Rina

state · Hokkaido Prefectural Government

Who qualifies

Residents renovating homes for better insulation or snow-load resistance.

What you get

Up to 300,000 JPY in subsidies for insulation upgrades.

What it actually costs you

Detailed architectural plans and proof of residence; takes 2-3 months for approval.

Common gotcha

Must apply before starting the renovation work, not after.

municipal · Sapporo City Hall

Who qualifies

Families moving to Sapporo or first-time buyers under 40.

What you get

Cash grant of 200,000 JPY for down payment assistance.

What it actually costs you

Certificate of residence and proof of income; 1 month processing.

Common gotcha

Only applies to specific designated residential zones in the city.

state · Hokkaido Prefectural Government

Who qualifies

Households in heavy snowfall districts needing mechanical aid.

What you get

Reimbursement of 25% of the cost of a new snow blower.

What it actually costs you

Receipts and proof of local residency; limited to once every 5 years.

Common gotcha

Only valid for equipment purchased from approved local vendors.

state · Hokkaido Prefectural Government

Who qualifies

Any resident purchasing high-efficiency refrigerators or heaters.

What you get

Direct discount coupons worth up to 50,000 JPY.

What it actually costs you

Must purchase from participating retailers; requires photo ID.

Common gotcha

Coupons expire at the end of the fiscal year.

state · Hokkaido Chamber of Commerce

Who qualifies

All residents of Hokkaido.

What you get

12,000 JPY worth of shopping credit for 10,000 JPY cash.

What it actually costs you

Must be purchased via lottery system; limited availability.

Common gotcha

Vouchers are only valid at local independent stores, not big chains.

state · Hokkaido Tourism Organization

Who qualifies

Residents traveling within the prefecture.

What you get

20% discount on hotel stays plus regional shopping coupons.

What it actually costs you

Must book through designated travel agents or official portals.

Common gotcha

Requires proof of vaccination or a negative test result.

municipal · Sapporo City Hall

Who qualifies

Families with children under 18 living in Sapporo.

What you get

5-10% discounts at participating grocery stores and pharmacies.

What it actually costs you

Free registration; requires family register copy.

Common gotcha

Must present the physical card at checkout; digital versions are not always accepted.

municipal · Aomori City Hall

Who qualifies

Elderly households or those with disabilities living alone in Aomori City.

What you get

Partial coverage of costs for professional snow removal from driveways and roofs.

What it actually costs you

Application form, proof of residency, and household income verification.

Common gotcha

Must be applied for before the first heavy snowfall of the season.

state · Aomori Prefectural Government

Who qualifies

Residents renovating homes for energy efficiency or winter insulation.

What you get

Up to 200,000 JPY subsidy for insulation or heating system upgrades.

What it actually costs you

Detailed renovation plan, contractor quote, and pre-approval before work starts.

Common gotcha

The budget is limited and often closes mid-year once funds are exhausted.

municipal · Various Aomori Municipalities

Who qualifies

Low-income households during peak winter months.

What you get

Discount coupons or cash vouchers for kerosene heating fuel.

What it actually costs you

Application at the local ward office with tax certificates.

Common gotcha

Vouchers are only valid at participating local fuel stations.

state · Aomori Prefectural Government

Who qualifies

Children up to junior high school age residing in the prefecture.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Registration at the city office to receive the special medical card.

Common gotcha

You must show the card at every clinic visit to get the discount applied instantly.

state · Aomori Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating grocery stores, restaurants, and shops across the prefecture.

What it actually costs you

Digital registration via the prefecture website.

Common gotcha

Check the sticker at the store entrance to ensure they accept the passport.

municipal · Local Boards of Education

Who qualifies

Families meeting specific income thresholds in certain towns.

What you get

Partial or full waiver of monthly school lunch fees.

What it actually costs you

Annual application during the school enrollment period.

Common gotcha

Varies significantly by city; check your specific municipal office.

state · Iwate Prefectural Government

Who qualifies

Residents in heavy snowfall zones needing to purchase snow blowers.

What you get

Partial reimbursement of up to 50,000 JPY for equipment purchase.

What it actually costs you

Receipts, proof of residency, and a local municipal application form.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis starting in autumn.

municipal · Morioka City Hall

Who qualifies

Low-income elderly households living within Morioka city limits.

What you get

Vouchers worth 10,000 JPY for kerosene or electricity bills.

What it actually costs you

Application at the city welfare office before the start of winter.

Common gotcha

Vouchers are only accepted at participating local fuel retailers.

state · Iwate Prefectural Housing Division

Who qualifies

Homeowners upgrading insulation or double-glazing windows for energy efficiency.

What you get

Subsidy covering 10-20% of renovation costs up to 300,000 JPY.

What it actually costs you

Contractor quotes and pre-approval before work begins.

Common gotcha

You must use contractors registered within Iwate prefecture.

state · Iwate Disaster Prevention Bureau

Who qualifies

Households with elderly members needing roof snow clearance services.

What you get

Discounted rates for professional roof clearing services.

What it actually costs you

Registration with the local community safety board.

Common gotcha

This is a service discount, not a direct cash payment.

state · Iwate Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and pharmacies.

What it actually costs you

Digital or paper card issued by the city hall.

Common gotcha

Must show the card at the register before payment.

state · Iwate Chamber of Commerce

Who qualifies

All Iwate residents.

What you get

Purchase 10,000 JPY worth of vouchers for 8,000 JPY.

What it actually costs you

Application via lottery system during specific campaign windows.

Common gotcha

Vouchers expire within 6 months and cannot be used for utilities.

municipal · Morioka Transportation Bureau

Who qualifies

Residents over 70 years old.

What you get

Flat rate or 50% discount on local bus fares.

What it actually costs you

Annual administrative fee of 2,000 JPY.

Common gotcha

Only valid on specific bus lines within city limits.

state · Iwate Agriculture Department

Who qualifies

Residents maintaining small vegetable plots.

What you get

Vouchers for local seeds and organic fertilizer.

What it actually costs you

Proof of plot size and residency.

Common gotcha

Only available in designated rural districts.

state · Miyagi Prefectural Government

Who qualifies

Families with children up to the end of junior high school living in Miyagi.

What you get

Full or partial coverage of out-of-pocket medical expenses after health insurance.

What it actually costs you

Requires a local 'Child Medical Certificate' issued by your city office.

Common gotcha

The subsidy rate varies slightly depending on your specific municipality within Miyagi.

municipal · Sendai City

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free registration via the app or physical card.

Common gotcha

You must show the digital screen or card at the register before payment.

state · Miyagi Prefectural Government

Who qualifies

Low-income households or families with multiple children in daycare.

What you get

Additional reduction on top of national free preschool education policies.

What it actually costs you

Requires income tax documentation from the previous year.

Common gotcha

It does not cover food costs or extracurricular activity fees.

state · Miyagi Prefectural Government

Who qualifies

Miyagi residents purchasing energy-efficient home appliances.

What you get

Points or vouchers redeemable for local goods or utility bill discounts.

What it actually costs you

Receipt of purchase and proof of installation.

Common gotcha

Only applies to specific appliance models approved by the prefecture.

state · Miyagi Chamber of Commerce

Who qualifies

General residents of Miyagi prefecture.

What you get

Premium vouchers worth 20-30% more than the purchase price for local shopping.

What it actually costs you

Must be purchased during specific lottery windows.

Common gotcha

These expire quickly and are only valid at registered local stores.

municipal · Sendai City Transportation Bureau

Who qualifies

Commuters living and working within Sendai city limits.

What you get

Discounted rates for long-term commuter passes.

What it actually costs you

Proof of employment and residency.

Common gotcha

Discounts are significantly higher for students than for general employees.

state · Akita Prefectural Government

Who qualifies

Residents living in heavy snowfall zones needing snow blowers for private driveways.

What you get

Up to 50% of the cost of snow removal equipment, capped at 100,000 JPY.

What it actually costs you

Receipts, proof of residency, and a local municipal application form.

Common gotcha

You must apply before purchasing the equipment; retroactive claims are rejected.

state · Akita Prefectural Welfare Department

Who qualifies

Low-income households and elderly residents living alone during winter months.

What you get

Direct vouchers or cash assistance for kerosene or electricity bills.

What it actually costs you

Income tax certificates and household utility bills.

Common gotcha

The application window is very short, usually opening in November.

state · Akita Prefectural Housing Division

Who qualifies

Residents renovating homes for energy efficiency or winter-proofing.

What you get

Grants covering up to 200,000 JPY for insulation or window double-glazing.

What it actually costs you

Contractor quotes and property tax documents.

Common gotcha

Work must be performed by a contractor registered within Akita Prefecture.

state · Akita Prefectural Government

Who qualifies

Families with children under 18 living in Akita.

What you get

Discounts at participating local retailers, restaurants, and museums.

What it actually costs you

Digital or physical card issued by the municipal office.

Common gotcha

Must show the card at the time of purchase; cannot be applied after payment.

state · Yamagata Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; requires showing the digital or physical card at checkout.

Common gotcha

Many shops require you to show the card before payment, not after.

state · Yamagata Prefectural Government

Who qualifies

People moving from outside the prefecture to designated rural municipalities.

What you get

Up to 500,000 JPY for renovation or purchase of a home.

What it actually costs you

Requires proof of residency and a multi-year commitment to stay.

Common gotcha

Must apply before signing the final property contract.

municipal · Yamagata City Hall

Who qualifies

Elderly households living alone or with other elderly members.

What you get

Subsidized snow removal services for roofs and driveways.

What it actually costs you

Small co-payment per visit; application required in autumn.

Common gotcha

Limited slots available; first-come-first-served in many districts.

municipal · Yamagata City

Who qualifies

Children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Requires a municipal medical certificate presented at clinics.

Common gotcha

Doesn't cover non-insured items like hospital meals or private room fees.

municipal · Yamagata Chamber of Commerce

Who qualifies

All residents of Yamagata City.

What you get

20% bonus value on gift certificates purchased at local banks.

What it actually costs you

Cash payment for the base amount; limited purchase window.

Common gotcha

They expire within 6 months; cannot be used for utilities or taxes.

state · Yamagata Agriculture Department

Who qualifies

Individuals under 50 starting a new farming business.

What you get

Up to 1.5 million JPY per year for up to 3 years.

What it actually costs you

Requires a detailed business plan and mandatory training.

Common gotcha

Strict income reporting requirements; grant is revoked if income exceeds thresholds.

state · Yamagata Tourism Bureau

Who qualifies

Residents of Yamagata and neighboring prefectures.

What you get

Up to 20% off hotel stays and local activity coupons.

What it actually costs you

Must book through authorized travel agents or official sites.

Common gotcha

Requires proof of vaccination or negative test results.

state · Yamagata Credit Guarantee Corporation

Who qualifies

Small business owners with under 20 employees.

What you get

Low-interest loans for equipment or working capital.

What it actually costs you

Requires a guarantee fee and business consultation.

Common gotcha

Requires a recommendation from the local Chamber of Commerce.

state · Fukushima Prefectural Government

Who qualifies

Families with children under 18 or pregnant women residing in Fukushima.

What you get

Discounts at participating local shops, restaurants, and service providers.

What it actually costs you

Free; requires digital or physical card application with proof of residency.

Common gotcha

Many shops require you to show the screen or card before ordering, not at checkout.

state · Fukushima Prefectural Housing Division

Who qualifies

Families moving into designated revitalization zones within the prefecture.

What you get

Partial coverage of moving expenses and initial rent costs up to 500,000 JPY.

What it actually costs you

Requires detailed lease agreements and proof of previous address; long processing time.

Common gotcha

Must apply before signing the final lease contract.

municipal · Fukushima City Hall

Who qualifies

Children up to the end of junior high school living in Fukushima City.

What you get

Full or partial coverage of out-of-pocket medical expenses at clinics.

What it actually costs you

Requires municipal health insurance card and application for the subsidy voucher.

Common gotcha

Does not cover non-insured items like hospital meals or private room fees.

state · Fukushima Prefectural Welfare Department

Who qualifies

Low-income households with children in licensed daycare facilities.

What you get

Additional reduction in daycare fees beyond the national free-tuition policy.

What it actually costs you

Requires income tax certification documents from the city office.

Common gotcha

Only applies to facilities recognized by the prefecture.

municipal · Fukushima Chamber of Commerce

Who qualifies

Residents of Fukushima City.

What you get

10,000 JPY worth of shopping vouchers for 8,000 JPY cost.

What it actually costs you

Must enter a lottery system via the city portal; limited availability.

Common gotcha

Vouchers have a strict expiry date, usually within 3-6 months.

state · Fukushima Agriculture Bureau

Who qualifies

General public purchasing at designated 'Michi-no-Eki' (roadside stations).

What you get

10-20% discount on local seasonal produce and crafts.

What it actually costs you

No application; discount applied at the register.

Common gotcha

Only valid at specific certified roadside stations.

state · Fukushima Environmental Bureau

Who qualifies

Residents replacing old appliances with high-efficiency models.

What you get

Cashback of 10,000 to 30,000 JPY depending on the appliance type.

What it actually costs you

Requires receipts and proof of disposal of the old unit.

Common gotcha

Funds are capped and often run out within weeks of the fiscal year start.

state · Ibaraki Prefectural Government

Who qualifies

Children residing in Ibaraki up to junior high school graduation.

What you get

Full or partial coverage of out-of-pocket medical expenses at clinics and hospitals.

What it actually costs you

Requires registration at your local city hall; bring health insurance card and residency certificate.

Common gotcha

The exact age limit and co-pay amount vary slightly depending on which city in Ibaraki you live in.

state · Ibaraki Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; apply online or at municipal offices to get the physical or digital card.

Common gotcha

You must show the card at the time of payment; it cannot be applied retroactively.

state · Ibaraki Prefectural Government

Who qualifies

Low-income households with children in certified childcare facilities.

What you get

Additional reduction in monthly childcare fees beyond national standards.

What it actually costs you

Requires annual income declaration and application through your local municipal office.

Common gotcha

Only applies to facilities certified by the prefecture.

state · Ibaraki Housing Bureau

Who qualifies

First-time homebuyers purchasing a new house within the prefecture.

What you get

Partial interest rate reduction for the first 5 years of the mortgage.

What it actually costs you

Requires proof of residency and building certification; high volume of paperwork.

Common gotcha

Must apply before the loan contract is finalized.

state · Ibaraki Prefectural Government

Who qualifies

Homeowners performing energy-efficient renovations like insulation or solar panels.

What you get

Cash rebate covering up to 20% of renovation costs.

What it actually costs you

Need to submit quotes from contractors before starting work.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis each fiscal year.

state · Tochigi Prefectural Government

Who qualifies

Children residing in Tochigi up to the end of junior high school.

What you get

Full or partial coverage of medical expenses including hospital visits and medication.

What it actually costs you

Application at your local city hall; requires health insurance card and residence certificate.

Common gotcha

The age limit for full coverage varies slightly by specific city/town within the prefecture.

state · Tochigi Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free digital or physical card; show it at checkout.

Common gotcha

Many shops only accept the digital version via the app.

municipal · Utsunomiya City Office

Who qualifies

Residents of Utsunomiya with young children.

What you get

Access to local community centers and free play areas for toddlers.

What it actually costs you

Registration at local child-rearing support centers.

Common gotcha

Some facilities require advance booking during peak holiday seasons.

state · Tochigi Tourism and Commerce Division

Who qualifies

Residents and tourists visiting Tochigi during designated campaign periods.

What you get

20-30% discount vouchers for use at local retailers and restaurants.

What it actually costs you

Usually requires purchase of a travel package or specific local digital wallet app.

Common gotcha

Coupons expire very quickly, often within a few days of issuance.

municipal · Utsunomiya City Environment Department

Who qualifies

Utsunomiya residents who participate in energy-saving activities.

What you get

Points convertible to local shopping vouchers or transit cards.

What it actually costs you

Requires tracking energy usage or participating in city-led cleanups.

Common gotcha

The reporting process is manual and requires keeping logs.

state · Tochigi Agriculture Department

Who qualifies

General public shopping at designated 'Michi-no-Eki' or farmers markets.

What you get

Access to seasonal produce at 10-20% below supermarket prices.

What it actually costs you

Transport costs to the specific rural markets.

Common gotcha

Produce sells out early in the morning; afternoon shopping is often fruitless.

state · Gunma Prefectural Government

Who qualifies

Families with children up to the age of 15 (junior high graduation).

What you get

Full or partial coverage of out-of-pocket medical expenses for clinic visits and prescriptions.

What it actually costs you

Requires a 'Medical Expense Recipient Certificate' (受給資格者証); varies by city of residence.

Common gotcha

You must apply at your local municipal office, not the prefectural office.

state · Gunma Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; digital or physical card issued by the prefecture.

Common gotcha

Many shops require you to show the card before ordering, not at checkout.

state · Gunma Prefectural Government

Who qualifies

Residents building a new home using a specified percentage of Gunma-grown timber.

What you get

Cash grant or points toward local home improvement costs.

What it actually costs you

Requires certification from a registered local lumber supplier.

Common gotcha

Must be applied for before construction begins.

municipal · Maebashi City Hall

Who qualifies

Maebashi residents who purchase energy-efficient appliances or participate in local recycling.

What you get

Points redeemable for local shopping vouchers or public transport passes.

What it actually costs you

Receipts for energy-efficient purchases and registration at the city office.

Common gotcha

Points expire at the end of the fiscal year.

state · Saitama Prefectural Government

Who qualifies

Families with children up to junior high school age residing in Saitama.

What you get

Full or partial coverage of out-of-pocket medical expenses for outpatient and inpatient care.

What it actually costs you

Requires a 'Medical Expense Recipient Certificate' from your local city hall; usually free to apply.

Common gotcha

The age limit for coverage varies slightly depending on which specific city or town you live in within the prefecture.

state · Saitama Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and service providers.

What it actually costs you

Must present the physical or digital 'Papa-Mama Support Shop' card at checkout.

Common gotcha

You need to renew the card annually or when your child reaches a certain age milestone.

municipal · Saitama City Government

Who qualifies

Low-income households with children in licensed daycare centers.

What you get

Additional municipal reduction on daycare fees beyond national subsidies.

What it actually costs you

Requires income tax documentation submitted to the city office.

Common gotcha

Must be applied for separately from the standard national daycare application process.

municipal · Local Municipal Boards of Education

Who qualifies

Families facing financial hardship with children in public elementary or junior high schools.

What you get

Full or partial waiver of monthly school lunch fees.

What it actually costs you

Application form submitted through the school at the start of the academic year.

Common gotcha

Income thresholds are strict and reviewed every year.

state · Saitama Prefectural Government

Who qualifies

Homeowners performing energy-efficient renovations like window insulation or solar installation.

What you get

Cash rebates for a percentage of renovation costs.

What it actually costs you

Must apply before starting construction; requires quotes from certified contractors.

Common gotcha

Funds are limited and often run out mid-year, so apply as early as possible.

municipal · Saitama City Environmental Bureau

Who qualifies

Residents using city-approved composting bins or waste reduction tools.

What you get

Partial reimbursement for the purchase of home composting equipment.

What it actually costs you

Receipts and proof of purchase required for reimbursement.

Common gotcha

Only specific models of composters approved by the city qualify.

municipal · Local Ward Offices

Who qualifies

Neighborhood associations or households participating in community disaster drills.

What you get

Subsidies for purchasing emergency food, water, and portable toilets.

What it actually costs you

Requires participation in community training sessions.

Common gotcha

Often organized through neighborhood associations (Chonaikai) rather than individual applications.

state · Chiba Prefectural Government

Who qualifies

Children up to the end of junior high school living in Chiba.

What you get

Full or partial coverage of out-of-pocket medical expenses at clinics and hospitals.

What it actually costs you

Requires a medical certificate issued by your local city office; zero application fee.

Common gotcha

The exact level of co-pay varies slightly depending on which city within Chiba you reside in.

state · Chiba Prefecture

Who qualifies

Families with children under 18 living in Chiba.

What you get

Discounts at participating local shops, restaurants, and service providers.

What it actually costs you

Download the digital card app or pick up a physical card at your city hall.

Common gotcha

You must show the card at the time of payment, not after the transaction is complete.

state · Chiba Prefectural Welfare Department

Who qualifies

Low-income single-parent households residing in the prefecture.

What you get

Monthly financial support and medical expense exemptions.

What it actually costs you

Proof of income and family registry documents required annually.

Common gotcha

Income limits are strict and reviewed every August.

state · Chiba Environment Bureau

Who qualifies

Residents who participate in local environmental activities or energy-saving initiatives.

What you get

Points convertible to local gift vouchers or transit credits.

What it actually costs you

Registration via the official app and logging energy bills.

Common gotcha

Points expire at the end of the fiscal year if not redeemed.

state · Chiba Agriculture Department

Who qualifies

All residents shopping at designated 'Michi-no-Eki' (roadside stations).

What you get

Periodic 10-20% discounts on locally grown produce and fish.

What it actually costs you

Just show your local residency proof during campaign periods.

Common gotcha

Campaigns are seasonal and often sell out of vouchers quickly.

municipal · Tokyo Metropolitan Government

Who qualifies

Parents of children residing in Tokyo up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses for doctor visits and prescriptions.

What it actually costs you

Requires a 'Medical Certificate for Children' issued by your local ward office; no fee.

Common gotcha

You must present the certificate at the clinic every time, otherwise you pay full price and have to file for a refund later.

state · Tokyo Metropolitan Government

Who qualifies

Pregnant women and parents of newborns residing in Tokyo.

What you get

100,000 JPY in vouchers (50k for pregnancy, 50k for birth) for baby supplies.

What it actually costs you

Must attend a health consultation with a ward nurse; requires residency registration.

Common gotcha

The vouchers expire quickly; keep an eye on the expiration date printed on the gift card.

state · Tokyo Metropolitan Government

Who qualifies

Single parents living in Tokyo meeting specific income thresholds.

What you get

Monthly cash payment that tops up the national allowance.

What it actually costs you

Annual income reporting (Genkyo-todoke) is mandatory every August.

Common gotcha

If your income exceeds the threshold by even a small amount, you lose the entire benefit for the year.

municipal · Local Ward Office

Who qualifies

Parents with children in non-licensed or private nursery schools in Tokyo.

What you get

Monthly reduction in tuition fees based on household income.

What it actually costs you

Application through the nursery school; requires proof of income.

Common gotcha

This is separate from the national free preschool program; check if your specific school qualifies.

state · Tokyo Metropolitan Government

Who qualifies

People who have lost jobs or suffered significant income drops and are struggling to pay rent.

What you get

Direct payment of rent to the landlord for up to 9 months.

What it actually costs you

Must visit the local Self-Reliance Support Center and prove active job hunting.

Common gotcha

You must be actively searching for work; if you stop, the payments stop.

state · Tokyo Metropolitan Government

Who qualifies

Tokyo residents purchasing energy-efficient refrigerators, ACs, or water heaters.

What you get

Digital gift cards worth 10,000 to 25,000 JPY depending on the appliance.

What it actually costs you

Receipts and proof of installation; online application.

Common gotcha

The budget is limited and often runs out before the end of the fiscal year.

state · Tokyo Metropolitan Housing Supply Corporation

Who qualifies

Low-income households residing in Tokyo for over 3 years.

What you get

Subsidized rent significantly below market rates.

What it actually costs you

Must win a lottery; application process is highly competitive.

Common gotcha

The lottery happens only a few times a year; you have to watch the official website closely.

state · Kanagawa Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in the prefecture.

What you get

Full or partial coverage of out-of-pocket medical expenses for outpatient and inpatient care.

What it actually costs you

Free to apply; requires residence certificate and health insurance card.

Common gotcha

The age limit and income caps vary slightly depending on which city within Kanagawa you live in.

municipal · Yokohama City

Who qualifies

Families with children under 18 or expectant parents living in Yokohama.

What you get

Discounts at participating local shops, restaurants, and museums.

What it actually costs you

Free; register online to get the digital card.

Common gotcha

You must show the screen on your phone at the register before payment.

state · Kanagawa Prefectural Government

Who qualifies

Low-income single parents or guardians of children under 18.

What you get

Subsidized medical costs and monthly financial assistance.

What it actually costs you

Requires annual income reporting and proof of household status.

Common gotcha

Must be renewed every year in August to avoid payment gaps.

state · Kanagawa Prefectural Government

Who qualifies

Families with children in certified daycare facilities.

What you get

Additional fee reductions beyond the national free preschool program.

What it actually costs you

Automatic adjustment based on municipal tax records.

Common gotcha

Does not cover food/material fees, only the base tuition.

state · Kanagawa Prefectural Government

Who qualifies

Anyone with a smartphone living or shopping in Kanagawa.

What you get

10-20% point back on purchases at registered local merchants.

What it actually costs you

Download the app and link a supported QR payment service.

Common gotcha

Points expire at the end of the fiscal year, so use them early.

state · Kanagawa Prefectural Government

Who qualifies

Residents purchasing high-efficiency refrigerators or air conditioners.

What you get

Cashback or vouchers worth up to 30,000 JPY.

What it actually costs you

Must keep the receipt and energy efficiency label from the store.

Common gotcha

The budget is limited and usually runs out within months of launch.

municipal · Yokohama City

Who qualifies

Residents participating in local recycling or environmental programs.

What you get

Discounts at local public facilities and partner stores.

What it actually costs you

Requires attending a local community workshop.

Common gotcha

The card is only valid for one year and requires renewal.

state · Niigata Prefectural Government

Who qualifies

Residents in designated heavy snowfall areas purchasing snow blowers.

What you get

Partial reimbursement of up to 30% of the purchase price, capped at 100,000 JPY.

What it actually costs you

Receipts, warranty, and local municipal approval; processing takes 2-3 months.

Common gotcha

Must be applied for before the purchase is finalized; retroactive claims are rejected.

state · Niigata Housing Department

Who qualifies

Homeowners upgrading insulation or double-glazing to combat Niigata winters.

What you get

Grants ranging from 50,000 to 200,000 JPY based on energy efficiency ratings.

What it actually costs you

Contractor quotes and energy audit report; requires pre-renovation application.

Common gotcha

The grant budget is limited and allocated on a first-come, first-served basis each fiscal year.

state · Niigata Prefectural Government

Who qualifies

Families moving to designated rural municipalities within Niigata to buy a home.

What you get

One-time grant of 500,000 JPY for home purchase or renovation.

What it actually costs you

Proof of residency and employment or local business registration.

Common gotcha

Requires a commitment to reside in the property for at least 5 years.

state · Niigata Prefectural Government

Who qualifies

Homeowners reinforcing roofs to withstand heavy snow accumulation.

What you get

Subsidies covering 25% of construction costs up to 300,000 JPY.

What it actually costs you

Structural engineer's report and building permit documents.

Common gotcha

Only applies to homes built before a certain year; newer homes are expected to meet current standards.

state · Niigata Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at local supermarkets, restaurants, and pharmacies across the prefecture.

What it actually costs you

Free; register online or at municipal office to receive the digital or physical card.

Common gotcha

The card is only valid at participating 'sponsor' shops; look for the sticker in the window.

state · Municipalities (State-funded)

Who qualifies

Children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses at hospitals.

What it actually costs you

Requires a specific medical card issued by your city/town hall.

Common gotcha

Coverage levels vary slightly by specific city (e.g., Niigata City vs. Nagaoka City).

state · Niigata Agricultural Department

Who qualifies

All residents shopping at designated 'Michi-no-Eki' or local farmers' markets.

What you get

Point-based rewards and seasonal coupons for local rice and produce.

What it actually costs you

Registration for the local loyalty app or stamp card.

Common gotcha

Points expire at the end of the fiscal year.

state · Toyama Prefectural Government

Who qualifies

Residents renovating their primary residence to improve energy efficiency or earthquake resistance.

What you get

Partial reimbursement of construction costs, typically up to 200,000 JPY.

What it actually costs you

Detailed quotes from local contractors and proof of residency; must apply before starting work.

Common gotcha

You must use a contractor registered within Toyama prefecture.

state · Toyama Prefectural Government

Who qualifies

Homeowners installing solar panels or battery storage systems.

What you get

Cash rebate based on system capacity, often ranging from 50,000 to 150,000 JPY.

What it actually costs you

Technical specifications of the system and proof of installation.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis each fiscal year.

state · Toyama Prefectural Government

Who qualifies

Residents using Toyama-grown timber for home construction or renovation.

What you get

Financial incentive per cubic meter of certified local wood used.

What it actually costs you

Certificate of origin for the timber provided by the supplier.

Common gotcha

The wood must be certified by the prefecture as 'Toyama-grown'.

state · Municipalities under Prefectural guidelines

Who qualifies

Parents of children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses for doctor visits.

What it actually costs you

Application for the 'Child Medical Certificate' at your local city hall.

Common gotcha

Coverage levels vary slightly between Toyama City, Takaoka, and smaller towns.

state · Toyama Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free to apply; just show the card at checkout.

Common gotcha

You must check if the specific store displays the 'Kosodate' logo.

state · Local Municipalities

Who qualifies

Working parents needing childcare for children under school age.

What you get

Subsidized monthly fees based on household income.

What it actually costs you

Proof of employment and income tax records.

Common gotcha

Application deadlines are usually in late autumn for the following April.

state · Ishikawa Prefectural Government

Who qualifies

Residents renovating homes to improve energy efficiency or earthquake resistance.

What you get

Up to 300,000 JPY in subsidies for renovation costs.

What it actually costs you

Requires detailed contractor quotes and pre-approval before work begins.

Common gotcha

You cannot apply after the renovation work has already started.

municipal · Kanazawa City Hall

Who qualifies

Families with children under 18 residing in Kanazawa city limits.

What you get

Monthly cash assistance for households meeting income thresholds.

What it actually costs you

Annual income verification documents and resident registration.

Common gotcha

Benefits are income-tested and vary based on the number of children.

state · Ishikawa Prefectural Government

Who qualifies

Residents purchasing certified high-efficiency refrigerators or air conditioners.

What you get

Rebate of 10-20% of the purchase price up to 50,000 JPY.

What it actually costs you

Receipts and proof of energy-star certification.

Common gotcha

Limited to specific models approved by the prefecture.

state · Ishikawa Chamber of Commerce

Who qualifies

All residents of Ishikawa Prefecture.

What you get

Vouchers worth 12,000 JPY for a purchase price of 10,000 JPY.

What it actually costs you

Application via lottery system during specific seasonal windows.

Common gotcha

Vouchers have a strict expiry date and cannot be used for utilities.

municipal · Kanazawa Tourism Association

Who qualifies

Residents of Ishikawa with a local ID card.

What you get

50% discount on gold leaf or lacquerware workshops.

What it actually costs you

Must present local residency proof at the workshop venue.

Common gotcha

Discounts are often limited to weekdays.

state · Fukui Prefectural Government

Who qualifies

First-time home buyers under 40 moving to or living in Fukui.

What you get

Up to 500,000 JPY in subsidies for new home construction or purchase.

What it actually costs you

Proof of residency, tax certificates, and building contract; takes 2-3 months.

Common gotcha

Must be a newly built house meeting specific energy-efficiency standards.

state · Fukui Prefectural Government

Who qualifies

Individuals purchasing or renting vacant houses in rural Fukui.

What you get

Covers 50% of renovation costs up to 1,000,000 JPY.

What it actually costs you

Detailed renovation plan and contractor quotes; requires local municipal approval.

Common gotcha

The house must have been vacant for at least 6 months to qualify.

state · Fukui Prefectural Government

Who qualifies

Families building or renovating homes to house three generations together.

What you get

Grants ranging from 300,000 to 500,000 JPY.

What it actually costs you

Family registry documents and architectural plans.

Common gotcha

Must prove that the household will remain multi-generational for at least 5 years.

state · Fukui Prefectural Government

Who qualifies

Homeowners using locally sourced Fukui timber for construction.

What you get

Cash rebate based on the volume of local wood used, up to 300,000 JPY.

What it actually costs you

Certification of wood origin from the supplier.

Common gotcha

Must use certified local timber suppliers registered with the prefecture.

state · Fukui Prefectural Government

Who qualifies

Parents of children up to junior high school age.

What you get

Full coverage of out-of-pocket medical expenses for clinic visits.

What it actually costs you

Registration at the local municipal office; requires a medical card.

Common gotcha

Does not cover non-medical costs like hospital bed fees or private room charges.

state · Fukui Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and museums.

What it actually costs you

Free; apply at the municipal office or via the digital portal.

Common gotcha

Must show the physical or digital card at the time of purchase.

state · Fukui Prefectural Government

Who qualifies

Families with three or more children.

What you get

Free preschool and daycare fees for the third child onwards.

What it actually costs you

Income documentation and family registry.

Common gotcha

Only applies to licensed daycare facilities.

state · Yamanashi Prefectural Government

Who qualifies

Families with children up to junior high school age residing in the prefecture.

What you get

Full or partial coverage of out-of-pocket medical expenses for outpatient and inpatient care.

What it actually costs you

Requires a 'Child Medical Expense Recipient Certificate' issued by your local Kofu city office.

Common gotcha

You must present the certificate at the clinic; if you forget it, you pay upfront and claim reimbursement later.

municipal · Kofu City Hall

Who qualifies

Low-income households or families with multiple children in daycare.

What you get

Sliding scale reduction in monthly nursery fees based on household tax bracket.

What it actually costs you

Annual tax documentation and application at the city welfare department.

Common gotcha

The reduction is not automatic; you must re-apply every April.

state · Yamanashi Prefectural Housing Division

Who qualifies

Homeowners performing energy-efficient renovations like double-glazing or insulation.

What you get

Cash rebate covering up to 20% of renovation costs, capped at 300,000 JPY.

What it actually costs you

Requires pre-approval before construction starts and proof of energy efficiency ratings.

Common gotcha

Budget is limited; applications are processed on a first-come, first-served basis each fiscal year.

state

Who qualifies

Households receiving public assistance or specific disability support.

What you get

Monthly discount on basic water service fees.

What it actually costs you

Application through the local water bureau with proof of income/status.

Common gotcha

Does not apply to usage fees above the basic threshold.

state · Yamanashi Chamber of Commerce

Who qualifies

All residents of Yamanashi prefecture.

What you get

Purchase vouchers at a 20% discount (e.g., pay 10,000 JPY for 12,000 JPY in credit).

What it actually costs you

Must be purchased during the limited lottery window via the official website.

Common gotcha

Vouchers have a strict expiry date, usually within 6 months.

municipal

Who qualifies

Shoppers at participating local Kofu businesses.

What you get

Accumulated points redeemable for cash discounts or local produce.

What it actually costs you

Free registration at participating stores.

Common gotcha

Points are not transferable between different shopping districts.

state · Nagano Prefectural Government

Who qualifies

Residents in designated heavy snowfall areas needing equipment for home access.

What you get

Partial reimbursement for the purchase of snow blowers or snow removal tools.

What it actually costs you

Requires local municipal approval and proof of purchase; usually covers 30-50% of costs.

Common gotcha

Funds are limited and often run out early in the season; check with your local city hall before buying.

state · Nagano Prefectural Housing Division

Who qualifies

Homeowners renovating older houses to improve thermal insulation for winter.

What you get

Subsidies for window double-glazing and wall insulation upgrades.

What it actually costs you

Requires a certified contractor's quote and inspection before starting work.

Common gotcha

Must be applied for before the renovation begins; retro-active claims are rejected.

municipal · Nagano City Welfare Office

Who qualifies

Low-income elderly households living alone in Nagano city.

What you get

Vouchers or cash assistance for kerosene or electricity bills during winter months.

What it actually costs you

Annual application at the city welfare office with income tax certificates.

Common gotcha

Vouchers are specific to certain fuel vendors in the city.

state · Nagano Disaster Prevention Division

Who qualifies

Residents in high-altitude zones with heavy roof snow accumulation.

What you get

Financial support for installing snow guards or roof safety anchors.

What it actually costs you

Requires a safety assessment by a licensed local builder.

Common gotcha

Does not cover general roof repairs, only safety-related snow mitigation features.

state · Nagano Prefecture Tourism Bureau

Who qualifies

All residents of Nagano prefecture.

What you get

Discounted vouchers that provide 20-25% extra value for use at local restaurants and shops.

What it actually costs you

Purchase price varies; available at convenience stores or post offices.

Common gotcha

Vouchers have strict expiry dates and cannot be used at large national chain stores.

state · Nagano Prefecture Child and Family Division

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, pharmacies, and service providers.

What it actually costs you

Free to apply; digital or physical card issued by the municipality.

Common gotcha

Must show the card at the time of payment; cannot be applied after the transaction.

municipal · Nagano Agriculture Department

Who qualifies

Urban residents wanting to rent small plots for vegetable gardening.

What you get

Subsidized rental fees for municipal-owned community garden plots.

What it actually costs you

Annual registration fee; requires commitment to maintain the plot.

Common gotcha

High demand; plots are often allocated by lottery in early spring.

state · Nagano Environment Department

Who qualifies

Residents who purchase energy-efficient appliances or use local public transport.

What you get

Points convertible to local shopping vouchers or transit credits.

What it actually costs you

Requires app registration and scanning receipts or transit usage.

Common gotcha

Points expire at the end of the fiscal year.

state · Gifu Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in Gifu.

What you get

Full or partial coverage of out-of-pocket medical expenses for children.

What it actually costs you

Application at municipal office; requires health insurance card and residence certificate.

Common gotcha

Coverage limits vary significantly by specific city/town within Gifu prefecture.

state · Gifu Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; issued via municipal offices or digital app.

Common gotcha

Must show the physical card or digital screen at checkout before payment.

state · Gifu Prefectural Commerce Department

Who qualifies

All residents of Gifu prefecture.

What you get

Points or discounts when purchasing Gifu-grown agricultural produce or crafts.

What it actually costs you

Requires registration on the official campaign app.

Common gotcha

Campaigns are time-bound and often have a total budget cap.

state · Gifu Prefectural Housing Division

Who qualifies

Homeowners performing energy-efficient or seismic retrofitting.

What you get

Subsidies covering 10-20% of renovation costs up to a set limit.

What it actually costs you

Requires pre-approval before starting construction; multiple quotes needed.

Common gotcha

Cannot be combined with certain national tax deductions.

state · Shizuoka Prefectural Government

Who qualifies

Children up to the end of junior high school living in Shizuoka

What you get

Full or partial coverage of medical co-payments for outpatient and inpatient care

What it actually costs you

Free; requires municipal health insurance card and application at city hall

Common gotcha

The age limit varies slightly by city within the prefecture, check your local ward office

state · Shizuoka Prefectural Government

Who qualifies

Families with children under 18 or pregnant women

What you get

Discounts at participating local shops, restaurants, and facilities

What it actually costs you

Free; issued at municipal offices or via digital app

Common gotcha

You must show the physical card or app screen before payment at the register

state · Shizuoka Prefectural Government

Who qualifies

Low-income households or families with multiple children in daycare

What you get

Reduced monthly nursery fees beyond national standards

What it actually costs you

Requires annual tax certificate submission

Common gotcha

Calculations are based on municipal tax records, not just current income

state · Municipal Boards of Education

Who qualifies

Families facing financial hardship with children in public schools

What you get

Full or partial waiver of school lunch fees

What it actually costs you

Application through school office at start of term

Common gotcha

Must re-apply every school year

state · Shizuoka Prefectural Government

Who qualifies

Owners of older wooden houses built before 1981

What you get

Subsidy covering up to 50-80% of seismic strengthening costs

What it actually costs you

Requires professional inspection and pre-approval before construction

Common gotcha

Must use a prefecture-certified contractor

state · Shizuoka Prefectural Government

Who qualifies

Residents installing solar panels or high-efficiency insulation

What you get

Cash rebates or low-interest loans for energy-saving upgrades

What it actually costs you

Requires receipts and proof of installation

Common gotcha

Funds are limited and distributed on a first-come, first-served basis

state · Municipal Disaster Prevention Division

Who qualifies

All residents of designated high-risk zones

What you get

Vouchers for emergency food, water, and portable toilets

What it actually costs you

Registration at local community center

Common gotcha

Only available during specific annual community drills

state · Aichi Prefectural Government

Who qualifies

Residents installing solar panels or high-efficiency water heaters in Aichi homes.

What you get

Cash rebate ranging from 50,000 to 150,000 JPY depending on equipment type.

What it actually costs you

Application form, proof of purchase, and installation photos; must apply before construction starts.

Common gotcha

The budget is limited and often runs out by mid-year, so check the portal status early.

municipal · Nagoya City Housing Bureau

Who qualifies

First-time homebuyers in Nagoya purchasing a qualifying energy-efficient home.

What you get

Partial interest rate reduction on municipal-approved housing loans.

What it actually costs you

Certificate of residence, income tax records, and bank loan agreement.

Common gotcha

Only applies to specific designated housing developments within city limits.

state · Aichi Prefectural Government

Who qualifies

Buyers using Aichi-grown timber for at least 50% of their home's structural wood.

What you get

Up to 300,000 JPY in vouchers or cash incentives.

What it actually costs you

Certification from a local timber association proving wood origin.

Common gotcha

You must use a registered local builder who participates in the program.

municipal · Nagoya City Urban Development Bureau

Who qualifies

Owners of older wooden houses (built before 1981) in Nagoya.

What you get

Subsidies covering up to 50% of retrofitting costs, capped at 1 million JPY.

What it actually costs you

Technical inspection report and detailed renovation plan.

Common gotcha

The work must be performed by a city-certified contractor.

state · Aichi Prefectural Government

Who qualifies

Families with children under 18 living in Aichi.

What you get

Discounts at thousands of local shops, restaurants, and museums.

What it actually costs you

Free; issued at municipal offices or via the digital portal.

Common gotcha

You must show the physical or digital card at the time of payment; it cannot be applied retroactively.

municipal · Nagoya City Health Department

Who qualifies

Children up to junior high school age residing in Nagoya.

What you get

Full coverage of out-of-pocket medical expenses for clinic visits and prescriptions.

What it actually costs you

Requires a 'Child Medical Certificate' (受給者証) presented at every doctor visit.

Common gotcha

Does not cover non-insured items like hospital bed fees or certain vaccinations.

state · Aichi Prefectural Government

Who qualifies

Low-to-middle income families with multiple children in daycare.

What you get

Additional reduction in monthly daycare fees beyond national standards.

What it actually costs you

Annual income verification and application via local ward office.

Common gotcha

The benefit amount changes based on the number of children currently enrolled in daycare.

state · Mie Prefectural Government

Who qualifies

Residents renovating homes to meet specific energy-saving standards

What you get

Reimbursement of up to 200,000 JPY for insulation or high-efficiency window installation

What it actually costs you

Requires pre-approval before construction starts and proof of energy audit

Common gotcha

Must be applied for before any work begins; retroactive claims are rejected

state · Mie Environment Department

Who qualifies

Homeowners installing solar panels or battery storage systems

What you get

Direct grant of 50,000 to 150,000 JPY depending on system capacity

What it actually costs you

Requires a certified contractor and a post-installation inspection report

Common gotcha

The budget is limited and allocated on a first-come, first-served basis each fiscal year

state · Mie Forestry Department

Who qualifies

Individuals building new homes using at least 50% Mie-grown timber

What you get

Up to 300,000 JPY in vouchers for local home goods or construction costs

What it actually costs you

Submission of timber origin certificates from local sawmills

Common gotcha

The timber must be sourced from registered Mie-based suppliers

state · Mie Welfare Department

Who qualifies

Households with elderly or disabled members needing home modifications

What you get

Covers 50% of renovation costs up to 100,000 JPY

What it actually costs you

Doctor's recommendation note and detailed contractor quote

Common gotcha

Cannot be combined with national long-term care insurance home modification benefits for the same project

state · Mie Chamber of Commerce

Who qualifies

All residents of Mie Prefecture

What you get

Purchase 10,000 JPY worth of vouchers for 8,000 JPY

What it actually costs you

Must apply via lottery system during designated campaign periods

Common gotcha

Vouchers expire within 6 months and are only valid at participating local stores

state · Mie Agriculture Department

Who qualifies

Shoppers at registered 'Michi-no-Eki' (roadside stations)

What you get

10% discount or points on purchases of Mie-grown produce

What it actually costs you

Requires a digital stamp card on the official Mie app

Common gotcha

Only applies to products marked with the 'Mie-grown' logo

state · Mie Tourism Bureau

Who qualifies

Residents traveling within the prefecture

What you get

Coupons for 2,000 JPY off for every 5,000 JPY spent at local craft shops

What it actually costs you

Must show proof of residency (driver's license or My Number card)

Common gotcha

Coupons are often limited to weekdays to encourage off-peak travel

state · Mie Industrial Promotion Center

Who qualifies

New entrepreneurs opening a retail or service shop in Mie

What you get

Up to 500,000 JPY for initial equipment and store setup

What it actually costs you

Detailed business plan and interview with local business counselors

Common gotcha

Requires attendance at a mandatory business management seminar

state · Shiga Prefectural Government

Who qualifies

Children residing in Shiga up to the age of 18 (varies by municipality).

What you get

Full or partial coverage of out-of-pocket medical expenses for doctor visits and prescriptions.

What it actually costs you

Requires a medical certificate issued by your city office; zero to minimal co-pay depending on income.

Common gotcha

The age limit and income caps vary significantly between Otsu and smaller towns in the prefecture.

state · Shiga Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities in Shiga.

What it actually costs you

Free registration via the official portal; digital card displayed on your smartphone.

Common gotcha

Many shops only accept the digital version, so keep your phone charged when shopping.

state · Shiga Prefectural Department of Environment

Who qualifies

Homeowners in Shiga performing energy-efficient renovations like double-glazing or insulation.

What you get

Rebate of up to 200,000 JPY for qualifying energy-saving upgrades.

What it actually costs you

Must apply before starting construction; requires quotes and photos of the property.

Common gotcha

Funds are limited and allocated on a first-come, first-served basis each fiscal year.

municipal · Otsu City Hall

Who qualifies

Residents of Otsu installing solar panels on their primary residence.

What you get

Cash grant based on the capacity of the installed solar system.

What it actually costs you

Requires proof of installation and receipt from a registered local contractor.

Common gotcha

Cannot be combined with certain national tax credits for the same installation.

municipal · Kyoto City Urban Planning Bureau

Who qualifies

Owners of registered traditional Machiya townhouses in Kyoto city.

What you get

Financial support covering up to 50% of exterior repair costs.

What it actually costs you

Detailed architectural survey and city council approval; 3-6 months processing.

Common gotcha

Strict adherence to traditional materials is mandatory, which can be more expensive than modern alternatives.

state · Kyoto Prefectural Government

Who qualifies

Residents renovating homes for better thermal insulation.

What you get

Rebate of up to 200,000 JPY for window and wall insulation upgrades.

What it actually costs you

Receipts from certified contractors and energy performance certificates.

Common gotcha

Must apply before starting the renovation work.

municipal · Kyoto City Environmental Bureau

Who qualifies

Low-income households or families with three or more children under 18.

What you get

Free or discounted designated city trash bags.

What it actually costs you

Application at the local ward office with proof of income or family registration.

Common gotcha

Needs annual renewal at the start of the fiscal year.

state · Kyoto Prefectural Government

Who qualifies

Parents of children up to junior high school age.

What you get

Full coverage of out-of-pocket medical expenses after national insurance.

What it actually costs you

Registration of the child's health insurance card at the local ward office.

Common gotcha

Only applies to hospitals within Kyoto Prefecture; out-of-prefecture visits require a reimbursement claim.

community · Kyoto Shopping District Promotion Association

Who qualifies

Anyone shopping at participating local independent stores.

What you get

Points redeemable for discounts at local neighborhood shops.

What it actually costs you

Free sign-up at participating stores.

Common gotcha

Points are often not transferable between different shopping districts.

state · Kyoto Prefectural Board of Education

Who qualifies

Residents of Kyoto prefecture.

What you get

Free or discounted entry to over 20 prefectural museums and galleries.

What it actually costs you

Annual membership fee of 2,000 JPY.

Common gotcha

Does not cover special exhibitions, only permanent collections.

state · Kyoto Prefectural Agriculture Department

Who qualifies

Customers of designated local farmers' markets.

What you get

Seasonal coupons for local vegetables and rice.

What it actually costs you

Registration via the local government app.

Common gotcha

Coupons expire quickly and are limited to specific harvest windows.

municipal · Kyoto Municipal Transportation Bureau

Who qualifies

Registered residents commuting within city limits.

What you get

10-15% discount on monthly commuter passes compared to standard rates.

What it actually costs you

Proof of residency and employment.

Common gotcha

Must be purchased via the IC card system; paper tickets are not eligible.

municipal · Osaka Prefectural Government

Who qualifies

Children residing in Osaka up to the age of 18.

What you get

Full or partial coverage of medical expenses after health insurance deduction.

What it actually costs you

Requires registration at your local ward office; bring health insurance card and resident record.

Common gotcha

The age limit and co-pay amounts vary slightly depending on which city or ward within Osaka you live in.

municipal · Osaka City Hall

Who qualifies

Households with children aged 3-5 in certified childcare facilities.

What you get

Full waiver of monthly nursery tuition fees.

What it actually costs you

Application through the local welfare office; requires proof of income and employment status.

Common gotcha

Does not cover extra costs like lunch fees or bus transport fees.

state · Osaka Prefecture

Who qualifies

Any resident or visitor using participating local merchants.

What you get

Points earned on purchases that can be used as cash at member stores.

What it actually costs you

Requires downloading the official app and registering a user profile.

Common gotcha

Points expire if not used within the designated fiscal year.

state · Osaka Prefectural Environment Department

Who qualifies

Residents purchasing high-efficiency refrigerators or air conditioners.

What you get

Cashback rebate of 5,000 to 20,000 JPY depending on the appliance rating.

What it actually costs you

Receipts, warranty card, and proof of residence required for online submission.

Common gotcha

The budget is limited and usually runs out within the first few months of the fiscal year.

municipal · Kobe City Government

Who qualifies

Families with children under 18 buying a new home in designated areas.

What you get

Up to 500,000 JPY in cash grants for home purchase.

What it actually costs you

Proof of residency, family registry, and property deed; takes 2-3 months.

Common gotcha

Only applies to specific 'promotion zones' within Kobe city limits.

state · Hyogo Prefectural Government

Who qualifies

Families with children under 18 living in Hyogo.

What you get

Discounts at participating local shops, restaurants, and service providers.

What it actually costs you

Free registration; show the digital or physical card at checkout.

Common gotcha

Not all shops participate; look for the sticker on the window.

state · Hyogo Prefecture

Who qualifies

Residents renovating existing homes for better energy efficiency.

What you get

Partial reimbursement for solar panels or high-efficiency insulation.

What it actually costs you

Receipts from certified local contractors; application must be filed before work starts.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis.

municipal · Kobe City

Who qualifies

Low-to-middle income families with children in city-approved nursery schools.

What you get

Additional fee reductions beyond the national free nursery program.

What it actually costs you

Income tax certificates required during annual enrollment.

Common gotcha

Does not cover extra costs like lunch fees or bus transport.

state · Hyogo Chamber of Commerce

Who qualifies

All residents of Hyogo Prefecture.

What you get

Gift certificates with a 20-30% premium value for local shopping.

What it actually costs you

Must be purchased via lottery system; valid for 6 months.

Common gotcha

Must be used at participating local independent stores, not big chains.

municipal · Kobe City Shopping District Federation

Who qualifies

Anyone shopping in designated Kobe shopping streets.

What you get

Points that convert to cash discounts at local merchants.

What it actually costs you

Free card; just scan at participating stalls.

Common gotcha

Points expire after 1 year of inactivity.

state · Nara Prefectural Government, Cultural Heritage Division

Who qualifies

Owners of registered traditional machiya houses in designated historic districts.

What you get

Up to 50% reimbursement for structural repairs and roof maintenance.

What it actually costs you

Requires a detailed architectural survey and application before work begins.

Common gotcha

You cannot start any repairs before the official approval, or you lose eligibility.

state · Nara Prefectural Housing Bureau

Who qualifies

Residents installing solar panels or high-efficiency insulation in existing homes.

What you get

Low-interest loan top-ups and direct cash rebates up to ¥100,000.

What it actually costs you

Receipts for materials and proof of energy-efficiency certification.

Common gotcha

Must be applied for within the fiscal year of installation.

state · Nara Prefecture Environment Department

Who qualifies

Neighborhood associations maintaining public green spaces.

What you get

Free saplings, fertilizer, and tools for community garden projects.

What it actually costs you

Submission of a maintenance plan signed by the neighborhood head.

Common gotcha

The garden must be accessible to the public, not just private homeowners.

municipal · Nara City Waterworks Bureau

Who qualifies

Residents replacing old toilets or showerheads with water-saving models.

What you get

Rebate of 30% of the purchase price up to ¥20,000.

What it actually costs you

Original receipts and photos of the old and new fixtures.

Common gotcha

Must use a registered local contractor for installation.

state · Nara Prefecture Health and Welfare Department

Who qualifies

Parents of children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical co-pays.

What it actually costs you

Registration at the local municipal office to receive the medical card.

Common gotcha

Does not cover non-medical items like hospital pajamas or special meals.

state · Nara Prefecture Child-rearing Support Division

Who qualifies

Families with children under 18 living in Nara.

What you get

Discounts at participating local retailers, restaurants, and museums.

What it actually costs you

Digital registration via the prefecture portal.

Common gotcha

Check the sticker at the store entrance; not all shops participate.

municipal · Nara City Board of Education

Who qualifies

Working parents with elementary school children.

What you get

Reduced monthly fees for after-school care centers.

What it actually costs you

Proof of employment for both parents.

Common gotcha

Waitlists are common; apply as early as January for the next school year.

state · Nara Prefecture Welfare Division

Who qualifies

Residents registering a birth in Nara Prefecture.

What you get

A gift set containing local Nara-made baby products and vouchers.

What it actually costs you

Birth registration at the local city hall.

Common gotcha

The gift must be claimed within 6 months of the birth.

state · Wakayama Prefectural Government

Who qualifies

People moving from outside the prefecture to designated rural municipalities in Wakayama.

What you get

Up to 1,000,000 JPY for families or 600,000 JPY for individuals.

What it actually costs you

Requires proof of employment or starting a business; requires 5-year residency commitment.

Common gotcha

Only applies to specific municipalities designated as 'depopulated areas'.

state · Wakayama Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free application; digital or physical card required.

Common gotcha

Must check if the specific shop displays the 'Wakayama Child-Rearing' logo.

state · Wakayama Prefectural Government

Who qualifies

Anyone looking to purchase or rent vacant houses in rural Wakayama.

What you get

Access to a database of low-cost, government-vetted vacant properties.

What it actually costs you

Standard real estate transaction fees apply.

Common gotcha

Many properties require significant renovation costs.

state · Wakayama Prefectural Government

Who qualifies

Homeowners installing solar panels for the first time.

What you get

Variable rebate per kilowatt installed.

What it actually costs you

Must apply before starting construction.

Common gotcha

Budget is limited and awarded on a first-come, first-served basis.

state · Wakayama Department of Agriculture

Who qualifies

Individuals under 45 starting a career in fruit farming (e.g., Mikan).

What you get

Monthly stipend for up to 3 years during the training period.

What it actually costs you

Requires a formal training plan and local mentor.

Common gotcha

Strict attendance requirements for training sessions.

state · Wakayama Tourism Bureau

Who qualifies

Residents and tourists booking stays within the prefecture.

What you get

20-40% discount on accommodation and local dining coupons.

What it actually costs you

Must book through designated travel agencies or platforms.

Common gotcha

Often limited to specific off-peak seasons.

state · Tottori Prefectural Government

Who qualifies

Families with children up to the end of junior high school living in Tottori.

What you get

Full or partial coverage of out-of-pocket medical expenses for clinic visits and pharmacy prescriptions.

What it actually costs you

Requires a 'Child Medical Expense Recipient Certificate' (Jukyuusha-sho) from your local city hall.

Common gotcha

You must present the certificate at the clinic every single time, otherwise you pay the standard 30% co-pay upfront.

state · Tottori Prefectural Government

Who qualifies

Newlyweds under 39 years old with a combined household income under 5 million yen.

What you get

Up to 300,000 yen to help cover initial rent, security deposits, or renovation costs for a new home.

What it actually costs you

Must apply within the same fiscal year of marriage; requires proof of income and rental contract.

Common gotcha

The subsidy amount depends on the specific municipality, so check your city hall's specific cap.

state · Tottori Prefectural Forestry Division

Who qualifies

Residents building or renovating a home using Tottori-grown timber.

What you get

Financial incentives ranging from 100,000 to 500,000 yen depending on the volume of local wood used.

What it actually costs you

Requires certification from a local lumber association and pre-approval before construction starts.

Common gotcha

You cannot apply after the construction is already finished; the paperwork must be submitted during the planning phase.

state · Tottori Prefectural Environment Bureau

Who qualifies

Homeowners performing insulation or solar panel retrofitting.

What you get

Reimbursement of 10-20% of renovation costs, capped at 200,000 yen.

What it actually costs you

Requires contractor quotes and energy performance certificates before and after work.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis, often running out by mid-year.

state · Shimane Prefectural Government

Who qualifies

Families with children under 18 living in Shimane.

What you get

Discounts at participating local shops and priority service at public facilities.

What it actually costs you

Free; requires digital or physical card registration.

Common gotcha

The discount varies significantly by store; always show the card before checkout.

state · Shimane Prefectural Government

Who qualifies

First-time homebuyers under 40 moving to or staying in specific municipalities.

What you get

Interest rate reduction on local bank housing loans for up to 5 years.

What it actually costs you

Requires proof of income and residency; long application process.

Common gotcha

Only applies to homes built to specific energy-efficiency standards.

state · Shimane Prefectural Government

Who qualifies

Individuals moving from Tokyo or other major metros to Shimane for remote work.

What you get

A one-time grant of up to 1,000,000 JPY.

What it actually costs you

Must commit to living in the prefecture for at least 5 years.

Common gotcha

You must apply before moving; retroactive applications are rejected.

municipal · Matsue City Hall

Who qualifies

Residents of Matsue city commuting to work or school.

What you get

30% discount on monthly bus and train commuter passes.

What it actually costs you

Requires application at the city transport office with proof of employment.

Common gotcha

Does not apply to all private bus lines, only designated municipal routes.

state · Okayama Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; apply at municipal offices with child's health insurance card.

Common gotcha

You must show the physical card or app screen at checkout before payment.

state · Okayama Prefectural Agricultural Department

Who qualifies

Residents purchasing certified local agricultural products.

What you get

Occasional point-back campaigns at participating 'Michi-no-Eki' roadside stations.

What it actually costs you

Requires registration on the local campaign app.

Common gotcha

Campaigns are time-limited and often sell out quickly.

state · Okayama Prefectural Environment Bureau

Who qualifies

Residents replacing old appliances with high-efficiency models.

What you get

Cashback or vouchers worth up to 20,000 yen.

What it actually costs you

Receipts and energy efficiency labels required for application.

Common gotcha

Only applies to specific models listed on the prefectural website.

state · Okayama Tourism Federation

Who qualifies

Residents of Okayama and neighboring prefectures.

What you get

Up to 20% off accommodation and local experience coupons.

What it actually costs you

Must book through designated travel agencies or official sites.

Common gotcha

Requires proof of residency and sometimes vaccination records.

municipal · Okayama City Hall

Who qualifies

Children up to junior high school age residing in Okayama City.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Requires a municipal medical certificate issued after registration.

Common gotcha

Does not cover non-insured items like hospital meals or private rooms.

state · Okayama Prefectural Welfare Division

Who qualifies

Low-income single parent households.

What you get

Monthly cash allowance and medical expense reimbursement.

What it actually costs you

Annual income certification and family registry documents.

Common gotcha

Income threshold is strictly reviewed every year.

municipal · Okayama City Transportation Bureau

Who qualifies

Residents aged 70 and over.

What you get

Discounted bus and tram fares within city limits.

What it actually costs you

Small annual administrative fee.

Common gotcha

Must be renewed annually at the city office.

state · Hiroshima Prefectural Government

Who qualifies

Parents of children up to junior high school age residing in the prefecture.

What you get

Full or partial coverage of out-of-pocket medical expenses after national health insurance.

What it actually costs you

Requires a 'Child Medical Expense Recipient Certificate' issued by your local city office.

Common gotcha

Coverage limits vary slightly by specific city/town within Hiroshima prefecture.

state · Hiroshima Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Digital or physical card; free to register.

Common gotcha

You must show the card before payment at the register.

municipal · Hiroshima City Board of Education

Who qualifies

Low-income households with children in public elementary or junior high schools.

What you get

Full waiver of monthly school lunch fees.

What it actually costs you

Annual application via school office; requires tax documentation.

Common gotcha

Must be renewed every academic year.

state · Hiroshima Prefectural Housing Division

Who qualifies

Residents renovating homes for energy efficiency (insulation, solar).

What you get

Cash rebate up to 200,000 JPY for qualifying renovations.

What it actually costs you

Must apply before starting construction; requires contractor quotes.

Common gotcha

Funds are limited and distributed on a first-come, first-served basis.

municipal · Hiroshima City Crisis Management Office

Who qualifies

Households installing earthquake-resistant furniture or emergency power units.

What you get

Partial reimbursement for equipment costs.

What it actually costs you

Receipts and photos of installed equipment required for claim.

Common gotcha

Only applies to specific approved equipment brands.

private · Hiroden

Who qualifies

Regular commuters on Hiroden lines.

What you get

Significant reduction in monthly fare compared to single tickets.

What it actually costs you

Requires PASPY or IC card registration.

Common gotcha

The PASPY system is transitioning; check current card compatibility.

state · Yamaguchi Prefectural Government

Who qualifies

People moving from the Tokyo metropolitan area to Yamaguchi for work or entrepreneurship.

What you get

Up to 1 million JPY for families or 600,000 JPY for individuals.

What it actually costs you

Requires proof of residency and employment contract; application within 3 months of moving.

Common gotcha

Must reside in the prefecture for at least 5 years after receiving the grant.

state · Yamaguchi Prefectural Government

Who qualifies

Residents renovating their primary home using local Yamaguchi contractors.

What you get

Partial reimbursement of renovation costs, usually up to 10-20%.

What it actually costs you

Must use a registered local contractor; requires pre-approval before work starts.

Common gotcha

Cannot be combined with certain national energy-efficiency grants.

state · Yamaguchi Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free registration; digital or physical card required.

Common gotcha

Only valid at shops displaying the official sticker.

state · Yamaguchi Prefectural Government

Who qualifies

New business owners starting a company within Yamaguchi prefecture.

What you get

Subsidies for initial office setup and marketing costs.

What it actually costs you

Requires a detailed business plan and consultation with local Chamber of Commerce.

Common gotcha

Funds are limited and distributed on a competitive basis.

state · Yamaguchi Chamber of Commerce

Who qualifies

All residents of Yamaguchi prefecture.

What you get

20% bonus value on purchased gift certificates for local shopping.

What it actually costs you

Must purchase during the limited application window.

Common gotcha

Certificates have a strict expiration date of 6 months.

state · Yamaguchi Tourism Association

Who qualifies

Visitors and residents purchasing authentic Hagi-yaki pottery.

What you get

10% discount at participating pottery workshops.

What it actually costs you

Must present ID at participating stores.

Common gotcha

Only applies to specific certified workshops.

state · Yamaguchi Prefectural Agriculture Department

Who qualifies

Residents purchasing local agricultural products via official portals.

What you get

Coupons for local produce delivery.

What it actually costs you

Requires registration on the prefectural e-commerce portal.

Common gotcha

Shipping fees may apply outside the discount scope.

state · Yamaguchi Tourism Federation

Who qualifies

Residents and domestic tourists staying in Yamaguchi hotels.

What you get

Vouchers worth 2,000-5,000 JPY for local retail and dining.

What it actually costs you

Included with specific hotel booking packages.

Common gotcha

Vouchers must be used during the stay duration.

state · Tokushima Prefectural Government

Who qualifies

Residents renovating homes for energy efficiency or disaster resilience.

What you get

Partial reimbursement of renovation costs up to 300,000 JPY.

What it actually costs you

Application before work starts, requires quotes from registered local contractors.

Common gotcha

Must be a contractor based within Tokushima prefecture.

state · Tokushima Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Digital registration via the official portal, free.

Common gotcha

Only valid at shops displaying the official sticker.

state · Tokushima Chamber of Commerce

Who qualifies

All residents of Tokushima.

What you get

20% bonus value on purchased gift certificates for local use.

What it actually costs you

Must purchase during the limited lottery window.

Common gotcha

Certificates expire within 6 months; use them or lose them.

state · Department of Agriculture, Forestry and Fisheries

Who qualifies

Consumers shopping at certified local 'Michi-no-Eki' markets.

What you get

Points or discounts on seasonal local produce.

What it actually costs you

Requires a local loyalty card issued at the market.

Common gotcha

Only applies to produce marked with the local origin seal.

state · Kagawa Prefectural Government

Who qualifies

Residents renovating their primary residence using local contractors.

What you get

Up to 10% of renovation costs, capped at 100,000 JPY.

What it actually costs you

Application before work starts, proof of residency, and local contractor quotes.

Common gotcha

You must use a contractor registered within Kagawa prefecture.

municipal · Takamatsu City Office

Who qualifies

Families with children under 18 living in Takamatsu.

What you get

Discounts at participating local shops and service providers.

What it actually costs you

Registration at the city office to receive the support card.

Common gotcha

The card must be presented at the time of purchase, not after.

state · Kagawa Prefecture Environment Bureau

Who qualifies

Residents replacing old appliances with high-efficiency models.

What you get

Cashback or points worth up to 20,000 JPY depending on the appliance rating.

What it actually costs you

Receipts and energy efficiency labels from the new appliance.

Common gotcha

Only specific high-star rated models qualify for the rebate.

state · Kagawa Transportation Bureau

Who qualifies

Regular commuters using local bus and rail lines.

What you get

15% discount on monthly commuter passes for participating lines.

What it actually costs you

Proof of employment or school enrollment.

Common gotcha

Valid only on designated local lines, not JR lines.

private · Kagawa Tourism Association

Who qualifies

Anyone purchasing the passport book.

What you get

Significant discounts or free toppings at over 50 participating Udon shops.

What it actually costs you

Purchase price of the book (approx 500-1000 JPY).

Common gotcha

The passport has an expiration date printed on the cover.

state · Kagawa Agriculture Department

Who qualifies

Residents shopping at designated 'Michi-no-Eki' (roadside stations).

What you get

500 JPY voucher for every 2,000 JPY spent on local produce.

What it actually costs you

Keep your receipts to exchange at the information desk.

Common gotcha

Vouchers are often limited to specific seasonal produce.

state · Ehime Prefectural Government

Who qualifies

Residents renovating homes to improve energy efficiency or earthquake resistance.

What you get

Partial reimbursement of renovation costs, typically up to 200,000 JPY.

What it actually costs you

Detailed construction quotes and proof of residency; must apply before starting work.

Common gotcha

The budget is limited and usually opens in early spring; it runs out fast.

municipal · Matsuyama City Hall

Who qualifies

Families with children under school age living in Matsuyama.

What you get

Coupons for local childcare services, diapers, or baby supplies.

What it actually costs you

Application via city portal or health center; requires My Number card.

Common gotcha

Coupons are non-transferable and expire at the end of the fiscal year.

state · Ehime Prefectural Government

Who qualifies

Homeowners installing new residential solar systems.

What you get

Cash grant based on system capacity, usually around 50,000 JPY.

What it actually costs you

Proof of purchase and electrical safety certification.

Common gotcha

Cannot be combined with certain national tax credits; check eligibility carefully.

state · Ehime Transport Bureau

Who qualifies

Residents using specific local bus or rail lines for daily commuting.

What you get

10-15% discount on monthly commuter passes.

What it actually costs you

Registration at local transport hubs with proof of address.

Common gotcha

Only valid for specific routes designated by the prefecture.

state · Ehime Chamber of Commerce

Who qualifies

All residents of Ehime Prefecture.

What you get

Vouchers worth 12,000 JPY for a 10,000 JPY purchase (20% bonus).

What it actually costs you

Purchase at designated post offices or supermarkets during the sale window.

Common gotcha

Must be used at participating local shops; cannot be used at major national chains.

community · JA Ehime

Who qualifies

Regular shoppers at JA-affiliated farmers' markets.

What you get

Points for every 100 JPY spent, redeemable for discounts on fresh produce.

What it actually costs you

Free sign-up at the market counter.

Common gotcha

Points often expire if the card is not used for 6 months.

state · Ehime Industrial Promotion Center

Who qualifies

Residents purchasing certified Ehime traditional crafts (e.g., Tobe-yaki pottery).

What you get

10% rebate on purchases over 5,000 JPY.

What it actually costs you

Receipt submission via the official portal.

Common gotcha

Limited to specific craft stores registered with the prefecture.

municipal · Matsuyama City Hall

Who qualifies

Smartphone users living in Matsuyama.

What you get

Digital points for shopping at local businesses, usable as cash.

What it actually costs you

Download the city app and link a bank account.

Common gotcha

Requires consistent app usage to accumulate significant points.

state · Kochi Prefectural Government

Who qualifies

Residents building or renovating a home using locally sourced Kochi timber.

What you get

Financial grants covering up to 30% of the cost difference between imported and local timber.

What it actually costs you

Requires certification of timber origin and submission of construction plans before starting work.

Common gotcha

You must apply before the construction contract is finalized.

state · Kochi Prefectural Government

Who qualifies

Homeowners installing solar panels or high-efficiency heat pumps in Kochi.

What you get

Fixed cash rebate ranging from 50,000 to 150,000 JPY depending on system capacity.

What it actually costs you

Proof of installation and a copy of the electricity grid connection contract.

Common gotcha

The budget is limited and allocated on a first-come, first-served basis each fiscal year.

state · Kochi Municipal Housing Department

Who qualifies

Buyers purchasing 'Akiya' (abandoned houses) in designated rural zones.

What you get

Up to 1,000,000 JPY for structural repairs and safety upgrades.

What it actually costs you

Must commit to living in the property for at least 5 years.

Common gotcha

The property must be registered in the official 'Akiya Bank' database.

state · Kochi Prefectural Disaster Prevention Bureau

Who qualifies

Owners of wooden houses built before 1981.

What you get

Covers up to 80% of the cost for seismic diagnostic surveys and reinforcement work.

What it actually costs you

Requires a certified structural engineer's report and local government inspection.

Common gotcha

Work must be performed by a contractor registered with the prefecture.

state · Kochi Municipal Health Department

Who qualifies

Parents of children up to junior high school age living in Kochi.

What you get

Full coverage of out-of-pocket medical expenses at local clinics.

What it actually costs you

Requires a 'Child Medical Certificate' (Jukyu-shakensho) presented at the clinic.

Common gotcha

You must pay upfront and apply for reimbursement if visiting a hospital outside the prefecture.

municipal · Kochi Chamber of Commerce

Who qualifies

All registered residents of Kochi city.

What you get

20% bonus value on shopping vouchers (e.g., pay 10,000 JPY, get 12,000 JPY in credit).

What it actually costs you

Must purchase vouchers during the limited application window.

Common gotcha

Vouchers expire within 6 months and can only be used at participating local shops.

state · Kochi Agricultural Promotion Center

Who qualifies

New residents under 45 starting small-scale farming in Kochi.

What you get

Subsidies for purchasing basic farming tools and greenhouse materials.

What it actually costs you

Must attend a mandatory 3-day agricultural training workshop.

Common gotcha

You must submit a 3-year business plan to qualify.

state · Fukuoka Prefectural Government

Who qualifies

Residents of Fukuoka prefecture during the campaign period.

What you get

Purchase vouchers at a 20-30% discount for use at participating local retailers.

What it actually costs you

Requires lottery application via website or post; limited availability.

Common gotcha

Vouchers expire quickly and can only be used at specific registered local shops.

state · Fukuoka Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts or special services at over 5,000 participating shops and restaurants.

What it actually costs you

Free; apply at municipal offices with child's health insurance card.

Common gotcha

You must show the physical or digital card before paying at the register.

state · Fukuoka Agriculture Department

Who qualifies

All residents purchasing designated local Fukuoka produce.

What you get

Cashback or point rewards when buying local agricultural products at registered markets.

What it actually costs you

Requires scanning QR codes at participating 'Michi-no-Eki' (roadside stations).

Common gotcha

Only applies to specific seasonal products marked with the campaign sticker.

state · Fukuoka Housing Department

Who qualifies

Homeowners in Fukuoka prefecture performing energy-efficient renovations.

What you get

Reimbursement of up to 100,000 JPY for insulation or high-efficiency window upgrades.

What it actually costs you

Requires pre-application before construction starts and proof of renovation.

Common gotcha

Budget is limited and processed on a first-come, first-served basis.

state · Fukuoka Prefectural Government

Who qualifies

Residents interested in adopting smart home technology.

What you get

Discounts on smart appliances and energy monitoring systems.

What it actually costs you

Requires registration on the prefectural portal.

Common gotcha

Only applies to specific partner brands and retailers.

state · Saga Prefectural Government

Who qualifies

Saga residents installing solar panels on their primary residence.

What you get

Cash rebate ranging from 50,000 to 100,000 JPY depending on system capacity.

What it actually costs you

Must apply before construction starts; requires proof of residence and installation quotes.

Common gotcha

Budget is limited and allocated on a first-come, first-served basis, so timing is everything.

state · Saga Prefectural Government

Who qualifies

Homeowners upgrading to high-efficiency heat pumps or insulation.

What you get

Up to 20% of installation costs covered.

What it actually costs you

Requires an energy audit report from a certified local contractor.

Common gotcha

Cannot be combined with certain national tax credits for the same equipment.

municipal · Saga City Hall

Who qualifies

Saga City residents using tanks for garden irrigation.

What you get

Reimbursement of half the cost of the tank, capped at 20,000 JPY.

What it actually costs you

Receipts and photos of the installed tank.

Common gotcha

The tank must meet specific capacity requirements to qualify.

state · Saga Prefectural Government

Who qualifies

Residents taking out bank loans for home renovations.

What you get

Partial coverage of loan interest payments for up to 5 years.

What it actually costs you

Must use a local Saga-based contractor for the work.

Common gotcha

The interest subsidy only applies to loans from designated partner banks.

state · Saga Chamber of Commerce

Who qualifies

All Saga residents.

What you get

Purchase 10,000 JPY worth of vouchers for 8,000 JPY (20% bonus).

What it actually costs you

Must be purchased during the limited lottery application window.

Common gotcha

Vouchers expire within 6 months; use them or lose them.

state · Saga Prefectural Government

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local supermarkets, restaurants, and shops.

What it actually costs you

Free registration; digital card available via smartphone app.

Common gotcha

Not all shops participate; look for the sticker at the checkout counter.

trust · JA Saga

Who qualifies

Regular shoppers at JA-affiliated farmers markets.

What you get

Accumulate points for every 500 JPY spent, redeemable for fresh produce.

What it actually costs you

Free card registration at the market information desk.

Common gotcha

Points are often reset at the end of the fiscal year.

state · Saga Prefectural Board of Education

Who qualifies

Residents visiting museums and historical sites.

What you get

20% discount on entry fees to major prefectural museums.

What it actually costs you

Show your local ID (driver's license or health insurance card).

Common gotcha

Does not apply to special temporary exhibitions, only permanent collections.

state · Nagasaki Prefectural Government

Who qualifies

Children residing in Nagasaki up to the end of junior high school.

What you get

Full or partial coverage of out-of-pocket medical expenses after health insurance.

What it actually costs you

Varies by municipality; usually requires a local medical certificate card.

Common gotcha

You must apply at your specific city or town office, as coverage limits vary by municipality.

state · Nagasaki Prefecture

Who qualifies

Families with children under 18 or pregnant women.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; digital or physical card issued by the prefecture.

Common gotcha

Many shops only accept the digital version on your smartphone.

state · Nagasaki Prefectural Housing Division

Who qualifies

Newlyweds under 39 living in designated rural areas of the prefecture.

What you get

Monthly rent subsidy for up to 24 months.

What it actually costs you

Proof of marriage and income tax certificates.

Common gotcha

Only applies to specific municipalities trying to attract young residents.

state · Nagasaki Board of Education

Who qualifies

Low-income households with children in public elementary or junior high schools.

What you get

Full waiver of school lunch costs.

What it actually costs you

Annual application during the start of the school year.

Common gotcha

Must be renewed every year even if your financial situation remains the same.

state · Nagasaki Prefecture Transport Bureau

Who qualifies

Registered residents of Nagasaki's remote islands.

What you get

Significant reduction in ferry ticket prices for travel to the mainland.

What it actually costs you

Must carry a resident island card for every purchase.

Common gotcha

Does not apply to vehicle transport, only passenger fares.

state · Nagasaki Prefectural Health Department

Who qualifies

Island residents needing to travel to Nagasaki City for specialized medical treatment.

What you get

Reimbursement for travel costs (ferry/bus) for the patient and one caregiver.

What it actually costs you

Doctor's referral note and receipts for all transport.

Common gotcha

Must be pre-approved by your local island clinic.

state · Nagasaki Prefectural Commerce Division

Who qualifies

Residents of designated remote islands.

What you get

Price reduction on kerosene and gasoline to offset shipping costs.

What it actually costs you

Automatic at participating local gas stations.

Common gotcha

Only available at stations registered with the prefecture's subsidy program.

state · Kumamoto Prefectural Government, Housing Division

Who qualifies

Homeowners in Kumamoto conducting energy-efficient renovations like insulation or double-glazing.

What you get

Up to 300,000 JPY in subsidies for qualified energy-saving construction work.

What it actually costs you

Requires detailed contractor quotes, before-and-after photos, and tax certificates.

Common gotcha

You must apply before starting the construction work; retroactive applications are rejected.

state · Kumamoto Prefectural Disaster Prevention Department

Who qualifies

Owners of older wooden houses built before 1981 in designated zones.

What you get

Financial coverage for up to 50% of seismic strengthening costs, capped at 1 million JPY.

What it actually costs you

Requires a certified seismic diagnostic report from a registered architect.

Common gotcha

The diagnosis itself often requires a separate, smaller application process first.

state · Kumamoto Prefectural Child and Family Division

Who qualifies

Families with children under 18 or pregnant women living in Kumamoto.

What you get

Discounts at participating local retailers, restaurants, and service providers.

What it actually costs you

Free digital or physical card; requires proof of residency and child's age.

Common gotcha

Many shops only accept the digital version via the official app, not the paper card.

municipal · Kumamoto City Waterworks Bureau

Who qualifies

Residents installing high-efficiency water-saving faucets or toilets.

What you get

Rebate of 20% of the equipment cost up to 20,000 JPY.

What it actually costs you

Receipts for equipment and a simple installation verification form.

Common gotcha

Only specific, government-approved 'water-saving' models qualify for the rebate.

state · Kumamoto Agricultural Policy Division

Who qualifies

Residents shopping at registered 'Chisan-Chisho' (local production for local consumption) markets.

What you get

Points or discounts on fresh seasonal produce like Kumamoto tomatoes or strawberries.

What it actually costs you

Registration for a local market loyalty card.

Common gotcha

Discounts are often seasonal and tied to specific harvest festivals.

state · Kumamoto Prefecture Commerce and Industry Department

Who qualifies

Low-income households or specific demographics during economic downturns.

What you get

Vouchers worth 5,000 JPY for use at local agricultural co-op markets.

What it actually costs you

Application via municipal office based on tax records.

Common gotcha

Vouchers have a very short expiry date, usually 3 months.

state · Oita Prefectural Government

Who qualifies

Oita residents renovating their primary residence for energy efficiency or disaster proofing.

What you get

Up to 200,000 JPY in subsidies for construction costs.

What it actually costs you

Requires detailed renovation quotes and proof of residency; must apply before work begins.

Common gotcha

The budget is limited and allocated on a first-come, first-served basis, often running out by mid-year.

state · Oita Prefecture

Who qualifies

Families with children under 18 or pregnant women living in Oita.

What you get

Discounts at participating local shops, restaurants, and facilities.

What it actually costs you

Free; register at local municipal offices or via the prefectural website.

Common gotcha

Not all businesses participate; always check for the sticker at the entrance.

state · Oita Prefectural Government

Who qualifies

Owners of older wooden houses built before 1981.

What you get

Subsidies covering up to 50% of seismic diagnostic and reinforcement costs.

What it actually costs you

Requires a certified seismic diagnosis report; lengthy application process.

Common gotcha

You must use contractors registered with the prefecture to qualify for the grant.

state · Oita Prefecture

Who qualifies

Residents building or purchasing new homes that meet specific energy-saving standards.

What you get

Partial interest rate reduction on housing loans.

What it actually costs you

Requires energy performance certification; apply through your bank.

Common gotcha

Only applies to specific 'ZEH' (Net Zero Energy House) certified properties.

state · Oita Prefectural Government

Who qualifies

Small business owners and local farmers selling Oita-branded produce.

What you get

Marketing and packaging cost subsidies.

What it actually costs you

Business plan submission required; competitive selection process.

Common gotcha

Strict requirements on using Oita-grown ingredients.

state · Oita Department of Agriculture

Who qualifies

Individuals moving to Oita to start a career in farming.

What you get

Monthly living allowance for up to 2 years during the training phase.

What it actually costs you

Must commit to a full-time farming career; requires a training plan.

Common gotcha

If you quit farming before the designated period, you must repay the grant.

state · Oita Tourism Association

Who qualifies

Residents and visitors traveling within Oita prefecture.

What you get

Discount coupons for hotels and local restaurants.

What it actually costs you

Must book through designated travel agents or websites.

Common gotcha

Coupons expire quickly and are often limited to specific weekdays.

state · Oita Prefectural Government

Who qualifies

Small businesses in Oita looking to implement digital payment or inventory systems.

What you get

Up to 500,000 JPY for IT equipment and software.

What it actually costs you

Requires a digital transformation plan and post-implementation report.

Common gotcha

Software must be purchased from approved vendors.

state · Miyazaki Chamber of Commerce

Who qualifies

Residents of Miyazaki Prefecture

What you get

20% bonus value on retail vouchers (e.g., pay 10,000 yen for 12,000 yen in shopping power)

What it actually costs you

Must be purchased during specific lottery windows; requires local residency proof

Common gotcha

These certificates are often limited to specific participating local shops and expire within 6 months

state · Miyazaki Prefectural Government

Who qualifies

Consumers purchasing certified Miyazaki-grown agricultural products

What you get

Direct discounts or cashback points when buying through designated prefectural e-commerce platforms

What it actually costs you

Requires registration on the 'Miyazaki Brand' portal

Common gotcha

Only applies to items with the official Miyazaki brand logo

state · Miyazaki Prefectural Welfare Department

Who qualifies

Families with children under 18 or pregnant women

What you get

Discounts at thousands of participating retail stores, restaurants, and service providers across the prefecture

What it actually costs you

Free; issued at municipal offices upon showing health insurance card or maternal handbook

Common gotcha

You must show the physical or digital card before checkout begins

state · Miyazaki Environment Department

Who qualifies

Residents who purchase energy-efficient home appliances or participate in local clean-up events

What you get

Points convertible to local shopping vouchers or public transport credits

What it actually costs you

Requires downloading the prefectural app and scanning receipts

Common gotcha

Points expire at the end of each fiscal year

state · Miyazaki Forestry Department

Who qualifies

Residents building a new home using at least 50% Miyazaki-grown timber

What you get

Grant of up to 500,000 yen for construction costs

What it actually costs you

Requires certification from a local lumber association; long application process

Common gotcha

Must apply before construction begins

state · Miyazaki Transport Bureau

Who qualifies

Low-income households or students commuting via regional bus lines

What you get

30% rebate on monthly commuter pass costs

What it actually costs you

Requires proof of income and residence

Common gotcha

Does not apply to JR train lines, only specific prefectural bus operators

state · Kagoshima Prefectural Government

Who qualifies

Residents of the Amami Islands traveling for medical or essential purposes.

What you get

Up to 50% discount on ferry tickets between islands and the mainland.

What it actually costs you

Requires resident card and application at the local municipal office.

Common gotcha

Must be applied for in advance; cannot be used for tourist travel.

state · Kagoshima Prefectural Health Department

Who qualifies

Residents of remote islands needing to travel to Kagoshima City for specialized hospital care.

What you get

Reimbursement for travel expenses exceeding a certain threshold.

What it actually costs you

Submission of medical receipts and transport tickets.

Common gotcha

Only covers the patient and one essential caregiver.

state · Kagoshima Chamber of Commerce

Who qualifies

All residents of Kagoshima Prefecture.

What you get

20% bonus value on vouchers usable at participating local retailers.

What it actually costs you

Purchase price of the voucher booklet; limited availability.

Common gotcha

Vouchers have a strict expiration date of 6 months.

state · Kagoshima Prefecture Agriculture Division

Who qualifies

Low-income households and families with children.

What you get

Discount coupons for local black pork products at designated cooperatives.

What it actually costs you

Application via the prefectural portal.

Common gotcha

Coupons are often distributed via school newsletters.

state · Okinawa Prefectural Government

Who qualifies

Residents of designated remote islands within Okinawa prefecture.

What you get

Subsidized air and ferry fares for travel to the main island.

What it actually costs you

Application at local municipal office, proof of residency required.

Common gotcha

The discount is only applicable to specific carriers and routes.

state · Okinawa Department of Commerce, Industry and Labor

Who qualifies

Small business owners and households facing high utility surcharges.

What you get

Direct financial assistance to offset electricity and fuel costs.

What it actually costs you

Online application with recent utility bills.

Common gotcha

Often limited to specific time windows; check the portal frequently.

state · Municipal Health Departments

Who qualifies

Families with children up to junior high school age.

What you get

Full or partial coverage of out-of-pocket medical expenses.

What it actually costs you

Registration at the local city hall.

Common gotcha

Varies slightly by specific city (e.g., Naha vs. Uruma).

state · Okinawa Prefectural Housing Division

Who qualifies

Homeowners performing energy-efficient or typhoon-resistant renovations.

What you get

Cash rebate covering up to 20% of renovation costs.

What it actually costs you

Requires pre-approval before construction begins.

Common gotcha

Must use contractors registered within the prefecture.

state · Okinawa General Bureau

Who qualifies

Businesses operating within designated zones in Naha or Uruma.

What you get

Corporate tax exemptions and tariff reductions.

What it actually costs you

Strict audit of business operations and import/export logs.

Common gotcha

Requires maintaining a specific percentage of local staff.

state · Okinawa Convention & Visitors Bureau

Who qualifies

Small tourism-related businesses.

What you get

Funding for marketing or digital transformation projects.

What it actually costs you

Detailed business plan and budget proposal.

Common gotcha

Highly competitive; requires clear proof of impact on local tourism.

state · Okinawa Prefectural Agricultural Credit Fund

Who qualifies

Local farmers investing in new machinery or greenhouse tech.

What you get

Low-interest loans with extended repayment terms.

What it actually costs you

Agricultural certification and business feasibility study.

Common gotcha

Interest rates are subsidized but still subject to bank approval.