Public Liability Insurance Support: Who Qualifies and What You Get
Learn how affiliated sports clubs in Ireland can access group insurance schemes at reduced premiums to protect their activities.
This scheme helps sports clubs access group insurance arrangements to protect themselves against liability claims.
Who it's for
This support is specifically designed for affiliated sports clubs. To qualify, your club must maintain an official relationship and affiliation with a national governing body. This ensures that the clubs participating in the scheme are recognized by the relevant sports authorities in Ireland.
What you get
The primary benefit is access to group insurance schemes. By participating in these collective arrangements, clubs can secure public liability insurance at reduced premiums. This is often much more cost-effective than a club attempting to negotiate and purchase a private insurance policy entirely on its own. These group schemes are intended to make it more affordable for community-based sports organizations to maintain the necessary protections required to operate safely.
What it costs you
While the insurance premiums themselves are reduced, there is an ongoing cost to remain part of the system. You must pay your annual affiliation fees to your sport's governing body to maintain your status. These fees are necessary to keep your club's membership active, which in turn allows you to remain eligible for the group insurance rates.
The catch to know
It is important to understand the limits of this coverage. The insurance provided under these schemes only covers sanctioned activities. This means that the protection is tied to official, approved events and club-sanctioned sessions. If your club hosts an event or an activity that has not been officially recognized or sanctioned by your governing body, you may find that you are not covered by this specific insurance arrangement.
How to apply
- Verify that your sports club holds an active affiliation with a national governing body.
- Contact your governing body to ask about their specific group insurance schemes and providers.
- Ensure that all annual affiliation fees are paid and up to date to maintain eligibility.
- Review the specific terms of the insurance to confirm which activities are officially sanctioned.