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Aisha

student

IndiaHindi (हिन्दी)₹ INR

Aisha is a bright undergraduate student navigating the complexities of higher education and early career planning in India. This hub tracks the central government resources, scholarships, and digital portals she relies on to fund her studies and prepare for her future.

Funding my education

Financial aid and scholarships are essential for managing tuition and living expenses as a student.

National Scholarship Portal (NSP)

national · Ministry of Electronics and Information Technology

Who qualifies
Students from minority communities, SC/ST/OBC categories, and merit-based applicants.
What you get
Direct Benefit Transfer (DBT) of tuition fees and maintenance allowance.
What it actually costs you
Aadhaar authentication, income certificate, and bank account seeding.
Common gotcha
The portal closes early; applications must be submitted months before the academic year ends.

Central Sector Interest Subsidy (CSIS)

national · Ministry of Education

Who qualifies
Students from EWS families pursuing professional/technical courses.
What you get
Full interest subsidy on education loans during the moratorium period.
What it actually costs you
Income certificate and loan sanction letter from a scheduled bank.
Common gotcha
Only applicable for loans taken under the IBA Model Education Loan Scheme.

AICTE Pragati Scholarship

national · All India Council for Technical Education

Who qualifies
Girl students pursuing technical degree or diploma programs.
What you get
₹50,000 per annum for tuition and incidental expenses.
What it actually costs you
Proof of admission and family income certificate.
Common gotcha
Strict seat limits per state; apply as soon as the notification drops.

PM Vidyalakshmi Education Loan

national · Department of Higher Education

Who qualifies
Any student seeking an education loan for higher studies in India or abroad.
What you get
Single-window portal to apply for loans from multiple banks.
What it actually costs you
KYC documents and academic admission proof.
Common gotcha
The portal is a facilitator; individual banks still perform their own credit checks.

INSPIRE Scholarship for Higher Education

national · Department of Science and Technology

Who qualifies
Students pursuing B.Sc or M.Sc in basic/natural sciences.
What you get
₹80,000 per year for research and academic expenses.
What it actually costs you
Must be in the top 1% of board exam results or rank in competitive exams.
Common gotcha
Must maintain a specific CGPA every year to continue receiving funds.

Post-Matric Scholarship for SC Students

national · Ministry of Social Justice and Empowerment

Who qualifies
Scheduled Caste students pursuing post-secondary education.
What you get
Full reimbursement of non-refundable fees and monthly maintenance allowance.
What it actually costs you
Caste certificate and income proof.
Common gotcha
Delays in state-level processing often lead to late disbursement.

My digital life and learning

Essential portals for identity, certification, and accessing free educational content.

DigiLocker

national · Ministry of Electronics and Information Technology

Who qualifies
All Indian citizens with an Aadhaar card.
What you get
Cloud storage for digital copies of marksheets, degrees, and certificates.
What it actually costs you
Aadhaar-linked mobile number for OTP verification.
Common gotcha
Not all universities have uploaded historical records; check if your board is integrated.

SWAYAM Online Courses

national · Ministry of Education

Who qualifies
Any learner interested in free online certification courses.
What you get
Access to courses from IITs, IIMs, and central universities.
What it actually costs you
Free to learn; small fee for proctored exams and certificates.
Common gotcha
Course credits are only transferable if your college accepts SWAYAM credits.

National Academic Depository (NAD)

national · University Grants Commission

Who qualifies
Students enrolled in UGC-recognized universities.
What you get
Authentic digital copies of academic degrees.
What it actually costs you
Registration via DigiLocker.
Common gotcha
Ensure your university has uploaded your specific degree data.

NPTEL Certification

national · IIT Madras / Ministry of Education

Who qualifies
Engineering and science students.
What you get
Industry-recognized certificates in technical subjects.
What it actually costs you
Exam fee of ₹1,000 per course.
Common gotcha
Assignments are mandatory; failing to submit them disqualifies you from the final exam.

e-ShodhSindhu

national · INFLIBNET Centre

Who qualifies
Students and researchers in central universities.
What you get
Access to thousands of peer-reviewed journals and e-books.
What it actually costs you
University login credentials.
Common gotcha
Access is restricted to campus IP addresses or institutional VPNs.

VIDWAN Database

national · INFLIBNET Centre

Who qualifies
Students looking for research mentors or experts.
What you get
Profiles of experts and researchers across Indian universities.
What it actually costs you
None.
Common gotcha
Primarily for research networking; not a job portal.

Building my career

Preparing for the job market and gaining professional certifications.

National Career Service (NCS)

national · Ministry of Labour and Employment

Who qualifies
Job seekers and students looking for internships.
What you get
Access to government and private sector job listings.
What it actually costs you
Registration with PAN/Aadhaar.
Common gotcha
Many listings are outdated; verify company contact details independently.

Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

national · Ministry of Skill Development and Entrepreneurship

Who qualifies
Students looking for short-term vocational training.
What you get
Free skill training and certification.
What it actually costs you
Time commitment for classroom training.
Common gotcha
Training quality varies significantly by the chosen partner center.

AICTE Internship Portal

national · AICTE

Who qualifies
Students looking for verified internships.
What you get
Access to internships with government bodies and startups.
What it actually costs you
None.
Common gotcha
High competition for popular government-linked internships.

Startup India Learning Program

national · DPIIT

Who qualifies
Student entrepreneurs.
What you get
Free modules on building a business.
What it actually costs you
None.
Common gotcha
More theoretical than practical for early-stage founders.

UPSC Exam Portal

national · Union Public Service Commission

Who qualifies
Graduates aspiring for civil services.
What you get
Access to the most prestigious government recruitment exams.
What it actually costs you
Application fee of ₹100 (often free for women).
Common gotcha
The syllabus is vast; start preparation well in advance.

NPTEL Industry Certification

national · Ministry of Education

Who qualifies
Students seeking technical skills recognized by companies.
What you get
Certificates co-branded with industry partners.
What it actually costs you
Course exam fees.
Common gotcha
Ensure the industry partner is relevant to your career path.

Staying healthy

Accessing affordable healthcare and mental health support.

Ayushman Bharat Digital Mission (ABHA)

national · National Health Authority

Who qualifies
All Indian citizens.
What you get
A unique health ID to store and share medical records digitally.
What it actually costs you
Aadhaar or mobile number.
Common gotcha
Many private clinics are not yet fully integrated with the ABHA system.

Tele-MANAS

national · Ministry of Health and Family Welfare

Who qualifies
Anyone experiencing stress or mental health issues.
What you get
Free 24/7 tele-counseling with mental health professionals.
What it actually costs you
Just a phone call (14416).
Common gotcha
It is a helpline, not a replacement for long-term clinical therapy.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

national · Department of Pharmaceuticals

Who qualifies
Everyone.
What you get
Generic medicines at 50-90% lower prices than branded ones.
What it actually costs you
None.
Common gotcha
Check the store locator; not every pharmacy is a Janaushadhi Kendra.

Co-WIN Portal

national · Ministry of Health and Family Welfare

Who qualifies
Everyone.
What you get
Digital vaccination records and certificates.
What it actually costs you
None.
Common gotcha
Keep your certificate saved; it is often required for international travel.

Ayushman Bharat PM-JAY

national · National Health Authority

Who qualifies
Economically vulnerable families (check eligibility on portal).
What you get
₹5 lakh per family per year for secondary/tertiary hospital care.
What it actually costs you
None.
Common gotcha
Check if your specific hospital is empanelled before admission.

National Family Planning Program

national · Ministry of Health and Family Welfare

Who qualifies
All citizens.
What you get
Free access to contraceptives and reproductive health counseling.
What it actually costs you
None.
Common gotcha
Visit your local Primary Health Centre (PHC) for supplies.

State-level schemes

36states & territories — open one to see what it offers.

Andaman and Nicobar Islandsअंडमान और निकोबार द्वीप समूह

As an island student, Aisha relies on unique travel subsidies and local educational incentives to bridge the geographical gap to mainland universities.

Getting to the mainland and back

Student Concession for Inter-Island and Mainland Shipping

state · Directorate of Shipping Services

Who qualifies
Bonafide students studying in Port Blair or mainland India holding a valid student ID.
What you get
50% discount on passenger ticket fares for government-operated vessels.
What it actually costs you
Requires a bonafide certificate from the college and an application to the shipping office; processing takes 2-3 days.
Common gotcha
The discount is only applicable on base fares, not on cabin upgrades or food charges.

Air Travel Subsidy for Students

state · Department of Education, A&N Administration

Who qualifies
Students pursuing higher education in mainland India who are residents of the islands.
What you get
Reimbursement of a portion of airfare for annual travel between Port Blair and the mainland.
What it actually costs you
Requires original boarding passes, student ID, and bank account details for direct benefit transfer.
Common gotcha
Claims must be submitted within 3 months of travel, and only one round trip per academic year is covered.

Money for my studies

A&N Administration Merit Scholarship

state · Directorate of Education

Who qualifies
Students who have secured top marks in Class 10 and 12 board exams from A&N schools.
What you get
Monthly stipend for the duration of the undergraduate course.
What it actually costs you
Application via the state education portal; requires mark sheets and income certificate.
Common gotcha
The scholarship is renewed annually based on maintaining a minimum GPA in college.

Stipend for Tribal Students

state · Department of Tribal Welfare

Who qualifies
Students belonging to notified Scheduled Tribes of the Andaman and Nicobar Islands.
What you get
Monthly maintenance allowance and book grant.
What it actually costs you
Requires a valid ST certificate issued by the local Tehsildar.
Common gotcha
Attendance records from the institution must be submitted every month to ensure continuous payment.

Free Laptop Distribution Scheme

state · Department of Education

Who qualifies
Final year undergraduate students enrolled in government colleges in Port Blair.
What you get
One free laptop for academic use.
What it actually costs you
No cost; distributed based on merit and attendance records.
Common gotcha
The laptop is for academic use and cannot be sold or transferred for 3 years.
Andhra Pradeshఆంధ్రప్రదేశ్

Andhra Pradesh offers a robust ecosystem of direct benefit transfers and fee reimbursements that are critical for students from lower-income backgrounds to complete their higher education.

Money for my college fees and living costs

Jagananna Vidya Deevena

జగనన్న విద్యా దీవెన

state · Social Welfare Department

Who qualifies
Students from families with annual income below ₹2.5 lakh pursuing degree/PG courses.
What you get
Full fee reimbursement directly to the college account.
What it actually costs you
Income certificate, caste certificate, and Aadhaar; processed via college login.
Common gotcha
The money goes to the mother's account, not the student's, so ensure the mother's bank details are linked to the portal.

Jagananna Vasathi Deevena

జగనన్న వసతి దీవెన

state · Social Welfare Department

Who qualifies
Students receiving Vidya Deevena who live in hostels or commute.
What you get
₹10,000 to ₹20,000 per year for food and hostel expenses.
What it actually costs you
Attendance record of 75% is mandatory for the release of funds.
Common gotcha
If your attendance falls below 75%, the installment for that period is withheld.

AP Post-Matric Scholarship

ఏపీ పోస్ట్ మెట్రిక్ స్కాలర్‌షిప్

state · AP State Welfare Departments

Who qualifies
SC/ST/BC/EBC/Minority students pursuing post-matriculation courses.
What you get
Maintenance allowance and tuition fee support.
What it actually costs you
Registration on the Jnanabhumi portal with college-verified data.
Common gotcha
The portal often undergoes maintenance; keep digital copies of all uploaded documents.

Getting around and daily student life

APSRTC Student Concession Pass

ఏపీఎస్‌ఆర్టీసీ విద్యార్థి బస్సు పాస్

state · Andhra Pradesh State Road Transport Corporation

Who qualifies
Bonafide students of recognized schools and colleges.
What you get
Subsidized monthly bus travel between home and college.
What it actually costs you
College ID card, bonafide certificate, and a small processing fee.
Common gotcha
You must renew the pass every semester; it is not valid for long-distance travel.

AP State Skill Development Corporation Training

ఏపీ నైపుణ్యాభివృద్ధి సంస్థ

state · APSSDC

Who qualifies
Students enrolled in polytechnic, engineering, or degree colleges.
What you get
Free industry-oriented skill training and certification.
What it actually costs you
Registration on the portal and time commitment for weekend or evening classes.
Common gotcha
Courses fill up quickly; check the portal regularly for new batches.
Arunachal Pradeshअरुणाचल प्रदेश

Arunachal Pradesh offers unique state-sponsored stipends and merit-based incentives specifically designed to support students navigating the logistical challenges of higher education in the North East.

Money to keep me in college

Arunachal Pradesh State Stipend Scheme

state · Department of Higher & Technical Education

Who qualifies
Indigenous students of Arunachal Pradesh pursuing recognized higher education courses.
What you get
Monthly stipend to cover books, stationery, and living expenses.
What it actually costs you
Requires ST certificate and proof of enrollment; renewed annually.
Common gotcha
Payment is often delayed; keep your bank account linked to DBT active.

State Merit Scholarship

state · Department of Education

Who qualifies
Top performing students in Class 10 and 12 board exams.
What you get
One-time cash award and certificate of excellence.
What it actually costs you
Application via school headmaster; requires mark sheet attestation.
Common gotcha
Strict cutoff percentages that change slightly every year.

Chief Minister's Laptop Distribution Scheme

state · Department of Education

Who qualifies
Students passing Class 12 with distinction or specific academic milestones.
What you get
A free laptop to assist with digital learning.
What it actually costs you
Verification of academic credentials.
Common gotcha
Distribution happens in batches; check your district office status.

Book Grant for Professional Courses

state · Department of Technical Education

Who qualifies
Students enrolled in engineering, medical, or nursing courses outside the state.
What you get
Reimbursement for expensive medical or technical textbooks.
What it actually costs you
Original receipts required for all book purchases.
Common gotcha
Does not cover digital subscriptions, only physical books.

Getting around and staying safe

Hostel Accommodation Subsidy

state · Department of Higher Education

Who qualifies
Students from remote districts studying in Itanagar or major towns.
What you get
Partial reimbursement of hostel rent fees.
What it actually costs you
Hostel fee receipt and distance certificate from your home district.
Common gotcha
Only applies to government-recognized hostels.

APST Student Concession Pass

state · Arunachal Pradesh State Transport Services

Who qualifies
Regular students traveling on state-run buses.
What you get
Discounted monthly bus passes for commuting to college.
What it actually costs you
ID card from college and passport size photos.
Common gotcha
Valid only on APSTS buses, not private taxis.

State-Sponsored Competitive Exam Coaching

state · Department of Personnel

Who qualifies
Final year students preparing for APSSB or UPSC exams.
What you get
Free or subsidized coaching classes in Itanagar.
What it actually costs you
Entrance test performance for selection.
Common gotcha
Limited seats; application windows are very short.
Assamঅসম

Assam provides unique educational support and mobility incentives for students, particularly focusing on gender equality and digital literacy in the Northeast context.

Money for my studies

Pragyan Bharati Scheme

প্ৰজ্ঞান ভাৰতী

state · Department of Higher Education, Assam

Who qualifies
Students enrolled in government colleges in Assam.
What you get
Free textbooks, admission fee waivers, and one-time financial assistance for higher education.
What it actually costs you
Requires college ID and bank account details; zero application fee.
Common gotcha
Often delayed; ensure your bank account is linked to your college profile early.

Anundoram Borooah Award

আনন্দৰাম বৰুৱা বঁটা

state · Government of Assam

Who qualifies
Students securing star marks or equivalent in HSLC/AHM examinations.
What you get
Cash incentive and a laptop to support digital learning.
What it actually costs you
Merit-based; no application needed, but must maintain updated school records.
Common gotcha
The laptop model changes annually based on government procurement.

Assam State Merit Scholarship for Minority Students

state · Directorate of Char Areas Development, Assam

Who qualifies
Students from notified minority communities in Assam with high academic performance.
What you get
Annual stipend ranging from ₹3,000 to ₹10,000 depending on the course level.
What it actually costs you
Income certificate and caste/minority status certificate required.
Common gotcha
Strict income ceiling; verify if your family income falls under the current limit.

State Post-Matric Scholarship for OBC/MOBC

state · Welfare of Plain Tribes and Backward Classes Department

Who qualifies
Students belonging to OBC/MOBC categories pursuing post-matriculation courses.
What you get
Reimbursement of tuition fees and maintenance allowance.
What it actually costs you
Requires valid caste certificate and proof of enrollment.
Common gotcha
Must be renewed every academic year; don't miss the portal window.

Getting around and staying connected

Dr. Banikanta Kakati Merit Award

ডঃ বাণীকান্ত কাকতি মেধা বঁটা

state · Department of Higher Education, Assam

Who qualifies
Female students who pass the Higher Secondary examination with first division marks.
What you get
A free scooter to facilitate travel to college.
What it actually costs you
Must have a valid learner's license at the time of distribution.
Common gotcha
The scooter is non-transferable and must be registered in the student's name.

ASTC Student Concession

state · Assam State Transport Corporation (ASTC)

Who qualifies
Bonafide students traveling on ASTC buses.
What you get
Discounted monthly bus passes for commuting to educational institutions.
What it actually costs you
Requires a student ID card and a letter from the college principal.
Common gotcha
Only valid on specific routes; check if your college route is covered.
Biharबिहार

Bihar offers some of the most critical financial support schemes for students to overcome economic barriers to higher education and digital literacy.

Money to keep me in college

Bihar Student Credit Card Scheme

बिहार स्टूडेंट क्रेडिट कार्ड योजना

state · Education Department, Government of Bihar

Who qualifies
Students who have passed 12th grade and are pursuing higher education.
What you get
Collateral-free loan up to ₹4 Lakhs for tuition and living expenses.
What it actually costs you
Simple interest rate of 4% (1% for women/transgender/PwD); requires Aadhaar, 12th marksheet, and residence proof.
Common gotcha
The loan is only disbursed directly to the educational institution, not the student's personal account.

Mukhyamantri Medhavritti Yojana

मुख्यमंत्री मेधावृत्ति योजना

state · Education Department, Government of Bihar

Who qualifies
SC/ST girl students who pass 12th grade from Bihar Board.
What you get
One-time scholarship of ₹15,000.
What it actually costs you
Online application via Medhasoft portal; requires bank account linked to Aadhaar.
Common gotcha
Often delayed by months; students must keep checking the Medhasoft portal status.

Mukhyamantri Balak/Balika Protsahan Yojana

मुख्यमंत्री बालक/बालिका प्रोत्साहन योजना

state · Education Department, Government of Bihar

Who qualifies
Students who pass 10th grade from Bihar Board with first division.
What you get
Cash incentive of ₹10,000.
What it actually costs you
Requires registration on the Bihar Board portal; bank account must be in the student's name.
Common gotcha
The bank account must be a single account, not a joint one, or the payment will fail.

Mukhyamantri Kanya Utthan Yojana (Graduate)

मुख्यमंत्री कन्या उत्थान योजना (स्नातक)

state · Higher Education Department, Government of Bihar

Who qualifies
Girl students who have completed their graduation from a recognized university in Bihar.
What you get
One-time grant of ₹50,000.
What it actually costs you
Aadhaar, graduation certificate, and bank details; application must be submitted online.
Common gotcha
University verification is the biggest bottleneck; ensure your name in the university records matches your Aadhaar exactly.

Help with my daily student life

Vikas Mitra Support

विकास मित्र

state · SC/ST Welfare Department

Who qualifies
Students from Mahadalit communities.
What you get
Assistance in accessing various state welfare schemes and scholarships.
What it actually costs you
Visit the local Block Development Office (BDO) to find your area's Vikas Mitra.
Common gotcha
They are the best point of contact for local document verification issues.

District Library Access

जिला पुस्तकालय

state · Art, Culture and Youth Department

Who qualifies
Any student residing in the district.
What you get
Free access to study spaces and reference books.
What it actually costs you
Small membership fee (usually nominal); requires ID proof and photos.
Common gotcha
Many district libraries have limited hours; check local timings before planning a long study session.
Chhattisgarhछत्तीसगढ़

As a student in Chhattisgarh, you have access to unique state-funded laptop schemes and specialized coaching support that significantly lowers the cost of higher education.

Money and gear for my studies

Free Laptop Distribution Scheme

निशुल्क लैपटॉप वितरण योजना

state · Department of Higher Education, Chhattisgarh

Who qualifies
Meritorious students passing 12th grade from Chhattisgarh Board.
What you get
A free laptop to assist with digital learning.
What it actually costs you
Zero cost; requires mark sheet and domicile certificate.
Common gotcha
Distribution is often delayed; check your college notice board frequently.

Post-Matric Scholarship for SC/ST/OBC

पोस्ट मैट्रिक छात्रवृत्ति

state · Tribal and Scheduled Caste Development Department

Who qualifies
Students belonging to reserved categories pursuing post-matric courses.
What you get
Annual maintenance allowance and full tuition fee reimbursement.
What it actually costs you
Requires income certificate and caste certificate; apply via the portal.
Common gotcha
Bank account must be Aadhaar-seeded or the payment will fail.

Medhavi Chhatra Protsahan Yojana

मेधावी छात्र प्रोत्साहन योजना

state · Department of Education

Who qualifies
Top performing students in 10th and 12th board exams.
What you get
Cash prize and certificate of merit.
What it actually costs you
Automatic selection based on board results; no application needed.
Common gotcha
Often requires a bank account in the student's name to receive the transfer.

Getting ready for competitive exams

Free Coaching for Competitive Exams

निःशुल्क कोचिंग योजना

state · Tribal Welfare Department

Who qualifies
SC/ST students preparing for UPSC, PSC, or Banking exams.
What you get
Free classroom coaching and study materials.
What it actually costs you
Entrance test performance; requires caste and domicile proof.
Common gotcha
Limited seats available; early registration is critical.

Unemployment Allowance Scheme (Berojgari Bhatta)

बेरोजगारी भत्ता योजना

state · Department of Skill Development

Who qualifies
Graduates aged 18-35 who are registered in employment exchange for 2+ years.
What you get
Monthly stipend of ₹2,500.
What it actually costs you
Requires registration in the state employment portal.
Common gotcha
You must report your status annually to continue receiving funds.
Chandigarhचंडीगढ़

As a Union Territory with a high concentration of educational institutions, Chandigarh offers unique local scholarships and subsidized transport benefits for students living in the city.

Money for my studies

Chandigarh Administration Merit Scholarship

चंडीगढ़ प्रशासन मेरिट छात्रवृत्ति

state · Department of Education, Chandigarh

Who qualifies
Students residing in Chandigarh who have secured top ranks in Class 10 or 12 board exams.
What you get
Monthly stipend ranging from ₹500 to ₹1000 depending on the academic level.
What it actually costs you
Requires a domicile certificate and bank account details; usually processed through the school.
Common gotcha
The application window is very short, usually opening within 30 days of board result declarations.

Post-Matric Scholarship for SC Students (UT Top-up)

state · Social Welfare Department, Chandigarh

Who qualifies
SC students pursuing post-matriculation courses whose family income is below ₹2.5 lakhs.
What you get
Full reimbursement of non-refundable fees and a monthly maintenance allowance.
What it actually costs you
Caste certificate issued by Chandigarh administration and income affidavit.
Common gotcha
This acts as a top-up to the central scheme, but you must apply on the state portal separately.

Chandigarh Minority Community Scholarship

state · Minority Welfare Cell, Chandigarh

Who qualifies
Students belonging to notified minority communities residing in Chandigarh.
What you get
Annual financial assistance for tuition and books.
What it actually costs you
Self-declaration of community and proof of residency in Chandigarh.
Common gotcha
Often confused with the national NSP portal; check the local UT portal for specific UT-funded slots.

Chandigarh Sports Department Scholarship

state · Department of Sports, Chandigarh

Who qualifies
Students who have represented Chandigarh at state or national level sports events.
What you get
Monthly cash incentive and free access to sports facilities in Sector 42/7.
What it actually costs you
Sports certificates verified by the State Sports Association.
Common gotcha
You must maintain your performance level to renew the scholarship every year.

Getting around the city

CTU Student Bus Pass

सीटीयू छात्र बस पास

state · Chandigarh Transport Undertaking (CTU)

Who qualifies
Bonafide students of recognized schools and colleges in Chandigarh.
What you get
Highly subsidized monthly bus pass for travel across the city.
What it actually costs you
College ID card, passport size photo, and a nominal processing fee of ₹50.
Common gotcha
The pass is only valid for specific routes between your residence and college.

Chandigarh Smart City Cycle Discount

state · Chandigarh Smart City Limited

Who qualifies
Students registered on the Smart Chandigarh app.
What you get
Discounted annual subscription for the public bike-sharing system.
What it actually costs you
Aadhar card and student ID verification on the app.
Common gotcha
The bike must be docked at an authorized station to avoid penalty charges.
Delhiदिल्ली

Delhi offers unique financial support for higher education and competitive coaching that is unmatched by other states, specifically tailored for students residing in the capital.

Money to pay for my degree

Delhi Higher Education and Skill Development Guarantee Scheme

दिल्ली उच्च शिक्षा एवं कौशल विकास गारंटी योजना

state · Department of Higher Education, GNCTD

Who qualifies
Students who have passed Class 10/12 from a school in Delhi and are pursuing higher education.
What you get
Collateral-free loan up to ₹10 Lakhs for higher education.
What it actually costs you
Zero processing fee; requires residency proof and admission letter.
Common gotcha
Banks often demand collateral despite the government guarantee; keep the helpline number handy.

Merit-cum-Means Scholarship Scheme

state · Directorate of Higher Education

Who qualifies
Students pursuing professional/technical courses in Delhi universities with family income below ₹6 Lakhs.
What you get
Reimbursement of 25% to 100% of tuition fees based on family income.
What it actually costs you
Annual application via the e-district portal; requires income certificate.
Common gotcha
Only applicable to students in state-funded or affiliated institutions.

Fee Waiver Scheme for Delhi Govt Universities

state · Department of Higher Education

Who qualifies
Students from EWS/low-income families studying in Delhi state universities like DTU, NSUT, IIIT-D.
What you get
Full or partial waiver of tuition fees.
What it actually costs you
Submission of income certificate and affidavit at the time of college admission.
Common gotcha
Often confused with national scholarships; this is specific to Delhi-run technical institutes.

Getting ready for the big exams

Jai Bhim Mukhyamantri Pratibha Vikas Yojana

जय भीम मुख्यमंत्री प्रतिभा विकास योजना

state · Department of SC/ST/OBC/Minorities

Who qualifies
SC/ST/OBC/EWS students who have passed 10th and 12th from Delhi schools.
What you get
Free coaching for competitive exams (UPSC, JEE, NEET, Banking, etc.) at empanelled private institutes.
What it actually costs you
Registration on the portal; requires caste/income certificates.
Common gotcha
You must choose from the list of government-empanelled coaching centers only.

Delhi Startup Policy (Student Entrepreneurship)

state · Department of Trade and Taxes

Who qualifies
Students in Delhi universities with a registered startup idea.
What you get
Seed funding, mentorship, and assistance in patent filing.
What it actually costs you
Requires a formal business plan and registration with the Delhi startup cell.
Common gotcha
Heavy documentation required; focus is on innovative tech solutions.

Getting around the city

DTC Student Bus Pass

state · Delhi Transport Corporation

Who qualifies
Bonafide students of recognized Delhi schools/colleges.
What you get
Concessional monthly bus pass for non-AC and AC buses.
What it actually costs you
₹100-150 per month; requires ID card and college attestation.
Common gotcha
The online portal often faces downtime; physical counters at bus depots are more reliable.
Dadra and Nagar Haveli and Daman and Diuદાદરા અને નગર હવેલી અને દમણ અને દીવ

As a Union Territory, students here benefit from specific UT-level scholarships and direct access to regional educational incentives that bridge the gap between local and central funding.

Money for my studies

UT Merit Scholarship for Students

મેરિટ સ્કોલરશિપ

state · Department of Education, DNH & DD

Who qualifies
Students securing 60% and above in board exams residing in the UT.
What you get
Annual cash award ranging from ₹5,000 to ₹15,000 based on academic performance.
What it actually costs you
Requires residence proof, mark sheets, and bank account details; usually applied via school.
Common gotcha
The application window is very short, often closing within 30 days of result declaration.

Post-Matric Scholarship Top-up

state · Tribal Welfare Department

Who qualifies
ST/SC students pursuing post-matric courses who are permanent residents.
What you get
Additional maintenance allowance on top of central scholarships.
What it actually costs you
Caste certificate issued by the UT administration is mandatory.
Common gotcha
Must be renewed every year; failure to update attendance records stops the payment.

Student Concession Bus Pass

state · Daman & Diu Transport Department

Who qualifies
Bonafide students traveling between home and college within the UT.
What you get
Free or highly subsidized monthly bus travel.
What it actually costs you
College ID card, two passport photos, and a small processing fee.
Common gotcha
Valid only on government-operated buses, not private operators.

Learning extra skills

ITI Monthly Stipend

state · Department of Labour and Employment

Who qualifies
Students enrolled in government ITIs in Daman, Diu, or Silvassa.
What you get
Monthly stipend of ₹500 to ₹1,000 for vocational training.
What it actually costs you
Attendance record of at least 80% per month.
Common gotcha
Stipend is credited directly to the bank account, which must be Aadhaar-seeded.

Digital Literacy Assistance

state · Department of IT

Who qualifies
Underprivileged students enrolled in recognized computer courses.
What you get
One-time reimbursement for course fees up to ₹3,000.
What it actually costs you
Course completion certificate and fee receipts required.
Common gotcha
Only applicable to government-empanelled training centers.
Goaगोंय

Goa offers unique educational support for students, including specialized transport subsidies and merit-based financial incentives that are among the most accessible in the country.

Money for my studies

Dayanand Bandodkar Scheme for Higher Education

दयानंद बांदोडकर उच्च शिक्षण योजना

state · Directorate of Higher Education

Who qualifies
Students pursuing higher education in professional courses who are residents of Goa for 15 years.
What you get
Financial assistance for tuition and other fees based on merit and income criteria.
What it actually costs you
Application form, income certificate, and proof of residence; usually processed at the start of the academic year.
Common gotcha
The income certificate must be strictly current and issued by the Mamlatdar office.

Goa Merit Scholarship Scheme

state · Directorate of Education

Who qualifies
Students securing top ranks in SSC and HSSC examinations conducted by the Goa Board.
What you get
Cash awards ranging from ₹5,000 to ₹25,000 depending on the rank achieved.
What it actually costs you
Application through school/college; mark sheets required.
Common gotcha
Often missed by students who don't check the school notice board immediately after results.

State Post-Matric Scholarship for SC/ST/OBC

state · Directorate of Social Welfare

Who qualifies
Students belonging to SC/ST/OBC categories studying in post-matric courses.
What you get
Reimbursement of non-refundable fees and monthly maintenance allowance.
What it actually costs you
Caste certificate, income certificate, and bank account details.
Common gotcha
Must be applied for via the state portal before the deadline; late submissions are rarely entertained.

Educational Concession for Children of Freedom Fighters

state · Department of Education

Who qualifies
Children of recognized freedom fighters of Goa.
What you get
Full tuition fee waiver and book allowance in government and aided institutions.
What it actually costs you
Freedom fighter identity card copy and bonafide certificate from college.
Common gotcha
Requires annual renewal of the certificate of relationship.

Getting around campus

Student Bus Pass Concession

state · Kadamba Transport Corporation Limited

Who qualifies
Bonafide students traveling between home and educational institutions.
What you get
Subsidized monthly bus passes for travel on Kadamba and private buses.
What it actually costs you
Passport size photo, college ID, and a small processing fee for the pass booklet.
Common gotcha
The pass is only valid for the specific route between home and college.

Free Bicycle Scheme for Students

विद्यार्थ्यांसाठी मोफत सायकल योजना

state · Directorate of Education

Who qualifies
Students of government and aided high schools residing in areas with poor transport connectivity.
What you get
A free bicycle to commute to school.
What it actually costs you
Application through the school headmaster; proof of distance from school.
Common gotcha
Only available for students who do not have access to public transport routes.
Gujaratગુજરાત

Gujarat offers robust state-funded scholarship and laptop assistance programs specifically designed to support students pursuing higher education in engineering, medicine, and technology.

Money for my studies

Chief Minister Scholarship Scheme

મુખ્યમંત્રી શિષ્યવૃત્તિ યોજના

state · Government of Gujarat

Who qualifies
Students pursuing professional courses like Engineering, Pharmacy, and Architecture with high merit.
What you get
Up to 50% of the tuition fees or a fixed amount based on the course category.
What it actually costs you
Income certificate, admission letter, and Aadhaar; usually requires annual renewal.
Common gotcha
The portal often crashes during the final week of application, so apply early.

NaMo Tablet Scheme

નમો ટેબ્લેટ યોજના

state · Gujarat Knowledge Society

Who qualifies
First-year college students in government or grant-in-aid institutions.
What you get
A high-quality tablet at a heavily subsidized token price of ₹1,000.
What it actually costs you
College ID and a nominal payment receipt.
Common gotcha
Distribution is often delayed by several months into the academic year.

Digital Gujarat Scholarship

ડિજિટલ ગુજરાત શિષ્યવૃત્તિ

state · Social Justice and Empowerment Department

Who qualifies
SC, ST, and SEBC students pursuing post-matric education.
What you get
Annual maintenance allowance and full reimbursement of non-refundable fees.
What it actually costs you
Caste certificate, income certificate, and bank account linked to Aadhaar.
Common gotcha
The bank account must be fully KYC compliant or the transfer will fail.

Vidyadeep Scheme

વિદ્યાદીપ યોજના

state · Education Department

Who qualifies
Students enrolled in government primary and secondary schools.
What you get
Insurance coverage for students in case of accidental death or permanent disability.
What it actually costs you
Zero cost; automatically covered upon school enrollment.
Common gotcha
Parents are often unaware this exists until an unfortunate event occurs.

Getting around and staying

GSRTC Student Bus Pass

ગુજરાત એસ.ટી. બસ પાસ

state · Gujarat State Road Transport Corporation

Who qualifies
Bonafide students traveling between home and college.
What you get
Significant discounts on monthly or quarterly bus passes for state transport buses.
What it actually costs you
College bonafide certificate, passport photos, and a small processing fee.
Common gotcha
Passes are only valid for specific routes; changing colleges requires a new pass.

Hostel Assistance for SC/ST Students

છત્રાલય સહાય

state · Tribal Development Department

Who qualifies
SC/ST students studying away from their home district.
What you get
Monthly stipend to cover lodging and boarding expenses.
What it actually costs you
Hostel admission receipt and caste certificate.
Common gotcha
Attendance in the hostel is strictly monitored for the stipend to continue.
Himachal Pradeshहिमाचल प्रदेश

Himachal Pradesh offers unique educational support for students in hilly terrain, including specific travel concessions and merit-based incentives for girls and high achievers.

Help with my studies and fees

Thakur Sen Negi Utkrisht Chhatravritti Yojana

ठाकुर सेन नेगी उत्कृष्ट छात्रवृत्ति योजना

state · Department of Higher Education, HP

Who qualifies
Top 100 boys and 100 girls from tribal areas who have passed Class 10/12.
What you get
Monthly scholarship of ₹1,100 for college education.
What it actually costs you
Merit list selection, Aadhaar, and bank account details.
Common gotcha
Only for students belonging to notified tribal areas of the state.

Kalpana Chawla Chhatravritti Yojana

कल्पना चावला छात्रवृत्ति योजना

state · Department of Higher Education, HP

Who qualifies
Meritorious girl students of Class 12 (Science, Arts, Commerce) in HP Board schools.
What you get
Annual scholarship of ₹15,000.
What it actually costs you
Must be in the top merit list of the HP Board exam.
Common gotcha
Automatic selection based on board results; no separate application form required.

Mukhya Mantri Protsahan Yojana

मुख्यमंत्री प्रोत्साहन योजना

state · Department of Higher Education, HP

Who qualifies
Students from HP who secure admission in IITs, NITs, or IIMs.
What you get
One-time incentive of ₹75,000.
What it actually costs you
Admission letter and proof of HP bonafide status.
Common gotcha
Must apply within the academic year of admission.

IRDP Scholarship Scheme

आईआरडीपी छात्रवृत्ति योजना

state · Department of Higher Education, HP

Who qualifies
Students belonging to IRDP (Integrated Rural Development Program) families.
What you get
Annual stipend ranging from ₹1,200 to ₹2,400 depending on the course level.
What it actually costs you
Valid IRDP certificate issued by the Tehsildar.
Common gotcha
Renewal is required every year with proof of promotion to the next class.

Getting to campus

Student Bus Fare Concession

state · Himachal Road Transport Corporation (HRTC)

Who qualifies
Bonafide students of government schools and colleges in HP.
What you get
Free or highly subsidized travel on HRTC buses between home and institution.
What it actually costs you
College ID card and a verified bus pass application form.
Common gotcha
Passes are only valid for the specific route mentioned on the card.
Haryanaहरियाणा

Haryana offers some of the most robust state-funded scholarship and transport support schemes for female students in India, significantly reducing the financial burden of higher education.

Money to help me study

Post Matric Scholarship for SC/BC Students

अनुसूचित जाति/पिछड़ा वर्ग के छात्रों के लिए पोस्ट मैट्रिक छात्रवृत्ति

state · Welfare of SCs and BCs Department

Who qualifies
SC/BC students with family income below 2.5 Lakhs per annum.
What you get
Full reimbursement of tuition fees and maintenance allowance.
What it actually costs you
Requires income certificate, caste certificate, and Aadhaar; annual renewal is mandatory.
Common gotcha
Payment is often delayed; ensure your bank account is Aadhaar-seeded to avoid rejection.

State Merit Scholarship Scheme

state · Department of Higher Education, Haryana

Who qualifies
Students securing top ranks in university/board examinations.
What you get
Monthly stipend ranging from ₹500 to ₹1000 depending on the course level.
What it actually costs you
Merit certificate from the institution and bank details.
Common gotcha
Students receiving other scholarships are often ineligible; check the 'no-duplication' clause.

Free Books Scheme for SC Students

state · Department of Higher Education

Who qualifies
SC students enrolled in Government Colleges in Haryana.
What you get
Free set of textbooks for the academic year.
What it actually costs you
Application through the college library office.
Common gotcha
Books are often distributed late; keep your own copies ready for the first month.

Getting to campus

Student Bus Pass Facility

छात्र बस पास सुविधा

state · Haryana Roadways

Who qualifies
All bona fide students studying in recognized institutions in Haryana.
What you get
Free or highly subsidized travel on Haryana Roadways buses between home and college.
What it actually costs you
College ID card, residence proof, and a nominal processing fee.
Common gotcha
Passes are only valid for specific routes; changing your residence requires a new application.

Free Bicycle Scheme for Girls

लड़कियों के लिए मुफ्त साइकिल योजना

state · Department of Secondary Education

Who qualifies
Girl students in government schools/colleges living more than 2km from the campus.
What you get
A brand new bicycle to commute to the institution.
What it actually costs you
School/College principal's recommendation letter.
Common gotcha
Often distributed in batches; check with the college administration for the current procurement status.
Jharkhandझारखंड

Jharkhand provides targeted financial support and educational infrastructure for students from tribal and marginalized communities to bridge the digital and economic divide.

Money to keep me in college

E-Kalyan Post-Matric Scholarship

ई-कल्याण पोस्ट-मैट्रिक छात्रवृत्ति

state · Department of Scheduled Tribes, Scheduled Castes, Minority and Backward Classes Welfare

Who qualifies
SC/ST/OBC students with family income below ₹2.5 Lakhs per annum.
What you get
Reimbursement of tuition fees and maintenance allowance for higher education.
What it actually costs you
Income certificate, caste certificate, and bonafide certificate from the college.
Common gotcha
The portal often crashes during peak application windows; submit early.

Guruji Credit Card Scheme

गुरुजी क्रेडिट कार्ड योजना

state · Higher and Technical Education Department

Who qualifies
Students who have passed 10th/12th in Jharkhand and are pursuing higher education.
What you get
Collateral-free education loan up to ₹15 Lakhs at a nominal interest rate.
What it actually costs you
Aadhaar card, residential proof, and admission letter.
Common gotcha
Banks often demand a guarantor despite the government guarantee; keep your documents ready.

Savitribai Phule Kishori Samriddhi Yojana

सावित्रीबाई फुले किशोरी समृद्धि योजना

state · Department of Women, Child Development and Social Security

Who qualifies
Girl students from class 8 to 12.
What you get
Financial assistance of ₹40,000 in installments as you progress through grades.
What it actually costs you
Bank account linked with Aadhaar and school enrollment proof.
Common gotcha
Ensure your bank account is DBT-enabled to receive the funds.

Mukhya Mantri Medha Vritti Yojana

मुख्यमंत्री मेधा वृत्ति योजना

state · Department of School Education and Literacy

Who qualifies
Meritorious SC/ST students who pass class 10th board exams.
What you get
One-time cash incentive for academic excellence.
What it actually costs you
Mark sheet and caste certificate.
Common gotcha
Often gets delayed; check with your school principal for the disbursement status.

Getting the tools I need

Free Coaching for Competitive Exams

प्रतियोगी परीक्षाओं के लिए मुफ्त कोचिंग

state · Jharkhand State Tribal Cooperative Development Corporation

Who qualifies
ST/SC/OBC students preparing for JPSC/UPSC and other competitive exams.
What you get
Free classroom coaching and study materials.
What it actually costs you
Selection is based on a screening test.
Common gotcha
Limited seats; keep an eye on newspaper advertisements for the entrance test dates.

Jharkhand Model Schools (Excellence Schools)

झारखंड मॉडल स्कूल

state · Jharkhand Education Project Council

Who qualifies
Students seeking quality English-medium education in government schools.
What you get
CBSE-affiliated curriculum, smart classrooms, and modern labs.
What it actually costs you
Admission is based on merit/entrance for limited seats.
Common gotcha
High demand makes admission competitive; check your local district office for vacancies.
Jammu and Kashmirجموں و کشمیر

Students in J&K navigate a unique landscape of state-specific scholarships and digital initiatives designed to bridge the gap in remote mountainous regions.

Money to keep me studying

Post-Matric Scholarship for SC/ST/OBC

state · Social Welfare Department, J&K

Who qualifies
Students belonging to reserved categories pursuing post-matric courses.
What you get
Maintenance allowance and reimbursement of compulsory non-refundable fees.
What it actually costs you
Income certificate, caste certificate, and Aadhaar; annual renewal is mandatory.
Common gotcha
Payment is often delayed due to verification backlogs at the district level.

State Merit Scholarship for Girls

state · Department of Higher Education, J&K

Who qualifies
Girl students who have secured top marks in 10th or 12th board exams.
What you get
One-time cash incentive to support higher education costs.
What it actually costs you
Attested mark sheets and school recommendation letter.
Common gotcha
Strict deadlines; missing the application window by even a day results in disqualification.

Scholarship for Pahari Speaking People

state · J&K Advisory Board for Development of Pahari Speaking People

Who qualifies
Students belonging to the Pahari-speaking community.
What you get
Annual financial grant for educational expenses.
What it actually costs you
Pahari speaking certificate issued by Tehsildar.
Common gotcha
The certificate must be fresh and verified by the local revenue office.

J&K State Minority Scholarship

state · Directorate of Social Welfare

Who qualifies
Students from notified minority communities in J&K.
What you get
Monthly stipend for books and stationery.
What it actually costs you
Self-declaration of community and income proof.
Common gotcha
Must have a bank account linked to Aadhaar to receive direct transfers.

Tools for my future

J&K Skill Development Mission (JKSDM) Training

state · JKSDM

Who qualifies
Unemployed youth and students looking for vocational training.
What you get
Free short-term certification courses in IT, hospitality, and retail.
What it actually costs you
Registration on the portal and physical counseling session.
Common gotcha
Courses are often limited to specific districts; check availability near your college.

Srinagar/Jammu Smart City Library Access

municipal · Smart City Limited

Who qualifies
Bonafide students residing in Srinagar or Jammu city.
What you get
Free high-speed Wi-Fi and access to digitized study material.
What it actually costs you
Student ID card and a nominal annual membership fee.
Common gotcha
Limited seating; requires early morning arrival to secure a spot.

My Town My Pride Youth Clubs

state · Department of Youth Services and Sports

Who qualifies
Students aged 18-30 participating in local community activities.
What you get
Access to sports equipment and leadership workshops.
What it actually costs you
Registration through the local municipal office.
Common gotcha
Activities are seasonal and heavily dependent on local administrative support.
Karnatakaಕರ್ನಾಟಕ

Karnataka offers a robust ecosystem for students through the DSW and DTE portals, providing significant fee reimbursements and merit-based scholarships that are essential for navigating the high cost of education in Bengaluru.

Money for my studies

State Scholarship Portal (SSP)

ರಾಜ್ಯ ವಿದ್ಯಾರ್ಥಿವೇತನ ಪೋರ್ಟಲ್

state · Government of Karnataka

Who qualifies
Students belonging to SC/ST/OBC categories pursuing post-matric education.
What you get
Requires Aadhaar-linked bank account and income/caste certificate.
Common gotcha
The portal often crashes during the final week of the application deadline; apply early.

Vidyasiri - Food and Accommodation Scheme

ವಿದ್ಯಾನಿಧಿ

state · Department of Backward Classes Welfare

Who qualifies
Students from backward classes who do not get hostel facilities.
What you get
Requires proof of non-availability of government hostel seat.
Common gotcha
You must renew your application every academic year to continue receiving funds.

CM Vidyashakti Scheme

state · Department of Collegiate Education

Who qualifies
Students who have passed SSLC and are pursuing higher education.
What you get
Requires SSLC marks card and admission receipt.
Common gotcha
Only applicable to government colleges, not private or aided institutions.

Kittur Rani Chennamma Scholarship

state · Department of Collegiate Education

Who qualifies
Meritorious female students pursuing undergraduate courses.
What you get
Requires 75% attendance and merit-based selection.
Common gotcha
Selection is highly competitive based on PUC marks.

Getting around and living

Shakti Smart Card (Student Concession)

ಶಕ್ತಿ ಸ್ಮಾರ್ಟ್ ಕಾರ್ಡ್

state · KSRTC / BMTC

Who qualifies
Students traveling on state-run buses (BMTC/KSRTC) to their institutions.
What you get
Requires college ID and bonafide certificate.
Common gotcha
The smart card is mandatory; physical paper passes are no longer accepted on many routes.

Backward Classes Welfare Department Hostels

ಹಿಂದುಳಿದ ವರ್ಗಗಳ ಕಲ್ಯಾಣ ಇಲಾಖೆ ವಸತಿ ನಿಲಯ

state · Department of Backward Classes Welfare

Who qualifies
Students from low-income families pursuing higher education.
What you get
Requires income certificate below ₹2.5 Lakhs per annum.
Common gotcha
Seats are limited and allotted based on a merit list; apply as soon as the notification is out.
Keralaകേരളം

Kerala offers the most robust support system for students in India, with unique state-level scholarships and digital learning initiatives that prioritize accessibility and gender equity.

Money for my studies

E-Grantz Scholarship

ഇ-ഗ്രാന്റ്സ്

state · SC/ST Development Department

Who qualifies
Students from SC, ST, and OEC categories pursuing post-matric courses.
What you get
Full tuition fee reimbursement and monthly pocket money stipends.
What it actually costs you
Requires valid caste certificate and Aadhaar-linked bank account; annual renewal needed.
Common gotcha
The portal often crashes during peak application weeks; keep digital copies of all receipts.

C.H. Muhammed Koya Scholarship

സി.എച്ച്. മുഹമ്മദ് കോയ സ്കോളർഷിപ്പ്

state · Department of Minority Welfare

Who qualifies
Female students from minority communities studying in government/aided colleges.
What you get
Financial assistance ranging from ₹5,000 to ₹15,000 per year.
What it actually costs you
Requires income certificate and proof of admission to a recognized college.
Common gotcha
Strict income ceiling; if your family income exceeds the limit by even a rupee, the application is rejected.

Suvarna Jubilee Merit Scholarship

സുവർണ്ണ ജൂബിലി മെറിറ്റ് സ്കോളർഷിപ്പ്

state · Collegiate Education Department

Who qualifies
BPL category students with high merit in their qualifying exams.
What you get
₹10,000 annually for the duration of the undergraduate course.
What it actually costs you
Requires BPL ration card and academic mark sheets.
Common gotcha
Only available for students in government or aided colleges, not self-financing ones.

Pratibha Scholarship

പ്രതിഭ സ്കോളർഷിപ്പ്

state · Kerala State Council for Science, Technology and Environment

Who qualifies
Students pursuing undergraduate courses in basic or natural sciences.
What you get
₹12,000 to ₹25,000 per year depending on the year of study.
What it actually costs you
Requires high marks in Class 12 and a recommendation from the college principal.
Common gotcha
You must maintain a minimum GPA to continue receiving the scholarship each year.

Learning and tech support

K-FON (Kerala Fiber Optic Network)

കെ-ഫോൺ

state · Kerala State IT Infrastructure Ltd

Who qualifies
Students from BPL families and those in government institutions.
What you get
High-speed internet access at highly subsidized rates.
What it actually costs you
Proof of BPL status or college ID; installation fees may apply.
Common gotcha
Availability is currently limited by local infrastructure rollout; check your pin code first.

K-DISC Young Innovators Programme

യങ് ഇന്നൊവേറ്റേഴ്സ് പ്രോഗ്രാം

state · Kerala Development and Innovation Strategic Council

Who qualifies
Students with innovative project ideas that solve social problems.
What you get
Mentorship, technical support, and seed funding for prototypes.
What it actually costs you
Requires a team of students and a well-documented project proposal.
Common gotcha
The selection process is rigorous; focus on the social impact of your idea.

Library Council Membership

കേരള സ്റ്റേറ്റ് ലൈബ്രറി കൗൺസിൽ

state · Kerala State Library Council

Who qualifies
Any student residing in Kerala.
What you get
Access to a vast network of local libraries for study materials and books.
What it actually costs you
Nominal annual membership fee and two passport photos.
Common gotcha
Many local libraries have limited digital catalogs; you may need to visit in person.
Ladakhལ་དྭགས་

As a student in Ladakh, Aisha navigates a unique landscape where high-altitude education support, tribal welfare, and specialized regional scholarships are critical for overcoming the challenges of remote mountain living.

Money for my studies

Ladakh Resident Scholarship Scheme

state · Department of Higher Education, UT Ladakh

Who qualifies
Students who are permanent residents of Ladakh pursuing higher education within or outside the UT.
What you get
Annual financial assistance ranging from ₹10,000 to ₹50,000 depending on the course level.
What it actually costs you
Requires a valid Resident Certificate (PRC/ST certificate) and proof of enrollment; usually applied for via the UT portal.
Common gotcha
The application window is very short; keep your bank account linked to your Aadhaar well in advance.

Post-Matric Scholarship for ST Students of Ladakh

state · Tribal Affairs Department, UT Ladakh

Who qualifies
Scheduled Tribe students of Ladakh studying in Class 11 and above.
What you get
Full reimbursement of tuition fees and a monthly maintenance allowance.
What it actually costs you
Income certificate of parents and caste certificate; must be renewed every academic year.
Common gotcha
The portal often experiences heavy traffic during the final weeks of the deadline.

Ladakh Coaching Subsidy for Competitive Exams

state · Department of Higher Education, UT Ladakh

Who qualifies
Students preparing for UPSC, NEET, JEE, or other national-level competitive exams.
What you get
Reimbursement of up to 75% of coaching fees paid to recognized institutes.
What it actually costs you
Receipts from the coaching center and a copy of the exam admit card or application.
Common gotcha
Only specific, government-empanelled coaching institutes qualify for the reimbursement.

Getting around the mountains

Ladakh Student Concession Bus Pass

state · Ladakh Transport Department

Who qualifies
Bonafide students enrolled in schools or colleges within Leh or Kargil districts.
What you get
50% discount on monthly bus passes for commuting to educational institutions.
What it actually costs you
School ID card, two passport photos, and a nominal processing fee of ₹50.
Common gotcha
The pass is only valid on state-run transport buses, not private taxis or shared cabs.

Ladakh Winter Airfare Subsidy

state · Civil Aviation Department, UT Ladakh

Who qualifies
Students studying outside Ladakh who need to return home during the winter break.
What you get
Subsidized airfare for travel between Delhi/Jammu and Leh/Kargil during peak winter months.
What it actually costs you
Proof of student status and residence in Ladakh; booked through the official UT portal.
Common gotcha
Seats are limited and fill up within hours of the winter schedule announcement.
Lakshadweepലക്ഷദ്വീപ്

As an island student, Aisha relies on specialized state transport subsidies and island-specific education grants to bridge the gap between her remote home and mainland universities.

Money for my studies

Lakshadweep Post-Matric Scholarship for Island Students

ലക്ഷദ്വീപ് പോസ്റ്റ്-മെട്രിക് സ്കോളർഷിപ്പ്

state · Department of Education, Lakshadweep Administration

Who qualifies
Students from Lakshadweep pursuing higher education in mainland India.
What you get
Monthly stipend for living expenses plus full tuition reimbursement.
What it actually costs you
Requires domicile certificate and proof of admission; processed via the island education office.
Common gotcha
The stipend release is often delayed by the time taken for verification of mainland attendance records.

Lakshadweep Merit Award for Excellence

state · Directorate of Education

Who qualifies
Top performers in 10th and 12th grade board exams from island schools.
What you get
One-time cash prize and certificate of merit.
What it actually costs you
Application through school principal; no fee.
Common gotcha
Students often miss the deadline because they wait for the official gazette notification instead of checking the school notice board.

Lakshadweep Mainland Hostel Subsidy

state · Department of Education

Who qualifies
Students studying in Kochi or other mainland cities who cannot secure government hostel seats.
What you get
Partial reimbursement of private hostel rent.
What it actually costs you
Submission of monthly rent receipts and bank details.
Common gotcha
Rent receipts must be stamped by the landlord; informal payments are not accepted.

Getting to the mainland

Lakshadweep Student Ship Fare Concession

state · Lakshadweep Administration (Shipping Services)

Who qualifies
Bonafide students of Lakshadweep traveling between islands and the mainland.
What you get
50% discount on standard ship ticket fares.
What it actually costs you
Must present a valid student ID card issued by the school/college at the shipping counter.
Common gotcha
The concession is only valid for the shortest route; you cannot use it for tourist-class cabins.

Lakshadweep Medical/Emergency Air Travel Assistance

state · Department of Health/Education

Who qualifies
Students requiring urgent travel for medical reasons or emergency academic deadlines.
What you get
Subsidized airfare on the Agatti-Kochi route.
What it actually costs you
Requires medical certificate or official letter from the educational institution.
Common gotcha
Seats are extremely limited and subject to the availability of the Alliance Air flights.
Maharashtraमहाराष्ट्र

Maharashtra offers the most extensive network of state-funded scholarships and hostel subsidies in India, specifically designed to bridge the gap for students in high-cost cities like Mumbai and Pune.

Money for my studies

Dr. Panjabrao Deshmukh Vasatigruh Nirvah Bhatta Yojana

डॉ. पंजाबराव देशमुख वसतिगृह निर्वाह भत्ता योजना

state · Department of Higher and Technical Education

Who qualifies
Children of registered construction workers or small-scale farmers studying in professional courses.
What you get
Annual maintenance allowance of ₹30,000 for hostel expenses.
What it actually costs you
Requires income certificate and proof of hostel admission; applied via MahaDBT portal.
Common gotcha
The bank account must be Aadhaar-linked, or the disbursement will fail silently.

Rajarshi Chhatrapati Shahu Maharaj Shikshan Shulk Shishyavrutti

राजर्षी छत्रपती शाहू महाराज शिक्षण शुल्क शिष्यवृत्ती योजना

state · Directorate of Higher Education

Who qualifies
Students from EWS/SEBC/OBC categories with family income under ₹8 lakhs.
What you get
50% reimbursement of tuition fees and exam fees.
What it actually costs you
Requires caste certificate, income certificate, and bonafide student certificate.
Common gotcha
Only covers tuition fees, not development fees or library deposits.

Swadhar Yojana

स्वाधार योजना

state · Social Justice and Special Assistance Department

Who qualifies
SC/ST/Neo-Buddhist students who failed to get a government hostel seat.
What you get
Monthly stipend for food, accommodation, and personal expenses (varies by city).
What it actually costs you
Requires domicile certificate and proof of non-allotment of government hostel.
Common gotcha
Application window is very short; usually opens early in the academic year.

Punyashlok Ahilyadevi Holkar Education Scheme

पुण्यश्लोक अहिल्यादेवी होळकर शिक्षण योजना

state · Department of Higher and Technical Education

Who qualifies
Students belonging to VJNT (Vimukta Jati Nomadic Tribes) category.
What you get
Full reimbursement of tuition and examination fees.
What it actually costs you
Requires caste validity certificate and income proof.
Common gotcha
Often confused with national OBC scholarships; this is a state-specific top-up.

Getting around the city

BEST Student Concession Pass

municipal · Brihanmumbai Electric Supply and Transport

Who qualifies
Students studying in recognized schools/colleges in Mumbai.
What you get
Monthly bus pass at a heavily subsidized rate (approx 50% discount).
What it actually costs you
Requires ID card, letter from college principal, and passport photo.
Common gotcha
Passes are only valid for specific routes or zones; check your route before buying.

Mumbai Suburban Railway Student Concession

state · Central/Western Railway (State endorsed)

Who qualifies
Students up to age 25 for general class travel.
What you get
50% discount on monthly or quarterly railway season tickets.
What it actually costs you
Requires a concession form signed by the college principal.
Common gotcha
The concession form is only valid for 3 days; get your pass immediately after signing.
Meghalaya

Meghalaya provides unique educational support for tribal students, including specific post-matric scholarships and state-funded coaching for competitive exams.

Money to keep me in college

Post-Matric Scholarship for ST Students

state · Department of Education, Government of Meghalaya

Who qualifies
ST students of Meghalaya pursuing post-matric courses with family income below 2.5 lakhs.
What you get
Maintenance allowance, book bank facilities, and full tuition fee reimbursement.
What it actually costs you
Income certificate, ST certificate, and bank account seeding; takes 3-6 months for disbursement.
Common gotcha
Often delayed if the bank account is not Aadhaar-linked or if the college fails to upload attendance records on time.

Chief Minister's Higher Secondary Education Scholarship

state · Education Department

Who qualifies
Meritorious students who have passed Class 10 and are pursuing Class 11/12 in Meghalaya.
What you get
Monthly stipend to cover educational expenses.
What it actually costs you
Application through school principal; requires high academic percentage.
Common gotcha
The merit cutoff changes every year based on the number of applicants.

Book Grant for Tribal Students

state · Directorate of Higher and Technical Education

Who qualifies
Students enrolled in government-aided colleges in Meghalaya.
What you get
One-time annual grant for purchasing textbooks.
What it actually costs you
Submission of book receipts and college ID.
Common gotcha
Must be claimed within the specific window announced by the college office.

Student Laptop Scheme

state · Information Technology Department

Who qualifies
Final year students in higher education institutions achieving high grades.
What you get
A laptop to assist with digital learning and research.
What it actually costs you
Academic transcripts and a recommendation letter from the Head of Department.
Common gotcha
Limited number of units; selection is highly competitive.

Help with my future career

State-Sponsored IAS Coaching

state · Meghalaya Administrative Training Institute

Who qualifies
Meghalaya domicile graduates preparing for UPSC or state civil services.
What you get
Free coaching, study materials, and mock tests.
What it actually costs you
Qualifying entrance exam conducted by the state.
Common gotcha
Attendance is strictly monitored; missing classes leads to disqualification.

Meghalaya State Skill Development Program

state · Meghalaya State Skill Development Society

Who qualifies
Unemployed youth and students looking for vocational training.
What you get
Certification in hospitality, IT, or tourism management.
What it actually costs you
Aadhar card and proof of residence.
Common gotcha
Training centers are often located in Shillong or Tura; travel might be required.

State Employment Exchange Registration

state · Department of Labour

Who qualifies
Students who have completed graduation or vocational training.
What you get
Notifications for government job vacancies and state-level recruitment drives.
What it actually costs you
Registration at the local employment office with educational certificates.
Common gotcha
Registration must be renewed every 3 years to remain active.
Manipurমণিপুর

Manipur provides targeted educational support and merit-based financial incentives to help students navigate the unique socio-economic challenges of the Northeast region.

Money for my studies

Manipur State Merit Scholarship

state · Department of Higher and Technical Education

Who qualifies
Students who secured top ranks in Class 10 and 12 board exams from Manipur boards.
What you get
Monthly stipend ranging from ₹200 to ₹500 depending on the course level.
What it actually costs you
Application form, mark sheets, and bank account details; usually requires a physical submission at the department office.
Common gotcha
The scholarship amount is quite small and often delayed; don't rely on it as your sole source of funding.

Post-Matric Scholarship for ST Students (State Share)

state · Department of Tribal Affairs and Hills

Who qualifies
Scheduled Tribe students pursuing post-matriculation courses.
What you get
Reimbursement of tuition fees and maintenance allowance.
What it actually costs you
Income certificate, caste certificate, and bonafide student certificate.
Common gotcha
Must be renewed every year; missing the deadline means losing the entire year's benefit.

Manipur State Education Loan Interest Subvention

state · Manipur State Cooperative Bank

Who qualifies
Students from Manipur pursuing professional degrees with a bank loan.
What you get
Interest subvention on education loans to reduce the effective interest rate.
What it actually costs you
Loan sanction letter from the bank and proof of Manipur residency.
Common gotcha
Requires a valid loan account with a participating cooperative bank.

Getting to class and staying safe

Manipur State Transport Student Concession

state · Manipur State Transport Department

Who qualifies
Bonafide students of recognized schools and colleges in Imphal.
What you get
50% discount on bus fares for daily commuting.
What it actually costs you
Student ID card and a passport-sized photo for the concession pass.
Common gotcha
The pass is only valid on state-run buses, not private local vans.

Hostel Subsidy for Hill Students

state · Department of Tribal Affairs and Hills

Who qualifies
Students from hill districts studying in Imphal colleges.
What you get
Partial reimbursement of hostel accommodation fees.
What it actually costs you
Hostel fee receipts and a certificate of study from the college principal.
Common gotcha
Only applies to government-recognized hostels, not private PGs.
Madhya Pradeshमध्य प्रदेश

Madhya Pradesh offers a robust ecosystem of direct benefit transfers and laptop incentives specifically designed to keep students like Aisha enrolled in higher education.

Money for my studies

Mukhyamantri Medhavi Vidyarthi Yojana

मुख्यमंत्री मेधावी विद्यार्थी योजना

state · Department of Technical Education

Who qualifies
Students scoring 70% in MP Board or 85% in CBSE/ICSE in 12th grade with family income under ₹6 lakh.
What you get
Full tuition fee coverage for undergraduate courses in engineering, medical, and law.
What it actually costs you
Requires income certificate, Aadhaar, and admission letter; processed via college login.
Common gotcha
Students often miss out by not linking their Aadhaar to the bank account before the deadline.

Gaon Ki Beti Yojana

गांव की बेटी योजना

state · Department of Higher Education

Who qualifies
Girls passing 12th grade from rural areas with 60% marks.
What you get
Monthly scholarship of ₹500 for 10 months annually during college.
What it actually costs you
Requires domicile certificate proving rural residence and bank passbook.
Common gotcha
The application must be renewed every academic year through the MP Scholarship Portal.

Pratibha Kiran Scholarship

प्रतिभा किरण छात्रवृत्ति

state · Department of Higher Education

Who qualifies
Girls from urban BPL families who passed 12th grade with 60% marks.
What you get
₹750 per month for 10 months in a year.
What it actually costs you
Requires BPL card and mark sheet verification by the college principal.
Common gotcha
Often confused with Gaon Ki Beti; ensure you apply for the urban-specific category.

Post-Matric Scholarship for OBC/SC/ST

पोस्ट मैट्रिक छात्रवृत्ति

state · Tribal Welfare Department

Who qualifies
Students from SC, ST, or OBC categories pursuing post-matric courses.
What you get
Reimbursement of tuition fees and maintenance allowance based on category.
What it actually costs you
Requires caste certificate, income certificate, and fee receipt.
Common gotcha
The portal is notoriously slow during peak application season; apply early.

Tools to help me learn

Free Laptop Scheme

फ्री लैपटॉप योजना

state · School Education Department

Who qualifies
Meritorious students of MP Board 12th grade who secure 75% or higher.
What you get
A direct benefit transfer of ₹25,000 to purchase a laptop.
What it actually costs you
Bank account details must be updated on the Shiksha Portal.
Common gotcha
The money is transferred only after the student submits the laptop purchase receipt.

Free Cycle Distribution

निशुल्क साइकिल वितरण योजना

state · School Education Department

Who qualifies
Students studying in 6th or 9th grade in government schools living in villages without a middle/high school.
What you get
A bicycle to commute to school.
What it actually costs you
School headmaster verification of distance from home to school.
Common gotcha
Only applicable if the student has not received a cycle in previous years.
Mizoram

Mizoram offers unique educational support for Mizo students through targeted state-run scholarships and specialized coaching programs that help bridge the gap for students in remote hill districts.

Money to keep me in college

Mizoram State Merit Scholarship

state · Higher & Technical Education Department

Who qualifies
Students who have secured top ranks in Class 10 and 12 board exams within Mizoram.
What you get
Annual cash stipend ranging from ₹5,000 to ₹15,000 depending on the course level.
What it actually costs you
Application form, mark sheets, and bank account details; usually requires a recommendation from the school principal.
Common gotcha
The application window is very short, usually opening immediately after board results are declared.

State Post-Matric Scholarship for ST/SC/OBC

Post-Matric Scholarship

state · Social Welfare & Tribal Affairs Department

Who qualifies
Mizo students belonging to ST/SC/OBC categories pursuing post-matriculation studies.
What you get
Full reimbursement of tuition fees and a monthly maintenance allowance.
What it actually costs you
Income certificate, caste certificate, and bonafide student certificate from the college.
Common gotcha
Must be renewed every academic year; failure to maintain 75% attendance often leads to rejection.

Chief Minister's Scholarship Scheme

state · Government of Mizoram

Who qualifies
Meritorious students from economically weaker sections pursuing professional courses.
What you get
Financial aid covering partial tuition and book costs.
What it actually costs you
BPL card or income certificate proving financial status.
Common gotcha
Limited number of slots; selection is highly competitive.

Mizoram Sports Scholarship

state · Sports & Youth Services Department

Who qualifies
Students who have represented the state in national-level sports events.
What you get
Annual grant to support training and equipment costs.
What it actually costs you
Certificates of participation in state/national level tournaments.
Common gotcha
Only sports recognized by the state association are eligible.

Help with jobs and coaching

State Civil Services Coaching Scheme

Civil Services Coaching

state · Administrative Training Institute (ATI)

Who qualifies
Graduates aspiring to appear for UPSC or MPSC exams.
What you get
Free classroom coaching, study materials, and mock tests.
What it actually costs you
Entrance test score and personal interview.
Common gotcha
The coaching center is located in Aizawl; students from other districts must arrange their own housing.

Mizoram State Skill Development Mission

state · Labour, Employment, Skill Development & Entrepreneurship Department

Who qualifies
School dropouts or graduates looking for short-term vocational training.
What you get
Certification in trades like hospitality, IT, or beauty therapy with placement support.
What it actually costs you
Aadhar card and basic educational certificates.
Common gotcha
Placements are often outside the state; check the job location before enrolling.
Nagaland

Nagaland provides specific scholarships and educational support for indigenous students to ensure higher education remains accessible in the hilly, remote terrain.

Money to keep me in college

Nagaland Post-Matric Scholarship for ST Students

नागालैंड पोस्ट-मैट्रिक छात्रवृत्ति

state · Department of Higher Education, Nagaland

Who qualifies
Indigenous ST students of Nagaland pursuing studies beyond matriculation.
What you get
Annual maintenance allowance and reimbursement of compulsory non-refundable fees.
What it actually costs you
Requires ST certificate, income certificate, and bank account seeding; annual renewal process.
Common gotcha
Often delayed if the Aadhaar-bank seeding is not perfectly synced with the state portal.

Nagaland State Merit Scholarship

state · Department of Higher Education, Nagaland

Who qualifies
Students who secure top ranks in HSLC or HSSLC examinations within the state.
What you get
Monthly stipend for the duration of the course.
What it actually costs you
Application through school/college office; requires rank certificate.
Common gotcha
Only for students studying within recognized institutions in Nagaland.

Technical Education Stipend

state · Department of Technical Education, Nagaland

Who qualifies
Students from Nagaland pursuing engineering, medical, or technical diploma courses.
What you get
Monthly stipend to cover boarding and lodging expenses.
What it actually costs you
Bonafide certificate from the institution and proof of indigenous status.
Common gotcha
Must be applied for every academic year; missing the deadline means losing the entire year's stipend.

Staying healthy and safe

Chief Minister's Health Insurance Scheme (CMHIS) - Student Top-up

state · Department of Health and Family Welfare, Nagaland

Who qualifies
Students whose families are enrolled under the state health insurance coverage.
What you get
Cashless treatment for secondary and tertiary care in empanelled hospitals.
What it actually costs you
Requires CMHIS e-card; simple registration at the hospital help desk.
Common gotcha
Check if your specific college clinic or local hospital is empaneled before an emergency.

Youth Resources and Sports Coaching Scheme

state · Department of Youth Resources and Sports, Nagaland

Who qualifies
Students interested in professional sports training and state-level competitions.
What you get
Access to state-funded coaching camps and equipment support.
What it actually costs you
Physical fitness test and selection trials.
Common gotcha
Selection is highly competitive and limited to specific sports disciplines.
Odishaଓଡ଼ିଶା

Odisha offers a robust ecosystem of state-funded scholarships and laptop distribution schemes specifically designed to bridge the digital divide for students in rural and urban areas.

Money for my studies

KALIA Scholarship

କାଳିଆ ଛାତ୍ରବୃତ୍ତି

state · Department of Agriculture and Farmers Empowerment

Who qualifies
Children of KALIA beneficiaries pursuing professional or technical courses.
What you get
Full reimbursement of course fees and hostel charges.
What it actually costs you
Requires KALIA ID, admission proof, and bank account; processed via DBT.
Common gotcha
Only covers courses in government institutions or government-affiliated colleges.

Odisha State Scholarship (Medhabruti)

ମେଧାବୃତ୍ତି

state · Higher Education Department

Who qualifies
Meritorious students of Odisha pursuing UG, PG, or technical education.
What you get
Annual scholarship ranging from ₹5,000 to ₹10,000 based on course.
What it actually costs you
Requires income certificate, residence proof, and Aadhaar-linked bank account.
Common gotcha
Must apply through the state scholarship portal; missing the deadline means losing the year's grant.

Vyasa Kabi Fakir Mohan Bhasabruti

state · Higher Education Department

Who qualifies
Students pursuing Odia as a major subject at the undergraduate or postgraduate level.
What you get
Financial assistance of ₹10,000 per annum.
What it actually costs you
Requires mark sheets and proof of enrollment in Odia literature courses.
Common gotcha
Strictly limited to students opting for Odia as their core subject.

Post-Matric Scholarship for SC/ST/OBC

state · ST & SC Development Department

Who qualifies
SC, ST, and OBC students pursuing post-matriculation studies.
What you get
Maintenance allowance and reimbursement of non-refundable fees.
What it actually costs you
Caste certificate, income certificate, and college bonafide certificate.
Common gotcha
Income limit is strictly checked; ensure your income certificate is current.

Getting the gear I need

Biju Yuva Sashaktikaran Yojana (Laptop Distribution)

ବିଜୁ ଯୁବ ସଶକ୍ତୀକରଣ ଯୋଜନା

state · Department of Higher Education

Who qualifies
Meritorious students passing +2 exams from CHSE Odisha and pursuing higher studies.
What you get
A free laptop to assist in digital learning.
What it actually costs you
Merit list selection; no application fee.
Common gotcha
The list is published by the department; you cannot 'apply' if your name isn't on the merit list.

Skill Odisha Training Programs

ସ୍କିଲ୍ ଓଡ଼ିଶା

state · Odisha Skill Development Authority

Who qualifies
Students and unemployed youth looking for vocational training.
What you get
Free short-term vocational courses and industry-recognized certification.
What it actually costs you
Aadhaar card and basic educational documents.
Common gotcha
Training centers are often in specific districts; check availability near your college.
Punjabਪੰਜਾਬ

Punjab offers a robust network of state-funded scholarships and vocational support specifically designed to help students from agricultural and rural backgrounds pursue higher education.

Money to keep me in college

Dr. Ambedkar Post Matric Scholarship Scheme for SC Students

ਡਾ. ਅੰਬੇਦਕਰ ਪੋਸਟ ਮੈਟ੍ਰਿਕ ਸਕਾਲਰਸ਼ਿਪ ਸਕੀਮ

state · Department of Welfare of SCs and BCs

Who qualifies
SC students with family income below 2.5 lakh per annum.
What you get
Full tuition fee waiver and maintenance allowance.
What it actually costs you
Caste certificate, income certificate, and Aadhaar; requires annual renewal.
Common gotcha
Colleges often withhold results if the state portal payment is delayed.

Society for Promotion of Quality Education for Poor and Meritorious Students

ਮੈਰੀਟੋਰੀਅਸ ਸਕੂਲ

state · Punjab Education Department

Who qualifies
Meritorious students from government schools in 10th grade.
What you get
Free residential coaching for JEE/NEET and free boarding/lodging.
What it actually costs you
Entrance exam performance; must be a resident of Punjab.
Common gotcha
The competition for seats is extremely high, especially for medical streams.

Bhai Jaita Ji Scheme for Post-Matric Scholarship

ਭਾਈ ਜੈਤਾ ਜੀ ਸਕੀਮ

state · Department of Welfare of SCs and BCs

Who qualifies
Students belonging to BC categories pursuing higher education.
What you get
Financial assistance for tuition and examination fees.
What it actually costs you
Income certificate showing family income under 2.5 lakh.
Common gotcha
Often confused with the SC scholarship; requires specific BC category proof.

Captain Vikram Batra Scholarship

state · Department of Higher Education

Who qualifies
Students pursuing professional courses in government colleges.
What you get
Merit-based cash incentives for academic excellence.
What it actually costs you
Must maintain a high CGPA throughout the semester.
Common gotcha
Only applicable to state-run institutions, not private universities.

Getting around and learning new skills

Free Bus Travel Facility for Students

ਵਿਦਿਆਰਥੀਆਂ ਲਈ ਮੁਫਤ ਬੱਸ ਸਫਰ

state · Punjab Roadways / PRTC

Who qualifies
Students enrolled in recognized schools and colleges.
What you get
Free travel pass for daily commute between home and institution.
What it actually costs you
Valid student ID card and a passport-sized photo for the pass.
Common gotcha
Only valid on state-owned buses, not private operators.

Punjab Skill Development Mission (PSDM) Courses

ਪੰਜਾਬ ਸਕਿੱਲ ਡਿਵੈਲਪਮੈਂਟ ਮਿਸ਼ਨ

state · PSDM

Who qualifies
Youth aged 18-35 looking for vocational training.
What you get
Free short-term certification courses in IT, retail, and hospitality.
What it actually costs you
Aadhaar card and basic educational proof.
Common gotcha
Placement assistance is promised but depends on the specific training partner.

Har Ghar Rozgar Portal

ਹਰ ਘਰ ਰੋਜ਼ਗਾਰ

state · Department of Employment Generation

Who qualifies
Students looking for internships or part-time jobs.
What you get
Access to local job fairs and internship listings.
What it actually costs you
Registration on the portal with resume upload.
Common gotcha
The portal is often updated slowly; check local district employment offices.

Dr. Hargobind Khurana Scholarship (Laptop Scheme)

ਡਾ. ਹਰਗੋਬਿੰਦ ਖੁਰਾਣਾ ਸਕਾਲਰਸ਼ਿਪ

state · Punjab School Education Board

Who qualifies
Meritorious students who score above 90% in 10th/12th grade.
What you get
One-time cash award or laptop for academic performance.
What it actually costs you
Must be a student of a government-affiliated school.
Common gotcha
The criteria change slightly every year based on budget.
Puducherryபுதுச்சேரி

Puducherry offers unique educational support for students residing in the Union Territory, including specialized scholarships and fee waivers for local residents in professional colleges.

Money to keep me in college

Perunthalaivar Kamarajar Financial Assistance Scheme

பெருந்தலைவர் காமராஜர் நிதி உதவித் திட்டம்

state · Department of Higher and Technical Education

Who qualifies
Students from Puducherry pursuing professional courses like Engineering, Medical, or Law.
What you get
Annual financial assistance ranging from ₹10,000 to ₹25,000 depending on the course.
What it actually costs you
Requires a valid Nativity Certificate and income certificate; application is online.
Common gotcha
Students receiving other scholarships often face delays; ensure your bank account is Aadhaar-linked.

Post-Matric Scholarship for SC/ST Students

state · Department of Adi Dravidar Welfare

Who qualifies
SC/ST students of Puducherry pursuing post-matriculation studies.
What you get
Full reimbursement of tuition fees and a monthly maintenance allowance.
What it actually costs you
Caste certificate and income certificate required; renewal is annual.
Common gotcha
Submission of the bonafide certificate from the college is mandatory every semester.

state · CENTAC (Centralized Admission Committee)

Who qualifies
Meritorious students admitted through the CENTAC quota in government colleges.
What you get
Significant reduction or full waiver of tuition fees.
What it actually costs you
Must be a resident of Puducherry for at least 5 years.
Common gotcha
Only applies to seats allotted through the CENTAC portal, not management quota.

Getting to class and staying connected

Free Bus Pass Scheme for Students

state · Puducherry Road Transport Corporation (PRTC)

Who qualifies
All bonafide students studying in schools and colleges in Puducherry.
What you get
Free travel on PRTC buses between home and the educational institution.
What it actually costs you
Requires a student ID card and a letter from the college principal.
Common gotcha
Passes must be renewed every academic year at the PRTC office.

Free Laptop Scheme for Students

state · Department of School Education

Who qualifies
Final year students in government and government-aided colleges.
What you get
A free laptop to assist with digital learning and assignments.
What it actually costs you
No cost, but requires proof of enrollment in the final year.
Common gotcha
Distribution is subject to annual budget allocation and procurement cycles.
Rajasthanराजस्थान

Rajasthan offers some of the most robust state-funded scholarship and transport support systems for students in India, particularly for those pursuing higher education in state universities.

Scholarships and Fee Waivers

Kali Bai Bheel Medhavi Chhatra Scooty Yojana

काली बाई भील मेधावी छात्रा स्कूटी योजना

state · Department of College Education

Who qualifies
Meritorious female students passing class 12th from RBSE or CBSE schools in Rajasthan.
What you get
A free scooty (scooter) to facilitate commute to college.
What it actually costs you
Requires marksheets, domicile certificate, and proof of college admission; high competition based on percentage.
Common gotcha
The merit list cut-off is extremely high and varies by district.

Chief Minister Higher Education Scholarship Scheme

मुख्यमंत्री उच्च शिक्षा छात्रवृत्ति योजना

state · Department of College Education

Who qualifies
Students who passed 12th with at least 60% marks and are enrolled in a recognized university.
What you get
Financial assistance of up to ₹5,000 per year for up to 5 years.
What it actually costs you
Aadhaar, Jan Aadhaar card, and bank account linked to DBT.
Common gotcha
Must be renewed annually; failure to maintain attendance records leads to disqualification.

Uttar Matric Scholarship for SC/ST/OBC/EBC

state · Social Justice and Empowerment Department

Who qualifies
Students from reserved categories with family income below specified limits.
What you get
Reimbursement of tuition fees and maintenance allowance.
What it actually costs you
Income certificate and caste certificate issued by Rajasthan authorities.
Common gotcha
The portal often experiences heavy traffic during the last week of submission.

Travel and Transport Support

RSRTC Student Bus Pass

राजस्थान राज्य पथ परिवहन निगम छात्र पास

state · Rajasthan State Road Transport Corporation

Who qualifies
Bonafide students of government colleges and universities in Rajasthan.
What you get
Discounted travel rates on state-run buses for daily commuting.
What it actually costs you
College ID card, passport size photos, and a nominal processing fee.
Common gotcha
Only valid on specific routes between your home and college.

Devarshi Yojana for Sanskrit Students

state · Rajasthan Sanskrit Education Department

Who qualifies
Students pursuing Sanskrit education in Rajasthan.
What you get
Monthly stipend and book grants for meritorious students.
What it actually costs you
Application through the Sanskrit Education portal.
Common gotcha
Only applicable to institutions recognized by the Rajasthan Sanskrit Education board.
Sikkimसिक्किम

Sikkim offers some of the most generous state-funded scholarships and educational support in India, specifically designed to help local students pursue higher education within and outside the state.

Money to help me study

Sikkim State Merit Scholarship

state · Human Resource Development Department, Government of Sikkim

Who qualifies
Meritorious students who are Sikkim subjects/COI holders pursuing higher education.
What you get
Monthly stipend and annual book grants for degree and post-graduate courses.
What it actually costs you
Requires COI (Certificate of Identification) and mark sheets; annual renewal required.
Common gotcha
Students often miss the renewal deadline, which leads to a suspension of the monthly stipend.

Chief Minister's Meritorious Scholarship Scheme

state · Education Department, Government of Sikkim

Who qualifies
Top performing students in Class V moving to private schools for better quality education.
What you get
Full tuition fee coverage and boarding expenses in top-tier private schools within the state.
What it actually costs you
Competitive selection process based on a state-level entrance exam.
Common gotcha
Only a limited number of seats are available each year, making it highly competitive.

Sikkim Education Loan Interest Subsidy

state · State Bank of Sikkim

Who qualifies
Sikkim subjects pursuing professional courses like MBBS, Engineering, or MBA.
What you get
Interest subvention on education loans taken from the State Bank of Sikkim.
What it actually costs you
Must provide proof of admission and Sikkim subject status.
Common gotcha
The subsidy is only applicable for loans taken through the State Bank of Sikkim, not nationalized banks.

Sikkim Laptop Distribution Scheme

state · Department of Information Technology

Who qualifies
Final year students in government colleges across Sikkim.
What you get
A free laptop to assist with final year projects and digital learning.
What it actually costs you
Must be a bonafide student of a government-run institution.
Common gotcha
Distribution is often delayed until the final semester, limiting the utility for early project work.

Getting ready for my first job

Sikkim Skill Development Mission (SSDM)

state · Skill Development Department

Who qualifies
Unemployed youth and students looking for vocational training in hospitality or IT.
What you get
Free short-term vocational training and placement assistance.
What it actually costs you
Aadhaar card and local residency proof.
Common gotcha
Placement assistance is often limited to specific sectors like tourism; check if your field is covered.

State Coaching Support for Competitive Exams

state · Department of Personnel

Who qualifies
Students preparing for UPSC, SPSC, or banking entrance exams.
What you get
Free or subsidized coaching classes conducted by empanelled institutes.
What it actually costs you
Must pass a screening test to qualify for the free coaching slots.
Common gotcha
Classes are mostly held in Gangtok, making it difficult for students from remote districts.
Tamil Naduதமிழ்நாடு

Tamil Nadu offers one of the most robust support systems for students in India, with unique state-funded scholarships and free public transport access that significantly lower the cost of higher education.

Money to help me study

Moovalur Ramamirtham Higher Education Assurance Scheme

மூவலூர் ராமாமிர்தம் அம்மையார் உயர்கல்வி உறுதித் திட்டம்

state · Department of Social Welfare

Who qualifies
Government school students pursuing higher education after Class 12.
What you get
Monthly assistance of ₹1,000 directly to the student's bank account.
What it actually costs you
Must have studied in a government school from Class 6 to 12; requires Aadhaar and bank passbook.
Common gotcha
Only for students who studied in government schools for the full duration specified.

State Scholarship for BC/MBC/DNC Students

பிற்படுத்தப்பட்டோர் மற்றும் மிகவும் பிற்படுத்தப்பட்டோர் கல்வி உதவித்தொகை

state · Backward Classes, Most Backward Classes and Minorities Welfare Department

Who qualifies
Students from BC, MBC, and DNC communities with family income below ₹2.5 Lakhs.
What you get
Tuition fee reimbursement and maintenance allowance based on the course level.
What it actually costs you
Requires community certificate, income certificate, and bonafide certificate from college.
Common gotcha
Renewal must be done every academic year; delays in processing are common.

Chief Minister's Research Fellowship

முதலமைச்சரின் ஆராய்ச்சி உதவித்தொகை

state · Higher Education Department

Who qualifies
PhD scholars in state universities pursuing research in priority areas.
What you get
Monthly stipend of ₹10,000 for up to 3 years.
What it actually costs you
Requires research proposal approval and university recommendation.
Common gotcha
Limited seats; highly competitive selection process.

State Post-Matric Scholarship for SC/ST

ஆதிதிராவிடர் மற்றும் பழங்குடியினர் கல்வி உதவித்தொகை

state · Adi Dravidar and Tribal Welfare Department

Who qualifies
SC/ST students pursuing post-matriculation courses.
What you get
Full tuition fee coverage and monthly maintenance allowance.
What it actually costs you
Requires valid community certificate and income proof.
Common gotcha
Must be linked to the student's Aadhaar-seeded bank account.

Getting around and staying connected

Free Bus Travel Pass for Students

மாணவர்களுக்கான இலவச பேருந்து பயண அட்டை

state · Tamil Nadu State Transport Corporation

Who qualifies
All students enrolled in recognized schools and colleges in TN.
What you get
Free travel on government buses between home and institution.
What it actually costs you
Requires college ID card and application form signed by the Principal.
Common gotcha
Valid only for specific routes; must be renewed every semester.

Free Laptop Scheme

இலவச மடிக்கணினி வழங்கும் திட்டம்

state · Electronics Corporation of Tamil Nadu (ELCOT)

Who qualifies
Students studying in government and government-aided arts and science colleges.
What you get
A high-spec laptop for educational use.
What it actually costs you
No cost; distributed through the college administration.
Common gotcha
Distribution is often delayed by academic cycles.

Naan Mudhalvan Skill Training

நான் முதல்வன்

state · Tamil Nadu Skill Development Corporation

Who qualifies
Students in government and aided colleges.
What you get
Free industry-relevant skill training and certification.
What it actually costs you
Zero cost; requires registration on the portal.
Common gotcha
Courses are mandatory for certain degree programs.

Student Group Insurance Scheme

மாணவர் குழு காப்பீட்டுத் திட்டம்

state · Department of Higher Education

Who qualifies
All students in government colleges.
What you get
Accident and health coverage during the academic year.
What it actually costs you
Nominal premium paid at the time of college admission.
Common gotcha
Claims process requires police FIR for accidents.
Tripuraত্রিপুরা

Tripura offers unique tribal-focused educational support and specific incentives for girl students to bridge the higher education gap in the Northeast.

Money to keep me in college

Chief Minister Yuvayogayog Yojana

মুখ্যমন্ত্রী যুবযোগাযোগ যোজনা

state · Department of Higher Education, Tripura

Who qualifies
Final year undergraduate students in government degree colleges.
What you get
One-time grant of ₹5,000 for purchasing a smartphone.
What it actually costs you
College bonafide certificate, Aadhaar, and bank account details; processed via college office.
Common gotcha
Only available to students in their final year of graduation.

State Post-Matric Scholarship for SC/ST/OBC

state · Department for Welfare of SC/ST/OBC

Who qualifies
Students belonging to SC/ST/OBC categories pursuing post-matriculation courses.
What you get
Reimbursement of non-refundable fees and monthly maintenance allowance.
What it actually costs you
Income certificate, caste certificate, and admission receipt.
Common gotcha
Must be applied for annually through the state portal, not just once.

Merit Award for Girl Students

state · Department of Education

Who qualifies
Girl students securing high marks in Madhyamik and Higher Secondary examinations.
What you get
Cash award ranging from ₹500 to ₹2,000 depending on marks.
What it actually costs you
Mark sheet verification by the school principal.
Common gotcha
Usually distributed during school award ceremonies rather than direct bank transfer.

Tripura State ST Scholarship

state · Tribal Welfare Department

Who qualifies
ST students residing in Tripura pursuing higher studies.
What you get
Financial assistance for books and hostel fees.
What it actually costs you
PRTC (Permanent Resident of Tripura Certificate) is mandatory.
Common gotcha
The PRTC must be valid and updated.

Getting around and campus life

State Transport Student Concession

state · Tripura Road Transport Corporation (TRTC)

Who qualifies
Bonafide students traveling on state-run buses.
What you get
Discounted monthly bus passes for commuting to college.
What it actually costs you
College ID card and a letter from the Principal.
Common gotcha
Only valid on TRTC buses, not private operators.

State Central Library Membership

state · Department of Social Education and Welfare

Who qualifies
Students residing in or near Agartala.
What you get
Access to extensive reference books and study spaces.
What it actually costs you
Small refundable security deposit and two passport photos.
Common gotcha
Books must be returned on time to avoid daily fines.
Telanganaతెలంగాణ

Telangana offers one of the most robust scholarship and fee reimbursement ecosystems in India, specifically designed to support students from diverse socio-economic backgrounds in pursuing higher education.

Money to pay for college

Telangana Post-Matric Scholarship (ePASS)

తెలంగాణ ఈ-పాస్

state · Telangana Welfare Departments

Who qualifies
SC, ST, BC, and EBC students with family income below 2 lakhs (rural) or 2.5 lakhs (urban).
What you get
Full tuition fee reimbursement and maintenance charges for professional courses.
What it actually costs you
Requires caste certificate, income certificate, and Aadhaar; must be applied annually via the ePASS portal.
Common gotcha
The reimbursement is often delayed; ensure your college is registered on the portal to avoid payment rejection.

Telangana Overseas Scholarship for Minorities

తెలంగాణ మైనారిటీ ఓవర్సీస్ స్కాలర్‌షిప్

state · Telangana State Minorities Finance Corporation

Who qualifies
Minority students pursuing PG or PhD abroad with family income under 5 lakhs.
What you get
Financial assistance up to 20 lakhs for tuition and living expenses.
What it actually costs you
Requires proof of admission in a foreign university and a valid passport; highly competitive selection.
Common gotcha
The application window is very short; keep your GRE/TOEFL scores ready well in advance.

TS Vidyonnathi Scheme

తెలంగాణ విద్యోన్నతి

state · SC Development Department

Who qualifies
SC/ST/BC students preparing for UPSC/TSPSC competitive exams.
What you get
Free coaching at top-tier private institutes and a monthly stipend for books/living.
What it actually costs you
Selection is based on a state-level entrance test; requires graduation degree.
Common gotcha
Stipend disbursement depends on attendance; you must maintain 80% attendance to keep receiving funds.

BC Study Circle Coaching

బీసీ స్టడీ సర్కిల్

state · BC Welfare Department

Who qualifies
Students from Backward Classes preparing for government job exams.
What you get
Free classroom coaching, study materials, and library access.
What it actually costs you
Registration through district BC welfare offices; limited seats based on merit.
Common gotcha
Hostel facilities are limited and usually granted on a first-come, first-served basis.

Getting around and staying safe

TSRTC Student Bus Pass

టీఎస్ఆర్టీసీ స్టూడెంట్ బస్ పాస్

state · Telangana State Road Transport Corporation

Who qualifies
Bonafide students of recognized schools and colleges in Telangana.
What you get
Concessional monthly or quarterly bus passes for travel between home and college.
What it actually costs you
Small processing fee; requires college ID card and bonafide certificate.
Common gotcha
The pass is only valid for a specific route; you cannot use it for travel outside that route.

SHE Teams Support

షీ టీమ్స్

state · Telangana State Police

Who qualifies
All female students in Telangana.
What you get
Dedicated safety monitoring and rapid response for harassment cases.
What it actually costs you
Free; contact via 100 or the 'Hawk Eye' app.
Common gotcha
Many students hesitate to report; the system is designed to keep your identity confidential.

Government Social Welfare Hostels

సాంఘిక సంక్షేమ హాస్టళ్లు

state · Social Welfare Department

Who qualifies
Students from marginalized communities studying in state-run colleges.
What you get
Free accommodation and meals for the duration of the academic year.
What it actually costs you
Application through the district welfare officer; limited capacity.
Common gotcha
Quality varies significantly by district; visit the hostel before finalizing your admission.
Uttarakhandउत्तराखण्ड

Uttarakhand offers unique educational incentives for local youth, including specialized coaching and travel support to help students navigate the state's challenging hilly terrain.

Money for my studies

Uttarakhand Post-Matric Scholarship for SC/ST/OBC

उत्तराखण्ड पोस्ट-मैट्रिक छात्रवृत्ति

state · Social Welfare Department

Who qualifies
Students from SC/ST/OBC categories with family income below 2.5 lakhs per annum.
What you get
Full tuition fee reimbursement and maintenance allowance.
What it actually costs you
Income certificate, caste certificate, and Aadhaar; usually delayed by 6-8 months.
Common gotcha
The portal often crashes during peak application season; keep your bank account KYC updated.

Uttarakhand Merit Scholarship for Girls

state · Department of Education

Who qualifies
Girl students who secured 80% or above in Class 10th or 12th board exams.
What you get
Monthly stipend of ₹500-₹1000 for the duration of the course.
What it actually costs you
Mark sheet verification and school recommendation letter.
Common gotcha
Must be applied for within the first year of college admission.

Free Textbook Scheme for State Colleges

state · Higher Education Department

Who qualifies
Students enrolled in government degree colleges in Uttarakhand.
What you get
Free set of core textbooks for the academic year.
What it actually costs you
College ID card and library registration.
Common gotcha
Available only for specific subjects; check with your department head.

Getting to college

Uttarakhand Transport Corporation Student Concession

उत्तराखण्ड परिवहन निगम छात्र रियायत

state · Uttarakhand Transport Corporation

Who qualifies
Regular students commuting to government colleges via state buses.
What you get
50% discount on monthly bus pass fares.
What it actually costs you
College ID, passport photos, and a nominal processing fee of ₹50.
Common gotcha
The pass is only valid for the specific route between home and college.

Free Cycle Scheme for Rural Students

state · Education Department

Who qualifies
Students living in remote rural areas attending government schools/colleges.
What you get
A bicycle to reduce commuting time.
What it actually costs you
Proof of residence and distance certificate from the school.
Common gotcha
Often limited to students who live more than 3km from their institution.

Coaching and skills

Mukhyamantri Utkarsh Coaching Scheme

मुख्यमंत्री उत्कर्ष कोचिंग योजना

state · Social Welfare Department

Who qualifies
SC/ST/OBC students preparing for competitive exams like UPSC/UKPSC.
What you get
Free coaching classes and study material.
What it actually costs you
Entrance test score and domicile certificate.
Common gotcha
Attendance is strictly monitored; missing classes leads to disqualification.
Uttar Pradeshउत्तर प्रदेश

Uttar Pradesh offers a massive network of state-funded scholarships and laptop distribution schemes that are essential for students navigating the state's public university system.

Money to keep me in college

UP Post-Matric Scholarship and Fee Reimbursement

उत्तर प्रदेश छात्रवृत्ति एवं शुल्क प्रतिपूर्ति

state · Social Welfare Department

Who qualifies
Students from SC/ST/OBC/Minority categories with family income below ₹2.5 Lakhs per year.
What you get
Full or partial reimbursement of tuition fees and a monthly maintenance allowance.
What it actually costs you
Requires income certificate, caste certificate, and Aadhaar-linked bank account; application window is tight.
Common gotcha
The portal often crashes during the final week; apply as soon as the window opens.

Swami Vivekananda Yuva Sashaktikaran Yojana

स्वामी विवेकानंद युवा सशक्तिकरण योजना

state · Department of IT and Electronics

Who qualifies
Final year students enrolled in degree, diploma, or vocational courses in UP government/aided colleges.
What you get
A free laptop or tablet to assist with digital learning.
What it actually costs you
No fee, but requires college verification of enrollment and attendance records.
Common gotcha
Distribution is batch-wise and college-dependent; check with your department head for the list.

UP Board Medhavi Chhatra Puraskar

मेधावी छात्र पुरस्कार

state · UP Board of Secondary Education

Who qualifies
Top-performing students in UP Board Class 10 and 12 exams.
What you get
Cash prize of ₹1 Lakh and a citation.
What it actually costs you
Requires original marksheets and bank details verified by the school principal.
Common gotcha
The award is usually given in a formal ceremony; keep your contact details updated with the school.

Mukhyamantri Abhyudaya Yojana

मुख्यमंत्री अभ्युदय योजना

state · Government of Uttar Pradesh

Who qualifies
Students preparing for competitive exams like UPSC, NEET, JEE, and NDA.
What you get
Free offline and online coaching classes by experienced mentors and civil servants.
What it actually costs you
Zero cost; requires registration on the portal and selection based on availability.
Common gotcha
Offline seats are limited; online content is always available.

Getting around and staying safe

UPSRTC Student Bus Pass

उत्तर प्रदेश राज्य सड़क परिवहन निगम छात्र पास

state · Uttar Pradesh State Road Transport Corporation

Who qualifies
Regular students commuting to schools or colleges.
What you get
Discounted monthly bus passes for travel between home and campus.
What it actually costs you
Requires college ID, bonafide certificate, and a nominal processing fee for the card.
Common gotcha
Passes are only valid for specific routes; changing colleges requires a new application.

Mission Shakti - Safety Sakhi

मिशन शक्ति - सेफ्टी सखी

state · UP Police

Who qualifies
All female students in UP.
What you get
Access to dedicated helpline 1090 (Women Power Line) and campus safety awareness workshops.
What it actually costs you
None; just keep the 1090 number saved in your phone.
Common gotcha
This is for reporting harassment, not for general student grievances.
West Bengalপশ্চিমবঙ্গ

West Bengal offers some of the most robust state-funded scholarship and bicycle distribution schemes in India, specifically designed to keep girls like Aisha in school.

Money to keep me in college

Kanyashree Prakalpa

কন্যাশ্রী প্রকল্প

state · Department of Women Development and Social Welfare

Who qualifies
Unmarried girls aged 13-18 enrolled in classes VIII-XII.
What you get
Annual scholarship of ₹1,000 and a one-time grant of ₹25,000 upon turning 18.
What it actually costs you
Zero cost; requires bank account details and school bonafide certificate.
Common gotcha
The one-time grant is only released if you remain unmarried until 18.

Swami Vivekananda Merit-cum-Means Scholarship

স্বামী বিবেকানন্দ মেরিট কাম মিনস স্কলারশিপ

state · Higher Education Department

Who qualifies
Students securing at least 60% marks in HS or UG exams with family income below ₹2.5 lakh.
What you get
Monthly stipend ranging from ₹1,000 to ₹5,000 depending on the course level.
What it actually costs you
Online application; requires income certificate and marksheets.
Common gotcha
You cannot avail any other central scholarship while receiving this.

Aikyashree Scholarship

ঐক্যশ্রী

state · Minority Affairs and Madrasah Education Department

Who qualifies
Students from notified minority communities in WB with 50% marks.
What you get
Annual scholarship ranging from ₹1,000 to ₹10,000 based on the academic level.
What it actually costs you
Online registration; requires Aadhaar and bank passbook.
Common gotcha
Renewal requires a minimum 50% score in the previous year's exam.

West Bengal Student Credit Card Scheme

স্টুডেন্ট ক্রেডিট কার্ড

state · Higher Education Department

Who qualifies
Students pursuing UG, PG, professional courses, or competitive exam coaching.
What you get
Collateral-free loan up to ₹10 lakh at a nominal interest rate.
What it actually costs you
Application via portal; requires PAN card and family income proof.
Common gotcha
The loan is repayable over 15 years, starting after the course completion.

Getting around and staying connected

Sabuj Sathi

সবুজ সাথী

state · Backward Classes Welfare Department

Who qualifies
Students studying in classes IX to XII in government/aided schools.
What you get
A free bicycle to commute to school.
What it actually costs you
Distributed through school administration; no application fee.
Common gotcha
Bicycles are distributed in batches; check with your school headmaster for the timeline.

State-run Competitive Exam Coaching

ফ্রি কোচিং

state · Backward Classes Welfare Department

Who qualifies
SC/ST/OBC students preparing for WBCS, SSC, or Banking exams.
What you get
Free classroom coaching and study materials at designated centers.
What it actually costs you
Registration at local district welfare offices.
Common gotcha
Seats are limited and filled on a first-come-first-served or merit basis.