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Serge is a veteran miner who has spent his life working in the extraction industries, now navigating the complex French social security system. This hub covers his national rights, from pension adjustments to health coverage and housing support, which remain consistent regardless of which region he resides in.
Ensuring my years of hard labour are correctly calculated for my pension payout.
Special Mining Pension Scheme Régime spécial des mines national · Caisse autonome nationale de sécurité sociale dans les mines
Who qualifies Former underground and surface mine workers.
What you get Specific pension calculation based on years of service and mining hardship.
What it actually costs you Requires proof of employment history and service record.
Common gotcha The transition from active to retired status requires updating your file with the CAN-Mines specifically, not just the general CNAV.
Early Retirement for Hardship Retraite anticipée pour pénibilité national · CNAV
Who qualifies Workers with documented exposure to specific physical risks.
What you get Ability to retire up to 2 years earlier than the standard age.
What it actually costs you Requires medical documentation of exposure to hazardous conditions.
Common gotcha The 'compte professionnel de prévention' must have been active during your working years.
Pension Increase for Children Majoration de pension pour enfants national · CNAV
Who qualifies Retirees who raised at least 3 children.
What you get 10% increase in the total pension amount.
What it actually costs you Birth certificates or family record book (livret de famille).
Common gotcha Must be claimed at the time of pension liquidation.
Solidarity Allowance for the Elderly Allocation de solidarité aux personnes âgées national · CNAV / MSA
Who qualifies Retirees with very low income.
What you get A monthly top-up to reach a minimum income threshold.
What it actually costs you Means-tested; assets are taken into account.
Common gotcha It is a recoverable benefit; the state may reclaim it from your estate after death.
Survivor's Pension Pension de réversion national · CNAV
Who qualifies Widowed spouses of deceased retirees.
What you get 54% of the deceased spouse's pension.
What it actually costs you Marriage certificate and death certificate.
Common gotcha Income limits apply to the surviving spouse.
Housing Benefit for Retirees Aide personnalisée au logement national · CAF
Who qualifies Low-income retirees paying rent.
What you get Monthly subsidy to cover part of the rent.
What it actually costs you Rental agreement and income tax notice.
Common gotcha Must be renewed annually on the CAF portal. Managing the long-term health effects of a lifetime in the mines.
Long-term Illness Coverage Affection de longue durée national · Assurance Maladie
Who qualifies Patients with chronic conditions related to occupational exposure.
What you get 100% coverage for treatments related to the specific condition.
What it actually costs you Requires a medical protocol signed by your doctor.
Common gotcha Only covers the specific condition, not all medical expenses.
Supplementary Health Insurance Complémentaire santé solidaire national · Assurance Maladie
Who qualifies Low-income individuals.
What you get Free or low-cost top-up insurance for medical bills.
What it actually costs you Income declaration; renewal every year.
Common gotcha Many people forget to renew, leading to a gap in coverage.
Health Insurance Card Carte Vitale national · Assurance Maladie
Who qualifies All residents.
What you get Instant reimbursement of medical expenses.
What it actually costs you Free; requires photo and ID.
Common gotcha Always update it at a pharmacy terminal after any change in status.
Thermal Spa Treatment Cure thermale national · Assurance Maladie
Who qualifies Patients with chronic respiratory or joint issues.
What you get Partial coverage of spa treatment costs.
What it actually costs you Requires medical prescription and prior approval.
Common gotcha Travel and accommodation costs are generally not covered.
100% Health Hearing Aids 100% Santé - Audiologie national · Assurance Maladie
Who qualifies Anyone with hearing loss.
What you get Hearing aids with no out-of-pocket costs.
What it actually costs you Requires prescription from an ENT specialist.
Common gotcha Only applies to specific 'Class 1' devices.
100% Health Dental 100% Santé - Dentaire national · Assurance Maladie
Who qualifies Anyone requiring crowns or bridges.
What you get Full coverage for standard dental prosthetics.
What it actually costs you Requires a quote from the dentist.
Common gotcha Dentists must offer the 100% health option, but often push for more expensive ones. Making the most of my budget for travel and leisure.
SNCF Senior Card Carte Avantage Senior national · SNCF
Who qualifies Anyone over 60.
What you get 30% discount on train tickets.
What it actually costs you Annual fee of 49€.
Common gotcha Must be booked in advance to get the best discounts.
Energy Voucher Chèque énergie national · Ministère de la Transition écologique
Who qualifies Low-income households.
What you get Voucher to pay electricity or gas bills.
What it actually costs you Automatic based on tax return.
Common gotcha It is sent by mail; don't throw it away thinking it's junk.
Social Telecom Rate Tarif social téléphonie national · Orange
Who qualifies Beneficiaries of social minima.
What you get Reduced monthly subscription for landline.
What it actually costs you Requires proof of social benefit status.
Common gotcha Only applies to the incumbent operator (Orange).
Energy Renovation Grant MaPrimeRénov' national · Anah
Who qualifies Homeowners doing energy-saving work.
What you get Grant to cover insulation or heating upgrades.
What it actually costs you Must use certified RGE contractors.
Common gotcha Do not start work before the grant is approved.
Holiday Vouchers Chèques-Vacances national · ANCV
Who qualifies Employees and retirees with specific income levels.
What you get Vouchers for hotels, transport, and leisure.
What it actually costs you Small contribution from your side.
Common gotcha Must be accepted by the merchant; check the sticker.
Property Tax Exemption Exonération taxe foncière national · Direction Générale des Finances Publiques
Who qualifies Low-income seniors over 75.
What you get Full or partial exemption from property tax.
What it actually costs you Automatic for those eligible, but check your tax notice.
Common gotcha Only applies to your primary residence. Keeping my official identity and legal status in order.
Universal Login Portal FranceConnect national · DINUM
Who qualifies All citizens.
What you get Single sign-on for all government services.
What it actually costs you Requires existing account with tax or health portal.
Common gotcha Keep your password safe; it gives access to everything.
Public Information Portal Service-Public.fr national · DILA
Who qualifies All citizens.
What you get Official information and forms for all life events.
What it actually costs you Free.
Common gotcha Always check the 'vérifié' badge for up-to-date info.
Ombudsman Défenseur des droits national · Défenseur des droits
Who qualifies Anyone with a dispute against a public service.
What you get Mediation for administrative issues.
What it actually costs you Free.
Common gotcha Must have tried to resolve the issue with the administration first.
National ID Card Carte nationale d'identité national · Ministère de l'Intérieur
Who qualifies All citizens.
What you get Proof of identity.
What it actually costs you Free (unless lost/stolen).
Common gotcha Appointments at town halls can take months.
Passport Passeport national · Ministère de l'Intérieur
Who qualifies All citizens.
What you get International travel document.
What it actually costs you 86€ in tax stamps.
Common gotcha Must buy 'timbre fiscal' online.
Tax Portal Espace particulier impôts national · DGFiP
Who qualifies All taxpayers.
What you get Tax filing and payment management.
What it actually costs you Free.
Common gotcha Always check your 'avis d'imposition' for errors.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
