Professional Indemnity Insurance Requirement: Who Qualifies and What You Get
Learn why practicing therapists in Ireland need professional indemnity insurance to protect against claims of professional negligence.
This requirement ensures that practicing therapists have coverage to protect them if a client makes a claim of professional negligence against them.
Who it's for
This applies to all practicing therapists.
What you get
You receive legal protection against claims alleging professional negligence. This coverage is designed to help manage the risks associated with providing professional services.
What it costs you
You must pay an annual premium to maintain your coverage. The total cost is not fixed; it depends on your specific area of specialty and your annual turnover.
The catch to know
A common mistake is having a policy that only covers in-person visits. You must check your documents to ensure your policy specifically includes coverage for "online" or "telehealth" sessions if you work with clients remotely.
How to apply
- Research different insurance providers that specialize in professional indemnity for therapists.
- Provide your details regarding your specialty and expected annual turnover to get a quote.
- Review the policy wording carefully to ensure it covers your specific way of working.
- Pay your premium to activate your coverage.