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Kisan Vikas Patra: Who Qualifies and What You Get

Learn how this investment scheme works, how it doubles your money, and the tax implications you need to know before investing.

Kisan Vikas Patra is a savings scheme designed to help your money grow by doubling your initial investment over a set period of time.

Who it's for

This scheme is available to any adult who wishes to invest their savings.

What you get

The primary benefit of this scheme is that it is designed to double your money. When you invest a specific amount, the scheme ensures your total payout is twice what you originally put in after a fixed period.

What it costs you

To start investing, you need a minimum amount of ₹1000. There are no mentions of higher minimum requirements in the official details.

The catch to know

It is important to remember that this is not a tax-saving scheme. While your money grows, the interest earned on your investment is fully taxable.

How to apply

  1. Visit a local post office to begin the process.
  2. Complete the necessary identification and investment forms.
  3. Provide your minimum required deposit to activate the account.