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PM-JAY (Ayushman Bharat): Who Qualifies and What You Get

Learn how this health scheme provides annual coverage for economically vulnerable families in India.

PM-JAY (Ayushman Bharat) is a government health scheme designed to provide financial protection to families facing medical emergencies. It offers a yearly health cover to help manage the costs of hospital stays and treatments.

Who it's for

This scheme is intended for economically vulnerable families. Eligibility is determined based on specific socio-economic data used by the government to identify those in need of financial support.

What you get

Each qualifying family receives a health cover of ₹5 lakh every year. This benefit is meant to help cover the costs of various medical treatments and hospitalizations.

What it costs you

There is no cost to you for this scheme. It is a free benefit provided by the government.

The catch to know

Eligibility is not universal. You can only access these benefits if you meet the strict socio-economic criteria used to identify vulnerable households. You should check if your family is listed in the official data before planning around this coverage.

How to apply

  1. Check your eligibility using the official criteria.
  2. Visit a designated center to verify your details.
  3. Obtain your Ayushman card to access the benefits.
  4. Visit the official portal for more information: https://pmjay.gov.in/