South Korea hubs

Ok-ja

Tailor

South KoreaKorean (한국어)₩ KRW

Ok-ja runs a small tailoring shop in a bustling neighborhood, balancing her craft with the complexities of South Korean social security. This hub tracks the national support systems, tax benefits, and insurance schemes that keep her business running and her family secure.

Keeping my shop running

Essential resources for managing a small business and navigating tax obligations.

Durunuri Social Insurance Support

두루누리 사회보험료 지원

national · Korea Workers' Compensation & Welfare Service

Who qualifies
Small businesses with fewer than 10 employees and low-wage workers.
What you get
80% subsidy on National Pension and Employment Insurance premiums.
What it actually costs you
Application via the portal; requires proof of employee income.
Common gotcha
Must be renewed annually and eligibility is strictly tied to monthly income thresholds.

Simplified Tax System for Small Businesses

간이과세제도

national · National Tax Service

Who qualifies
Businesses with annual revenue under 80 million KRW.
What you get
Lower VAT rates (1.5% to 4%) and simplified reporting requirements.
What it actually costs you
Annual tax filing; requires accurate bookkeeping of sales.
Common gotcha
If revenue exceeds the threshold, you are automatically moved to the general tax bracket.

Small Business Market Promotion Agency Loans

소상공인시장진흥공단 정책자금

national · Ministry of SMEs and Startups

Who qualifies
Registered small business owners with a valid business license.
What you get
Low-interest policy loans for facility upgrades or working capital.
What it actually costs you
Credit check and business plan submission; variable interest rates.
Common gotcha
Funds are limited and released in batches; timing the application is crucial.

Business Registration Certificate

사업자등록증

national · National Tax Service

Who qualifies
Anyone starting a commercial activity.
What you get
Legal status to issue tax invoices and operate a business.
What it actually costs you
Free; requires lease agreement and ID.
Common gotcha
Must update address immediately if the shop moves.

Small Business Portal

소상공인마당

national · Small Business Market Promotion Agency

Who qualifies
All small business owners.
What you get
Access to training, consulting, and legal advice.
What it actually costs you
Free account creation.
Common gotcha
The site is dense; use the search function for specific training programs.

Korea Credit Guarantee Fund

신용보증기금

national · Korea Credit Guarantee Fund

Who qualifies
Small businesses lacking sufficient collateral for bank loans.
What you get
Credit guarantees to secure bank financing.
What it actually costs you
Guarantee fee (usually 0.5-1.5% of the loan amount).
Common gotcha
Requires a thorough review of business financial health.

Staying healthy while working

National health coverage ensures I don't go bankrupt if I get sick.

National Health Insurance Service

국민건강보험

national · National Health Insurance Service

Who qualifies
All residents of Korea.
What you get
Subsidized medical costs for checkups, surgery, and medication.
What it actually costs you
Monthly premiums based on income and property assets.
Common gotcha
Self-employed individuals pay premiums based on both income and property ownership.

National Health Screening Program

국가건강검진

national · National Health Insurance Service

Who qualifies
All adults over 20 (every 2 years).
What you get
Free basic health checkup including blood pressure and cholesterol.
What it actually costs you
Time; must visit a designated clinic.
Common gotcha
If you miss your birth-year cycle, you have to pay a penalty to get it done later.

National Cancer Screening

국가암검진

national · National Health Insurance Service

Who qualifies
Age-specific groups for stomach, breast, cervical, liver, and colon cancer.
What you get
Highly subsidized or free cancer screenings.
What it actually costs you
10% co-pay for some tests.
Common gotcha
Only covers specific cancer types; doesn't replace comprehensive private insurance.

Long-term Care Insurance

노인장기요양보험

national · National Health Insurance Service

Who qualifies
Elderly or those with degenerative diseases.
What you get
Home care or facility care support.
What it actually costs you
Small monthly premium added to health insurance.
Common gotcha
Requires formal certification of disability level.

Mental Health Welfare Center

정신건강복지센터

national · Ministry of Health and Welfare

Who qualifies
Anyone experiencing stress or mental health issues.
What you get
Free counseling and referral services.
What it actually costs you
Free.
Common gotcha
Often requires an appointment; walk-ins may not be accepted.

Emergency Disaster Relief Fund

재난지원금

national · Ministry of the Interior and Safety

Who qualifies
Varies by specific crisis (e.g., pandemic).
What you get
Cash or prepaid cards for local spending.
What it actually costs you
Application via portal during eligible periods.
Common gotcha
Funds usually have an expiration date.

Planning for the future

Retirement feels far away, but I need to build a safety net now.

National Pension Service

국민연금

national · National Pension Service

Who qualifies
All citizens aged 18-60.
What you get
Monthly pension payments upon reaching retirement age.
What it actually costs you
9% of income (for self-employed, you pay the full amount).
Common gotcha
If you don't pay consistently, your future payout decreases significantly.

Individual Savings Account (ISA)

개인종합자산관리계좌

national · Financial Services Commission

Who qualifies
Anyone with earned income.
What you get
Tax-free interest and dividends up to a certain limit.
What it actually costs you
Bank fees for account management.
Common gotcha
Must keep the account for at least 3 years to get tax benefits.

Youth Leap Account

청년도약계좌

national · Ministry of Finance

Who qualifies
Young adults (19-34) meeting income criteria.
What you get
Government matching funds for 5-year savings.
What it actually costs you
Monthly deposits; strict income verification.
Common gotcha
If you withdraw early, you lose the government matching grant.

Housing Subscription Savings

주택청약종합저축

national · Ministry of Land, Infrastructure and Transport

Who qualifies
Anyone wanting to buy a new apartment.
What you get
Priority for new apartment lotteries.
What it actually costs you
Monthly deposits of 20k-500k KRW.
Common gotcha
You must maintain the account for years to accumulate points.

Individual Retirement Pension (IRP)

개인형 퇴직연금

national · Financial Supervisory Service

Who qualifies
Anyone with earned income.
What you get
Tax deduction on annual contributions.
What it actually costs you
Management fees; funds are locked until age 55.
Common gotcha
Early withdrawal results in a 16.5% tax penalty.

Bogeumjari Loan

보금자리론

national · Korea Housing Finance Corporation

Who qualifies
First-time homebuyers or those replacing short-term debt.
What you get
Fixed-rate, long-term mortgage loan.
What it actually costs you
Application fee; requires property appraisal.
Common gotcha
Strict limits on property value and household income.

Daily admin and essentials

Managing my identity and basic services efficiently.

Gov.kr (Government 24)

정부24

national · Ministry of the Interior and Safety

Who qualifies
All citizens.
What you get
Online access to resident registration, tax certificates, and more.
What it actually costs you
Requires digital certificate (Gongin-injeungseo).
Common gotcha
The site requires multiple security plugins that can be annoying to install.

Resident Registration Card

주민등록증

national · Ministry of the Interior and Safety

Who qualifies
Citizens over 17.
What you get
Official national ID.
What it actually costs you
Free; visit local community center.
Common gotcha
If lost, you must report it immediately to prevent identity theft.

Joint Certificate (Gongin-injeungseo)

공동인증서

national · Korea Financial Telecommunications & Clearings Institute

Who qualifies
Anyone using online banking or government portals.
What you get
Digital signature for all official transactions.
What it actually costs you
Annual renewal required.
Common gotcha
The system is being replaced by 'Financial Certificates' which are easier to use.

Family Relation Certificate

가족관계증명서

national · Supreme Court of Korea

Who qualifies
Any citizen needing proof of family ties.
What you get
Official document for school, insurance, or visa purposes.
What it actually costs you
Small fee if printed at a kiosk.
Common gotcha
Must ensure you select the correct 'detail' level for the document.

Passport Issuance

여권발급

national · Ministry of Foreign Affairs

Who qualifies
All citizens.
What you get
International travel document.
What it actually costs you
Processing fee (50k-53k KRW).
Common gotcha
Photos must meet strict specifications or they will be rejected.

Post Office Financial Services

우체국금융

national · Ministry of Science and ICT

Who qualifies
All citizens.
What you get
Safe, government-backed savings and insurance.
What it actually costs you
Standard banking fees.
Common gotcha
Interest rates are stable but often lower than private commercial banks.

State-level schemes

17states & territories — open one to see what it offers.

Seoul서울특별시

Seoul offers specialized support for small-scale artisans and textile workers through city-funded workspace subsidies and vocational training grants.

Keeping my shop running

Seoul Small Business Special Guarantee

서울시 소상공인 특별보증

state · Seoul Credit Guarantee Foundation

Who qualifies
Registered small business owners in Seoul with a valid business license.
What you get
Low-interest loans up to 30 million KRW with city-backed credit guarantees.
What it actually costs you
Application fee varies; requires business registration certificate and tax proof.
Common gotcha
The guarantee limit is strictly tied to your credit score and annual revenue.

Seoul Textile Industry Modernization Grant

서울시 섬유산업 현대화 지원사업

state · Seoul Metropolitan Government

Who qualifies
Tailors and small garment workshops located in designated Seoul textile districts.
What you get
Subsidies covering up to 50% of costs for upgrading sewing machines or equipment.
What it actually costs you
Must provide quotes and business plan; requires local district office verification.
Common gotcha
Funds are released as reimbursements after the purchase is verified.

Seoul Commercial Rent Support

서울시 상가 임대료 지원

state · Seoul Metropolitan Government

Who qualifies
Small business owners facing temporary financial hardship.
What you get
Partial rental assistance for up to 6 months.
What it actually costs you
Requires lease agreement and proof of income drop.
Common gotcha
Only available for businesses with revenue below a specific threshold.

Seoul Small Workplace Safety Improvement

서울시 소규모 사업장 안전환경 개선사업

state · Seoul Safety Department

Who qualifies
Workshops with fewer than 10 employees.
What you get
Funding for fire safety equipment and improved lighting/ventilation.
What it actually costs you
Requires safety inspection report from city officials.
Common gotcha
Must be compliant with basic building codes before applying.

Living in the city

Seoul Energy Welfare Voucher

서울시 에너지 복지 바우처

state · Seoul Metropolitan Government

Who qualifies
Low-income households residing in Seoul.
What you get
Credits for electricity and heating bills during peak seasons.
What it actually costs you
Application via local community center (Dong-ju-min-center).
Common gotcha
Does not automatically renew; must re-apply every year.

Seoul Climate Card

기후동행카드

state · Seoul Metropolitan Government

Who qualifies
All Seoul residents.
What you get
Unlimited access to Seoul subways and buses for a fixed monthly fee.
What it actually costs you
62,000 KRW per month; available on mobile or physical card.
Common gotcha
Does not cover inter-city buses outside Seoul city limits.

Seoul City Medical Expense Support

서울시 의료비 지원

state · Seoul Health Department

Who qualifies
Low-income residents with high medical bills not covered by national insurance.
What you get
Direct payment or reimbursement for emergency medical procedures.
What it actually costs you
Requires medical records and proof of financial status.
Common gotcha
Must apply before the procedure if possible.
Busan부산광역시

Busan offers specific support for small-scale artisans and textile workers through local business development grants and city-wide welfare programs tailored for the urban self-employed.

Keeping my shop running

Busan Small Business Special Guarantee

부산 소상공인 특별보증

state · Busan Credit Guarantee Foundation

Who qualifies
Self-employed tailors with a registered business in Busan operating for over 3 months.
What you get
Low-interest loans up to 50 million KRW with city-subsidized interest rates.
What it actually costs you
Business registration certificate, ID, and a visit to the foundation office.
Common gotcha
The interest subsidy is limited; apply early in the fiscal year before the budget runs out.

Busan Small Shop Environment Improvement Project

부산 소상공인 점포 환경개선 사업

state · Busan Metropolitan City

Who qualifies
Small business owners with a physical shop in Busan.
What you get
Reimbursement of up to 2 million KRW for interior repairs, signage, or equipment upgrades.
What it actually costs you
Receipts for work done and proof of business operation.
Common gotcha
You must pay for the work first and get reimbursed; keep all tax invoices.

Dongbaekjeon Cashback

동백전

state · Busan Metropolitan City

Who qualifies
Any resident or business owner in Busan using the Dongbaekjeon card.
What you get
5-10% cashback on purchases made at local small businesses.
What it actually costs you
Download the app and link your bank account.
Common gotcha
Cashback percentages change monthly based on city budget allocation.

Busan Local Tax Relief for Small Business

부산 소상공인 지방세 감면

state · Busan Tax Department

Who qualifies
Small business owners facing temporary financial hardship.
What you get
Extension of local tax payment deadlines or partial exemption.
What it actually costs you
Application form submitted to the local district office.
Common gotcha
This is not automatic; you must prove a significant drop in revenue.

Looking after my family

Busan Low-Income Medical Support

부산시 저소득층 의료비 지원

state · Busan Health and Welfare Bureau

Who qualifies
Low-income households in Busan not fully covered by national insurance.
What you get
Partial coverage of out-of-pocket medical expenses for major surgeries.
What it actually costs you
Medical records and proof of income.
Common gotcha
Must be applied for before the surgery or treatment begins.

Busan Child-rearing Allowance Add-on

부산시 아동 양육 지원금

state · Busan Metropolitan City

Who qualifies
Parents of young children residing in Busan.
What you get
Additional monthly stipend on top of national child benefits.
What it actually costs you
Resident registration verification.
Common gotcha
The amount varies by the age of the child and household size.

Busan Senior Transit Card

부산 어르신 교통카드

state · Busan Transportation Corporation

Who qualifies
Residents aged 65 and over.
What you get
Free travel on Busan subway and city buses.
What it actually costs you
Application at a local community center with ID.
Common gotcha
Does not cover taxis or inter-city buses.
Daegu대구광역시

Daegu is a historic hub for the textile and garment industry, offering specialized support for small-scale artisans and local fashion manufacturers.

Keeping my workshop running

Daegu Small Business Management Stabilization Fund

대구광역시 소상공인 경영안정자금

state · Daegu Credit Guarantee Foundation

Who qualifies
Small business owners in Daegu with a valid business registration for over 3 months.
What you get
Low-interest loans up to 30 million KRW with interest rate subsidies.
What it actually costs you
Requires a credit guarantee application and proof of business income; processing takes 2-3 weeks.
Common gotcha
The interest subsidy is limited and funds run out quickly after the annual announcement in January.

Daegu Textile & Fashion Industry Support Voucher

대구 섬유패션산업 지원 바우처

state · Daegu Technopark

Who qualifies
Local tailors and small garment workshops registered in Daegu's textile clusters.
What you get
Subsidies for purchasing modern sewing equipment or digital pattern design software.
What it actually costs you
Matching fund requirement (usually 20% of cost) and submission of a business improvement plan.
Common gotcha
Requires detailed receipts and proof of equipment installation for reimbursement.

Daegu Happy Pay (Daegu-ro Pay)

대구로페이

state · Daegu Metropolitan City

Who qualifies
Residents of Daegu who use the local payment app.
What you get
5-7% discount or cashback on purchases made at registered local small businesses.
What it actually costs you
Must download the app and link a local bank account; no fees.
Common gotcha
Can only be used at merchants within Daegu city limits.

Daegu Small Shop Environment Improvement Project

대구 소상공인 점포환경개선사업

state · Daegu Small Business Promotion Center

Who qualifies
Small shops in operation for more than 6 months with low annual revenue.
What you get
Up to 2 million KRW for interior repairs, signage replacement, or lighting upgrades.
What it actually costs you
Application form, photos of current store, and contractor quotes.
Common gotcha
You must pay the contractor first and apply for reimbursement after the work is verified.

Living well in the city

Daegu Senior/Disabled Transit Pass

대구광역시 어르신 교통카드

state · Daegu City Transit Department

Who qualifies
Residents aged 70+ living in Daegu.
What you get
Free access to Daegu city buses and urban rail lines.
What it actually costs you
Application at local community center with ID card.
Common gotcha
Does not cover inter-city buses or taxis.

Daegu Citizen Health Screening Support

대구 시민 건강검진 지원

state · Daegu Health Centers

Who qualifies
Low-income residents not covered by standard corporate health plans.
What you get
Free basic health screenings including blood pressure, diabetes, and cholesterol checks.
What it actually costs you
Visit your local 'Bogeonso' (Public Health Center) with your resident registration.
Common gotcha
Only covers basic screenings; specialized tests require a referral to a hospital.
Incheon인천광역시

Incheon provides specialized support for small-scale artisans and textile workers through local business development grants and urban renewal welfare programs.

Keeping my shop running

Incheon Small Business Special Guarantee

인천광역시 소상공인 특례보증

state · Incheon Credit Guarantee Foundation

Who qualifies
Registered small business owners in Incheon with a physical shop.
What you get
Low-interest loans up to 30 million KRW with government-backed credit guarantees.
What it actually costs you
Requires business registration certificate and tax payment proof; 2-4 weeks processing.
Common gotcha
The interest rate subsidy is only valid if you maintain your business address within Incheon city limits.

Incheon Small Business Facility Improvement Grant

인천 소상공인 점포환경개선사업

state · Incheon Business Information Center

Who qualifies
Businesses operating for more than 6 months in Incheon.
What you get
Reimbursement of up to 2 million KRW for interior repairs or equipment upgrades.
What it actually costs you
Need to submit receipts and photos of the renovation; 50% matching fund required.
Common gotcha
You must apply before starting the work; retroactive claims are rejected.

Incheon Digital Transformation Support

인천 소상공인 디지털 전환 지원

state · Incheon Technopark

Who qualifies
Traditional shop owners looking to adopt digital payment or inventory systems.
What you get
Subsidies for purchasing POS systems, tablets, or online marketing tools.
What it actually costs you
Requires a simple business plan and proof of digital tool purchase.
Common gotcha
Limited to specific approved vendors listed by the Technopark.

Incheon e-Eum Card Cashback

인천e음

state · Incheon Metropolitan City

Who qualifies
All residents and business owners in Incheon.
What you get
5-10% cashback on purchases made at local small businesses.
What it actually costs you
Free to sign up via the mobile app; requires bank account linkage.
Common gotcha
Cashback rates change monthly based on city budget allocation.

Taking care of my family

Incheon Housing Rental Subsidy

인천광역시 주거급여

state · Incheon Social Welfare Department

Who qualifies
Low-income households living in rented properties in Incheon.
What you get
Monthly rental assistance based on household size and location.
What it actually costs you
Proof of lease agreement and income verification via local community center.
Common gotcha
Must report any change in rental contract immediately to avoid penalties.

Incheon Medical Welfare for Vulnerable Groups

인천광역시 의료비 지원

state · Incheon Health and Welfare Bureau

Who qualifies
Low-income residents facing high medical costs not covered by national insurance.
What you get
Partial coverage for surgery and long-term treatment costs.
What it actually costs you
Medical diagnosis report and income certificate; requires application at district office.
Common gotcha
Does not cover cosmetic procedures or non-essential treatments.
Gwangju광주광역시

Gwangju provides targeted support for small-scale artisans and local business owners through specialized credit guarantees and facility modernization grants.

Keeping my shop running

Gwangju Small Business Special Guarantee

광주광역시 소상공인 특례보증

state · Gwangju Credit Guarantee Foundation

Who qualifies
Small business owners in Gwangju with a valid business registration.
What you get
Low-interest loans up to 30 million KRW with government-backed guarantees.
What it actually costs you
Business license, tax records, and a visit to the local guarantee office.
Common gotcha
The interest rate subsidy is limited to the first 2-3 years.

Small Business Facility Improvement Grant

소상공인 점포환경개선 지원사업

state · Gwangju Economic Promotion Agency

Who qualifies
Business owners operating for more than 6 months in Gwangju.
What you get
Up to 2 million KRW for interior repairs or equipment upgrades.
What it actually costs you
Receipts for work done and proof of business operation.
Common gotcha
You must pay for the upgrades first and get reimbursed later.

Gwangju Sangsaeng Card

광주상생카드

state · Gwangju Metropolitan City

Who qualifies
Residents and business owners in Gwangju.
What you get
7-10% cashback on purchases made within the city.
What it actually costs you
Registration via the app or local bank branches.
Common gotcha
Cannot be used in large department stores or franchises.

Local Tax Relief for Small Businesses

지방세 감면 지원

state · Gwangju City Tax Department

Who qualifies
Registered small businesses facing financial hardship.
What you get
Exemption or deferral of local business license taxes.
What it actually costs you
Application form submitted to the district office.
Common gotcha
Only applies to specific local taxes, not national VAT.

Taking care of my health

Gwangju Citizen Health Screening Support

광주광역시 시민 건강검진 지원

state · Gwangju Public Health Center

Who qualifies
Low-income self-employed individuals and residents.
What you get
Free or heavily discounted annual health checkups.
What it actually costs you
Resident registration card and appointment booking.
Common gotcha
Must visit designated public health centers, not private hospitals.

Gwangju Emergency Welfare Support

광주 긴급복지 지원

state · Gwangju Welfare Department

Who qualifies
Individuals facing sudden loss of income or health crisis.
What you get
Immediate cash assistance for living expenses and medical bills.
What it actually costs you
Proof of income loss or emergency medical report.
Common gotcha
Strict asset limits apply; you cannot have significant savings.
Daejeon대전광역시

Daejeon provides specialized support for small-scale artisans and textile workers through local business development grants and municipal welfare programs tailored for the city's unique urban economy.

Growing my tailoring business

Daejeon Small Business Management Stabilization Fund

대전광역시 소상공인 경영안정자금

state · Daejeon Credit Guarantee Foundation

Who qualifies
Small business owners (including tailors) with a business license in Daejeon.
What you get
Low-interest loans up to 50 million KRW to cover operational costs or equipment upgrades.
What it actually costs you
Requires a credit check, business registration certificate, and a visit to the local branch.
Common gotcha
The interest rate subsidy is limited, so apply early in the fiscal year before the budget runs out.

Daejeon Love Gift Certificate (On-Tong-Dae)

대전사랑상품권 (온통대전)

municipal · Daejeon Metropolitan City

Who qualifies
Any resident or business owner operating within Daejeon.
What you get
Cashback incentives (usually 5-10%) on purchases made at local registered businesses.
What it actually costs you
Requires downloading the app and linking a local bank account.
Common gotcha
The cashback percentage changes frequently based on municipal budget availability.

Small Business Store Environment Improvement Project

소상공인 점포 환경개선 지원사업

state · Daejeon Economic Promotion Agency

Who qualifies
Tailors operating a physical shop in Daejeon for over 6 months.
What you get
Up to 2 million KRW to renovate shop interiors, signage, or lighting.
What it actually costs you
Requires a detailed renovation plan and proof of payment; usually a matching fund model.
Common gotcha
You must use contractors registered within the city to qualify for the reimbursement.

Digital Transformation Support for Small Businesses

소상공인 디지털 전환 지원

state · Daejeon Metropolitan City

Who qualifies
Small business owners looking to adopt digital payment or inventory systems.
What you get
Subsidies for purchasing tablets, POS systems, or digital marketing services.
What it actually costs you
Requires submission of business tax records and a digital adoption plan.
Common gotcha
The equipment must be purchased through approved vendors to be eligible for the subsidy.

Taking care of my family in the city

Daejeon Childbirth Encouragement Grant

대전광역시 출산장려금

state · Daejeon Metropolitan City

Who qualifies
Parents residing in Daejeon for more than 6 months at the time of birth.
What you get
One-time payment ranging from 500,000 to 1 million KRW depending on birth order.
What it actually costs you
Birth certificate and resident registration document submitted to the local district office.
Common gotcha
This is separate from national child allowances and must be applied for within 90 days of birth.

Daejeon Public Transport Senior/Disabled Pass

대전광역시 어르신/장애인 교통카드

municipal · Daejeon Transportation Corporation

Who qualifies
Residents aged 65+ or those with registered disabilities.
What you get
Free or heavily discounted rides on Daejeon city buses and subway.
What it actually costs you
Application at the local community center (Dong-office) with ID and photo.
Common gotcha
The card is non-transferable and must be tapped for every ride to avoid fines.

Daejeon Youth/Low-Income Housing Rental Interest Subsidy

대전 청년/저소득층 주거비 지원

state · Daejeon Housing Corporation

Who qualifies
Low-income households or young entrepreneurs renting in Daejeon.
What you get
Partial reimbursement of monthly rent or interest on rental deposit loans.
What it actually costs you
Lease agreement, income proof, and resident registration.
Common gotcha
Income thresholds are strict and checked annually against tax records.

Daejeon City Health Center Specialized Screening

대전광역시 보건소 건강검진

municipal · Local District Health Centers

Who qualifies
All residents of Daejeon.
What you get
Free basic health screenings, blood pressure checks, and vaccinations.
What it actually costs you
Appointment booking at the local health center (Bo-geon-so).
Common gotcha
These are not full hospital checkups; they are for basic preventative care only.
Ulsan울산광역시

As a tailor in Ulsan, you benefit from the city's robust industrial welfare framework and local support for small-scale artisans and self-employed business owners.

Keeping my shop running

Ulsan Small Business Management Stabilization Fund

울산광역시 소상공인 경영안정자금

state · Ulsan Credit Guarantee Foundation

Who qualifies
Small business owners with a business registration in Ulsan.
What you get
Low-interest loans and credit guarantees for shop operations.
What it actually costs you
Requires business license, tax records, and a visit to the foundation office.
Common gotcha
Funds run out quickly; apply early in the quarter.

Ulsan Pay (Ulsan-e)

울산페이

state · Ulsan Metropolitan City

Who qualifies
Any resident or business owner in Ulsan.
What you get
10% discount or cashback when customers pay via the local currency app.
What it actually costs you
Free to sign up; requires a smartphone and bank account link.
Common gotcha
You must register your shop as a merchant to accept payments.

Small Business Digital Transformation Support

소상공인 디지털 전환 지원사업

state · Ulsan Economic Promotion Agency

Who qualifies
Tailors and small shop owners looking to modernize equipment or marketing.
What you get
Subsidies for installing digital kiosks, POS systems, or online marketing.
What it actually costs you
Requires a detailed business plan and proof of purchase for equipment.
Common gotcha
Only covers specific approved vendors.

Looking after my health

Ulsan Citizen Health Screening Support

울산광역시 시민 건강검진 지원

state · Ulsan Public Health Center

Who qualifies
Low-income self-employed individuals and residents over 40.
What you get
Free or heavily discounted annual comprehensive health screening.
What it actually costs you
Requires resident registration card and proof of income.
Common gotcha
Must book at designated city-contracted hospitals.

Ulsan Self-Employed Industrial Accident Insurance Subsidy

울산광역시 자영업자 산재보험료 지원

state · Ulsan Metropolitan City

Who qualifies
Small business owners enrolled in the national industrial accident insurance.
What you get
Partial reimbursement of monthly insurance premiums.
What it actually costs you
Proof of insurance payment and business registration.
Common gotcha
You must already be enrolled in the national scheme first.
Gyeonggi-do경기도

Gyeonggi-do provides specialized support for small-scale artisans and independent business owners through the Gyeonggi Market Promotion Agency and localized welfare programs.

Keeping my shop running

Gyeonggi Credit Guarantee Foundation Small Business Loan

경기신용보증재단 소상공인 특례보증

state · Gyeonggi Credit Guarantee Foundation

Who qualifies
Small business owners with a physical shop in Gyeonggi-do.
What you get
Low-interest loans with state-backed credit guarantees.
What it actually costs you
Business registration certificate, tax payment proof, and a site visit.
Common gotcha
The guarantee limit depends heavily on your credit score and annual revenue.

Gyeonggi Local Currency (Gyeonggi Pay)

경기지역화폐

state · Gyeonggi-do Provincial Government

Who qualifies
Residents and business owners in specific Gyeonggi cities.
What you get
6-10% cashback or bonus points on transactions within the city.
What it actually costs you
Smartphone app installation and linked bank account.
Common gotcha
It only works within the specific city where your shop is registered.

Gyeonggi Small Business Consulting Service

경기도 소상공인 경영환경개선사업

state · Gyeonggi Market Promotion Agency

Who qualifies
Small business owners operating for over 6 months.
What you get
Subsidies for shop interior renovation, signage, or digital marketing.
What it actually costs you
Application form and proof of business expenses.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis.

Taking care of my family

Gyeonggi-do Child Rearing Support

경기도 육아지원금

state · Gyeonggi-do Welfare Department

Who qualifies
Families with children under 6 living in Gyeonggi-do.
What you get
Monthly cash stipend to supplement national child allowances.
What it actually costs you
Resident registration certificate and bank account details.
Common gotcha
Must re-apply if you move between cities within Gyeonggi-do.

Gyeonggi Medical Expense Support for Low-Income

경기도 저소득층 의료비 지원

state · Gyeonggi-do Health Bureau

Who qualifies
Low-income households not fully covered by national insurance.
What you get
Partial coverage for surgery or emergency medical costs.
What it actually costs you
Medical bills and proof of income.
Common gotcha
Does not cover cosmetic procedures or non-essential care.
Gangwon-do강원특별자치도

Gangwon's unique status as a Special Self-Governing Province provides local tailors and small business owners with targeted regional credit guarantees and rural-specific vocational support.

Keeping my shop running

Gangwon Credit Guarantee Foundation Loan

강원신용보증재단 특례보증

state · Gangwon Credit Guarantee Foundation

Who qualifies
Small business owners with a physical shop in Gangwon.
What you get
Low-interest loans backed by provincial credit guarantees.
What it actually costs you
Business registration certificate and tax records; takes 2-3 weeks.
Common gotcha
You must have a clean credit history; even small tax arrears can cause immediate rejection.

Gangwon Small Business Digital Transformation Grant

강원 소상공인 디지털 전환 지원사업

state · Gangwon Provincial Government

Who qualifies
Local tailors and artisans looking to upgrade equipment or digital presence.
What you get
Up to 2 million KRW for equipment purchase or website development.
What it actually costs you
Application during the annual call for proposals; requires a business plan.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis once the window opens.

Gangwon Local Currency (Gangwon Gift Certificate) Merchant Benefit

강원상품권 가맹점 혜택

state · Gangwon Provincial Government

Who qualifies
Any registered business in Gangwon accepting local currency.
What you get
Reduced transaction fees compared to credit card processing fees.
What it actually costs you
Registration as a local currency merchant; takes 3-5 days.
Common gotcha
You must ensure your POS system is updated to accept the specific regional gift card.

Looking after my health and home

Gangwon Rural Medical Expense Subsidy

강원도 농어촌 의료비 지원

state · Gangwon Health and Welfare Bureau

Who qualifies
Low-income self-employed individuals living in designated rural districts.
What you get
Partial reimbursement for high-cost medical treatments not covered by national insurance.
What it actually costs you
Medical receipts and income verification documents.
Common gotcha
Must be applied for within 6 months of the medical procedure.

Gangwon Provincial Energy Voucher Supplement

강원도 에너지바우처 추가지원

state · Gangwon Provincial Government

Who qualifies
Low-income households in Gangwon facing harsh winter heating costs.
What you get
Additional credit for heating oil or electricity during winter months.
What it actually costs you
Application at your local community center (Eup/Myeon office).
Common gotcha
This is a top-up to the national voucher; you must be enrolled in the national scheme first.
Chungcheongbuk-do충청북도

Chungcheongbuk-do provides specialized support for small-scale artisans and local business owners, offering unique regional subsidies for equipment and workspace modernization that aren't available at the national level.

Keeping my shop running

Chungbuk Small Business Facility Modernization Grant

충청북도 소상공인 시설개선 지원사업

state · Chungcheongbuk-do Provincial Office

Who qualifies
Registered small business owners in Chungbuk with less than 5 employees.
What you get
Up to 5 million KRW for interior repairs or equipment replacement.
What it actually costs you
Requires a 20% self-funding match and proof of business registration.
Common gotcha
Funds are released on a reimbursement basis after work is completed and inspected.

Cheongju Pay (Cheongju-si Local Currency)

청주페이

municipal · Cheongju City Hall

Who qualifies
Residents and business owners in Cheongju.
What you get
6-10% cashback on transactions made at local registered shops.
What it actually costs you
Free mobile app registration and physical card issuance.
Common gotcha
Cannot be used at large department stores or franchises; only local tailors and shops.

Chungbuk Credit Guarantee Foundation Special Loan

충북신용보증재단 특례보증

state · Chungbuk Credit Guarantee Foundation

Who qualifies
Local artisans and tailors struggling to get bank loans.
What you get
Low-interest loans up to 30 million KRW with government-backed collateral.
What it actually costs you
Requires a credit check and business tax records.
Common gotcha
The guarantee fee is usually 0.8-1.0% per year, which is deducted upfront.

Staying healthy and safe

Chungbuk Rural/Artisan Health Screening Support

충북 도민 건강검진 지원

state · Chungcheongbuk-do Health Department

Who qualifies
Self-employed individuals in specific sectors not covered by corporate plans.
What you get
Full coverage for basic annual health screenings.
What it actually costs you
Requires resident registration in Chungbuk for at least 1 year.
Common gotcha
Must use designated provincial hospitals; private clinics may not be covered.

Chungbuk Emergency Living Stabilization Fund

충청북도 긴급복지지원

state · Chungcheongbuk-do Social Welfare Division

Who qualifies
Low-income households facing sudden loss of income or illness.
What you get
Monthly living expenses and medical support for up to 3 months.
What it actually costs you
Requires proof of income drop (e.g., tax documents showing zero sales).
Common gotcha
This is a last-resort fund; you must prove you have no other assets.
Chungcheongnam-do충청남도

Chungcheongnam-do provides targeted support for small-scale artisans and local business owners through regional credit guarantees and specialized vocational training grants.

Keeping my shop running

Chungnam Small Business Credit Guarantee

충남 소상공인 특례보증

state · Chungnam Credit Guarantee Foundation

Who qualifies
Small business owners with a physical shop in Chungnam
What you get
Low-interest loans with state-backed credit guarantees
What it actually costs you
Requires business registration certificate and tax proof
Common gotcha
The interest rate subsidy is limited to a specific annual cap

Chungnam Love Gift Certificate

충남사랑상품권

state · Chungcheongnam-do Provincial Government

Who qualifies
Residents and business owners in the province
What you get
10% discount on purchases when using the local currency app
What it actually costs you
Download the Chaeum app and link your local bank account
Common gotcha
Cannot be used in large department stores or supermarkets

Small Business Digital Transformation Grant

소상공인 디지털 전환 지원사업

state · Chungnam Economic Promotion Agency

Who qualifies
Traditional shop owners looking to adopt digital payment or inventory systems
What you get
Up to 1 million KRW for digital equipment or software upgrades
What it actually costs you
Application form and proof of business operation
Common gotcha
Must submit receipts for equipment purchased within the fiscal year

Small Business Rental Subsidy

소상공인 임대료 지원사업

state · Chungcheongnam-do Department of Economy

Who qualifies
Small business owners facing temporary financial hardship
What you get
Partial reimbursement of monthly shop rent
What it actually costs you
Lease agreement and proof of income drop
Common gotcha
Only available during specific application windows announced by the province

Looking after my family

Chungnam Medical Expense Support for Low Income

충남 저소득층 의료비 지원

state · Chungnam Health & Welfare Bureau

Who qualifies
Low-income residents not fully covered by national insurance
What you get
Coverage for emergency surgery or long-term treatment costs
What it actually costs you
Medical records and income verification documents
Common gotcha
Must apply before the treatment begins in most cases

Chungnam Childcare Allowance Top-up

충남 양육지원금

state · Chungcheongnam-do Social Welfare Department

Who qualifies
Families with children under 6 living in Chungnam
What you get
Monthly cash transfer in addition to national child allowance
What it actually costs you
Resident registration card
Common gotcha
Does not automatically renew; must confirm residency annually

Chungnam Senior Public Transport Card

충남 어르신 교통카드

state · Chungcheongnam-do Transportation Bureau

Who qualifies
Residents over 65 years old
What you get
Free bus travel within the province
What it actually costs you
ID card and photo at the local community center
Common gotcha
Only valid for buses, not inter-city trains
Jeollabuk-do전북특별자치도

As a tailor in Jeonbuk, you benefit from specific regional support for small-scale artisans and local textile industry modernization grants.

Keeping my shop running

Jeonbuk Small Business Special Loan

전북특별자치도 소상공인 특례보증

state · Jeonbuk Credit Guarantee Foundation

Who qualifies
Small business owners in Jeonbuk with a physical shop.
What you get
Low-interest loans up to 30 million KRW with government-backed credit guarantees.
What it actually costs you
Business registration certificate, ID, and 3-5 days for credit review.
Common gotcha
You must have a valid business license registered within the province for at least 6 months.

Jeonju Love Gift Card

전주사랑상품권

municipal · Jeonju City Government

Who qualifies
Registered businesses in Jeonju.
What you get
10% cashback or discount on transactions when customers use the card.
What it actually costs you
Registration as a merchant via the local portal.
Common gotcha
Large department stores are excluded, making it a great way to attract local neighborhood customers.

Jeonbuk Digital Transformation Grant

전북 소상공인 디지털 전환 지원사업

state · Jeonbuk Economic Promotion Agency

Who qualifies
Traditional market tailors and small workshops.
What you get
Subsidies up to 1 million KRW for digital marketing or online store setup.
What it actually costs you
A simple business plan and proof of expenses.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis each spring.

Health and safety for me and my family

Jeonbuk Artisan Health Screening

전북 소상공인 건강검진 지원

state · Jeonbuk Provincial Office

Who qualifies
Self-employed individuals in Jeonbuk without other health benefits.
What you get
Free annual basic health checkup.
What it actually costs you
Proof of business registration and residency.
Common gotcha
Must be booked through the provincial health portal in advance.

Jeonbuk Small Business Accident Insurance Subsidy

전북 소상공인 사회보험료 지원

state · Jeonbuk Provincial Office

Who qualifies
Small business owners paying into national employment or accident insurance.
What you get
Reimbursement of 50% of the employer's share of insurance premiums.
What it actually costs you
Quarterly application with payment receipts.
Common gotcha
You must be up to date on your national tax payments to qualify.
Jeollanam-do전라남도

Jeollanam-do offers specific provincial support for small business owners and traditional artisans that helps offset the high cost of living in rural manufacturing hubs.

Keeping my shop running

Jeollanam-do Small Business Special Guarantee

전라남도 소상공인 특례보증

state · Jeonnam Credit Guarantee Foundation

Who qualifies
Small business owners with a physical shop in Jeonnam with low credit scores.
What you get
Requires business registration certificate, tax payment proof, and visit to the local credit guarantee center.
Common gotcha
The interest subsidy is only for the first 2 years, after which market rates apply.

Jeonnam Love Gift Certificate (J-Pay)

전남사랑상품권

state · Jeollanam-do Provincial Office

Who qualifies
All residents and business owners in the province.
What you get
Download the app, link a bank account, and buy vouchers.
Common gotcha
Cannot be used at large department stores or franchises, only local shops.

Small Business Digital Transformation Support

소상공인 디지털 전환 지원사업

state · Jeollanam-do Economic Promotion Agency

Who qualifies
Traditional shop owners looking to adopt POS systems or online marketing.
What you get
Receipts for equipment, business license, and a simple digital adoption plan.
Common gotcha
Must apply during the specific annual recruitment window, usually in early spring.

Jeonnam Traditional Craftsmanship Subsidy

전라남도 전통공예 육성사업

state · Jeollanam-do Culture and Tourism Bureau

Who qualifies
Tailors and textile workers preserving traditional Korean sewing techniques.
What you get
Portfolio of work, proof of traditional technique, and residency in Jeonnam.
Common gotcha
Requires a rigorous review by a provincial craft committee.

Daily life and health in the province

Jeonnam Rural Medical Expense Support

전라남도 농어촌 의료비 지원

state · Jeollanam-do Health and Welfare Department

Who qualifies
Low-income residents in designated rural areas of Jeonnam.
What you get
Medical receipts and proof of income submitted to the local public health center.
Common gotcha
Only applies to clinics and hospitals within the province.

Jeonnam Energy Cost Subsidy

전라남도 에너지 바우처 추가지원

state · Jeollanam-do Provincial Office

Who qualifies
Vulnerable households already receiving the national energy voucher.
What you get
Automatic application if you are already on the national list.
Common gotcha
It is a top-up, not a separate application; check your local administrative center (Eup/Myeon/Dong).
Gyeongsangbuk-do경상북도

Gyeongsangbuk-do offers specific support for small-scale artisans and traditional textile workers to modernize their workshops and access local markets.

Keeping my shop running

Gyeongbuk Small Business Facility Modernization

경상북도 소상공인 시설개선 지원사업

state · Gyeongsangbuk-do Economic Promotion Agency

Who qualifies
Registered small business owners in Gyeongbuk with less than 5 employees.
What you get
Up to 5 million KRW for equipment upgrades or shop interior repairs.
What it actually costs you
Requires 50% matching funds and business registration certificate.
Common gotcha
The application window is very short, usually opening in early spring.

Gyeongbuk Credit Guarantee Foundation Loan

경상북도신용보증재단 특례보증

state · Gyeongbuk Credit Guarantee Foundation

Who qualifies
Tailors and artisans with low credit scores who cannot get standard bank loans.
What you get
State-backed loan guarantee allowing access to low-interest bank loans.
What it actually costs you
Small annual guarantee fee (approx 1%) and proof of business income.
Common gotcha
You must visit the local branch in person for the initial consultation.

Help for my family and home

Gyeongbuk Energy Voucher Supplement

경상북도 에너지바우처 추가지원

state · Gyeongsangbuk-do Provincial Government

Who qualifies
Low-income households in Gyeongbuk who meet national criteria but need extra winter heating help.
What you get
Additional 50,000 - 100,000 KRW in energy credits during the coldest months.
What it actually costs you
Automatically processed if you are already on the national energy voucher list.
Common gotcha
It is a top-up, so it stacks on top of the national scheme; check your local Eup/Myeon/Dong office.

Gyeongbuk Traditional Craft Support

경상북도 전통공예인 육성사업

state · Gyeongsangbuk-do Culture & Tourism Department

Who qualifies
Tailors specializing in traditional Korean clothing (Hanbok) or local textile crafts.
What you get
Annual grant for participating in local cultural festivals and marketing support.
What it actually costs you
Portfolio of work and proof of traditional craft techniques.
Common gotcha
Requires active participation in regional craft exhibitions.
Gyeongsangnam-do경상남도

Gyeongsangnam-do offers specialized support for small-scale artisans and local business owners, including unique tax credits and equipment modernization grants for traditional craft sectors like tailoring.

Keeping my shop running

Gyeongnam Small Business Facility Modernization Grant

경상남도 소상공인 시설개선 지원사업

state · Gyeongsangnam-do Provincial Government

Who qualifies
Registered small business owners in Gyeongnam with less than 5 employees.
What you get
Up to 2 million KRW for shop interior renovation or equipment upgrades.
What it actually costs you
Application form, business registration certificate, and proof of purchase for upgrades.
Common gotcha
You must pay for the upgrades first and then apply for reimbursement.

Gyeongnam Credit Guarantee Foundation Loan

경상남도신용보증재단 특례보증

state · Gyeongnam Credit Guarantee Foundation

Who qualifies
Local tailors and small merchants with low credit scores who cannot get bank loans.
What you get
Government-backed loan guarantee allowing access to low-interest bank loans.
What it actually costs you
Credit check fee, business license, and tax payment certificate.
Common gotcha
The guarantee is not cash; it is a document you take to a partner bank.

Gyeongnam Love Gift Certificate (Gyeongnam Sarang)

경상남도 사랑상품권

state · Gyeongsangnam-do

Who qualifies
All residents and business owners in the province.
What you get
10% discount when purchasing local currency vouchers used for shop supplies.
What it actually costs you
Smartphone app installation and linked bank account.
Common gotcha
Only usable at registered local businesses within the province.

Help for my family and home

Gyeongnam Energy Voucher Top-up

경상남도 에너지바우처 추가지원

state · Gyeongsangnam-do Welfare Department

Who qualifies
Low-income households in Gyeongnam meeting specific income criteria.
What you get
Additional cash support for heating and electricity bills during winter.
What it actually costs you
Application at local community center (Eup/Myeon/Dong office).
Common gotcha
This stacks on top of the national energy voucher but requires a separate local application.

Gyeongnam Low-Income Medical Expense Support

경상남도 저소득층 의료비 지원

state · Gyeongsangnam-do Health Bureau

Who qualifies
Residents with chronic illnesses who are not fully covered by national insurance.
What you get
Partial coverage of out-of-pocket medical expenses for surgery or long-term treatment.
What it actually costs you
Medical records, hospital bills, and income proof.
Common gotcha
Must apply before the surgery or treatment begins.
Jeju-do제주특별자치도

Jeju-do provides specialized local support for small-scale artisans and self-employed workers to navigate the island's unique tourism-driven economy.

Keeping my shop running

Jeju Small Business Credit Guarantee

제주신용보증재단 소상공인 보증

state · Jeju Credit Guarantee Foundation

Who qualifies
Small business owners in Jeju with a valid business registration.
What you get
Low-interest loans and credit guarantees for shop maintenance or equipment upgrades.
What it actually costs you
Business license, tax records, and a visit to the foundation office.
Common gotcha
The interest rate subsidy is often exhausted early in the fiscal year.

Tamnaneun Jeon

탐나는전

state · Jeju Special Self-Governing Province

Who qualifies
Residents and business owners in Jeju.
What you get
10% cashback or discount on purchases made within the island using the card.
What it actually costs you
Mobile app registration or physical card pickup at a bank.
Common gotcha
Usage is restricted to local businesses; large department stores are excluded.

Jeju Local Craft Marketing Assistance

제주 소상공인 마케팅 지원사업

state · Jeju Economic and Trade Promotion Agency

Who qualifies
Registered tailors and craftspeople producing local goods.
What you get
Grants for digital marketing, signage, or shop interior improvements.
What it actually costs you
Application form and proof of business activity.
Common gotcha
Requires a detailed plan on how the funds will be used for growth.

Daily life on the island

Jeju Traffic Card Subsidy

제주도 교통카드 할인

state · Jeju Transport Department

Who qualifies
All residents using public buses.
What you get
Subsidized bus fares and free transfers within 40 minutes.
What it actually costs you
Purchase of a T-money card.
Common gotcha
Must tap the card on the reader when exiting the bus to get the transfer discount.

Jeju Resident Health Checkup Top-up

제주도민 건강검진 지원

state · Jeju Public Health Center

Who qualifies
Residents aged 40+ with low-to-middle income.
What you get
Additional cancer screening coverage beyond national standards.
What it actually costs you
Resident registration certificate.
Common gotcha
Must be done at designated hospitals within the province.
Sejong세종특별자치시

As a tailor in a rapidly developing administrative capital, you benefit from specialized small-business support and modern urban infrastructure grants unique to Sejong's smart city planning.

Keeping my shop running

Sejong Small Business Special Guarantee

세종시 소상공인 특례보증

state · Sejong City / Chungbuk Credit Guarantee Foundation

Who qualifies
Small business owners with a physical shop in Sejong city.
What you get
Low-interest loans with a city-backed guarantee for equipment or rent.
What it actually costs you
Business registration certificate, tax records, and a visit to the local guarantee foundation branch.
Common gotcha
The interest subsidy is limited; apply early in the fiscal year before the budget runs out.

Sejong Smart Shop Digitalization Support

세종시 스마트상점 기술보급사업

state · Sejong City Economic Policy Division

Who qualifies
Local tailors and small shops looking to install digital payment or POS systems.
What you get
Up to 70% of the cost for installing smart kiosks or digital inventory management tools.
What it actually costs you
Receipts for equipment purchase and proof of business operation.
Common gotcha
You must use pre-approved vendors to qualify for the reimbursement.

Yeominjeon Cashback Program

여민전

state · Sejong City

Who qualifies
All Sejong residents and business owners.
What you get
Monthly cashback (usually 5-10%) on purchases made within the city.
What it actually costs you
Download the Yeominjeon app and link your bank account.
Common gotcha
The cashback percentage changes monthly based on city budget availability.

Traditional Market & Small Shop Safety Upgrade

전통시장 및 소상공인 화재안전시설 지원

state · Sejong Fire Department

Who qualifies
Small shops in older buildings or designated commercial zones.
What you get
Free installation of fire extinguishers, smoke detectors, and electrical safety checks.
What it actually costs you
Application through the local community center; no direct cost.
Common gotcha
They prioritize shops with outdated electrical wiring.

Supporting my family in the city

Sejong City Child-Rearing Allowance Top-up

세종시 양육지원금

state · Sejong City Welfare Department

Who qualifies
Parents residing in Sejong with children under 6.
What you get
Additional monthly stipend on top of national child allowances.
What it actually costs you
Resident registration verification via the local administrative welfare center.
Common gotcha
Must be a registered resident of Sejong for at least 6 months.

Sejong City Public Health Center Services

세종시 보건소 진료비 감면

state · Sejong Public Health Center

Who qualifies
All Sejong residents.
What you get
Discounted rates for basic health screenings, vaccinations, and dental checkups.
What it actually costs you
Resident ID card.
Common gotcha
Only available at designated public health centers, not private clinics.

Sejong Low-Income Rental Assistance

세종시 저소득층 임대료 지원

state · Sejong Housing Corporation

Who qualifies
Low-income households renting in Sejong.
What you get
Partial reimbursement of monthly rent or deposit interest support.
What it actually costs you
Income proof and rental contract.
Common gotcha
Strict income thresholds apply; check the latest annual update.