India hubs

Reyansh

Construction Worker

IndiaHindi (हिन्दी)₹ INR

Reyansh is a hardworking construction laborer navigating the complexities of urban infrastructure projects while supporting a family back in his village. This hub tracks the central government safety nets, identity documents, and welfare schemes he relies on to keep his household afloat. State-specific benefits are covered in the separate state-level section.

My ID and Digital Keys

Without these documents, I cannot access any bank account, ration, or government benefit.

Aadhaar Card

आधार कार्ड

national · UIDAI

Who qualifies
Every resident of India.
What you get
Unique 12-digit identity number for all government services.
What it actually costs you
Free for first-time enrollment; nominal fees for updates.
Common gotcha
Name and address must match exactly on all other documents to avoid rejection.

Permanent Account Number

पैन कार्ड

national · Income Tax Department

Who qualifies
Any citizen earning income.
What you get
Tax identity card required for opening bank accounts.
What it actually costs you
Around ₹100-200 via e-KYC.
Common gotcha
Often confused with Aadhaar; you need both for banking.

e-Shram Portal

ई-श्रम पोर्टल

national · Ministry of Labour and Employment

Who qualifies
Unorganized workers aged 16-59.
What you get
National database ID for social security schemes.
What it actually costs you
Free; requires Aadhaar-linked mobile number.
Common gotcha
Many think this is a direct cash transfer scheme; it is a registration portal.

Voter ID (EPIC)

वोटर आईडी

national · Election Commission of India

Who qualifies
Citizens aged 18+.
What you get
Right to vote and a valid address/identity proof.
What it actually costs you
Free; requires proof of residence.
Common gotcha
Name must be on the electoral roll of your current constituency.

DigiLocker

डिजीलॉकर

national · MeitY

Who qualifies
Any Aadhaar holder.
What you get
Digital storage for verified copies of marksheet, license, and ID.
What it actually costs you
Free.
Common gotcha
Requires active mobile number linked to Aadhaar.

Pradhan Mantri Jan Dhan Yojana

प्रधानमंत्री जन धन योजना

national · Department of Financial Services

Who qualifies
Unbanked citizens.
What you get
Zero-balance bank account with RuPay debit card.
What it actually costs you
Zero; requires basic KYC.
Common gotcha
Must maintain activity to keep the account from becoming dormant.

Food and My Roof

Keeping my family fed and ensuring we have a place to stay is my biggest monthly expense.

Public Distribution System (NFSA)

राशन कार्ड

national · Department of Food and Public Distribution

Who qualifies
Low-income families identified by state surveys.
What you get
Subsidized wheat, rice, and sugar.
What it actually costs you
Nominal price per kg; requires ration card.
Common gotcha
One Nation One Ration Card allows you to pick up food in any state.

PMAY-Urban

प्रधानमंत्री आवास योजना

national · Ministry of Housing and Urban Affairs

Who qualifies
Economically Weaker Sections (EWS) in urban areas.
What you get
Financial assistance for house construction or interest subsidy on loans.
What it actually costs you
Requires land ownership documents and income proof.
Common gotcha
The subsidy is often provided as an interest subvention on home loans.

Pradhan Mantri Ujjwala Yojana

प्रधानमंत्री उज्ज्वला योजना

national · Ministry of Petroleum and Natural Gas

Who qualifies
Women from BPL households.
What you get
Free LPG connection and stove.
What it actually costs you
Free; you only pay for the gas refill.
Common gotcha
Only one connection per household is allowed.

PM SVANidhi

पीएम स्वनिधि

national · Ministry of Housing and Urban Affairs

Who qualifies
Street vendors and small service providers.
What you get
Collateral-free working capital loan up to ₹50,000.
What it actually costs you
Low interest rates; requires vendor certificate.
Common gotcha
Repayment must be timely to qualify for higher loan amounts.

Swachh Bharat Mission (Individual Household Latrine)

स्वच्छ भारत मिशन

national · Ministry of Jal Shakti

Who qualifies
Households without toilets.
What you get
Financial incentive of ₹12,000 for toilet construction.
What it actually costs you
Requires construction proof.
Common gotcha
Funds are released after verification of the built structure.

PM-KISAN (if owning land)

पीएम किसान सम्मान निधि

national · Ministry of Agriculture

Who qualifies
Small and marginal farmer families.
What you get
₹6,000 per year in three installments.
What it actually costs you
Land records verification.
Common gotcha
E-KYC must be updated annually to receive payments.

When We Get Sick

A single major illness can wipe out my entire year's savings.

Ayushman Bharat PM-JAY

आयुष्मान भारत

national · National Health Authority

Who qualifies
Low-income families identified by SECC data.
What you get
₹5 lakh annual health cover per family for secondary/tertiary care.
What it actually costs you
Zero; requires Ayushman card.
Common gotcha
Only works in empanelled hospitals; check the list first.

Employees' State Insurance (ESI)

ईएसआईसी

national · ESIC Corporation

Who qualifies
Workers in registered factories/establishments.
What you get
Full medical care for self and family, plus sickness benefits.
What it actually costs you
Small deduction from monthly salary.
Common gotcha
Employer must be registered and contributing regularly.

Pradhan Mantri Suraksha Bima Yojana

प्रधानमंत्री सुरक्षा बीमा योजना

national · Department of Financial Services

Who qualifies
Citizens aged 18-70 with a bank account.
What you get
Accidental death/disability cover of ₹2 lakh.
What it actually costs you
₹20 per year (auto-debited).
Common gotcha
Must renew or ensure bank balance is sufficient for auto-debit.

Pradhan Mantri Jeevan Jyoti Bima Yojana

प्रधानमंत्री जीवन ज्योति बीमा योजना

national · Department of Financial Services

Who qualifies
Citizens aged 18-50 with a bank account.
What you get
Life insurance cover of ₹2 lakh.
What it actually costs you
₹436 per year (auto-debited).
Common gotcha
This is a term insurance; no maturity benefit.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

जन औषधि केंद्र

national · Department of Pharmaceuticals

Who qualifies
Everyone.
What you get
Generic medicines at 50-90% lower prices than branded ones.
What it actually costs you
Just the cost of the medicine.
Common gotcha
Doctors often write branded names; you must ask for generic equivalents.

Atal Pension Yojana

अटल पेंशन योजना

national · PFRDA

Who qualifies
Citizens aged 18-40 in unorganized sector.
What you get
Guaranteed pension of ₹1,000 to ₹5,000 after age 60.
What it actually costs you
Monthly contribution based on age.
Common gotcha
If you exit early, you only get your contribution back.

My Work and Tools

I need to ensure my daily wages are protected and I have a chance to learn better skills.

Mahatma Gandhi National Rural Employment Guarantee Act

मनरेगा

national · Ministry of Rural Development

Who qualifies
Rural households willing to do manual work.
What you get
100 days of guaranteed wage employment per year.
What it actually costs you
Job card registration at Gram Panchayat.
Common gotcha
Wages are paid directly to your bank account, not in cash.

Pradhan Mantri Kaushal Vikas Yojana

प्रधानमंत्री कौशल विकास योजना

national · Ministry of Skill Development and Entrepreneurship

Who qualifies
Youth and workers seeking skill certification.
What you get
Short-term skill training and certification.
What it actually costs you
Free training.
Common gotcha
Placement is not guaranteed; it is a training program.

Building and Other Construction Workers (BOCW) Cess

निर्माण श्रमिक कल्याण बोर्ड

national · Ministry of Labour and Employment

Who qualifies
Construction workers aged 18-60.
What you get
Financial aid for children's education, marriage, and medical needs.
What it actually costs you
Registration fee (nominal).
Common gotcha
Registration is state-specific; you must register where you work.

PM Vishwakarma

पीएम विश्वकर्मा

national · Ministry of MSME

Who qualifies
Traditional artisans and craftspeople.
What you get
Skill training, tool kit incentive of ₹15,000, and credit support.
What it actually costs you
Registration via CSC.
Common gotcha
Verification is strict regarding the traditional nature of the craft.

National Career Service

नेशनल करियर सर्विस

national · Ministry of Labour and Employment

Who qualifies
Job seekers.
What you get
Access to job listings and career counseling.
What it actually costs you
Free.
Common gotcha
Most jobs listed are for formal sectors; check for blue-collar filters.

Employees' Provident Fund (EPF)

ईपीएफओ

national · EPFO

Who qualifies
Employees in organized establishments.
What you get
Retirement savings fund.
What it actually costs you
Monthly deduction from salary.
Common gotcha
UAN (Universal Account Number) is mandatory for tracking.

State-level schemes

36states & territories — open one to see what it offers.

Andaman and Nicobar Islandsअंडमान और निकोबार द्वीप समूह

As a construction worker in the islands, you rely on the local administration's specific welfare board for island-specific labour protections and remote-area subsidies.

Support from the Labour Board

A&N Building and Other Construction Workers Welfare Board Assistance

अंडमान और निकोबार भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Department, A&N Administration

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Registration fee of ₹25, requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
Registration must be renewed annually to keep receiving benefits.

Maternity Benefit for Construction Workers

state · A&N Building and Other Construction Workers Welfare Board

Who qualifies
Registered female construction workers or spouses of registered male workers.
What you get
One-time cash assistance of ₹10,000 for maternity expenses.
What it actually costs you
Medical certificate and birth certificate of the child.
Common gotcha
Must be applied for within 6 months of delivery.

Educational Scholarship for Children of Construction Workers

state · A&N Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual scholarship ranging from ₹2,000 to ₹10,000 depending on the level of study.
What it actually costs you
Bonafide certificate from the school/college.
Common gotcha
The worker must have an active, non-lapsed registration status.

Death and Disability Relief Scheme

state · A&N Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers who suffer accidental death or permanent disability.
What you get
Up to ₹2,00,000 for accidental death and ₹1,00,000 for permanent disability.
What it actually costs you
Police FIR and medical board disability certificate.
Common gotcha
Nominee details must be updated in the labour board records beforehand.

Living on the Islands

A&N Islands Targeted Public Distribution System (TPDS) Top-up

state · Department of Civil Supplies and Consumer Affairs

Who qualifies
Low-income families holding AAY or PHH ration cards in the islands.
What you get
Additional subsidized sugar and pulses specifically for island residents.
What it actually costs you
Ration card and Aadhaar linkage.
Common gotcha
Availability varies in remote islands due to shipping schedules.

Remote Area Transport Subsidy

state · Directorate of Transport

Who qualifies
Residents of remote islands traveling to Port Blair for medical or official work.
What you get
Concessional ferry tickets for inter-island travel.
What it actually costs you
Resident proof and travel purpose documentation.
Common gotcha
Limited seats available; must book in advance at the counter.
Andhra Pradeshఆంధ్రప్రదేశ్

Andhra Pradesh offers specific welfare boards and housing support that provide a vital safety net for construction workers navigating the state's rapid infrastructure development.

Support for my daily grind

AP Building and Other Construction Workers Welfare Board Registration

ఆంధ్రప్రదేశ్ భవన మరియు ఇతర నిర్మాణ కార్మికుల సంక్షేమ మండలి

state · Labour Department, Government of Andhra Pradesh

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Financial assistance for marriage, maternity, funeral expenses, and education scholarships for children.
What it actually costs you
Small registration fee; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
The 90-day work certificate from the contractor is often delayed; keep a personal diary of work days.

AP Accident Relief Scheme for Workers

state · AP BOCW Welfare Board

Who qualifies
Registered construction workers who meet with an accident at the workplace.
What you get
Up to ₹5,00,000 for accidental death or permanent disability.
What it actually costs you
Must have an active, renewed BOCW membership card.
Common gotcha
You must file an FIR or police report immediately after the accident to claim this.

A roof over my family's head

Navaratnalu - Pedalandariki Illu

నవరత్నాలు - పేదలందరికీ ఇళ్లు

state · Andhra Pradesh State Housing Corporation

Who qualifies
Low-income families in AP who do not own a house.
What you get
Allotted house site or financial assistance for house construction.
What it actually costs you
Requires white ration card and land ownership documents or allotment letter.
Common gotcha
The scheme is linked to the 'Volunteer' system; you must register with your local ward volunteer.

Anna Canteen

అన్న క్యాంటీన్

state · Municipal Administration and Urban Development

Who qualifies
Any worker or poor individual in urban areas.
What you get
Nutritious meals at a highly subsidized price of ₹5.
What it actually costs you
Just ₹5 cash per meal.
Common gotcha
Food runs out quickly during peak lunch hours; arrive before 1 PM.
Arunachal Pradeshअरुणाचल प्रदेश

In Arunachal Pradesh, construction workers rely heavily on the state welfare board for direct cash assistance and tool kits that are tailored to the rugged, hilly terrain of the Northeast.

Help from the Building and Other Construction Workers Board

Tool Kit Assistance

औजार किट सहायता

state · Arunachal Pradesh Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
A kit containing essential construction tools worth up to ₹5,000.
What it actually costs you
Registration card, proof of employment, and a self-declaration form.
Common gotcha
You must renew your membership annually to remain eligible for the kit.

Educational Assistance for Children

बच्चों के लिए शिक्षा छात्रवृत्ति

state · Arunachal Pradesh Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual scholarship ranging from ₹3,000 to ₹10,000 depending on the level of education.
What it actually costs you
School bonafide certificate and parent's registration ID.
Common gotcha
Applications must be submitted within 6 months of the academic session starting.

Medical Assistance Scheme

चिकित्सा सहायता योजना

state · Arunachal Pradesh Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers and their immediate family members.
What you get
Reimbursement for hospital expenses up to ₹20,000 for major illnesses.
What it actually costs you
Original medical bills and discharge summary from a government hospital.
Common gotcha
Private hospital bills are often rejected unless referred by a government doctor.

Funeral Assistance

अंतिम संस्कार सहायता

state · Arunachal Pradesh Building and Other Construction Workers Welfare Board

Who qualifies
Nominee of a registered construction worker upon the worker's death.
What you get
A one-time grant of ₹10,000 for funeral expenses.
What it actually costs you
Death certificate and proof of relationship.
Common gotcha
The claim must be filed by the registered nominee only.

Living and Housing in the Hills

Chief Minister's Housing Subsidy Top-up

मुख्यमंत्री आवास सब्सिडी

state · Department of Housing, Arunachal Pradesh

Who qualifies
Low-income workers who have received a PMAY-G house but need extra funds for hilly terrain construction.
What you get
Additional financial assistance of ₹50,000 to cover higher transport costs for materials.
What it actually costs you
PMAY-G sanction letter and local land ownership proof.
Common gotcha
Only applicable if the house is being built in notified rural areas.

State-Specific PDS Top-up

राज्य खाद्य सुरक्षा योजना

state · Department of Food and Civil Supplies

Who qualifies
Antyodaya Anna Yojana (AAY) cardholders in Arunachal.
What you get
Additional 5kg of rice per person per month at subsidized rates.
What it actually costs you
Ration card and Aadhaar authentication at the local fair price shop.
Common gotcha
Supply is often delayed in remote districts due to road conditions.
Assamঅসম

Assam offers unique welfare boards for construction workers and specific state-level housing and social security top-ups that provide a critical safety net for daily wage earners.

Help from the Labour Board

Assam Building and Other Construction Workers Welfare Board Registration

অসম ভৱন আৰু অন্যান্য নিৰ্মাণ কৰ্মী কল্যাণ ব'ৰ্ড

state · Labour and Welfare Department

Who qualifies
Construction workers aged 18-60 who have worked 90 days in the last year.
What you get
Financial assistance for medical, education, marriage, and death benefits.
What it actually costs you
Small annual registration fee, Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
You must renew your registration annually to keep receiving benefits.

Death and Disability Assistance

state · ABOCWWB

Who qualifies
Registered construction workers under the state board.
What you get
Up to ₹2,00,000 for accidental death or permanent disability.
What it actually costs you
Death certificate or medical board disability certificate required.
Common gotcha
Must be an active member at the time of the incident.

Financial Assistance for Children's Education

state · ABOCWWB

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual cash grants ranging from ₹2,000 to ₹10,000 based on the class level.
What it actually costs you
School bonafide certificate and mark sheets.
Common gotcha
Application must be submitted within the academic year.

Maternity Benefit for Women Workers

state · ABOCWWB

Who qualifies
Registered female construction workers.
What you get
One-time financial assistance for maternity expenses.
What it actually costs you
Medical certificate and birth proof.
Common gotcha
Limited to the first two children only.

Roof over my head and daily help

Mission Basundhara

মিছন বসুন্ধৰা

state · Revenue and Disaster Management Department

Who qualifies
Residents needing land mutation or settlement of land records.
What you get
Clear land titles and digitized land records.
What it actually costs you
Online application process; minimal processing fees.
Common gotcha
Requires clear documentation of land possession.

Orunodoi Scheme

অৰুণোদয় আঁচনি

state · Finance Department

Who qualifies
Low-income families with a female head of household.
What you get
Monthly direct benefit transfer of ₹1,250 to bank accounts.
What it actually costs you
Income certificate and bank account details.
Common gotcha
Selection is based on strict income criteria; check your name on the district list.

Chief Minister's Awas Yojana (State Top-up)

state · Panchayat and Rural Development

Who qualifies
Beneficiaries of central housing schemes needing extra support.
What you get
Additional financial assistance to complete house construction.
What it actually costs you
Must already be a beneficiary of PMAY-G.
Common gotcha
This is a top-up, not a standalone scheme.
Biharबिहार

Bihar provides specific welfare boards and safety nets for construction workers that act as a crucial safety cushion for daily wage earners in the unorganized sector.

My worker welfare benefits

Bihar Building and Other Construction Workers Welfare Board Registration

बिहार भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Resources Department

Who qualifies
Workers aged 18-60 who have worked at least 90 days in construction in the last year.
What you get
Access to death, disability, maternity, and education benefits for children.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
The 90-day work certificate is often difficult to get from small contractors; keep your pay slips or attendance logs.

Accidental Death and Disability Assistance

दुर्घटना मृत्यु एवं दिव्यांगता सहायता

state · Bihar BOCW Board

Who qualifies
Registered construction workers under the state welfare board.
What you get
Up to ₹4 lakh in case of accidental death or permanent disability.
What it actually costs you
Requires FIR, post-mortem report, and death certificate within 6 months of the incident.
Common gotcha
Must be a valid, active member at the time of the accident to claim.

Cycle Purchase Assistance Scheme

साइकिल क्रय योजना

state · Bihar BOCW Board

Who qualifies
Registered construction workers who have completed at least one year of membership.
What you get
A one-time grant of ₹3,500 to purchase a bicycle.
What it actually costs you
Requires original purchase bill and registration card.
Common gotcha
The bill must be in the name of the registered worker.

Tool Kit Purchase Assistance

औजार क्रय योजना

state · Bihar BOCW Board

Who qualifies
Registered construction workers.
What you get
Financial assistance of up to ₹15,000 for purchasing professional tools.
What it actually costs you
Requires original invoices for tools purchased.
Common gotcha
Only specific tools approved by the department are covered.

Support for my family

Marriage Assistance Scheme

विवाह सहायता योजना

state · Bihar BOCW Board

Who qualifies
Registered workers for the marriage of their daughters (up to two).
What you get
Financial grant of ₹50,000 for the daughter's marriage.
What it actually costs you
Marriage certificate, Aadhaar of bride and groom, and proof of membership.
Common gotcha
Must apply at least 3 months before the wedding date.

Education Scholarship for Children

शिक्षा के लिए छात्रवृत्ति

state · Bihar BOCW Board

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual scholarship ranging from ₹2,000 to ₹35,000 depending on the course level.
What it actually costs you
Bonafide certificate from the school/college and parent's registration card.
Common gotcha
Must be applied for every academic year; it is not automatic.

Old Age Pension Scheme for Workers

वृद्धावस्था पेंशन योजना

state · Bihar BOCW Board

Who qualifies
Registered workers who have reached age 60 and have 10 years of membership.
What you get
Monthly pension of ₹1,000.
What it actually costs you
Proof of age and continuous membership record.
Common gotcha
Membership must be active for the 10-year duration.
Chhattisgarhछत्तीसगढ़

Chhattisgarh has a dedicated welfare board for construction workers that provides significant financial support for education, marriage, and medical emergencies.

My Construction Worker Board Benefits

Chief Minister Construction Worker Education Assistance

मुख्यमंत्री निर्माण श्रमिक शिक्षा सहायता योजना

state · Chhattisgarh Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Annual scholarship ranging from ₹2,000 to ₹10,000 for children's education from primary to higher degree.
What it actually costs you
Copy of registration card, school bonafide certificate, and bank passbook.
Common gotcha
The application must be submitted within the academic year; late applications are often rejected.

Chief Minister Construction Worker Marriage Assistance

मुख्यमंत्री निर्माण श्रमिक विवाह सहायता योजना

state · Chhattisgarh Building and Other Construction Workers Welfare Board

Who qualifies
Registered worker or their children (up to two daughters).
What you get
Financial assistance of ₹20,000 for the marriage of the worker's daughter.
What it actually costs you
Marriage certificate and age proof of the bride/groom.
Common gotcha
Application must be filed within 90 days of the marriage date.

Accidental Death and Disability Assistance

दुर्घटना मृत्यु एवं दिव्यांगता सहायता

state · Chhattisgarh Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers.
What you get
Up to ₹2,00,000 in case of accidental death or permanent disability.
What it actually costs you
FIR copy, post-mortem report, and death certificate.
Common gotcha
Must be a valid, active registration at the time of the accident.

Tool Kit Distribution Scheme

औजार सहायता योजना

state · Chhattisgarh Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers.
What you get
A kit containing essential tools like hammers, trowels, and measuring tapes.
What it actually costs you
Registration card and identity proof.
Common gotcha
Only provided once every 3 years.

Health and Food Support

Chhattisgarh Food Security Act

छत्तीसगढ़ खाद्य सुरक्षा अधिनियम

state · Department of Food, Civil Supplies and Consumer Protection

Who qualifies
Low-income families holding Antyodaya or Priority Household ration cards.
What you get
Subsidized rice at ₹1 per kg.
What it actually costs you
Ration card and Aadhaar linkage.
Common gotcha
If you migrate for work, you must update your details to continue getting rations at the new location.

Dr. Khubchand Baghel Health Assistance Scheme

डॉ. खूबचंद बघेल स्वास्थ्य सहायता योजना

state · Department of Health and Family Welfare

Who qualifies
All ration card holders in Chhattisgarh.
What you get
Cashless treatment up to ₹50,000 for general families and up to ₹5,00,000 for Antyodaya families.
What it actually costs you
Ration card and hospital registration.
Common gotcha
Stacks with national Ayushman Bharat; use the state card if the hospital is not empaneled under the national scheme.

Shri Dhanwantari Generic Medical Store

श्री धन्वंतरी जेनेरिक मेडिकल स्टोर

state · Urban Administration and Development Department

Who qualifies
General public.
What you get
50% to 70% discount on MRP of generic medicines.
What it actually costs you
Prescription from any registered doctor.
Common gotcha
Only generic medicines are available, not branded ones.
Chandigarhचंडीगढ़

As a Union Territory, Chandigarh offers unique, streamlined welfare access for construction workers through the BOCW board, often with higher cash benefits than neighboring states.

Help from the Labour Board

BOCW Education Scholarship

शिक्षा छात्रवृत्ति

state · Chandigarh Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Annual scholarship ranging from ₹3,000 to ₹15,000 for children based on the class level.
What it actually costs you
Copy of labour card, school bonafide certificate, and bank passbook.
Common gotcha
The application must be submitted within the current academic year; late submissions are strictly rejected.

Marriage Grant for Daughters

विवाह सहायता

state · Chandigarh Building and Other Construction Workers Welfare Board

Who qualifies
Registered worker with at least 1 year of active membership.
What you get
One-time grant of ₹51,000 for the marriage of up to two daughters.
What it actually costs you
Marriage certificate, wedding card, and self-declaration of the worker.
Common gotcha
Must apply at least 30 days before the wedding date.

Medical Assistance Scheme

चिकित्सा सहायता

state · Chandigarh Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers and their dependent family members.
What you get
Reimbursement for hospitalization and treatment costs up to ₹25,000 per year.
What it actually costs you
Original medical bills, discharge summary, and prescription from a government hospital.
Common gotcha
Private hospital bills are only accepted if the treatment was an emergency.

Funeral Assistance

अंतिम संस्कार सहायता

state · Chandigarh Building and Other Construction Workers Welfare Board

Who qualifies
Family of a deceased registered worker.
What you get
Immediate cash grant of ₹20,000 for funeral expenses.
What it actually costs you
Death certificate and proof of registration.
Common gotcha
Claim must be filed within 6 months of the death.

Living in Chandigarh

Small Flats Rental Scheme

छोटे फ्लैट किराया योजना

state · Chandigarh Housing Board

Who qualifies
Low-income residents living in Chandigarh slums or identified rehabilitation zones.
What you get
Allotment of a small flat on a monthly rental basis.
What it actually costs you
Proof of residence in Chandigarh for at least 5 years and income certificate.
Common gotcha
Subletting the flat leads to immediate eviction and blacklisting.

Chandigarh Smart City Free Health Camps

स्मार्ट सिटी स्वास्थ्य शिविर

state · Chandigarh Smart City Limited

Who qualifies
All residents, priority given to construction workers and slum dwellers.
What you get
Free basic health checkups, blood tests, and medicine distribution at designated community centers.
What it actually costs you
Just your Aadhaar card for registration at the camp site.
Common gotcha
These are pop-up camps; you must keep an eye on local newspaper advertisements for dates.
Delhiदिल्ली

Delhi offers the most robust welfare board support for construction workers in India, providing direct cash assistance and educational grants through the DBOCWWB.

Help from the Labour Board

Delhi Building and Other Construction Workers Welfare Board Registration

दिल्ली भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Delhi Labour Department

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Access to all state welfare schemes, maternity benefits, and pension support.
What it actually costs you
Small registration fee, requires employer certificate or union verification.
Common gotcha
The 90-day work certificate is often rejected if not stamped correctly by the contractor.

Maternity Benefit Scheme

प्रसूति सहायता योजना

state · DBOCWWB

Who qualifies
Registered female construction workers.
What you get
₹30,000 for delivery of a child.
What it actually costs you
Birth certificate and registration card copies.
Common gotcha
Must be registered for at least one year before the delivery date.

Financial Assistance for Education

शिक्षा सहायता योजना

state · DBOCWWB

Who qualifies
Children of registered construction workers.
What you get
Annual scholarship ranging from ₹500 to ₹10,000 depending on the class.
What it actually costs you
School bonafide certificate and fee receipts.
Common gotcha
Applications must be submitted within the current academic year.

Funeral Assistance

अंतिम संस्कार सहायता

state · DBOCWWB

Who qualifies
Family of a deceased registered worker.
What you get
₹10,000 for funeral expenses.
What it actually costs you
Death certificate and registration card.
Common gotcha
Must be applied for within 6 months of the death.

Getting around and staying fed

Delhi Transport Corporation Concessional Pass

डीटीसी बस पास

state · DTC

Who qualifies
Low-income workers residing in Delhi.
What you get
Subsidized monthly bus pass for travel across Delhi.
What it actually costs you
Identity proof and residence proof.
Common gotcha
Physical passes are often required; online renewal can be tricky.

Delhi PDS Ration Card

दिल्ली राशन कार्ड

state · Department of Food and Supplies

Who qualifies
Delhi residents meeting income criteria.
What you get
Subsidized wheat, rice, and sugar monthly.
What it actually costs you
Aadhaar of all family members.
Common gotcha
Name deletion from home-state ration card is mandatory to get a Delhi card.

Mohalla Clinic Services

मोहल्ला क्लिनिक

state · Delhi Health Department

Who qualifies
Any resident of Delhi.
What you get
Free primary health checkups and essential medicines.
What it actually costs you
Zero cost, just walk in.
Common gotcha
Long queues in the morning; only open during specific hours.
Dadra and Nagar Haveli and Daman and Diuદાદરા અને નગર હવેલી અને દમણ અને દીવ

As a construction worker in this Union Territory, you benefit from specific welfare board protections and local industrial training initiatives that cater to the unique migrant-heavy labor force of the region.

Safety nets for my family

BOCW Welfare Board Assistance

state · Labour Department, DNH & DD

Who qualifies
Registered construction workers aged 18-60 with at least 90 days of work in the last year.
What you get
Financial assistance for children's education, marriage, and medical emergencies.
What it actually costs you
Small registration fee; requires Aadhaar, bank passbook, and proof of work.
Common gotcha
You must renew your registration annually to keep claiming benefits.

Accidental Death and Disability Relief

state · Department of Labour and Employment

Who qualifies
Registered workers under the UT Labour Board.
What you get
Ex-gratia payment of up to ₹2 Lakhs in case of work-related death or permanent disability.
What it actually costs you
Must have a valid Labour Board registration at the time of the incident.
Common gotcha
Claims must be filed within 90 days of the incident with a police FIR.

Maternity Benefit Scheme for Workers

state · Labour Welfare Board

Who qualifies
Registered female construction workers.
What you get
Cash assistance for the birth of up to two children.
What it actually costs you
Medical certificate and birth certificate required.
Common gotcha
Application must be submitted within 6 months of delivery.

Funeral Expenses Assistance

state · Labour Welfare Board

Who qualifies
Family of a deceased registered construction worker.
What you get
One-time payment of ₹10,000 for funeral rites.
What it actually costs you
Death certificate and registration card.
Common gotcha
Often overlooked by families who focus only on the larger insurance claims.

Learning new skills to earn more

UT Skill Development Training

state · Directorate of Technical Education

Who qualifies
Local residents and registered workers looking to upgrade from helper to skilled mason/electrician.
What you get
Free vocational training and certification.
What it actually costs you
Time; usually 3-6 months of evening or weekend classes.
Common gotcha
Certificates are only valid if the training center is government-affiliated.

Tool Kit Distribution Scheme

state · District Industries Centre

Who qualifies
Registered artisans and construction workers.
What you get
Subsidized or free high-quality professional tool kits.
What it actually costs you
Application through the local employment exchange office.
Common gotcha
Limited stock; distributed on a first-come, first-served basis.
Goaगोंय

Goa offers construction workers unique welfare board protections and specific housing assistance that acknowledge the high cost of living in the state.

Help from the Construction Workers Welfare Board

Goa Building and Other Construction Workers Welfare Board Registration

गोंय इमारत आनी हेर बांदकाम कामगार कल्याण मंडळ

state · Goa Labour Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Access to various welfare schemes including maternity benefits, funeral assistance, and education grants.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
Many workers forget to renew their membership annually, which disqualifies them from benefits.

Maternity Benefit for Registered Workers

state · Goa Building and Other Construction Workers Welfare Board

Who qualifies
Registered female construction workers or wives of registered male workers.
What you get
Financial assistance of ₹25,000 for the first two deliveries.
What it actually costs you
Medical certificate and birth certificate required; must be registered for at least one year.
Common gotcha
Must apply within 6 months of delivery to be eligible.

Scholarship for Children of Construction Workers

state · Goa Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers studying from primary school to professional degrees.
What you get
Annual scholarship ranging from ₹2,000 to ₹20,000 depending on the course level.
What it actually costs you
Bonafide certificate from the school/college and parent's registration card.
Common gotcha
Applications are only accepted during specific windows announced by the board.

Funeral Assistance

state · Goa Building and Other Construction Workers Welfare Board

Who qualifies
Nominees of a registered construction worker in case of death.
What you get
One-time payment of ₹10,000 for funeral expenses.
What it actually costs you
Death certificate and proof of relationship.
Common gotcha
The nominee must be clearly listed in the worker's original registration file.

Housing and Daily Life in Goa

Goa Housing Board EWS Allotment

state · Goa Housing Board

Who qualifies
Low-income residents with valid domicile certificates.
What you get
Subsidized housing units or plots in state-developed colonies.
What it actually costs you
Application fee and long-term installment payments; requires income certificate.
Common gotcha
High demand means waiting lists for units can last several years.

Antyodaya Anna Yojana (State Top-up)

state · Department of Civil Supplies and Consumer Affairs

Who qualifies
Poorest of the poor families identified by the state.
What you get
35kg of food grains per month at highly subsidized rates.
What it actually costs you
Must hold a yellow Ration Card.
Common gotcha
Updating the family member list on the card is essential to get the correct grain allocation.
Gujaratગુજરાત

Gujarat offers a robust safety net for construction workers through the BOCW Board, providing specific financial aid for housing, tools, and education that is often easier to access than central schemes.

Help from the Labour Board

Gujarat Building and Other Construction Workers Welfare Board Registration

ગુજરાત મકાન અને અન્ય બાંધકામ શ્રમયોગી કલ્યાણ બોર્ડ

state · Labour and Employment Department

Who qualifies
Construction workers aged 18-60 with 90 days of work in the last year.
What you get
Access to all state welfare schemes, insurance, and medical aid.
What it actually costs you
Small registration fee, Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
The 90-day work certificate must be signed by the employer or a registered contractor.

Shramik Annapurna Yojana

શ્રમિક અન્નપૂર્ણા યોજના

state · Gujarat Labour Welfare Board

Who qualifies
Registered construction workers at designated sites.
What you get
Nutritious lunch at ₹5 per meal.
What it actually costs you
Must have the Shramik card and be working at a site covered by the scheme.
Common gotcha
Only available at specific mobile van locations or registered construction sites.

Financial Assistance for Tool Kits

સાધનોની કીટ માટે સહાય

state · Gujarat BOCW Board

Who qualifies
Registered construction workers.
What you get
Financial assistance to purchase professional tool kits.
What it actually costs you
Application through the BOCW portal with valid registration.
Common gotcha
The reimbursement amount is capped and requires original bills.

Education Scholarship for Children of Construction Workers

શ્રમયોગીઓના બાળકો માટે શૈક્ષણિક સહાય

state · Gujarat BOCW Board

Who qualifies
Children of registered workers studying from primary school to higher education.
What you get
Annual scholarship ranging from ₹2,000 to ₹20,000 based on the course.
What it actually costs you
Bonafide certificate from school/college and parent's registration card.
Common gotcha
Must apply every academic year; late applications are often rejected.

Health and Home Support

Mukhyamantri Amrutam (MA) Yojana

મુખ્યમંત્રી અમૃતમ યોજના

state · Health and Family Welfare Department

Who qualifies
Families with annual income below ₹4 lakh.
What you get
Cashless medical treatment up to ₹5 lakh per family per year.
What it actually costs you
Income certificate and ration card.
Common gotcha
Check if your local hospital is empaneled before an emergency.

Financial Assistance for House Construction

આવાસ સહાય યોજના

state · Gujarat BOCW Board

Who qualifies
Registered construction workers who do not own a pucca house.
What you get
Up to ₹1 lakh for house construction or repair.
What it actually costs you
Land ownership documents and registration certificate.
Common gotcha
The house must be in the name of the worker or spouse.

Dhanvantari Health Raths

ધન્વંતરિ આરોગ્ય રથ

state · Gujarat Municipal Corporations

Who qualifies
General public, including construction workers in urban areas.
What you get
Free primary health checkups and basic medicines at your doorstep.
What it actually costs you
None, just visit the mobile van when it arrives in your area.
Common gotcha
They only visit specific areas on a rotating schedule.
Himachal Pradeshहिमाचल प्रदेश

Himachal Pradesh offers unique welfare support for construction workers through the HP Building and Other Construction Workers Welfare Board, providing critical financial safety nets in a high-altitude, physically demanding environment.

My Labour Board Benefits

Marriage Assistance for Daughters

पुत्री विवाह सहायता योजना

state · HP Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 1 year of membership.
What you get
Financial assistance of ₹51,000 for the marriage of up to two daughters.
What it actually costs you
Marriage certificate, copy of registration ID, and bank passbook; takes 1-2 months.
Common gotcha
Application must be submitted within 6 months of the marriage date.

Education Scholarship Scheme

शिक्षा छात्रवृत्ति योजना

state · HP Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers studying from class 1 to professional degrees.
What you get
Annual scholarship ranging from ₹3,000 to ₹40,000 depending on the course level.
What it actually costs you
Bonafide certificate from school/college and current year fee receipt.
Common gotcha
You must renew the registration annually to keep the scholarship active.

Maternity Benefit

प्रसूति लाभ योजना

state · HP Building and Other Construction Workers Welfare Board

Who qualifies
Registered female construction workers or wives of male workers.
What you get
Cash assistance of ₹25,000 for delivery expenses.
What it actually costs you
Medical discharge summary and birth certificate of the child.
Common gotcha
Must be applied for within 1 year of childbirth.

Death and Disability Relief

मृत्यु एवं विकलांगता सहायता

state · HP Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers in case of accidental death or permanent disability.
What you get
Up to ₹2,00,000 for death and varying amounts for disability based on severity.
What it actually costs you
FIR copy, post-mortem report, and death/disability certificate.
Common gotcha
Nominee details must be updated in the labour board records beforehand.

Living in the Mountains

HP Grihini Suvidha Yojana

हिमाचल गृहिणी सुविधा योजना

state · Department of Food, Civil Supplies and Consumer Affairs

Who qualifies
Families without an LPG connection who are not covered under national Ujjwala.
What you get
Free LPG cylinder, stove, and regulator.
What it actually costs you
Aadhaar card, ration card, and a self-declaration of no existing connection.
Common gotcha
Only one connection per household is allowed.

HIMCARE Health Scheme

हिमकेयर योजना

state · Department of Health and Family Welfare

Who qualifies
Families not covered under Ayushman Bharat (PMJAY).
What you get
Cashless treatment up to ₹5 lakh per year in empanelled hospitals.
What it actually costs you
Small annual premium (varies by category) and Aadhaar card.
Common gotcha
Registration happens only during specific windows; keep an eye on the portal.

HRTC Bus Fare Concession

एचआरटीसी बस किराया छूट

state · Himachal Road Transport Corporation

Who qualifies
Residents of HP, particularly those with specific disability or senior status.
What you get
50% discount on bus fares for certain categories.
What it actually costs you
Identity proof and application for the concessional pass at the bus depot.
Common gotcha
The pass must be carried physically; digital copies are often not accepted.
Haryanaहरियाणा

Haryana offers one of the most robust welfare boards for construction workers, providing direct cash assistance for family milestones and education that goes beyond basic national labor laws.

Help from the Labour Welfare Board

Bicycle Purchase Assistance

साइकिल खरीद सहायता

state · Haryana Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 1 year of membership.
What you get
Financial assistance of up to ₹3,000 for purchasing a new bicycle.
What it actually costs you
Copy of registration ID, purchase bill of cycle, and bank account details.
Common gotcha
The bill must be in the name of the registered worker, not a family member.

Marriage Grant for Daughters

पुत्री विवाह अनुदान

state · Haryana Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers with 1 year of membership; grant available for up to two daughters.
What you get
A grant of ₹51,000 for the marriage of a daughter.
What it actually costs you
Marriage certificate, Aadhaar of bride, and worker's registration card.
Common gotcha
Application must be submitted within 6 months of the marriage date.

Tool Kit Assistance

औजार किट सहायता

state · Haryana Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers active for at least 6 months.
What you get
Financial aid of ₹4,000 to purchase professional tools.
What it actually costs you
Self-declaration of trade and active registration card.
Common gotcha
Benefit can only be claimed once every 5 years.

Medical Assistance for Chronic Illness

गंभीर बीमारी चिकित्सा सहायता

state · Haryana Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers and their dependent family members.
What you get
Reimbursement of medical expenses for specified chronic diseases.
What it actually costs you
Doctor's prescription, hospital bills, and medical reports.
Common gotcha
Treatment must be taken in a government or empanelled hospital.

Money for my children's studies

Financial Assistance for Education

शिक्षा के लिए वित्तीय सहायता

state · Haryana Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers studying from class 1 to post-graduation.
What you get
Annual scholarship ranging from ₹8,000 to ₹20,000 depending on the course level.
What it actually costs you
School/College bonafide certificate and mark sheet of the previous year.
Common gotcha
The student must pass the previous class to be eligible for the next year's grant.

Coaching Assistance for Competitive Exams

प्रतियोगी परीक्षाओं के लिए कोचिंग सहायता

state · Haryana Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers preparing for state/national competitive exams.
What you get
Reimbursement of coaching fees up to ₹20,000.
What it actually costs you
Fee receipt from the coaching institute and proof of registration.
Common gotcha
The coaching institute must be a registered entity.
Jharkhandझारखंड

Jharkhand provides targeted welfare support for construction workers through the Building and Other Construction Workers Welfare Board, offering specific financial aid for health, marriage, and education.

Help from the Labour Board

Marriage Assistance Scheme

विवाह सहायता योजना

state · Jharkhand Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Financial assistance of ₹50,000 for the marriage of two daughters.
What it actually costs you
Marriage certificate, Aadhaar card, and valid BOCW registration card.
Common gotcha
Applications must be submitted within 6 months of the marriage date.

Education Scholarship Scheme

शिक्षा प्रोत्साहन योजना

state · Jharkhand Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered construction workers studying from class 1 to post-graduation.
What you get
Annual scholarship ranging from ₹3,000 to ₹30,000 depending on the level of education.
What it actually costs you
Bonafide certificate from school/college and parent's registration ID.
Common gotcha
Must be renewed every academic year; attendance records are strictly checked.

Death and Funeral Assistance

मृत्यु एवं अंत्येष्टि सहायता

state · Jharkhand Building and Other Construction Workers Welfare Board

Who qualifies
Nominee of a registered construction worker in case of natural or accidental death.
What you get
Up to ₹2,00,000 for accidental death and ₹15,000 for funeral expenses.
What it actually costs you
Death certificate and nominee bank details.
Common gotcha
Nominee must be registered in the BOCW database beforehand.

Medical Assistance Scheme

चिकित्सा सहायता योजना

state · Jharkhand Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers and their family members for major illnesses.
What you get
Reimbursement of medical expenses up to ₹1,00,000 for serious surgeries.
What it actually costs you
Hospital bills, doctor prescriptions, and discharge summary.
Common gotcha
Treatment must be done in government or empanelled private hospitals.

Food and Pension Security

Jharkhand State Food Security Scheme (Green Card)

झारखंड राज्य खाद्य सुरक्षा योजना

state · Department of Food, Public Distribution and Consumer Affairs

Who qualifies
Families not covered under the National Food Security Act (NFSA).
What you get
5 kg of food grains per person per month at ₹1 per kg.
What it actually costs you
Income certificate and ration card application.
Common gotcha
Only for those who do not already have a central NFSA ration card.

Chief Minister State Old Age Pension Scheme

मुख्यमंत्री राज्य वृद्धावस्था पेंशन योजना

state · Department of Women, Child Development and Social Security

Who qualifies
Citizens above 60 years of age who are not income tax payers.
What you get
Monthly pension of ₹1,000.
What it actually costs you
Age proof, Aadhaar, and bank account linking.
Common gotcha
The state has removed the BPL criteria, making it universal for all seniors.
Jammu and Kashmirجموں و کشمیر

As a construction worker in J&K, you rely heavily on the J&K Building and Other Construction Workers Welfare Board for essential financial aid and social security that is unique to the region's labor laws.

My J&K Labour Board Benefits

Education Assistance for Children of BOCW

تعلیمی امداد

state · J&K Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Annual scholarship ranging from ₹15,000 to ₹30,000 per child depending on the course level.
What it actually costs you
Free; requires school bonafide certificate and registration card.
Common gotcha
The application must be submitted within the same academic year; late submissions are rejected.

Death and Funeral Assistance

موت اور تجہیز و تکفین کی امداد

state · J&K Building and Other Construction Workers Welfare Board

Who qualifies
Family of a registered construction worker in case of death.
What you get
₹2,00,000 for death and ₹10,000 for funeral expenses.
What it actually costs you
Death certificate and registration card copies; no fee.
Common gotcha
The worker must have been 'active' (renewed registration) at the time of death.

Chronic Disease Medical Assistance

طبی امداد

state · J&K Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers or dependents suffering from chronic diseases.
What you get
Reimbursement of medical expenses up to ₹1,00,000.
What it actually costs you
Requires medical bills and a doctor's prescription from a government hospital.
Common gotcha
Only treatments at government-recognized hospitals are eligible for full reimbursement.

Marriage Assistance

شادی کے لیے مالی امداد

state · J&K Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers for the marriage of their two daughters.
What you get
One-time financial assistance of ₹50,000.
What it actually costs you
Marriage certificate and age proof; no fee.
Common gotcha
Only applicable for the first two daughters; must apply within 6 months of marriage.

Health and Social Security

SEHAT Health Insurance Scheme

صحت

state · State Health Agency J&K

Who qualifies
All residents of J&K who are not covered under national Ayushman Bharat.
What you get
Cashless treatment up to ₹5,00,000 per family per year.
What it actually costs you
Aadhaar card and Ration card; zero premium.
Common gotcha
You must check if the private hospital is empanelled under the SEHAT list before admission.

Integrated Social Security Scheme (ISSS)

سماجی تحفظ

state · Department of Social Welfare J&K

Who qualifies
Destitute elderly, widows, and disabled persons in J&K.
What you get
Monthly pension of ₹1,000.
What it actually costs you
Income certificate and age proof; submitted at the local Tehsil office.
Common gotcha
The income limit is strictly enforced; family income must be below the poverty line.
Karnatakaಕರ್ನಾಟಕ

Karnataka offers one of the most robust welfare ecosystems for construction workers through the KBOCWWB, providing significant financial support for education, health, and marriage.

My worker benefits and safety net

Karnataka Building and Other Construction Workers Welfare Board Membership

ಕರ್ನಾಟಕ ಕಟ್ಟಡ ಮತ್ತು ಇತರೆ ನಿರ್ಮಾಣ ಕಾರ್ಮಿಕರ ಕಲ್ಯಾಣ ಮಂಡಳಿ

state · Labour Department, Government of Karnataka

Who qualifies
Construction workers aged 18-60 who have worked for at least 90 days in the last year.
What you get
₹25 registration fee, requires Aadhaar, bank passbook, and proof of 90 days employment.
Common gotcha
The 90-day certificate from the employer is frequently rejected if the contractor is not registered.

Accidental Death and Disability Relief

state · KBOCWWB

Who qualifies
Registered construction workers.
What you get
Requires FIR, post-mortem report, and death certificate within 6 months of the incident.
Common gotcha
Claims are often denied if the worker's registration was not renewed at the time of the accident.

Maternity Benefit Scheme

state · KBOCWWB

Who qualifies
Registered female construction workers.
What you get
Requires hospital discharge summary and birth certificate.
Common gotcha
Must be a registered member for at least one year prior to the delivery date.

Funeral Expenses Assistance

state · KBOCWWB

Who qualifies
Family of a deceased registered worker.
What you get
Death certificate and copy of the labour card.
Common gotcha
Application must be submitted by the nominee listed on the labour card.

Money for my children's studies

Education Assistance Scheme

state · KBOCWWB

Who qualifies
Children of registered workers studying from primary school to professional courses.
What you get
Bonafide certificate from the school/college and current year fee receipt.
Common gotcha
The scholarship is only for two children per family.

Marriage Assistance Scheme

state · KBOCWWB

Who qualifies
Registered worker or their children for marriage expenses.
What you get
Marriage invitation card and marriage registration certificate.
Common gotcha
Must apply within 6 months of the marriage date.

Vidya Siri Scholarship

state · Backward Classes Welfare Department

Who qualifies
Students from backward classes pursuing post-matric courses.
What you get
Caste certificate and income certificate required.
Common gotcha
Does not apply if the student is already receiving a hostel facility.
Keralaകേരളം

Kerala offers the most robust social security net for construction workers in India through its dedicated welfare board, providing direct financial support for life events and education.

My Welfare Board Benefits

Kerala Construction Workers Welfare Fund Board Membership

കേരള നിർമ്മാണ തൊഴിലാളി ക്ഷേമനിധി ബോർഡ്

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Pension, medical assistance, and death benefits for registered members.
What it actually costs you
Small monthly contribution; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
You must renew your membership annually to remain eligible for claims.

Marriage Assistance Scheme

വിവാഹ ധനസഹായം

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Registered workers with at least 3 years of continuous membership.
What you get
₹10,000 for the marriage of the worker or their children.
What it actually costs you
Marriage certificate and membership card; apply within 6 months of the wedding.
Common gotcha
Only applicable for the first two marriages in the family.

Educational Scholarship for Children

വിദ്യാഭ്യാസ സ്കോളർഷിപ്പ്

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Children of registered workers studying in professional or degree courses.
What you get
Annual cash grant ranging from ₹2,000 to ₹10,000 based on the course level.
What it actually costs you
Bonafide certificate from the college and mark sheets.
Common gotcha
Must apply during the specific window announced by the board each academic year.

Funeral Assistance

അന്ത്യകർമ്മ സഹായം

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Nominees of a deceased registered construction worker.
What you get
₹5,000 for funeral expenses.
What it actually costs you
Death certificate and proof of relationship.
Common gotcha
Must be claimed by the registered nominee only.

Staying Healthy and Safe

Karunya Benevolent Fund

കാരുണ്യ ബെനവലന്റ് ഫണ്ട്

state · Kerala State Lotteries Department

Who qualifies
Low-income families for treatment of critical illnesses.
What you get
Financial assistance up to ₹2 lakhs for surgeries and treatment.
What it actually costs you
Medical estimate from a government or empanelled hospital.
Common gotcha
This is a reimbursement/direct payment scheme; ensure the hospital is empanelled first.

Medical Reimbursement for Workers

ചികിത്സാ ധനസഹായം

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Registered workers hospitalized for more than 3 days.
What you get
Reimbursement of hospital expenses up to a fixed limit.
What it actually costs you
Discharge summary and original medical bills.
Common gotcha
Bills must be submitted within 3 months of discharge.
Ladakhལ་དྭགས་

In the high-altitude, harsh climate of Ladakh, construction work is seasonal and physically demanding, making state-specific welfare boards and winter-readiness support essential for survival.

Help from the Labour Board

Ladakh Building and Other Construction Workers Welfare Board Registration

state · Ladakh Labour Department

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
Workers often forget to renew their membership annually, which makes them ineligible for claims.

Winter Season Construction Subsistence Grant

state · Department of Labour and Employment, Ladakh

Who qualifies
Registered construction workers unable to find work during the extreme winter months (Nov-March).
What you get
Direct cash transfer to support basic living expenses during the non-working season.
What it actually costs you
Must be a registered BOCW member; application submitted via local Labour Office.
Common gotcha
Funds are often delayed; keep your bank account linked to your labour card active.

Construction Tool Kit Assistance

state · Ladakh Skill Development Mission

Who qualifies
Registered construction workers undergoing skill certification.
What you get
Reimbursement or direct provision of high-quality, cold-resistant construction tools.
What it actually costs you
Requires completion of a short-term skill training module.
Common gotcha
The quality of tools varies; check the specifications before accepting.

Staying healthy and warm

High-Altitude Medical Reimbursement Scheme

state · Health and Medical Education Department, Ladakh

Who qualifies
Low-income workers and their families residing in high-altitude zones.
What you get
Reimbursement for treatment of altitude-related illnesses or injuries sustained on-site.
What it actually costs you
Requires medical bills and a certificate from a government hospital in Leh or Kargil.
Common gotcha
Private clinic bills are often rejected; ensure you visit a government-empanelled facility.

Winter Fuel Subsidy for Labourers

state · District Administration, Leh/Kargil

Who qualifies
Registered construction workers living in temporary or low-income housing.
What you get
Subsidized rates for heating fuel (kerosene or wood) during the winter.
What it actually costs you
Requires Labour Card and proof of residence.
Common gotcha
Distribution is limited to specific government-designated depots.
Lakshadweepലക്ഷദ്വീപ്

As a construction worker in the islands, you rely on the Lakshadweep Building and Other Construction Workers Welfare Board for essential financial security and emergency support in a remote, high-cost environment.

Support for my hard work

Lakshadweep Building and Other Construction Workers Welfare Board Membership

ലക്ഷദ്വീപ് കെട്ടിട നിർമ്മാണ തൊഴിലാളി ക്ഷേമ ബോർഡ്

state · Department of Labour and Employment, Lakshadweep

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Access to medical assistance, maternity benefits, and pension schemes.
What it actually costs you
Small annual membership fee, requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
You must renew the membership every year to keep receiving benefits.

Maternity Benefit for Construction Workers

state · Lakshadweep Labour Department

Who qualifies
Registered female construction workers.
What you get
Financial assistance for childbirth expenses.
What it actually costs you
Medical certificate and birth certificate required.
Common gotcha
Application must be submitted within 6 months of delivery.

Educational Scholarship for Children of Construction Workers

state · Lakshadweep Labour Department

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual cash grant based on the level of education.
What it actually costs you
Bonafide certificate from the school/college.
Common gotcha
Only for children of active, registered members.

Funeral Assistance Scheme

state · Lakshadweep Labour Department

Who qualifies
Nominees of registered construction workers in case of death.
What you get
Lump sum payment to cover funeral expenses.
What it actually costs you
Death certificate and proof of relationship.
Common gotcha
Must be claimed by the registered nominee only.

Living on the islands

Inter-Island Transport Subsidy for Workers

state · Lakshadweep Administration

Who qualifies
Low-income workers traveling between islands for work.
What you get
Concessional ferry tickets.
What it actually costs you
Identity proof and employment verification.
Common gotcha
Limited to specific government-run ferry services.

Island Public Distribution System Top-up

state · Department of Civil Supplies, Lakshadweep

Who qualifies
All BPL/Antyodaya card holders in the islands.
What you get
Additional subsidized rice and essential commodities.
What it actually costs you
Ration card and Aadhaar linkage.
Common gotcha
Supply depends on ship arrivals; check local fair price shop schedules.
Maharashtraमहाराष्ट्र

Maharashtra has one of the most robust welfare boards for construction workers, offering significant cash assistance and equipment support that is vital for daily survival in high-cost cities like Mumbai.

My Labour Board Perks

Maharashtra Building and Other Construction Workers Welfare Board Registration

महाराष्ट्र इमारत व इतर बांधकाम कामगार कल्याणकारी मंडळ

state · Maharashtra Labour Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
₹25 registration fee, Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
The 90-day work certificate must be signed by the employer or a registered contractor.

Safety Kit Assistance Scheme

state · Maharashtra Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers.
What you get
Free, provided upon application through the board portal.
Common gotcha
Distribution is often delayed; check your local labour office for stock status.

Maternity Benefit for Female Workers

state · Maharashtra Building and Other Construction Workers Welfare Board

Who qualifies
Registered female workers with at least 1 year of membership.
What you get
Birth certificate and medical records required.
Common gotcha
Must apply within 1 year of delivery.

Financial Assistance for Children's Education

state · Maharashtra Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers studying in primary to professional courses.
What you get
Bonafide certificate from school/college required annually.
Common gotcha
The application window is narrow; check the portal in July-August.

Keeping a Roof and Staying Healthy

Mahatma Jyotirao Phule Jan Aarogya Yojana (MJPJAY)

महात्मा ज्योतिराव फुले जन आरोग्य योजना

state · Public Health Department, Maharashtra

Who qualifies
Low-income families holding yellow or orange ration cards.
What you get
Ration card and Aadhaar card.
Common gotcha
Only works in empanelled hospitals; check the list on the portal before going.

Shramik Awas Yojana

state · Maharashtra Housing and Area Development Authority (MHADA)

Who qualifies
Registered construction workers without a permanent house.
What you get
Income proof and land ownership documents.
Common gotcha
High competition; requires constant monitoring of MHADA lottery notifications.

Aaple Sarkar Portal Services

आपले सरकार

state · Government of Maharashtra

Who qualifies
All residents of Maharashtra.
What you get
Nominal service charges; requires digital copies of documents.
Common gotcha
The portal is often slow during peak hours; use early morning.
Meghalaya

Meghalaya offers unique social security protections for unorganized workers through its dedicated welfare board, alongside specific hill-area housing and skill development support.

Safety net for my family

Meghalaya Building and Other Construction Workers Welfare Board Registration

মেঘালয় বিল্ডিং অ্যান্ড আদার কনস্ট্রাকশন ওয়ার্কার্স ওয়েলফেয়ার বোর্ড

state · Labour Department, Government of Meghalaya

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Financial assistance for medical, funeral, education, and marriage expenses.
What it actually costs you
Small annual membership fee, Aadhaar card, bank passbook, and proof of work.
Common gotcha
You must renew your membership annually to remain eligible for benefits.

Meghalaya Health Insurance Scheme (MHIS)

state · Department of Health and Family Welfare

Who qualifies
All residents of Meghalaya not covered by other central government health schemes.
What you get
Cashless health insurance coverage up to ₹5 lakh per family per year.
What it actually costs you
Registration during the annual enrollment drive; requires family ration card.
Common gotcha
It stacks with PMJAY, but you must ensure your name is on the state's beneficiary list.

Building a home and finding work

Meghalaya State Skill Development Society (MSSDS) Training

state · MSSDS

Who qualifies
Unemployed youth and workers looking to upgrade to skilled masonry or electrical work.
What you get
Free vocational training and certification for construction-related trades.
What it actually costs you
Time commitment for training; no fees.
Common gotcha
Training centers are mostly in Shillong or Tura; travel might be required.

Chief Minister's Housing Assistance (State Component)

state · Department of Housing

Who qualifies
Low-income families in rural Meghalaya living in kutcha houses.
What you get
Direct financial assistance to upgrade or build a pucca house.
What it actually costs you
Application through the Block Development Office; land ownership proof required.
Common gotcha
Funds are released in installments based on construction progress.
Manipurমণিপুর

As a construction worker in Manipur, you rely on state-specific welfare boards and regional housing support to navigate the unique challenges of the hilly terrain and local labour market.

Help from the Labour Board

Manipur Building and Other Construction Workers Welfare Board Registration

মণিপুর বিল্ডিং এণ্ড আদার কনস্ট্রাকশন ৱৰ্কার্স ৱেলফেয়ার বোৰ্ড

state · Labour Department, Government of Manipur

Who qualifies
Workers aged 18-60 who have worked at least 90 days in construction in the last year.
What you get
Financial assistance for medical, education, marriage, and death benefits.
What it actually costs you
Small annual registration fee, Aadhaar, bank passbook, and proof of work.
Common gotcha
You must renew your membership annually, or you lose eligibility for benefits.

Manipur Labour Accident Relief Fund

state · Labour Department

Who qualifies
Registered construction workers who suffer injury or disability on site.
What you get
Ex-gratia payment for permanent disability or death while working.
What it actually costs you
Medical certificate and FIR copy required for claim.
Common gotcha
Claims must be filed within 30 days of the incident.

Construction Worker Tool Kit Assistance

state · Manipur State Labour Department

Who qualifies
Registered construction workers with at least one year of active membership.
What you get
One-time grant to purchase professional construction tools.
What it actually costs you
Must submit valid invoice of tools purchased.
Common gotcha
Only specific tool categories are covered; check the list before buying.

Maternity Benefit for Women Construction Workers

state · Manipur Labour Welfare Board

Who qualifies
Registered female construction workers.
What you get
Cash assistance for up to two deliveries.
What it actually costs you
Medical birth certificate from a government hospital.
Common gotcha
Application must be submitted within 6 months of delivery.

Roof Over My Head

State Housing Assistance Top-up

state · Manipur Housing and Urban Development Department

Who qualifies
Beneficiaries of national housing schemes who are registered construction workers.
What you get
Additional financial grant for house construction in hilly areas.
What it actually costs you
Land ownership documents and verification by local council.
Common gotcha
This is a top-up; you must already be approved for the national scheme.

Hill Area Development Assistance

state · Tribal Affairs and Hills Department

Who qualifies
Workers residing in notified hill districts of Manipur.
What you get
Subsidized construction materials for home improvement.
What it actually costs you
Domicile certificate and caste certificate if applicable.
Common gotcha
Distribution is seasonal and depends on local block office stock.
Madhya Pradeshमध्य प्रदेश

Madhya Pradesh has a dedicated labour welfare board that provides significant social security, education, and marriage assistance specifically for registered construction workers.

Help from the Labour Board

MP Building and Other Construction Workers Board Registration

मध्य प्रदेश भवन एवं अन्य संनिर्माण कर्मकार कल्याण मंडल

state · Labour Department, MP

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Access to all state welfare schemes, tool kits, and accidental insurance.
What it actually costs you
Small registration fee, Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
The 90-day work certificate from your contractor is the most rejected document if not signed properly.

Maternity Assistance for Women Workers

प्रसूति सहायता योजना

state · MP Labour Welfare Board

Who qualifies
Registered female construction workers or wives of registered workers.
What you get
₹16,000 for institutional delivery and prenatal care.
What it actually costs you
Discharge card from government hospital and registration card.
Common gotcha
Must apply within 6 months of delivery; private hospital bills are often rejected.

Marriage Assistance Scheme

विवाह सहायता योजना

state · MP Labour Welfare Board

Who qualifies
Registered workers for the marriage of their daughters or self-marriage.
What you get
₹51,000 financial assistance for marriage expenses.
What it actually costs you
Marriage certificate and registration card.
Common gotcha
Application must be submitted at least 15 days before the wedding date.

Funeral Assistance

अंत्येष्टि सहायता

state · MP Labour Welfare Board

Who qualifies
Family of a registered construction worker in case of death.
What you get
₹10,000 for funeral expenses.
What it actually costs you
Death certificate and worker's registration card.
Common gotcha
Often forgotten by families in grief; must be claimed within 1 year.

Scholarships for my children

Education Incentive for Workers' Children

शिक्षा प्रोत्साहन योजना

state · MP Labour Welfare Board

Who qualifies
Children of registered workers studying in class 1 to post-graduation.
What you get
Annual scholarship ranging from ₹2,000 to ₹25,000 depending on the course.
What it actually costs you
School/College ID, mark sheet, and bank account.
Common gotcha
The bank account must be linked to the child's Aadhaar (DBT enabled).

CM Rise Schools

सीएम राइज स्कूल

state · School Education Department, MP

Who qualifies
Children of low-income workers residing near designated model schools.
What you get
High-quality English/Hindi medium education with free transport and books.
What it actually costs you
Admission process based on local school availability.
Common gotcha
Limited seats; admission is usually done through a lottery system in urban areas.
Mizoram

Mizoram provides unique welfare support for construction workers through the state-specific Building and Other Construction Workers Welfare Board, which is essential for navigating the hilly terrain and high cost of living in Aizawl.

My safety net as a worker

Mizoram Building and Other Construction Workers Welfare Board Registration

Mizoram Building and Other Construction Workers Welfare Board

state · Labour, Employment, Skill Development & Entrepreneurship Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Access to medical assistance, funeral grants, and marriage assistance for daughters.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
You must renew your membership annually to keep receiving benefits.

Mizoram BOCW Medical Assistance Scheme

state · Mizoram BOCW Welfare Board

Who qualifies
Registered construction workers and their immediate family members.
What you get
Reimbursement for hospital bills and treatment costs for major illnesses.
What it actually costs you
Requires original medical bills, doctor's prescription, and discharge summary.
Common gotcha
Bills must be submitted within 6 months of discharge from the hospital.

Death and Funeral Assistance

state · Mizoram BOCW Welfare Board

Who qualifies
Family of a registered construction worker in case of death.
What you get
One-time financial grant for funeral expenses and ex-gratia payment.
What it actually costs you
Death certificate and proof of registration required.
Common gotcha
The application must be filed by the nominee registered in the board records.

Maternity Benefit for Women Workers

state · Mizoram BOCW Welfare Board

Who qualifies
Registered female construction workers.
What you get
Financial assistance for up to two deliveries.
What it actually costs you
Medical certificate from a government hospital.
Common gotcha
Only applicable for the first two children.

Help for my children's schooling

BOCW Education Scholarship

state · Mizoram BOCW Welfare Board

Who qualifies
Children of registered construction workers studying in recognized schools/colleges.
What you get
Annual scholarship amount ranging from ₹2,000 to ₹10,000 depending on the class.
What it actually costs you
Bonafide certificate from the school and current year mark sheet.
Common gotcha
Must apply every year; late applications are strictly rejected.

Merit Award for Students

state · Mizoram BOCW Welfare Board

Who qualifies
Children of registered workers who secure high marks in board exams.
What you get
Cash prize and certificate of recognition.
What it actually costs you
Attested copy of mark sheet.
Common gotcha
Only for students passing Class 10 and 12 with high percentages.
Nagaland

Nagaland offers unique welfare support for construction workers through the BOCW board, specifically tailored to the state's hilly terrain and tribal community structures.

My Worker Welfare Benefits

Nagaland Building and Other Construction Workers Welfare Board Registration

state · Department of Labour, Employment, Skill Development & Entrepreneurship

Who qualifies
Active construction workers aged 18-60 who have worked 90 days in the last year.
What you get
Access to all state-level welfare funds, accident insurance, and death benefits.
What it actually costs you
Small annual membership fee, requires Aadhaar, bank passbook, and proof of work.
Common gotcha
You must renew your membership annually to keep receiving the benefits.

Death and Funeral Assistance

state · Nagaland BOCW Welfare Board

Who qualifies
Registered construction workers and their families.
What you get
Financial assistance for funeral expenses and ex-gratia payment to the nominee.
What it actually costs you
Death certificate and registration card required for claim.
Common gotcha
The nominee must be clearly listed in your registration documents.

Maternity Benefit Scheme

state · Nagaland BOCW Welfare Board

Who qualifies
Registered female construction workers or spouses of registered workers.
What you get
Cash assistance for medical expenses during pregnancy and delivery.
What it actually costs you
Medical certificate from a government hospital.
Common gotcha
Limited to the first two children only.

Educational Scholarship for Children

state · Nagaland BOCW Welfare Board

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual cash scholarship based on the class/level of study.
What it actually costs you
Bonafide certificate from the school or college.
Common gotcha
Must apply within the academic year, late applications are often rejected.

Community and Local Help

Chief Minister's Health Insurance Scheme (CMHIS) - State Top-up

state · Department of Health and Family Welfare

Who qualifies
All indigenous inhabitants of Nagaland.
What you get
Additional coverage for secondary and tertiary care beyond national schemes.
What it actually costs you
Requires CMHIS card and indigenous inhabitant certificate.
Common gotcha
Check if your specific hospital is empaneled under the state list.

State Skill Development Training

state · Nagaland Skill Development and Entrepreneurship

Who qualifies
Unemployed youth and construction workers looking to upgrade skills.
What you get
Free vocational training in masonry, plumbing, or electrical work.
What it actually costs you
Time commitment for the training duration.
Common gotcha
Training centers are mostly in Kohima or Dimapur.
Odishaଓଡ଼ିଶା

Odisha provides a robust safety net for construction workers through the OB&OCWW Board, offering unique welfare benefits and direct financial assistance for housing and family needs.

Support for me and my family

Odisha Building and Other Construction Workers Welfare Board Registration

ଓଡ଼ିଶା ନିର୍ମାଣ ଶ୍ରମିକ କଲ୍ୟାଣ ବୋର୍ଡ

state · Labour & ESI Department

Who qualifies
Workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Access to all state welfare schemes, including accidental and death benefits.
What it actually costs you
Registration fee of ₹20 and annual renewal of ₹20; requires Aadhaar and work certificate.
Common gotcha
You must renew your membership every year to keep receiving benefits.

Nirman Shramik Pucca Ghar Yojana

ନିର୍ମାଣ ଶ୍ରମିକ ପକ୍କା ଘର ଯୋଜନା

state · Panchayati Raj & Drinking Water Department

Who qualifies
Registered construction workers who have been members for at least 1 year.
What you get
Financial assistance of ₹1.2 lakh to ₹1.3 lakh for building a permanent house.
What it actually costs you
Application through the local Gram Panchayat; requires land ownership proof.
Common gotcha
The beneficiary must not already own a pucca house.

Nirman Shramik Pension

ନିର୍ମାଣ ଶ୍ରମିକ ପେନସନ

state · Labour & ESI Department

Who qualifies
Registered workers who have completed 60 years of age.
What you get
Monthly pension of ₹500 to ₹700 depending on age.
What it actually costs you
Submission of age proof and registration card.
Common gotcha
Cannot be claimed if receiving other government pensions.

Financial Assistance for Education

ଶିକ୍ଷା ସହାୟତା

state · OB&OCWW Board

Who qualifies
Children of registered construction workers studying from Class 6 to Post-Graduation.
What you get
Annual scholarship ranging from ₹1,500 to ₹40,000 depending on the course.
What it actually costs you
Bonafide certificate from the school or college.
Common gotcha
Must apply within the academic year; late applications are often rejected.

When health or accidents strike

Biju Swasthya Kalyan Yojana (BSKY)

ବିଜୁ ସ୍ୱାସ୍ଥ୍ୟ କଲ୍ୟାଣ ଯୋଜନା

state · Health & Family Welfare Department

Who qualifies
Low-income families including registered construction workers.
What you get
Cashless treatment up to ₹5 lakh per family per year in empanelled hospitals.
What it actually costs you
Smart Health Card; no premium required.
Common gotcha
Ensure the hospital is empanelled under BSKY before admission.

Accidental Death and Disability Assistance

ଦୁର୍ଘଟଣାଜନିତ ମୃତ୍ୟୁ ଓ ଅକ୍ଷମତା ସହାୟତା

state · OB&OCWW Board

Who qualifies
Registered workers who suffer an accident while working.
What you get
Up to ₹2 lakh for death and up to ₹1 lakh for permanent disability.
What it actually costs you
FIR copy and medical certificate are mandatory.
Common gotcha
Must report the accident within a specific timeframe to the Labour Officer.
Punjabਪੰਜਾਬ

Punjab offers a robust welfare board for construction workers that provides significant financial assistance for children's education, medical emergencies, and housing repairs.

Help from the Labour Board

BOCW Scholarship Scheme

ਪੰਜਾਬ ਬਿਲਡਿੰਗ ਅਤੇ ਹੋਰ ਉਸਾਰੀ ਕਿਰਤੀ ਭਲਾਈ ਬੋਰਡ ਸਕਾਲਰਸ਼ਿਪ

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Annual scholarship ranging from ₹3,000 to ₹70,000 based on the child's level of education.
What it actually costs you
Copy of registration card, school bonafide certificate, and bank passbook.
Common gotcha
The scholarship is only for children of workers who have kept their registration active.

Marriage Grant for Daughters

ਧੀ ਦੇ ਵਿਆਹ ਲਈ ਸ਼ਗਨ ਸਕੀਮ

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers with at least 1 year of continuous membership.
What you get
One-time grant of ₹51,000 for the marriage of up to two daughters.
What it actually costs you
Marriage certificate and self-declaration of the worker.
Common gotcha
Must apply at least 1 month before the wedding date.

Medical Assistance Scheme

ਮੈਡੀਕਲ ਸਹਾਇਤਾ ਸਕੀਮ

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers and their dependent family members.
What you get
Reimbursement of medical expenses for serious illnesses up to ₹1 lakh.
What it actually costs you
Hospital bills, discharge summary, and medical reports.
Common gotcha
Only covers treatment in government hospitals or empanelled private hospitals.

Funeral Assistance

ਅੰਤਿਮ ਸਸਕਾਰ ਲਈ ਸਹਾਇਤਾ

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Nominee of a registered construction worker in case of death.
What you get
One-time payment of ₹20,000 for funeral expenses.
What it actually costs you
Death certificate and registration card of the deceased.
Common gotcha
Must be claimed within 6 months of death.

Keeping the lights on and bills low

Free Electricity Scheme (Domestic)

ਮੁਫਤ ਬਿਜਲੀ ਸਕੀਮ

state · Punjab State Power Corporation Limited (PSPCL)

Who qualifies
Domestic consumers with a load up to 2kW.
What you get
Zero bill for up to 300 units of electricity per month.
What it actually costs you
Aadhaar card linked to the electricity account.
Common gotcha
If consumption exceeds 600 units in a two-month billing cycle, the entire benefit is lost.

Atta-Dal Scheme

ਆਟਾ-ਦਾਲ ਸਕੀਮ

state · Department of Food and Civil Supplies, Punjab

Who qualifies
Smart card holders under the NFSA and state-specific poverty criteria.
What you get
Subsidized wheat at ₹2 per kg and pulses at subsidized rates.
What it actually costs you
Smart Ration Card.
Common gotcha
Distribution happens through local Fair Price Shops; often delayed due to supply chain issues.
Puducherryபுதுச்சேரி

Puducherry offers unique welfare board protections and financial assistance for construction workers that are distinct from mainland central schemes.

My Labour Board Benefits

Puducherry Building and Other Construction Workers Welfare Board Registration

புதுச்சேரி கட்டிட மற்றும் பிற கட்டுமானத் தொழிலாளர்கள் நல வாரியம்

state · Labour Department, Government of Puducherry

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Access to all state-specific welfare schemes, pension, and medical assistance.
What it actually costs you
Small registration fee, requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
You must renew your membership annually to keep receiving benefits.

Accidental Death and Disability Relief

state · Labour Department, Government of Puducherry

Who qualifies
Registered construction workers in the state board.
What you get
Financial compensation up to ₹5,00,000 for accidental death or permanent disability.
What it actually costs you
FIR copy, medical certificate, and death certificate required for claims.
Common gotcha
Claims must be filed within a strict timeframe after the incident.

Maternity Assistance for Women Workers

state · Labour Department, Government of Puducherry

Who qualifies
Registered female construction workers or spouses of registered male workers.
What you get
Financial assistance for delivery expenses and prenatal care.
What it actually costs you
Medical records from a government hospital.
Common gotcha
Limited to the first two deliveries only.

Funeral Expenses Grant

state · Labour Department, Government of Puducherry

Who qualifies
Family of a deceased registered construction worker.
What you get
Lump sum payment to cover immediate funeral costs.
What it actually costs you
Death certificate and proof of registration.
Common gotcha
Must be applied for by the nominee registered in the board records.

Supporting My Family's Future

Educational Scholarship for Children of Construction Workers

state · Labour Department, Government of Puducherry

Who qualifies
Children of registered construction workers studying from 10th grade to professional degrees.
What you get
Annual scholarship amounts ranging from ₹2,000 to ₹20,000 based on the course.
What it actually costs you
Bonafide certificate from school/college and marksheet.
Common gotcha
Applications must be submitted during the specific window announced by the board.

Marriage Assistance Scheme

state · Labour Department, Government of Puducherry

Who qualifies
Registered workers or their children getting married.
What you get
Financial grant to assist with wedding expenses.
What it actually costs you
Marriage invitation card and marriage registration certificate.
Common gotcha
The worker must have a minimum period of active membership before applying.
Rajasthanराजस्थान

Rajasthan provides a robust safety net for construction workers through the BOCW Board, offering specific financial aid for medical emergencies, children's education, and housing.

Help from the Labour Board

Construction Worker Child Scholarship

निर्माण श्रमिक शिक्षा एवं कौशल विकास योजना

state · Rajasthan Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered construction workers studying from Class 6 to PG/Professional courses.
What you get
Annual scholarship ranging from ₹8,000 to ₹35,000 depending on the course level.
What it actually costs you
Copy of labour card, school bonafide certificate, and bank passbook; applied via E-Mitra.
Common gotcha
The application must be submitted within one year of passing the previous class.

Shubh Shakti Yojana

शुभ शक्ति योजना

state · Rajasthan Labour Department

Who qualifies
Registered female construction workers or daughters of registered workers (18+).
What you get
Financial assistance of ₹55,000 for marriage or self-employment setup.
What it actually costs you
Registration of at least 1 year, bank account, and Aadhaar; applied via E-Mitra.
Common gotcha
The beneficiary must be at least 18 years old at the time of application.

Nirmal Shramik Sahayata

निर्माण श्रमिक सुलभ्य आवास योजना

state · Rajasthan BOCW Board

Who qualifies
Registered workers who have completed 3 years of membership for house construction.
What you get
Financial assistance up to ₹1.5 lakh for building a house on own land.
What it actually costs you
Land ownership documents and 3-year active labour card status.
Common gotcha
The house must be constructed in the name of the worker or their spouse.

Medical Assistance for Serious Illness

निर्माण श्रमिक गंभीर बीमारी सहायता योजना

state · Rajasthan Labour Department

Who qualifies
Registered construction workers suffering from specified serious illnesses.
What you get
Reimbursement of medical expenses up to ₹3 lakh for major surgeries/treatments.
What it actually costs you
Hospital bills, medical reports, and labour card; must be submitted within 6 months of discharge.
Common gotcha
Only specific government or empaneled private hospitals are covered.

Health and Daily Living

Mukhyamantri Chiranjeevi Swasthya Bima Yojana

मुख्यमंत्री चिरंजीवी स्वास्थ्य बीमा योजना

state · Government of Rajasthan

Who qualifies
All Rajasthan residents; free for registered construction workers.
What you get
Cashless treatment up to ₹25 lakh per family per year in government and private hospitals.
What it actually costs you
Jan Aadhaar card; no premium for construction workers.
Common gotcha
Ensure your name is correctly linked in the Jan Aadhaar database.

NFSA/State Ration Card Benefits

खाद्य सुरक्षा योजना

state · Department of Food and Civil Supplies, Rajasthan

Who qualifies
Low-income families holding a BPL or Antyodaya card.
What you get
Subsidized wheat at ₹1-2 per kg and essential commodities.
What it actually costs you
Jan Aadhaar card and verification of income status.
Common gotcha
Biometric authentication at the ration shop is mandatory for collection.
Sikkimसिक्किम

Sikkim provides unique social security nets for construction workers through its dedicated Welfare Board, focusing on health, education, and housing support in the challenging Himalayan terrain.

Help from the Construction Workers Welfare Board

Sikkim Building and Other Construction Workers Welfare Board Registration

सिक्किम भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Department, Government of Sikkim

Who qualifies
Workers aged 18-60 who have worked at least 90 days in construction in the last year.
What you get
Access to all state welfare schemes, including medical, maternity, and funeral assistance.
What it actually costs you
Small registration fee, Aadhaar card, bank passbook, and proof of 90 days of work.
Common gotcha
You must renew your membership annually to keep receiving benefits.

Maternity Benefit for Women Construction Workers

state · Sikkim BOCW Welfare Board

Who qualifies
Registered female construction workers.
What you get
Financial assistance for the birth of up to two children.
What it actually costs you
Medical certificate and birth certificate of the child.
Common gotcha
Application must be submitted within 6 months of delivery.

Funeral Assistance Scheme

state · Sikkim BOCW Welfare Board

Who qualifies
Family members of a registered deceased construction worker.
What you get
Immediate cash grant for funeral expenses.
What it actually costs you
Death certificate and board registration card.
Common gotcha
Must be claimed by the nominee registered with the board.

Scholarship for Children of Construction Workers

state · Sikkim BOCW Welfare Board

Who qualifies
Children of registered workers studying in schools or colleges.
What you get
Annual cash scholarship based on the level of education (Class 1 to Degree).
What it actually costs you
Bonafide certificate from the school/college.
Common gotcha
The student must have a minimum attendance record.

Staying Healthy and Having a Roof

Medical Reimbursement for Workers

state · Sikkim BOCW Welfare Board

Who qualifies
Registered workers and their dependent family members.
What you get
Reimbursement for major medical expenses or hospitalization.
What it actually costs you
Original medical bills and discharge summary.
Common gotcha
Only covers hospitals empanelled by the state government.

Housing Assistance Scheme

state · Sikkim BOCW Welfare Board

Who qualifies
Registered workers who have been members for at least 3 years.
What you get
Financial grant for construction or repair of a house.
What it actually costs you
Land ownership documents and application to the board.
Common gotcha
The worker must not own another pucca house.

Bicycle/Tool Kit Assistance

state · Sikkim BOCW Welfare Board

Who qualifies
Registered construction workers.
What you get
One-time grant to purchase a bicycle or essential construction tools.
What it actually costs you
Purchase receipt of the tool or bicycle.
Common gotcha
Limited to one-time benefit during the entire registration period.
Tamil Naduதமிழ்நாடு

Tamil Nadu offers one of the most robust welfare ecosystems for construction workers in India through its dedicated manual worker welfare board.

My Welfare Board Support

Tamil Nadu Construction Workers Welfare Board Registration

தமிழ்நாடு கட்டுமானத் தொழிலாளர்கள் நல வாரியம்

state · Labour Welfare and Skill Development Department

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Financial assistance for marriage, maternity, education, and funeral expenses.
What it actually costs you
Free registration; requires employment certificate from contractor and Aadhaar.
Common gotcha
You must renew your membership annually to keep receiving benefits.

Accident Relief Assistance

விபத்து நிவாரண உதவி

state · Tamil Nadu Construction Workers Welfare Board

Who qualifies
Registered construction workers who suffer injury or death while working.
What you get
Up to ₹5,00,000 for accidental death and varying amounts for permanent disability.
What it actually costs you
FIR copy, medical certificate, and death certificate required.
Common gotcha
The accident must be reported to the board within a strict timeframe.

Natural Death Assistance

இயற்கை மரண உதவித்தொகை

state · Tamil Nadu Construction Workers Welfare Board

Who qualifies
Nominee of a registered worker who passes away due to natural causes.
What you get
₹20,000 for funeral expenses and ₹2,000 for last rites.
What it actually costs you
Death certificate and board identity card.
Common gotcha
Nominee details must be updated in the board records beforehand.

Educational Assistance for Children

கல்வி உதவித்தொகை

state · Tamil Nadu Construction Workers Welfare Board

Who qualifies
Children of registered workers studying from 10th grade to professional degrees.
What you get
Annual scholarship ranging from ₹1,000 to ₹20,000 based on the course.
What it actually costs you
Bonafide certificate from the school/college.
Common gotcha
Applications must be submitted within the academic year.

Keeping the Family Fed and Healthy

Amma Unavagam (Canteen)

அம்மா உணவகம்

municipal · Greater Chennai Corporation / Local Urban Bodies

Who qualifies
Any worker or low-income individual in the city.
What you get
Idli at ₹1, Pongal/Rice at ₹5.
What it actually costs you
Cash payment at the counter; no documentation needed.
Common gotcha
Food is available only during specific breakfast and lunch hours.

Tamil Nadu PDS Rice and Sugar Subsidy

பொது விநியோகத் திட்டம்

state · Tamil Nadu Civil Supplies Corporation

Who qualifies
Holders of PHH or NPHH-S ration cards.
What you get
Free rice and subsidized sugar/dal through fair price shops.
What it actually costs you
Must have a valid Smart Ration Card.
Common gotcha
Biometric authentication at the shop is mandatory.

CM's Comprehensive Health Insurance Scheme (CMCHIS)

முதலமைச்சரின் விரிவான மருத்துவக் காப்பீட்டுத் திட்டம்

state · Government of Tamil Nadu

Who qualifies
Families with annual income below ₹1.2 lakh.
What you get
Cashless treatment up to ₹5 lakh per family per year in empanelled hospitals.
What it actually costs you
Income certificate and ration card; no premium.
Common gotcha
Ensure the hospital is on the empanelled list before admission.
Tripuraত্রিপুরা

Tripura provides specific welfare board protections and housing subsidies tailored for construction workers in the hilly terrain of the Northeast.

Help from the Labour Board

Tripura Building and Other Construction Workers Welfare Board Membership

ত্রিপুরা ভবন ও অন্যান্য নির্মাণ শ্রমিক কল্যাণ বোর্ড

state · Labour Department, Government of Tripura

Who qualifies
Construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Financial assistance for marriage, maternity, education of children, and funeral expenses.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
You must renew your membership annually to keep receiving benefits.

BOCW Medical Assistance Scheme

state · Tripura BOCW Welfare Board

Who qualifies
Registered construction workers and their immediate family members.
What you get
Reimbursement for major surgeries and long-term hospital treatment costs.
What it actually costs you
Hospital bills and medical certificates; claim must be filed within 6 months.
Common gotcha
Only covers hospitals recognized by the state government.

Educational Scholarship for Workers' Children

state · Tripura BOCW Welfare Board

Who qualifies
Children of registered construction workers studying in Class 1 to Degree level.
What you get
Annual scholarship ranging from ₹2,000 to ₹10,000 depending on the class.
What it actually costs you
School bonafide certificate and mark sheet of the previous year.
Common gotcha
Application must be submitted during the academic session, not after.

Old Age Pension for Construction Workers

state · Tripura BOCW Welfare Board

Who qualifies
Registered workers who have completed 60 years of age and 5 years of continuous membership.
What you get
Monthly pension amount as determined by the board.
What it actually costs you
Age proof and membership records.
Common gotcha
Cannot be claimed if already receiving other government pension schemes.

Building a Home

State-Specific Housing Assistance Top-up

state · Rural Development Department

Who qualifies
BPL construction workers who are beneficiaries of national housing schemes.
What you get
Additional financial grant to cover high material transport costs in hilly areas.
What it actually costs you
Land ownership documents and verification by local Panchayat.
Common gotcha
This is a top-up; you must be selected under the central housing list first.

Jal Jeevan Mission State Subsidy

state · Drinking Water and Sanitation Department

Who qualifies
Low-income households in rural Tripura.
What you get
Subsidized installation of functional household tap connections.
What it actually costs you
Application through local Gram Panchayat.
Common gotcha
Priority is given to households without any existing water source.
Telanganaతెలంగాణ

Telangana offers one of the most robust social security nets for construction workers through the Welfare Board, including unique marriage and maternity benefits.

Safety net for my family

Marriage Gift for Daughters of Construction Workers

నిర్మాణ కార్మికుల కుమార్తెల వివాహ కానుక

state · Telangana Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least one year of membership for the marriage of up to two daughters.
What you get
₹30,000 as a one-time financial assistance.
What it actually costs you
Marriage invitation card, Aadhaar card, and registration certificate; takes 2-3 months for processing.
Common gotcha
You must apply within 6 months of the marriage date, or the claim is rejected.

Maternity Benefit for Women Workers

మహిళా కార్మికులకు ప్రసూతి ప్రయోజనం

state · Telangana Building and Other Construction Workers Welfare Board

Who qualifies
Registered female construction workers.
What you get
₹30,000 for the first two deliveries.
What it actually costs you
Birth certificate and medical records; usually processed via the local labour office.
Common gotcha
Must be an active member for at least 1 year prior to the delivery date.

Funeral Expenses Assistance

అంత్యక్రియల ఖర్చుల సహాయం

state · Telangana Building and Other Construction Workers Welfare Board

Who qualifies
Family of a registered construction worker in the event of death.
What you get
₹30,000 for funeral expenses.
What it actually costs you
Death certificate and membership card; requires submission within 6 months.
Common gotcha
The worker must have a valid, renewed ID card at the time of death.

Educational Scholarship for Children

కార్మికుల పిల్లలకు విద్యా స్కాలర్‌షిప్‌లు

state · Telangana Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers studying from Class 1 to Professional Degree/PG.
What you get
Annual scholarship ranging from ₹3,000 to ₹35,000 depending on the course level.
What it actually costs you
Bonafide certificate from school/college and marks memo.
Common gotcha
Must re-apply every academic year; late submissions are strictly ignored.

Making ends meet in the city

Anna Canteen (Telangana Annapurna Canteen)

అన్నపూర్ణ క్యాంటీన్

municipal · Greater Hyderabad Municipal Corporation (GHMC)

Who qualifies
Any citizen, primarily daily wage workers.
What you get
A full meal for ₹5.
What it actually costs you
Just ₹5 cash; no documents needed.
Common gotcha
Meals are served only during specific lunch hours (usually 12 PM to 3 PM).

Basti Dawakhana

బస్తీ దవాఖానా

state · Government of Telangana

Who qualifies
Residents of urban slums and low-income neighborhoods.
What you get
Free primary healthcare, consultations, and basic diagnostic tests.
What it actually costs you
Zero cost; just walk in with an ID.
Common gotcha
Limited to primary care; they will refer you to a larger hospital for serious issues.

Rythu Bazaar Access

రైతు బజార్

state · Department of Agricultural Marketing

Who qualifies
General public looking for fresh produce.
What you get
Vegetables at prices significantly lower than private retail markets.
What it actually costs you
None.
Common gotcha
Prices fluctuate daily based on wholesale arrivals; best to visit early morning.
Uttarakhandउत्तराखण्ड

Uttarakhand provides specific welfare boards for construction workers that offer unique hill-region support for education, marriage, and medical emergencies.

Help from the Labour Board

Uttarakhand Building and Other Construction Workers Welfare Board Registration

उत्तराखंड भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Department, Uttarakhand

Who qualifies
Construction workers aged 18-60 who have worked for 90 days in the last year.
What you get
Access to various cash benefits for education, health, and funeral expenses.
What it actually costs you
Small registration fee and annual renewal; requires Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
The 90-day work certificate must be signed by the employer or a registered contractor.

Shramik Medhavi Chhatravritti Yojana

श्रमिक मेधावी छात्रवृत्ति योजना

state · UKBOCWWB

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual scholarship ranging from ₹4,000 to ₹25,000 depending on the level of education.
What it actually costs you
Requires marksheets and valid labour card; applied via the board portal.
Common gotcha
Must apply every year; late applications are strictly rejected.

Marriage Assistance Scheme for Workers

विवाह सहायता योजना

state · UKBOCWWB

Who qualifies
Registered workers for the marriage of their daughters (up to two).
What you get
Financial assistance of ₹51,000 for the marriage ceremony.
What it actually costs you
Marriage certificate and labour card; must apply within 6 months of the wedding.
Common gotcha
The worker must have been registered for at least one year before the marriage date.

Death and Funeral Assistance

मृत्यु एवं अंत्येष्टि सहायता

state · UKBOCWWB

Who qualifies
Nominee of a registered construction worker in case of death.
What you get
₹5,000 for funeral expenses plus ex-gratia payment based on the nature of death.
What it actually costs you
Death certificate and nominee details must be updated on the labour card.
Common gotcha
Nominee details are often left blank; ensure these are updated annually.

Living in the Mountains

Atal Ayushman Uttarakhand Yojana

अटल आयुष्मान उत्तराखंड योजना

state · State Health Agency

Who qualifies
All permanent residents of Uttarakhand not covered by central schemes.
What you get
Cashless treatment up to ₹5 lakh per family per year in empanelled hospitals.
What it actually costs you
Requires a Golden Card; minimal documentation if you have a ration card.
Common gotcha
This stacks with central schemes; if you are already under PMJAY, you don't need a separate card.

State Food Subsidy for Hill Districts

पर्वतीय क्षेत्रों हेतु खाद्य सब्सिडी

state · Department of Food and Civil Supplies

Who qualifies
Antyodaya and BPL cardholders in designated hilly regions.
What you get
Additional sugar, kerosene, and pulses at subsidized rates compared to national PDS.
What it actually costs you
Must have a valid ration card linked to the local fair price shop.
Common gotcha
Supply is often irregular in remote villages; check with the local 'Gaon Sabha' head.
Uttar Pradeshउत्तर प्रदेश

Uttar Pradesh offers the country's most extensive welfare network for construction workers through the BOCW Board, providing direct cash assistance for health, marriage, and education.

My Labour Board Benefits

Kanya Vivah Anudan

कन्या विवाह अनुदान

state · UP Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 1 year of membership for the marriage of their daughters.
What you get
Financial assistance of ₹55,000 for the marriage of a daughter.
What it actually costs you
Marriage certificate, Aadhaar, and proof of registration; processing takes 3-6 months.
Common gotcha
You must be registered for at least one full year before the date of the wedding to be eligible.

Matritva Hitlabh Yojana

मातृत्व हितलाभ योजना

state · UP Building and Other Construction Workers Welfare Board

Who qualifies
Female registered construction workers or wives of registered workers.
What you get
Cash assistance of ₹12,000 for the birth of a child.
What it actually costs you
Birth certificate and hospital discharge summary; must apply within 6 months of birth.
Common gotcha
Only applicable for the first two children.

Mata-Pita Shiksha Sahayata

माता-पिता शिक्षा सहायता

state · UP Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers studying from Class 1 to higher education.
What you get
Annual scholarship ranging from ₹1,000 to ₹12,000 depending on the course.
What it actually costs you
Bonafide certificate from school/college and current year fee receipt.
Common gotcha
The application must be submitted every academic year; it is not automatic.

Tool Kit Sahayata Yojana

टूल किट सहायता योजना

state · UP Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers needing tools for their specific trade.
What you get
Financial grant of up to ₹12,000 to purchase professional tools.
What it actually costs you
Must have an active registration for at least 6 months.
Common gotcha
The grant is provided as a reimbursement after you submit the purchase bill.

Daily Life and Food Security

Antyodaya Anna Yojana (UP State Top-up)

अंत्योदय अन्न योजना

state · Department of Food and Civil Supplies, UP

Who qualifies
Extremely poor families identified by the state government.
What you get
35 kg of food grains (wheat/rice) per month at highly subsidized rates.
What it actually costs you
Ration card and e-KYC verification at the local fair price shop.
Common gotcha
If you move to a different district for work, you must update your ration card details to use the 'One Nation One Ration Card' feature.

Labour Housing Scheme

श्रमिक आवास योजना

state · UP Awas Vikas Parishad

Who qualifies
Registered workers who do not own a pucca house.
What you get
Subsidized housing units or financial assistance for construction.
What it actually costs you
Land ownership documents or proof of eligibility for housing projects.
Common gotcha
These are often tied to specific housing projects and have limited availability.
West Bengalপশ্চিমবঙ্গ

West Bengal offers unique social security nets for unorganized workers, including specific financial aid for building construction laborers and their families.

My Rights as a Construction Worker

West Bengal Building and Other Construction Workers Welfare Board (WBBOCWWB) Benefits

পশ্চিমবঙ্গ ভবন ও অন্যান্য নির্মাণ শ্রমিক কল্যাণ পর্ষদ

state · Labour Department, Government of West Bengal

Who qualifies
Registered construction workers aged 18-60 who have worked 90 days in the last year.
What you get
Financial assistance for medical, education, marriage, and death benefits.
What it actually costs you
Small annual registration fee; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
The registration needs to be renewed annually to keep claiming benefits.

Samajik Suraksha Yojana (SSY)

সামাজিক সুরক্ষা যোজনা

state · Labour Department, Government of West Bengal

Who qualifies
Unorganized workers including construction site helpers.
What you get
Provident fund benefits, disability cover, and family pension.
What it actually costs you
State government contributes a matching amount to your savings; requires Aadhaar linkage.
Common gotcha
Many workers forget to update their nominee details after marriage.

Shramik Sathi Mobile App

শ্রমিক সাথী

state · Labour Department, Government of West Bengal

Who qualifies
Any registered construction worker in West Bengal.
What you get
Real-time tracking of application status and grievance redressal.
What it actually costs you
Free download; requires an Android smartphone.
Common gotcha
Requires stable internet to check status updates.

Keeping My Family Healthy

Swasthya Sathi

স্বাস্থ্য সাথী

state · Department of Health & Family Welfare, West Bengal

Who qualifies
All residents of West Bengal who are not covered under other government health schemes.
What you get
Cashless health insurance up to ₹5 lakh per family per year.
What it actually costs you
Zero cost; requires Swasthya Sathi card and biometric verification at hospitals.
Common gotcha
Some private hospitals try to refuse it; always check the empanelled list on the portal first.

Kanyashree Prakalpa

কন্যাশ্রী প্রকল্প

state · Department of Women Development and Social Welfare

Who qualifies
Unmarried girls aged 13-18 enrolled in schools/colleges.
What you get
Annual scholarship and one-time grant of ₹25,000 upon turning 18.
What it actually costs you
Requires school bonafide certificate and bank account.
Common gotcha
The bank account must be in the student's name only.