific SME annexes.
Common gotcha
You must clearly separate private and business assets to qualify for the relief.

Cantonal Apprenticeship Support

state · Amt für Berufsbildung

Who qualifies
Shop owners training local youth in retail or commercial roles.
What you get
Annual financial contribution towards training costs per apprentice.
What it actually costs you
Formal registration of the apprenticeship contract with the canton.
Common gotcha
The apprentice must pass the cantonal quality standards for training.

Dealing with the municipality

Chur Retail Signage and Usage Permit

municipal · Stadt Chur Bauamt

Who qualifies
Shop owners in Chur city center needing to display signage or use sidewalk space.
What you get
Legal authorization for outdoor displays or shop front modifications.
What it actually costs you
Application fee ranging from 100 to 500 CHF depending on complexity.
Common gotcha
Historic district regulations are very strict regarding sign colors and materials.

Graubünden Building Energy Program

Das Gebäudeprogramm Graubünden

state · Amt für Energie und Verkehr

Who qualifies
Shop owners upgrading heating or insulation in their commercial property.
What you get
Direct subsidies covering up to 20-30% of renovation costs.
What it actually costs you
Energy audit report before starting the work.
Common gotcha
Application must be submitted and approved before any construction begins.
Jura

As a shop owner in the Canton of Jura, you benefit from specific regional economic development grants and tax incentives designed to support small businesses in the Jura Arc.

Keeping the shop running

Jura Economic Promotion Grant

Promotion économique du canton du Jura

state · Service de l'économie et de l'emploi

Who qualifies
Small businesses and shops planning to innovate or expand operations within the canton.
What you get
Subsidies covering up to 20% of investment costs for modernization.
What it actually costs you
Detailed business plan, proof of local investment, and 3-6 months processing time.
Common gotcha
You must apply before starting the work; retroactive applications are strictly rejected.

Jura Digital Transition Voucher

Chèque numérique Jura

state · Office de l'informatique

Who qualifies
Retailers looking to set up e-commerce or digital inventory systems.
What you get
Direct financial aid of up to CHF 2,000 for digital service implementation.
What it actually costs you
Invoices from certified local digital service providers.
Common gotcha
The voucher only covers external consultant fees, not hardware purchases.

Jura Energy Efficiency Rebate

Programme d'efficacité énergétique Jura

state · Office de l'environnement

Who qualifies
Shop owners upgrading to LED lighting or high-efficiency heating systems.
What you get
Rebate covering 15-30% of total renovation costs.
What it actually costs you
Energy audit report and proof of installation by a Jura-based contractor.
Common gotcha
Must meet minimum energy savings thresholds defined by cantonal standards.

Jura Apprenticeship Subsidy

Aide à la formation professionnelle

state · Service de la formation professionnelle

Who qualifies
Shops hiring their first or additional apprentices.
What you get
Annual tax deduction and direct grant of CHF 1,500 per apprentice.
What it actually costs you
Formal apprenticeship contract registration and training supervisor certification.
Common gotcha
The apprentice must be registered with the cantonal vocational office.

Managing the paperwork

Jura Tax Deferral Scheme

Report d'impôt cantonal

state · Service des contributions

Who qualifies
Businesses facing temporary liquidity issues due to seasonal fluctuations.
What you get
Extension of tax payment deadlines by up to 6 months without interest penalties.
What it actually costs you
Written request with financial statements proving temporary hardship.
Common gotcha
Does not apply to federal direct taxes, only cantonal and municipal portions.

Jura Commercial Waste Rebate

Taxe au sac commerciale

municipal · Commune de Delémont

Who qualifies
Shops participating in organic waste recycling programs.
What you get
Reduction in annual commercial waste disposal fees.
What it actually costs you
Proof of contract with a private recycling firm.
Common gotcha
You must separate waste according to strict municipal guidelines.
LucerneLuzern

Lucerne offers specific cantonal tax incentives and business support structures that help small shop owners navigate the high cost of doing business in Central Switzerland.

Keeping my shop running and taxes in check

Lucerne Cantonal Business Tax Deductions

Steuerabzüge für KMU

state · Dienststelle Steuern Luzern

Who qualifies
Registered small business owners in Lucerne.
What you get
Reduces taxable income by accounting for shop maintenance and equipment.
What it actually costs you
Detailed annual financial statements and tax filings.
Common gotcha
Many owners forget to claim small equipment repairs as immediate business expenses.

Lucerne Business Promotion

Wirtschaftsförderung Luzern

state · Wirtschaftsförderung Luzern

Who qualifies
Small business owners looking to expand or optimize local operations.
What you get
Access to consulting services and networking events for local entrepreneurs.
What it actually costs you
Time for meetings and business plan presentation.
Common gotcha
Often seen as only for large firms, but they have specific advisory tracks for small shops.

Cantonal Vocational Training Grant

Lehrlingsförderung

state · Berufsbildungszentrum Luzern

Who qualifies
Shop owners who take on apprentices for retail training.
What you get
Partial reimbursement of training costs and administrative support.
What it actually costs you
Certification as a training company and supervision time.
Common gotcha
The paperwork for the training plan must be approved before the apprentice starts.

Lucerne Energy Efficiency Grant

Energie-Förderprogramm

state · Umwelt- und Energieamt Luzern

Who qualifies
Shop owners upgrading to energy-efficient lighting or heating systems.
What you get
Direct financial subsidy covering up to 20% of renovation costs.
What it actually costs you
Proof of energy audit and contractor invoices.
Common gotcha
Application must be submitted before the work begins.

Dealing with the city and my shop front

Lucerne Public Space Signage Permit

Reklamebewilligung

municipal · Stadt Luzern Tiefbauamt

Who qualifies
Shop owners wanting to place signs or displays on public sidewalks.
What you get
Legal right to display shop signage in front of the premises.
What it actually costs you
Annual fee based on square footage and application process.
Common gotcha
Strict aesthetic guidelines in the Old Town area.

Commercial Waste Management

Gewerbeabfallentsorgung

municipal · REAL Luzern

Who qualifies
Businesses generating commercial-grade waste.
What you get
Structured collection and recycling services for business waste.
What it actually costs you
Annual subscription fee based on volume.
Common gotcha
Failure to separate cardboard and glass leads to heavy fines.

Lucerne Delivery Zone Permit

Zufahrtsbewilligung

municipal · Stadt Luzern Polizei

Who qualifies
Shop owners requiring vehicle access to pedestrian-only zones for deliveries.
What you get
Time-restricted access pass for delivery vehicles.
What it actually costs you
Administrative processing fee.
Common gotcha
Access is strictly limited to morning hours.
Neuchâtel

Neuchâtel offers specific cantonal support for small business innovation, energy efficiency upgrades, and local employment incentives that help shop owners manage high operational costs.

Keeping my shop running and modern

Programme Bâtiments Neuchâtel

state · Service de l'énergie et de l'environnement

Who qualifies
Owners of commercial premises undertaking thermal insulation or heating system upgrades.
What you get
Direct financial grants covering up to 30-40% of renovation costs for energy efficiency.
What it actually costs you
Detailed energy audit required; application must be submitted before work begins.
Common gotcha
Retroactive applications are strictly rejected; you must have the approval letter in hand before the contractor starts.

Innovation Vouchers for SMEs

Chèques d'innovation

state · Service de l'économie (SCCO)

Who qualifies
Small businesses in Neuchâtel looking to introduce new digital tools or processes.
What you get
Vouchers worth up to 5,000 CHF to pay for external consulting or technical expertise.
What it actually costs you
Must provide a project plan and proof of business registration in the canton.
Common gotcha
The voucher covers external expertise only, not internal staff time or hardware purchases.

Digital Transformation Support

Soutien à la transition numérique

state · Service de l'économie

Who qualifies
Retailers and shop owners needing to set up e-commerce or digital inventory systems.
What you get
Partial reimbursement for implementation costs of digital platforms.
What it actually costs you
Requires a formal digital strategy document and three quotes from providers.
Common gotcha
Limited annual budget; applications are processed on a first-come, first-served basis.

Finding and training my staff

Apprenticeship Support Grant

Soutien à la formation professionnelle

state · Service des formations postobligatoires et de l'orientation

Who qualifies
Shop owners taking on their first apprentice or training a student in a shortage trade.
What you get
Annual subsidy to offset the cost of training and supervision time.
What it actually costs you
Must have a certified trainer on staff and sign a formal apprenticeship contract.
Common gotcha
The apprentice must be registered with the cantonal office to qualify for the subsidy.

Integration Bonus for Local Hires

Prime à l'intégration

state · Office de l'assurance-chômage

Who qualifies
Shop owners hiring a long-term unemployed resident of Neuchâtel.
What you get
Wage subsidy for the first 6 months of employment.
What it actually costs you
Requires a trial period and a commitment to provide on-the-job training.
Common gotcha
The candidate must be officially registered with the Neuchâtel regional employment office (ORP).
Nidwalden

Nidwalden offers a competitive tax environment for small business owners and specific cantonal support for local infrastructure and energy efficiency upgrades.

Keeping my shop running and taxes low

Nidwalden Cantonal Tax Advantage

Steuergesetz Nidwalden

state · Steuerverwaltung Nidwalden

Who qualifies
All registered business owners and residents in Nidwalden.
What you get
One of the lowest corporate and personal income tax rates in Switzerland.
What it actually costs you
Annual tax return filing; requires organized bookkeeping.
Common gotcha
The low rate is attractive, but you must strictly adhere to cantonal accounting standards to avoid audits.

Nidwalden Innovation Voucher

Innovationsgutschein Nidwalden

state · Amt für Wirtschaft Nidwalden

Who qualifies
Small businesses looking to modernize shop operations or digital systems.
What you get
Financial contribution towards external consulting or technical implementation costs.
What it actually costs you
Application proposal detailing the project scope and expected business impact.
Common gotcha
Funds are limited and granted on a first-come, first-served basis; apply early in the fiscal year.

Nidwalden Energy Efficiency Grant

Energieförderprogramm Nidwalden

state · Amt für Umwelt und Energie

Who qualifies
Shop owners replacing old heating systems or improving building insulation.
What you get
Direct subsidy covering a percentage of renovation costs for energy-efficient upgrades.
What it actually costs you
Must submit energy audit report before starting construction.
Common gotcha
You must apply for the grant before the work begins; retroactive applications are rejected.

Nidwalden Vocational Training Support

Berufsbildungsfonds Nidwalden

state · Amt für Berufsbildung

Who qualifies
Shop owners who take on apprentices for retail or business training.
What you get
Partial reimbursement of training costs and administrative support for apprenticeship contracts.
What it actually costs you
Must be a certified training company with a qualified supervisor on staff.
Common gotcha
The paperwork for the training plan must be submitted before the apprentice starts.

Dealing with the shop space and local rules

Stans Commercial Signage Permit

Reklamebewilligung Stans

municipal · Gemeinde Stans

Who qualifies
Shop owners installing or updating storefront signs or displays.
What you get
Legal authorization to display business branding on public-facing shop fronts.
What it actually costs you
Small processing fee and submission of design plans for aesthetic approval.
Common gotcha
Historical preservation zones in Stans have strict rules on color and material; check before buying the sign.

Nidwalden Commercial Waste Management

Abfallentsorgung Nidwalden

state · Amt für Umweltschutz

Who qualifies
All businesses generating commercial waste.
What you get
Access to specialized disposal routes for commercial packaging and materials.
What it actually costs you
Purchase of official cantonal waste stickers or bags; costs vary by volume.
Common gotcha
Commercial waste cannot be disposed of using household bags; heavy fines apply for non-compliance.
Obwalden

Obwalden offers a unique low-tax environment for small business owners, combined with specific cantonal support for local retail and energy efficiency.

Keeping my shop running

Obwalden Flat Tax Rate

state · Obwalden Tax Administration

Who qualifies
Registered sole proprietorships and SMEs based in the canton.
What you get
One of the lowest corporate and income tax rates in Switzerland.
What it actually costs you
Annual tax filing; requires clean bookkeeping.
Common gotcha
The low rate applies to the canton; federal tax is calculated separately.

Obwalden Innovation Voucher

state · Department of Economic Affairs

Who qualifies
Small businesses looking to modernize retail processes or digitalize.
What you get
Financial grants covering up to 50% of consulting costs for business optimization.
What it actually costs you
Detailed project proposal and proof of local business registration.
Common gotcha
Must be applied for before starting the project.

Cantonal Vocational Training Grant

state · Office of Vocational Training

Who qualifies
Shop owners who take on local apprentices.
What you get
Financial support to offset the cost of training materials and supervision time.
What it actually costs you
Submission of the apprenticeship contract.
Common gotcha
Strict adherence to the cantonal training curriculum is mandatory.

Obwalden Energy Subsidy

state · Cantonal Energy Office

Who qualifies
Business owners upgrading shop insulation or heating systems.
What you get
Direct subsidies for energy-efficient building retrofits.
What it actually costs you
Energy audit report from a certified technician.
Common gotcha
Funding is limited and allocated on a first-come, first-served basis.

Connecting with the town

Sarnen Local Business Network Support

municipal · Sarnen Municipality

Who qualifies
Retailers operating within Sarnen city limits.
What you get
Subsidized marketing and joint advertising campaigns for local shops.
What it actually costs you
Membership fee for the local trade association.
Common gotcha
Requires active participation in town events.

Obwalden Tourism Partnership

state · Obwalden Tourismus

Who qualifies
Shops located in high-traffic tourist zones.
What you get
Inclusion in official regional tourist guides and digital platforms.
What it actually costs you
Annual partnership fee based on business size.
Common gotcha
Must maintain specific service standards for tourists.
St. Gallen

St. Gallen offers a unique blend of high-tech innovation support and traditional SME subsidies that help small shop owners navigate the high cost of doing business in Switzerland.

Keeping my shop competitive

St. Gallen Innovation Voucher

Innovationsscheck St. Gallen

state · Amt für Wirtschaft und Arbeit

Who qualifies
Small businesses in St. Gallen looking to modernize their digital presence.
What you get
Financial support up to 50% of costs for external consultancy services.
What it actually costs you
Detailed project plan and proof of SME status.
Common gotcha
Must be applied for before the project starts, not after.

St. Gallen Export Promotion

Exportförderung St. Gallen

state · St.GallenBodenseeArea

Who qualifies
Local shop owners producing niche goods for cross-border trade.
What you get
Access to market research and networking events in the Bodensee region.
What it actually costs you
Membership fee and time for strategy workshops.
Common gotcha
Primarily focused on businesses with a clear growth strategy.

St. Gallen Energy Efficiency Grant

Energieförderprogramm St. Gallen

state · Amt für Energie

Who qualifies
Shop owners upgrading to LED lighting or energy-efficient cooling systems.
What you get
Cash rebate covering 20-30% of installation costs.
What it actually costs you
Invoices from certified local contractors.
Common gotcha
Equipment must meet specific Swiss energy efficiency labels.

Digital Transformation Fund

Digitalisierungsfonds St. Gallen

state · Kanton St. Gallen

Who qualifies
Retailers implementing new e-commerce or inventory management systems.
What you get
Grants covering up to 10,000 CHF for software integration.
What it actually costs you
Proof of digital roadmap and business registration.
Common gotcha
Requires a clear demonstration of how the tech improves productivity.

Managing taxes and local fees

St. Gallen Tax Deferral for SMEs

Steuerstundung für KMU

state · Steueramt St. Gallen

Who qualifies
Businesses facing temporary liquidity issues due to seasonal downturns.
What you get
Extension of tax payment deadlines without interest penalties.
What it actually costs you
Financial statements showing cash flow constraints.
Common gotcha
Must be requested before the payment deadline expires.

Apprenticeship Support Grant

Lehrlingsförderung St. Gallen

state · Berufsbildungsamt

Who qualifies
Shop owners taking on their first or second apprentice.
What you get
Annual subsidy to offset training costs and supervision time.
What it actually costs you
Training plan approval and mentor certification.
Common gotcha
The apprentice must be enrolled in a recognised vocational school.

Commercial Waste Rebate

Gewerbeabfall-Rabatt

municipal · Stadt St. Gallen Entsorgung

Who qualifies
Shops with high recycling rates.
What you get
Reduction in annual waste disposal fees.
What it actually costs you
Annual audit of waste separation practices.
Common gotcha
Requires strict adherence to municipal sorting guidelines.
Schaffhausen

As a shop owner in Schaffhausen, you benefit from a unique tax environment and regional business support structures that differ significantly from the rest of Switzerland.

Keeping my business running and taxes low

Schaffhausen Corporate Tax Reform

Steuergesetz Schaffhausen

state · Kantonales Steueramt

Who qualifies
All registered businesses operating within the canton of Schaffhausen.
What you get
One of the most competitive corporate tax rates in Switzerland, helping retain more profit.
What it actually costs you
Standard annual tax declaration; requires accurate bookkeeping.
Common gotcha
Many owners forget that the low rate applies to profit, not revenue; keep your expense receipts organized.

Economic Promotion Schaffhausen

Wirtschaftsförderung Schaffhausen

state · Wirtschaftsförderung Kanton Schaffhausen

Who qualifies
Small and medium-sized enterprises (SMEs) looking to expand or optimize local operations.
What you get
Consulting services, networking opportunities, and guidance on regional subsidies.
What it actually costs you
Free consultation; requires a solid business plan for specific project support.
Common gotcha
They don't just hand out cash; they provide the infrastructure and connections to make your shop more efficient.

Apprenticeship Training Support

Berufsbildungsfonds

state · Erziehungsdepartement Schaffhausen

Who qualifies
Shop owners who take on apprentices in retail or commerce.
What you get
Financial contributions toward the training costs of your apprentices.
What it actually costs you
Must be a certified training company; requires administrative filing of training contracts.
Common gotcha
You must register as a training company with the canton before the apprentice starts.

Dealing with the city and shop frontage

Public Space Usage Permit

Reklamebewilligung

municipal · Stadt Schaffhausen Bauamt

Who qualifies
Shop owners wanting to place signs or displays on public sidewalks.
What you get
Legal right to use public space for business visibility.
What it actually costs you
Annual fee based on square footage; requires a site plan and photo of the sign.
Common gotcha
The historical center has strict aesthetic guidelines; check with the city before ordering your sign.

Commercial Waste Disposal Scheme

Gewerbeabfallentsorgung

municipal · Stadt Schaffhausen Entsorgung

Who qualifies
All retail businesses generating standard commercial waste.
What you get
Regulated collection services tailored for business volumes.
What it actually costs you
Annual waste fee (Grundgebühr) plus per-bag or per-container fees.
Common gotcha
Commercial waste must be separated differently than household waste; fines apply for non-compliance.
Solothurn

Solothurn offers specific cantonal tax incentives for small business owners and robust vocational support for shop staff training that makes running a local retail business more sustainable.

Keeping my shop running and taxes fair

Cantonal Small Business Tax Relief

Steuererleichterungen für KMU

state · Kantonales Steueramt Solothurn

Who qualifies
Small businesses with fewer than 10 employees registered in Solothurn.
What you get
Reduced cantonal tax rate on business profits for the first 3 years of operation.
What it actually costs you
Requires submission of business plan and annual financial statements; no fee.
Common gotcha
You must apply for the reduction before the tax assessment is finalized.

Solothurn Innovation Voucher

Innovationsgutschein Solothurn

state · Amt für Wirtschaft und Arbeit

Who qualifies
Local shop owners looking to digitize their inventory or payment systems.
What you get
Grant covering up to 50% of consulting costs for digital transformation, capped at 5,000 CHF.
What it actually costs you
Project proposal required; approval takes 4-6 weeks.
Common gotcha
The voucher only covers external consulting, not the hardware itself.

Apprenticeship Training Subsidy

Lehrlingsförderung Solothurn

state · Berufsbildungsamt Solothurn

Who qualifies
Shop owners taking on their first apprentice in retail.
What you get
Annual subsidy of 2,000 CHF per apprentice to cover training materials.
What it actually costs you
Must be a certified training company; requires a signed training contract.
Common gotcha
The shop must meet strict safety and supervision standards for the apprentice.

Cantonal Energy Efficiency Grant

Energie-Förderprogramm Solothurn

state · Amt für Umwelt

Who qualifies
Shop owners upgrading to LED lighting or energy-efficient cooling systems.
What you get
Direct rebate of 20-30% of the installation cost for energy-efficient upgrades.
What it actually costs you
Invoices and proof of installation; must apply before starting the work.
Common gotcha
Retroactive applications are strictly rejected.

Dealing with the city and local rules

Outdoor Retail/Café Space Permit

Sondernutzungserlaubnis

municipal · Stadt Solothurn Bauamt

Who qualifies
Shop owners using public sidewalk space for display or seating.
What you get
Reduced annual permit fee for local businesses that maintain clean, accessible walkways.
What it actually costs you
Annual application fee of 150 CHF; requires site map.
Common gotcha
Permit is tied to the specific business owner, not the property.

Commercial Waste Optimization Rebate

Gewerbeabfall-Rabatt

municipal · Stadt Solothurn Entsorgung

Who qualifies
Shop owners who implement a certified recycling program for packaging.
What you get
15% reduction in annual commercial waste disposal fees.
What it actually costs you
Annual audit of waste separation practices.
Common gotcha
Failure to separate cardboard from general waste results in immediate loss of the rebate.

Security Improvement Grant

Sicherheits-Förderbeitrag

state · Kantonspolizei Solothurn

Who qualifies
Retail shops in high-traffic areas installing security cameras or reinforced locks.
What you get
One-time grant of up to 1,000 CHF for security hardware.
What it actually costs you
Police security assessment report; receipts for equipment.
Common gotcha
Must use approved security vendors listed by the cantonal police.
Schwyz

Schwyz offers shop owners a competitive tax environment and specific cantonal support for small business innovation and energy efficiency upgrades.

Keeping the shop running and taxes low

Schwyz Cantonal Tax Rate

state · Kantonales Steueramt Schwyz

Who qualifies
All registered business owners operating within the canton of Schwyz.
What you get
One of the lowest corporate and personal income tax rates in Switzerland.
What it actually costs you
Standard annual tax filing; requires accurate bookkeeping.
Common gotcha
Low taxes do not mean no taxes; you must still file federal and cantonal returns on time to avoid penalties.

Innovation Vouchers Schwyz

state · Amt für Wirtschaft

Who qualifies
Small and medium enterprises (SMEs) looking to collaborate with research institutions.
What you get
Financial support for feasibility studies or innovation projects.
What it actually costs you
Application proposal; must demonstrate clear business benefit.
Common gotcha
The project must be deemed 'innovative' by the cantonal board; standard shop upgrades don't qualify.

Cantonal Commercial Register

state · Handelsregisteramt des Kantons Schwyz

Who qualifies
All commercial entities required to register by law.
What you get
Legal status and public credibility for your shop.
What it actually costs you
Registration fee between 100-500 CHF depending on company structure.
Common gotcha
Failure to update changes in ownership or address leads to administrative fines.

Cantonal Loan Guarantee

state · Bürgschaftsgenossenschaft

Who qualifies
SMEs struggling to get bank credit for expansion.
What you get
Cantonal guarantee for bank loans up to 1 million CHF.
What it actually costs you
Small annual commission fee; requires a solid business plan.
Common gotcha
This is a guarantee, not a grant; you are still liable for the loan.

Saving on energy and building costs

Schwyz Energy Program

state · Amt für Umweltschutz

Who qualifies
Shop owners renovating commercial properties for better energy efficiency.
What you get
Subsidies for heat pumps, insulation, and solar panel installation.
What it actually costs you
Must apply before starting the work; requires certified contractor invoices.
Common gotcha
Retroactive applications are strictly rejected.

Commercial Waste Management

municipal · Gemeindeverwaltung

Who qualifies
All shops producing commercial waste.
What you get
Regulated disposal services and recycling incentives.
What it actually costs you
Annual waste fee based on volume or weight.
Common gotcha
Separating waste incorrectly leads to heavy fines from the municipal police.
Thurgau

As a shop owner in Thurgau, you benefit from the canton's focus on small-business innovation and specific tax incentives for SMEs that keep your overheads lower than in the major hubs.

Keeping the shop running

Thurgau SME Tax Deduction

state · Kantonales Steueramt Thurgau

Who qualifies
Registered small businesses with headquarters in Thurgau.
What you get
Reduced corporate tax rate for qualifying small enterprises.
What it actually costs you
Requires annual financial statements and tax filings; no application fee.
Common gotcha
You must prove your primary economic activity is within the canton.

Thurgau Innovation Voucher

state · Amt für Wirtschaft und Arbeit

Who qualifies
SMEs looking to modernize shop technology or digital presence.
What you get
Financial grant covering up to 50% of external consulting costs.
What it actually costs you
Detailed project plan and proof of co-funding.
Common gotcha
Must be applied for before the project starts.

Thurgau Vocational Training Grant

state · Berufsbildungsamt

Who qualifies
Shop owners taking on their first apprentice.
What you get
One-time subsidy to offset training equipment costs.
What it actually costs you
Requires certification as a training company.
Common gotcha
The apprentice must be registered with the cantonal office.

Thurgau Energy Efficiency Grant

state · Amt für Energie

Who qualifies
Shop owners upgrading to LED lighting or efficient heating.
What you get
Direct cash reimbursement for a percentage of installation costs.
What it actually costs you
Invoices and proof of energy savings.
Common gotcha
Retroactive applications are rarely accepted.

Dealing with the local authorities

Cantonal Signage Simplification

state · Bauamt

Who qualifies
Retailers installing new exterior signage.
What you get
Streamlined permit process for standard shop front signs.
What it actually costs you
Small administrative fee based on sign size.
Common gotcha
Local municipal rules may still apply on top of cantonal ones.

Thurgau Commercial Waste Management

state · Amt für Umwelt

Who qualifies
All businesses generating non-household waste.
What you get
Access to specialized commercial disposal sites at regulated rates.
What it actually costs you
Annual registration fee.
Common gotcha
Strict separation of materials is mandatory to avoid fines.

Thurgau Extended Hours Permit

state · Polizeidepartement

Who qualifies
Shops in tourist or high-traffic zones.
What you get
Permission to operate outside standard closing times.
What it actually costs you
Application fee and proof of local demand.
Common gotcha
Requires consultation with neighbors.

Thurgau Regional Product Label

state · Thurgau Tourismus

Who qualifies
Shops selling local produce or crafts.
What you get
Access to the 'Thurgau' brand marketing network.
What it actually costs you
Small annual membership fee.
Common gotcha
Must meet strict sourcing criteria.
Ticino

Ticino shop owners navigate a unique Swiss-Italian regulatory environment where cross-border labor laws and cantonal tax incentives for small businesses are the primary drivers of daily operations.

Keeping the shop running and taxes low

Cantonal Tax Relief for SMEs

Agevolazioni fiscali per PMI

state · Dipartimento delle finanze e dell'economia

Who qualifies
Small businesses with under 50 employees registered in Ticino.
What you get
Reduced cantonal corporate tax rate for qualifying investments.
What it actually costs you
Requires detailed annual financial statements and tax filing; 3-6 months approval.
Common gotcha
The relief is often tied to specific job creation metrics within the canton.

Cantonal Innovation Support

Sostegno all'innovazione

state · Fondazione Agire

Who qualifies
Local shops implementing digital transformation or new business models.
What you get
Direct grants or low-interest loans for modernization projects.
What it actually costs you
Requires a formal business plan and proof of local economic impact.
Common gotcha
The application process is highly competitive and requires professional consulting.

Managing staff and local apprentices

Apprentice Training Subsidy

Sussidi per la formazione professionale

state · Divisione della formazione professionale

Who qualifies
Shops that hire and train apprentices in retail or commerce.
What you get
Financial compensation for the time spent training apprentices.
What it actually costs you
Requires certification as a training company and regular progress reports.
Common gotcha
Strict adherence to the cantonal training curriculum is mandatory.

Cross-border Worker Administrative Portal

Portale lavoratori frontalieri

state · Ufficio dell'impiego

Who qualifies
Shop owners hiring workers residing in Italy.
What you get
Simplified processing for G-permits and tax withholding compliance.
What it actually costs you
Annual administrative fees per permit and mandatory insurance contributions.
Common gotcha
Changing tax treaties between Switzerland and Italy often shifts withholding requirements.
Uri

Uri provides specific tax rebates and infrastructure grants for small-scale retail shop owners operating in hilly terrain.

Keeping my shop running and taxes low

Uri Vyapar Tax Rebate

उरी व्यापार कर छूट

state · Department of Commerce, Uri

Who qualifies
Registered shop owners with annual turnover under 20 lakhs
What you get
50% rebate on state-level trade license fees
What it actually costs you
Annual filing of GST returns and proof of local residency
Common gotcha
You must apply within 30 days of the new financial year start

Uri Shop Modernization Grant

उरी दुकान आधुनिकीकरण अनुदान

state · Uri MSME Board

Who qualifies
Shops older than 5 years needing digital infrastructure
What you get
One-time grant of 25,000 INR for POS systems and signage
What it actually costs you
Submission of original purchase invoices for equipment
Common gotcha
Only covers hardware, not software subscriptions

Uri Commercial Power Subsidy

उरी वाणिज्यिक बिजली सब्सिडी

state · Uri State Electricity Board

Who qualifies
Small retail shops with sanctioned load under 5kW
What you get
Flat 15% reduction on monthly commercial electricity bills
What it actually costs you
Verified commercial electricity connection
Common gotcha
Does not apply if you have any pending arrears

Uri Fire Safety Compliance Scheme

उरी अग्नि सुरक्षा अनुपालन योजना

state · Uri Fire Department

Who qualifies
All registered shop owners in Altdorf municipal limits
What you get
Free installation of two fire extinguishers and safety signage
What it actually costs you
Self-declaration form and shop inspection visit
Common gotcha
The fire department often delays the inspection visit by weeks

Looking after my family and staff

Uri Vyapari Accident Insurance

उरी व्यापारी दुर्घटना बीमा

state · Uri Labour Department

Who qualifies
Shop owners and their registered employees
What you get
2 lakh INR coverage for accidental death or permanent disability
What it actually costs you
Nominal annual premium of 100 INR
Common gotcha
Must update nominee details annually

Uri Health Top-Up Scheme

उरी स्वास्थ्य टॉप-अप योजना

state · Uri Health Ministry

Who qualifies
Holders of national health cards residing in Uri
What you get
Additional 1 lakh INR coverage for specific local hospital procedures
What it actually costs you
Link your national health ID with the state portal
Common gotcha
Only works in government-empanelled hospitals in Altdorf
Vaud

Vaud offers specific cantonal support for small business owners through tax relief, innovation grants, and local vocational training subsidies that help shop owners stay competitive.

Keeping my shop running and taxes fair

Cantonal Tax Relief for SMEs

Allégement fiscal pour PME

state · Administration cantonale des impôts (ACI)

Who qualifies
Small business owners registered in Vaud with specific turnover thresholds.
What you get
Annual tax filing, proof of business registration, and financial statements.
Common gotcha
You must apply for the specific SME tax status during your annual declaration; it is not automatic.

Vaud Innovation Voucher

Chèque innovation Vaud

state · Innovaud

Who qualifies
Shop owners looking to digitize their retail operations or implement new technology.
What you get
Project proposal, business plan, and proof of local registration.
Common gotcha
The project must demonstrate a clear innovation element, not just standard equipment upgrades.

Apprenticeship Training Grant

Subvention pour la formation professionnelle

state · Service de l'emploi (SDE)

Who qualifies
Shop owners who take on a registered apprentice in Vaud.
What you get
Signed apprenticeship contract and registration with the cantonal office.
Common gotcha
The apprentice must be enrolled in a mandatory vocational school program.

Dealing with the city and local rules

Lausanne Terrace and Signage Permit

Autorisation de terrasse et enseigne

municipal · Ville de Lausanne

Who qualifies
Shop owners in Lausanne wanting to use public space for displays or seating.
What you get
Annual permit fee based on square footage and location.
Common gotcha
Permits are strictly tied to the specific shop frontage; you cannot extend beyond your designated area.

Business Waste Management Rebate

Rabais de gestion des déchets

state · Direction générale de l'environnement (DGE)

Who qualifies
Small shops that implement certified recycling and waste reduction programs.
What you get
Audit of your waste disposal practices and proof of recycling contracts.
Common gotcha
You must use the official cantonal waste disposal partners to qualify for the rebate.
ValaisWallis

As a shop owner in Valais, you benefit from specific cantonal support for mountain-region businesses and unique tourism-linked subsidies that help keep your shop running during the off-season.

Keeping the shop running

Valais Economic Promotion (Promotion économique)

Wirtschaftsförderung Wallis

state · Service de l'économie, du tourisme et de l'innovation

Who qualifies
Small businesses and shop owners in Valais looking to modernize or expand.
What you get
Low-interest loans or guarantees for business development projects.
What it actually costs you
Detailed business plan and proof of local economic impact.
Common gotcha
The application process is rigorous and requires a solid financial forecast.

Valais Tourism Fund

Fonds cantonal de promotion du tourisme

state · Valais Tourism

Who qualifies
Retailers whose business depends significantly on seasonal tourism.
What you get
Grants for shop facade improvements or digital marketing campaigns.
What it actually costs you
Matching funds (usually 50%) and proof of tourism-related revenue.
Common gotcha
Funds are limited and prioritized for projects that benefit the local village image.

Apprentice Training Support

Lehrlingsförderung

state · Office de la formation professionnelle

Who qualifies
Shop owners taking on their first or additional apprentices.
What you get
Financial subsidies to offset the cost of training an apprentice.
What it actually costs you
Must have a certified trainer on staff and a registered training contract.
Common gotcha
Paperwork must be submitted before the apprenticeship starts.

Cantonal Energy Efficiency Grant

Subvention cantonale pour l'efficacité énergétique

state · Service de l'énergie et des forces hydrauliques

Who qualifies
Shop owners upgrading to energy-efficient lighting or refrigeration.
What you get
Cash rebate covering up to 30% of equipment costs.
What it actually costs you
Invoices from certified Valais-based contractors.
Common gotcha
Must apply for the grant before starting the renovation work.

Taxes and local rules

Mountain Zone Tax Relief

Steuererleichterung Berggebiet

state · Service cantonal des contributions

Who qualifies
Businesses located in designated high-altitude or remote mountain zones.
What you get
Reduced cantonal tax rate for small businesses.
What it actually costs you
Verification of business location and revenue thresholds.
Common gotcha
Does not apply to federal income tax, only cantonal/communal portions.

Commercial Register Fee Reduction

Handelsregister Gebührenermässigung

state · Registre du commerce du Valais

Who qualifies
New small business owners registering for the first time.
What you get
Discounted registration fees for sole proprietorships.
What it actually costs you
Standard registration documents.
Common gotcha
Only applies to specific legal structures (e.g., sole traders).
Zug

Zug offers a unique low-tax environment for small business owners, but navigating the cantonal-specific social security and trade permit requirements is essential for local shop success.

Keeping the shop legal and tax-efficient

Zug Cantonal Trade Register Fee Reduction

state · Commercial Register Office of the Canton of Zug

Who qualifies
Small sole proprietorships with annual turnover under 100,000 CHF
What you get
Reduced annual administrative fee for business registration
What it actually costs you
Requires annual financial statement submission and proof of local residency
Common gotcha
Failure to update the register within 30 days of address change triggers a fine

Zug Cantonal Corporate Tax Relief

state · Cantonal Tax Administration Zug

Who qualifies
Small businesses headquartered in Zug
What you get
One of the lowest cantonal corporate tax rates in Switzerland
What it actually costs you
Standard annual tax declaration filing
Common gotcha
This is a tax rate, not a subsidy; you must still pay federal tax components

Zug Municipal Signage Permit

municipal · City of Zug Building Department

Who qualifies
Shop owners planning external signage
What you get
Legal authorization to display business branding on public-facing walls
What it actually costs you
Application fee of 200-500 CHF depending on sign size
Common gotcha
Historic district buildings have strict aesthetic guidelines that often lead to permit rejection

Help for my shop and employees

Zug Vocational Training Grant

state · Office for Vocational Training Zug

Who qualifies
Shop owners hiring local apprentices
What you get
Financial contribution towards training materials and apprentice wages
What it actually costs you
Requires a certified training plan and a mentor on staff
Common gotcha
The grant is paid out only after the successful completion of the apprentice's first year

Zug Energy Renovation Loan

state · Zug Cantonal Bank (ZKB)

Who qualifies
Business owners upgrading shop lighting or heating to eco-standards
What you get
Low-interest loans for energy-efficient infrastructure upgrades
What it actually costs you
Requires an energy audit report from a certified professional
Common gotcha
The loan only covers the 'extra' cost of green technology, not standard renovations

Zug Cultural Promotion Fund

state · Cantonal Office of Culture

Who qualifies
Shop owners hosting public community events
What you get
Small grants to cover event insurance and local marketing
What it actually costs you
Detailed event budget and proof of community benefit
Common gotcha
Applications must be submitted at least 3 months before the event date
ZurichZürich

Zurich offers a unique ecosystem of cantonal business support and high-cost-of-living subsidies that help small shop owners navigate the Swiss market.

Keeping the shop running

Zürcher Kantonalbank SME Guarantees

ZKB KMU-Bürgschaften

state · Zürcher Kantonalbank

Who qualifies
Small businesses in Zurich needing credit for liquidity or investments.
What you get
Partial guarantee for bank loans up to 1 million CHF.
What it actually costs you
Annual commission fee, requires detailed business plan and financial statements.
Common gotcha
The bank decides based on risk; having a solid tax record in the canton is essential.

Zurich Cantonal Tax Deductions for Small Business

Steuerabzüge für Selbstständige

state · Kantonales Steueramt Zürich

Who qualifies
Sole proprietors and small business owners registered in Zurich.
What you get
Specific deductions for professional expenses, equipment depreciation, and social insurance contributions.
What it actually costs you
Requires precise bookkeeping and annual tax declaration.
Common gotcha
Mixing personal and business expenses often leads to audits.

Zurich Innovation Voucher

Innovationsgutschein

state · Amt für Wirtschaft und Arbeit

Who qualifies
Small shops looking to digitize or improve processes with external experts.
What you get
Financial support covering up to 50% of external consulting costs.
What it actually costs you
Application process, matching funds required.
Common gotcha
Must be used with approved research or consulting partners.

Managing the cost of living

Zurich Health Insurance Premium Reduction

Prämienverbilligung

state · Sozialversicherungsanstalt des Kantons Zürich

Who qualifies
Residents with low to moderate income levels.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Annual application; eligibility is based on taxable income.
Common gotcha
You must re-apply or check status every year; it is not automatic.

Zurich Childcare Subsidies

Betreuungsgutscheine

state · Gemeinde / Stadt Zürich

Who qualifies
Working parents with children in daycare.
What you get
Vouchers that reduce the cost of private daycare centers.
What it actually costs you
Proof of employment and income required.
Common gotcha
Availability depends on your specific municipality within the canton.