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Fair Deal Scheme: Who Qualifies and What You Get

Learn how the Fair Deal Scheme helps cover the costs of long-term nursing home care through state contributions.

The Fair Deal Scheme is a government program designed to help people who need long-term care in a nursing home. It works by having the state contribute toward your care costs based on a financial assessment.

Who it's for

This scheme is for individuals who require long-term nursing home care.

What you get

The state provides a contribution toward the cost of your nursing home care. The amount the state pays depends on a financial assessment of your situation.

What it costs you

Applying for this support is a complex process. You will need to undergo a detailed assessment that looks closely at your income and your assets.

The catch to know

Many people find the rules regarding the family home confusing. Specifically, there is a limit on how many years your home can be included when calculating your contributions, which is often misunderstood.

How to apply

  1. Review the financial assessment requirements.
  2. Prepare documentation regarding your income and assets.
  3. Submit your application through the official channels.
  4. Follow the guidance on the official portal: https://www2.hse.ie/services/fair-deal-scheme/