South Korea hubs

Si-woo

Social Media Manager

South KoreaKorean (한국어)₩ KRW

Si-woo is a 28-year-old social media manager living in a studio apartment in Seoul, constantly balancing freelance gigs with a full-time role. This hub covers the essential national support systems, tax breaks, and digital portals that help Si-woo navigate life in Korea.

Leveling up my career

Keeping skills sharp and finding financial support for professional development is crucial in the competitive Korean media landscape.

Tomorrow Learning Card

국민내일배움카드

national · Ministry of Employment and Labor

Who qualifies
Most citizens, including employees and freelancers.
What you get
Up to 5 million KRW for vocational training courses.
What it actually costs you
Application via HRD-Net; requires a small co-payment for some courses.
Common gotcha
The card balance expires after 5 years, so don't wait too long to use it.

K-Digital Training

K-디지털 트레이닝

national · Ministry of Employment and Labor

Who qualifies
Job seekers and those looking to switch to tech-heavy roles.
What you get
Free intensive training in data, AI, and digital marketing.
What it actually costs you
Full-time commitment; requires a rigorous selection process.
Common gotcha
It is extremely competitive and requires a high level of dedication.

Youth Employment Support Package

국민취업지원제도

national · Ministry of Employment and Labor

Who qualifies
Youth (18-34) seeking employment or low-income earners.
What you get
Job search allowance of 500,000 KRW/month for up to 6 months.
What it actually costs you
Requires mandatory participation in job counseling sessions.
Common gotcha
You must prove active job search efforts to keep receiving payments.

WorkNet

워크넷

national · Korea Employment Information Service

Who qualifies
Anyone looking for a job in Korea.
What you get
Access to government-verified job postings and career counseling.
What it actually costs you
Free; requires a registered account with ID verification.
Common gotcha
Many listings are for smaller firms; filter carefully for your industry.

Startup Nest

스타트업 네스트

national · Korea Credit Guarantee Fund

Who qualifies
Early-stage entrepreneurs and freelancers building a business.
What you get
Mentorship, networking, and potential credit guarantees.
What it actually costs you
Requires a solid business plan and pitch deck.
Common gotcha
It is designed for scalable businesses, not solo freelancers.

K-Startup Portal

K-스타트업

national · Ministry of SMEs and Startups

Who qualifies
Anyone launching a startup in Korea.
What you get
Centralized hub for government grants and support programs.
What it actually costs you
Time-consuming application forms for every specific grant.
Common gotcha
Deadlines are strict and often fall on the same dates.

Managing my cash flow

As a freelancer, navigating the Hometax system and saving on taxes is the difference between surviving and thriving.

Hometax

홈택스

national · National Tax Service

Who qualifies
All tax-paying residents.
What you get
Online tax filing, income verification, and tax credit tracking.
What it actually costs you
Requires digital certificate (Gongin-injeungseo) or Kakao/Naver login.
Common gotcha
The site is notoriously difficult to use on browsers other than Edge/Chrome.

Youth Hope Savings Account

청년희망적금

national · Ministry of Economy and Finance

Who qualifies
Youth (19-34) with income below a certain threshold.
What you get
High interest rates plus government-subsidized savings incentives.
What it actually costs you
Requires a 2-year commitment to monthly deposits.
Common gotcha
If you withdraw early, you lose the government subsidy.

Yellow Umbrella Deduction

노란우산공제

national · Small Business Corporation

Who qualifies
Freelancers and small business owners.
What you get
Tax deduction up to 5 million KRW per year on contributions.
What it actually costs you
Monthly premium payments; limited liquidity.
Common gotcha
It is essentially a retirement fund; you can't touch it easily.

National Pension Service

국민연금

national · National Pension Service

Who qualifies
All residents aged 18-60.
What you get
Future pension income and disability/survivor benefits.
What it actually costs you
Mandatory monthly contributions based on income.
Common gotcha
Freelancers must self-report income to adjust premiums.

National Health Insurance

국민건강보험

national · National Health Insurance Service

Who qualifies
All residents.
What you get
Subsidized medical care and checkups.
What it actually costs you
Monthly premiums; often expensive for self-employed.
Common gotcha
Premiums for freelancers are based on assets and income, not just income.

Youth Leap Account

청년도약계좌

national · Financial Services Commission

Who qualifies
Youth (19-34) meeting income criteria.
What you get
Government matching funds for 5-year savings plans.
What it actually costs you
Requires consistent monthly savings for 5 years.
Common gotcha
The long lock-in period makes it difficult for those with unstable income.

Handling my digital life

Korea is a digital-first country; knowing how to use Government24 and digital IDs is essential for everything from renting a room to signing contracts.

Government 24

정부24

national · Ministry of the Interior and Safety

Who qualifies
All residents.
What you get
Access to all government documents (resident registration, tax certificates, etc.).
What it actually costs you
Requires a digital ID or public certificate.
Common gotcha
The site requires installing multiple security plugins.

Mobile Resident Registration Card

모바일 신분증

national · Ministry of the Interior and Safety

Who qualifies
Anyone with a physical ID card.
What you get
Legal digital ID on your phone for banking, travel, and age verification.
What it actually costs you
Download the app and verify via your physical card.
Common gotcha
Not all businesses accept it yet, though it is legally binding.

PASS Authentication

패스

private · Mobile Carriers (SKT, KT, LGU+)

Who qualifies
Anyone with a mobile plan.
What you get
Fast, secure identity verification for online services.
What it actually costs you
Free; requires mobile carrier verification.
Common gotcha
You need to re-verify if you change your phone or number.

Digital Signature Service

간편인증

national · Ministry of Science and ICT

Who qualifies
Anyone with a smartphone.
What you get
Easy login for government sites using Kakao, Naver, or Toss.
What it actually costs you
Requires setting up the service in your chosen app.
Common gotcha
Sometimes the verification popup doesn't appear on the screen.

e-People

국민신문고

national · Anti-Corruption and Civil Rights Commission

Who qualifies
Anyone with a complaint or suggestion for the government.
What you get
Official channel to file complaints or report illegal activities.
What it actually costs you
Requires a detailed description and evidence.
Common gotcha
Responses can take up to 14 days.

K-Pass

K-패스

national · Ministry of Land, Infrastructure and Transport

Who qualifies
Frequent public transport users.
What you get
Cashback on public transport costs (20-53% depending on income).
What it actually costs you
Requires a specific K-Pass card and monthly usage.
Common gotcha
You must use the card at least 15 times a month to qualify.

Staying healthy and housed

Living in a studio means managing rent and health is a constant juggle; these national schemes provide a safety net.

Jeonse Loan Guarantee

전세보증금반환보증

national · Korea Housing & Urban Guarantee Corporation (HUG)

Who qualifies
Tenants renting under Jeonse or monthly lease systems.
What you get
Insurance protecting your deposit if the landlord fails to return it.
What it actually costs you
Small annual insurance premium.
Common gotcha
The property must meet strict appraisal criteria to be eligible.

National Health Checkup

국가건강검진

national · National Health Insurance Service

Who qualifies
All adults every 2 years.
What you get
Free basic medical screening (blood, vision, weight, etc.).
What it actually costs you
Time; must visit a designated clinic.
Common gotcha
If you miss your year, you have to pay a penalty to get it done later.

National Mental Health Support

마음건강지원사업

national · Ministry of Health and Welfare

Who qualifies
Anyone struggling with stress or mental health.
What you get
Subsidized counseling sessions.
What it actually costs you
Requires referral or registration at a local center.
Common gotcha
Wait times at public centers can be long.

Youth Monthly Rent Support

청년월세지원

national · Ministry of Land, Infrastructure and Transport

Who qualifies
Low-income youth living independently.
What you get
Up to 200,000 KRW/month for rent.
What it actually costs you
Strict income and asset verification.
Common gotcha
Funds are limited and distributed on a first-come basis.

Emergency Medical Aid

긴급복지지원

national · Ministry of Health and Welfare

Who qualifies
Those facing sudden financial crisis due to job loss or illness.
What you get
Immediate financial assistance for living and medical costs.
What it actually costs you
Requires proof of sudden hardship.
Common gotcha
It is a temporary measure, not a long-term benefit.

Energy Voucher

에너지바우처

national · Ministry of Trade, Industry and Energy

Who qualifies
Low-income households.
What you get
Subsidies for electricity, gas, and heating bills.
What it actually costs you
Application during specific winter/summer windows.
Common gotcha
You must re-apply every year.

State-level schemes

17states & territories — open one to see what it offers.

Seoul서울특별시

As a social media manager in Seoul, you navigate a hyper-digital city where local government support for freelancers and small creative businesses is surprisingly robust, though often buried in complex Korean-only portals.

Keeping my freelance hustle alive

Seoul Freelancer Support Center

서울프리랜서센터

municipal · Seoul Metropolitan Government

Who qualifies
Freelancers residing in Seoul with proof of income.
What you get
Free legal consultation, tax advice, and co-working space access.
What it actually costs you
Free; requires resident registration certificate and proof of freelance work.
Common gotcha
The center is physical; you must book appointments online in advance.

Seoul Youth Allowance

서울청년수당

municipal · Seoul Youth Agency

Who qualifies
Unemployed or underemployed Seoul residents aged 19-34.
What you get
Monthly stipend of 500,000 KRW for up to 6 months.
What it actually costs you
Application during specific seasonal windows; requires income proof.
Common gotcha
Highly competitive; you must submit a detailed activity plan.

Seoul Business Agency Creative Support

서울경제진흥원

municipal · Seoul Business Agency

Who qualifies
Small creative businesses and content creators based in Seoul.
What you get
Grants for content production and marketing assistance.
What it actually costs you
Requires a business registration number and a project proposal.
Common gotcha
The application process is extremely document-heavy.

Seoul Credit Guarantee Foundation Loans

서울신용보증재단

municipal · Seoul Credit Guarantee Foundation

Who qualifies
Small business owners or freelancers with a business license.
What you get
Low-interest loans backed by the city government.
What it actually costs you
Processing fee; requires credit check and business plan.
Common gotcha
Interest rates fluctuate based on city budget allocations.

Navigating the city on a budget

Climate Card (Seoul Transport Pass)

기후동행카드

municipal · Seoul Metropolitan Government

Who qualifies
Anyone using public transport in Seoul.
What you get
Unlimited rides on subways, buses, and Ttareungi bikes for 62,000 KRW/month.
What it actually costs you
Initial card purchase fee (3,000 KRW) plus monthly top-up.
Common gotcha
Does not cover Shinbundang line or inter-city buses.

Ttareungi Annual Pass

따릉이

municipal · Seoul Facilities Corporation

Who qualifies
All Seoul residents.
What you get
Annual bike rental access for 30,000 KRW.
What it actually costs you
Online registration via app.
Common gotcha
Bikes are often unavailable at popular stations during rush hour.

Seoul Culture Voucher

서울문화누리카드

municipal · Ministry of Culture, Sports and Tourism / Seoul

Who qualifies
Low-income households in Seoul.
What you get
130,000 KRW annual credit for cultural activities, books, and transport.
What it actually costs you
Application via local community center or online.
Common gotcha
Must be used within the calendar year or balance expires.
Busan부산광역시

Busan offers specific creative industry grants and digital nomad support that make it the premier hub for social media professionals in South Korea.

Growing my digital business

Busan Content Creator Support Program

부산 콘텐츠 크리에이터 지원사업

state · Busan IT Industry Promotion Agency

Who qualifies
Active content creators residing in Busan with over 1,000 followers.
What you get
Grants up to 5 million KRW for equipment upgrades and studio rental subsidies.
What it actually costs you
Portfolio submission, business plan, and proof of residency.
Common gotcha
The application window is very short, usually only open for two weeks in early spring.

Busan Startup Coworking Space Subsidy

부산 창업 공유오피스 지원

state · Busan Metropolitan City

Who qualifies
Freelance social media managers and digital marketers registered in Busan.
What you get
70% reimbursement on monthly coworking space rent at designated hubs.
What it actually costs you
Monthly rental receipts and proof of freelance income.
Common gotcha
Only valid for specific partner coworking spaces listed on the city portal.

Busan Digital Marketing Academy

부산 디지털 마케팅 아카데미

state · Busan Economic Promotion Agency

Who qualifies
Busan residents looking to upskill in advanced social media analytics.
What you get
Free professional certification courses and networking events with local SMEs.
What it actually costs you
Registration fee of 50,000 KRW (refundable upon 80% attendance).
Common gotcha
High competition; seats are filled on a first-come, first-served basis.

Busan Local Brand Promotion Grant

부산 로컬브랜드 홍보 지원

state · Busan Tourism Organization

Who qualifies
Social media managers representing Busan-based small businesses.
What you get
Ad spend credits for Instagram and YouTube targeting Busan tourists.
What it actually costs you
Detailed campaign strategy and projected ROI report.
Common gotcha
Must prove that the campaign directly promotes Busan tourism or local products.

Living well in the city

Busan Youth Transit Discount

부산 청년 대중교통비 지원

state · Busan Metropolitan City

Who qualifies
Residents aged 19-34 living in Busan.
What you get
Up to 60,000 KRW monthly cashback on subway and bus fares.
What it actually costs you
Linked Dongbaekjeon card usage history.
Common gotcha
You must use the Dongbaekjeon local currency card to pay for transit to qualify.

Busan Youth Mental Health Counseling

부산 청년 마음건강 지원

state · Busan Mental Health Welfare Center

Who qualifies
Freelancers and gig workers in Busan experiencing burnout.
What you get
10 free 1-on-1 counseling sessions with certified professionals.
What it actually costs you
Online self-assessment survey and initial interview.
Common gotcha
Waitlists can be long; apply early in the quarter.

Busan Culture & Art Voucher

부산 문화예술 바우처

state · Busan Culture Foundation

Who qualifies
Low-income freelancers or those in creative sectors.
What you get
110,000 KRW annual credit for books, movies, and museum tickets.
What it actually costs you
Proof of income tax filing.
Common gotcha
Credits expire at the end of the calendar year; use them or lose them.

Busan Youth Housing Interest Support

부산 청년 주거비 대출이자 지원

state · Busan Metropolitan City

Who qualifies
Young professionals under 34 living in rented housing in Busan.
What you get
Interest subsidy of up to 2% on housing loans.
What it actually costs you
Lease agreement and bank loan documentation.
Common gotcha
Only applicable to specific housing loan products approved by the city.
Daegu대구광역시

Daegu offers a unique blend of tech-forward startup incentives and youth-centric cultural subsidies that help a freelance social media manager thrive in a competitive urban market.

Getting my business off the ground

Daegu Startup Voucher Program

대구 스타트업 바우처 지원사업

state · Daegu Technopark

Who qualifies
Early-stage startups and freelancers based in Daegu.
What you get
Vouchers worth up to 5 million KRW for marketing, design, or consulting services.
What it actually costs you
Requires a business registration certificate and a detailed project plan.
Common gotcha
The application window is very short, usually opening in early spring.

Daegu Youth Center Co-working Space

대구청년센터 공유오피스

state · Daegu Metropolitan City

Who qualifies
Residents of Daegu aged 19-39.
What you get
Free access to high-speed internet, desks, and meeting rooms.
What it actually costs you
Free, but requires an online reservation and proof of residency.
Common gotcha
Meeting rooms must be booked at least 3 days in advance.

Daegu Digital Content Creation Grant

대구 디지털 콘텐츠 제작 지원

state · Daegu Digital Innovation Agency

Who qualifies
Content creators and social media managers producing digital media.
What you get
Financial support for hardware upgrades or software subscriptions.
What it actually costs you
Need to submit a portfolio of past digital work.
Common gotcha
Funds are provided as a reimbursement after submitting receipts.

Daegu Small Business Consulting Service

대구 소상공인 경영컨설팅

state · Daegu Small Business Support Center

Who qualifies
Registered small business owners in Daegu.
What you get
Free 1-on-1 sessions with tax and marketing experts.
What it actually costs you
Requires an initial diagnostic interview.
Common gotcha
Sessions are limited to 3 per year per business.

Living my best life in the city

Daegu Youth Transportation Subsidy

대구 청년 교통비 지원

state · Daegu Metropolitan City

Who qualifies
Low-income youth residents aged 19-34.
What you get
Reimbursement of up to 30% of monthly transit costs.
What it actually costs you
Must register your transit card on the official portal.
Common gotcha
Only applies to public transit within Daegu city limits.

Daegu Culture and Arts Voucher

대구 문화예술 바우처

state · Daegu Culture & Arts Foundation

Who qualifies
Residents with low income or specific social welfare status.
What you get
110,000 KRW annually for books, movies, or exhibitions.
What it actually costs you
Application via the national integrated portal.
Common gotcha
Must be used by the end of the calendar year or it expires.

Daegu Youth Mind Care

대구 청년 마음건강 지원

state · Daegu Mental Health Welfare Center

Who qualifies
Young adults experiencing burnout or stress.
What you get
Free psychological counseling sessions.
What it actually costs you
Requires a referral or self-registration at the local center.
Common gotcha
Wait times can be long during peak exam seasons.

Daegu Public Bike (T-Bike) Membership

대구 공공자전거 할인

state · Daegu Metropolitan City

Who qualifies
All registered residents.
What you get
Discounted annual membership for public bike rentals.
What it actually costs you
Small annual fee (approx 10,000 KRW).
Common gotcha
Bikes must be returned to designated docking stations.
Incheon인천광역시

Incheon offers unique support for young digital creators and freelancers through its aggressive smart-city initiatives and local business subsidies that help social media managers scale their operations.

Growing my creative business

Incheon Youth Startup Support Fund

인천청년창업지원금

state · Incheon Technopark

Who qualifies
Incheon residents aged 19-39 running a business for less than 3 years.
What you get
Up to 10 million KRW in non-repayable grants for marketing and equipment.
What it actually costs you
Business plan, tax registration, and proof of residency; high competition.
Common gotcha
The application window is very short, usually only open for two weeks in early spring.

Incheon Contents Lab Studio Access

인천콘텐츠코리아랩

state · Incheon Metropolitan City

Who qualifies
Freelance creators and social media managers based in Incheon.
What you get
Free access to professional-grade video editing suites, lighting, and recording studios.
What it actually costs you
Online reservation and a brief portfolio review.
Common gotcha
You must book slots at least 2 weeks in advance as they fill up quickly.

Incheon Small Business Marketing Subsidy

인천 소상공인 마케팅 지원사업

state · Incheon Credit Guarantee Foundation

Who qualifies
Local small business owners who hire freelance social media managers.
What you get
Reimbursement of up to 50% of marketing service costs.
What it actually costs you
Contract with the freelancer and tax invoice documentation.
Common gotcha
The freelancer must be registered as a business entity in Incheon.

Getting around and living in the city

Incheon I-Pass

인천 I-패스

state · Incheon Metropolitan City

Who qualifies
All Incheon residents using public transit.
What you get
Refunds of 20-53% of monthly transit costs depending on usage frequency.
What it actually costs you
Registration of your transit card on the official portal.
Common gotcha
You must use the specific I-Pass card; standard T-money cards don't auto-enroll.

Incheon Youth Housing Interest Subsidy

인천 청년 주거비 지원

state · Incheon City Housing Division

Who qualifies
Young adults aged 19-34 living in Incheon with a monthly income below 150% of the median.
What you get
Monthly interest subsidy for housing loans up to 200,000 KRW.
What it actually costs you
Lease agreement, income proof, and resident registration certificate.
Common gotcha
Cannot be combined with national housing vouchers.
Gwangju광주광역시

Gwangju is a hub for digital creators and youth startups, offering unique local subsidies for content production and office space that aren't available in Seoul.

Leveling up my content business

Gwangju Content Industry Promotion Support

광주콘텐츠기업 성장지원

state · Gwangju Information & Culture Industry Promotion Agency

Who qualifies
Content creators and digital media startups based in Gwangju.
What you get
Grants up to 20 million KRW for content production and marketing.
What it actually costs you
Business registration, detailed project proposal, and 3 months of reporting.
Common gotcha
The application window is very short, usually in February.

Gwangju Startup Hub Office Space

광주창업지원센터 입주지원

state · Gwangju Metropolitan City

Who qualifies
Freelance social media managers or small digital agencies under 3 years old.
What you get
Low-cost or free co-working space and high-speed internet in the city center.
What it actually costs you
Competitive selection process based on portfolio and business plan.
Common gotcha
You must maintain your physical office address in Gwangju to keep the lease.

Gwangju Digital Marketing Voucher

광주 디지털 마케팅 바우처

state · Gwangju Technopark

Who qualifies
Small businesses in Gwangju looking to hire local social media managers.
What you get
Subsidies covering 70% of marketing service fees.
What it actually costs you
Requires a contract with a certified local agency or freelancer.
Common gotcha
The voucher is paid to the business, not the freelancer directly, so negotiate your payment terms early.

Gwangju Creator Academy

광주 크리에이터 아카데미

state · Gwangju Information & Culture Industry Promotion Agency

Who qualifies
Aspiring or current content creators residing in Gwangju.
What you get
Free access to professional studio equipment and advanced editing software training.
What it actually costs you
Attendance at weekend workshops and a commitment to produce a final project.
Common gotcha
Limited seats; priority is given to those who haven't taken the course before.

Making life in Gwangju easier

Gwangju Youth Transport Subsidy

광주 청년 교통카드 지원

state · Gwangju Metropolitan City

Who qualifies
Residents aged 19-34 living in Gwangju.
What you get
Monthly credit or refund on public transport spending up to 30,000 KRW.
What it actually costs you
Registration on the city's youth portal with proof of residence.
Common gotcha
Must be used with a registered Gwangju-compatible transit card.

Gwangju Youth Monthly Rent Support

광주 청년 월세 지원

state · Gwangju Metropolitan City

Who qualifies
Low-income youth (under 39) living in rented housing in Gwangju.
What you get
Up to 200,000 KRW per month for rent for 12 months.
What it actually costs you
Lease agreement, proof of income, and bank statements.
Common gotcha
Cannot be combined with national-level rent subsidies.
Daejeon대전광역시

Daejeon is the tech-hub of South Korea, offering unique startup grants and digital infrastructure support perfect for a social media manager running a creative agency.

Growing my creative business

Daejeon Startup Town Residency

대전 스타트업 타운 입주지원

state · Daejeon Techno Park

Who qualifies
Early-stage startups and digital creators based in Daejeon.
What you get
Subsidized office space and high-speed internet access in the D-Unicorn hub.
What it actually costs you
Competitive application process; requires a solid business plan and proof of business registration.
Common gotcha
Spaces are limited and highly sought after by tech firms; apply early in the fiscal year.

Daejeon Youth Entrepreneurship Fund

대전 청년창업지원금

state · Daejeon City Youth Policy Division

Who qualifies
Entrepreneurs aged 19-39 residing in Daejeon.
What you get
Up to 10 million KRW in non-repayable grants for marketing and equipment.
What it actually costs you
Detailed budget proposal and attendance at mandatory entrepreneurship workshops.
Common gotcha
The funds must be used strictly for business expenses, not personal living costs.

Daejeon Digital Marketing Voucher

대전 디지털 마케팅 바우처

state · Daejeon Information & Culture Industry Promotion Agency

Who qualifies
Small businesses and freelancers in the digital content sector.
What you get
Vouchers to pay for professional software subscriptions or paid advertising campaigns.
What it actually costs you
Requires a 10-20% self-contribution of the total voucher value.
Common gotcha
You must use pre-approved service providers within the Daejeon region.

Making city life easier

Daejeon On-Tong Card Cashback

대전 온통대전 캐시백

state · Daejeon Metropolitan City

Who qualifies
All residents of Daejeon with a local bank account.
What you get
5-10% cashback on purchases made at local small businesses.
What it actually costs you
Free to apply; just download the app and link your bank account.
Common gotcha
Cashback percentages change monthly based on the city budget.

Daejeon Youth Transport Subsidy

대전 청년 교통비 지원

state · Daejeon City Transport Department

Who qualifies
Residents aged 19-34 who use public transport frequently.
What you get
Monthly reimbursement for subway and bus fares up to 50,000 KRW.
What it actually costs you
Must register your transport card on the official portal.
Common gotcha
Only applies to public transport; does not cover taxi fares.

Daejeon Culture & Arts Pass

대전 문화예술 패스

state · Daejeon Culture & Arts Foundation

Who qualifies
Young adults aged 19.
What you get
150,000 KRW in points to spend on concerts, exhibitions, and theater tickets.
What it actually costs you
Online application via the integrated culture portal.
Common gotcha
Points expire at the end of the calendar year; use them or lose them.
Ulsan울산광역시

Ulsan is the industrial heart of Korea, offering unique regional subsidies for young digital professionals and creative freelancers that aren't found in Seoul.

Making it as a creative in Ulsan

Ulsan Youth Startup Support Program

울산 청년 창업 지원사업

state · Ulsan Metropolitan City

Who qualifies
Ulsan residents aged 19-39 starting a digital or creative business.
What you get
Up to 15 million KRW in initial funding and free co-working space.
What it actually costs you
Business plan submission, tax records, and 2-3 months of selection process.
Common gotcha
You must maintain your business address in Ulsan for at least 2 years.

Ulsan Content Creator Grant

울산 콘텐츠 크리에이터 지원

state · Ulsan Information Industry Promotion Agency

Who qualifies
Freelance social media managers or creators producing content about Ulsan.
What you get
Equipment rental subsidies and production grants up to 5 million KRW.
What it actually costs you
Portfolio of previous work and a content production proposal.
Common gotcha
The content must explicitly promote Ulsan's tourism or industrial culture.

Living and getting around

Ulsan Youth Public Transport Subsidy

울산 청년 교통비 지원

state · Ulsan Metropolitan City

Who qualifies
Young adults aged 19-34 living in Ulsan using public transport.
What you get
Refund of up to 30% of monthly public transport expenses.
What it actually costs you
Registration of your transportation card on the city portal.
Common gotcha
Only applies to bus and subway usage within the Ulsan/Busan/Gyeongnam area.

Ulsan Pay Incentive

울산페이

state · Ulsan Metropolitan City

Who qualifies
Any resident using the Ulsan Pay mobile app.
What you get
5-10% immediate discount or cashback on purchases at local small businesses.
What it actually costs you
Download the app and link your local bank account.
Common gotcha
Cannot be used at large department stores or big-box retailers.
Gyeonggi-do경기도

Gyeonggi-do offers the most robust support for young creative professionals and freelancers in Korea, providing unique tax breaks and digital infrastructure access.

Making my freelance career work

Gyeonggi Youth Basic Income

경기도 청년기본소득

state · Gyeonggi Provincial Government

Who qualifies
Residents aged 24 living in Gyeonggi for 3+ years.
What you get
1 million KRW per year paid in local currency.
What it actually costs you
Online application via Jobaba portal, requires resident registration certificate.
Common gotcha
Must be spent within the specific city of residence, not across the whole province.

Gyeonggi Content Agency Creative Support

경기콘텐츠진흥원 창작지원

state · Gyeonggi Content Agency

Who qualifies
Content creators and digital media freelancers registered in Gyeonggi.
What you get
Access to professional studio spaces, editing equipment, and small business grants.
What it actually costs you
Portfolio submission and project proposal required during seasonal open calls.
Common gotcha
Highly competitive; focus your proposal on local Gyeonggi themes to increase odds.

Gyeonggi Startup Voucher

경기도 스타트업 바우처

state · Gyeonggi Business & Science Accelerator

Who qualifies
Freelancers transitioning to small business owners in creative sectors.
What you get
Up to 5 million KRW for marketing, branding, or legal consulting services.
What it actually costs you
Business registration certificate and detailed expense plan.
Common gotcha
Funds are paid as reimbursement after you submit proof of service purchase.

Getting around and living better

The Gyeonggi Pass

The 경기패스

state · Gyeonggi Provincial Government

Who qualifies
All Gyeonggi residents who use public transport.
What you get
20-53% refund on monthly public transport expenses (bus/subway).
What it actually costs you
Must sign up for the K-Pass card and use it consistently.
Common gotcha
You must use the card at least 15 times a month to qualify for the refund.

Gyeonggi Culture Voucher

경기도 문화누리카드

state · Gyeonggi Cultural Foundation

Who qualifies
Low-income households and individuals meeting specific criteria.
What you get
130,000 KRW annually for cultural experiences, books, or travel.
What it actually costs you
Application via local community center or website.
Common gotcha
Funds expire at the end of the year; they do not roll over.
Gangwon-do강원특별자치도

Gangwon-do offers unique digital nomad incentives and creative industry grants that help social media managers thrive outside the crowded Seoul metropolitan area.

Boosting my creative business

Gangwon Content Creator Support Fund

강원 콘텐츠 크리에이터 지원사업

state · Gangwon Culture Foundation

Who qualifies
Content creators and SMMs based in Gangwon with a registered business.
What you get
Up to 5 million KRW for equipment, software licenses, or marketing campaigns.
What it actually costs you
Business plan submission, tax records, and quarterly performance reports.
Common gotcha
The funding is strictly for production costs; you cannot use it for personal salary.

Gangwon Startup Hub Coworking Subsidy

강원창조경제혁신센터 입주지원

state · Gangwon Center for Creative Economy & Innovation

Who qualifies
Freelancers and startups under 3 years old.
What you get
Free desk space, high-speed internet, and access to studio equipment.
What it actually costs you
Application through the center's portal and a monthly activity review.
Common gotcha
Spaces are limited and highly competitive; apply as soon as the notice is posted.

Gangwon Workation Voucher

강원 워케이션 바우처

state · Gangwon Tourism Organization

Who qualifies
Remote workers and digital nomads visiting Gangwon.
What you get
Discounts on accommodation and coworking spaces across Chuncheon and Gangneung.
What it actually costs you
Proof of remote employment or freelance status.
Common gotcha
Must be used at designated 'Workation' partner hotels.

Local Brand Promotion Grant

강원 로컬 크리에이터 육성사업

state · Gangwon Provincial Government

Who qualifies
SMMs managing accounts for local Gangwon businesses.
What you get
Matching funds for social media ad spend targeting regional tourism.
What it actually costs you
Detailed campaign strategy and proof of ad spend.
Common gotcha
The campaign must focus on promoting Gangwon-specific products or tourism.

Living and moving around here

Gangwon Youth Transportation Support

강원도 청년 교통비 지원

state · Gangwon Provincial Government

Who qualifies
Residents aged 19-34.
What you get
Reimbursement of up to 30% of monthly public transport expenses.
What it actually costs you
Registration on the provincial portal with an ID card.
Common gotcha
You must use a registered transit card linked to your account.

Gangwon Young Adult Health Screening

강원도 청년 건강검진 지원

state · Gangwon Health Department

Who qualifies
Freelancers not covered by standard corporate health insurance.
What you get
Free annual comprehensive health checkup.
What it actually costs you
Booking through the local community health center.
Common gotcha
Only available at designated provincial medical centers.
Chungcheongbuk-do충청북도

Chungcheongbuk-do offers unique digital nomad support and local small business grants that help creative professionals like Si thrive outside the Seoul metropolitan area.

Boosting my creative business

Chungbuk Startup Growth Voucher

충북 창업성장 바우처

state · Chungbuk Techno Park

Who qualifies
Startups and freelancers registered in Chungbuk for less than 3 years.
What you get
Up to 10 million KRW for marketing, branding, or social media advertising costs.
What it actually costs you
Business registration certificate, tax payment proof, and a project proposal.
Common gotcha
The application window is very short; you must have your business plan ready before the announcement.

Cheongju Youth Creative Hub Access

청주 청년 창업허브

municipal · Cheongju City Government

Who qualifies
Young creative entrepreneurs aged 19-39 living in Cheongju.
What you get
Free access to high-speed internet, professional photography studios, and co-working desks.
What it actually costs you
Resident registration card and a brief portfolio review.
Common gotcha
Spaces are booked via a monthly lottery system, not walk-in.

Chungbuk Digital Marketing Academy

충북 디지털 마케팅 교육

state · Chungbuk Institute of Science and Technology

Who qualifies
Residents of Chungbuk looking to upskill in AI-driven marketing.
What you get
Free advanced workshops on SEO, data analytics, and short-form video production.
What it actually costs you
Attendance is mandatory for 80% of sessions to receive the certificate.
Common gotcha
Classes are often held during business hours, which can conflict with client work.

Chungbuk Local Creator Support Project

충북 로컬크리에이터 지원사업

state · Chungbuk Creative Economy Innovation Center

Who qualifies
Creators who use local Chungbuk resources or history in their digital content.
What you get
Grant of up to 15 million KRW for content production and distribution.
What it actually costs you
Detailed budget plan and proof of local collaboration.
Common gotcha
You must prove that your content promotes the Chungbuk region specifically.

Living well in Chungbuk

Chungbuk Youth Monthly Rent Support

충북 청년 월세 지원사업

state · Chungcheongbuk-do Provincial Office

Who qualifies
Single-person households aged 19-39 with low income renting in Chungbuk.
What you get
Up to 200,000 KRW per month for rent for up to 12 months.
What it actually costs you
Lease agreement, proof of income, and bank statement.
Common gotcha
It is strictly for those with a deposit under 50 million KRW.

Cheongju Culture & Leisure Card

청주 문화누리카드 추가지원

municipal · Cheongju City

Who qualifies
Low-income residents who already hold the national Culture Nuri card.
What you get
Additional 30,000 KRW top-up for use in local bookstores and cinemas.
What it actually costs you
Automatic top-up if you are already in the system.
Common gotcha
Must be used by the end of the calendar year or it expires.

Chungbuk Young Adult Health Screening

충북 청년 건강검진 지원

state · Chungbuk Health Department

Who qualifies
Freelancers and self-employed individuals aged 20-39 in Chungbuk.
What you get
Free comprehensive health check-up including mental health counseling.
What it actually costs you
Prior appointment at a designated regional health center.
Common gotcha
Mental health counseling is only available at specific partner clinics.
Chungcheongnam-do충청남도

Chungcheongnam-do offers unique digital nomad and youth entrepreneurship support that helps social media managers transition to a regional lifestyle while maintaining a global creative career.

Boosting my creative business

Chungnam Youth Entrepreneurship Support

충남 청년 창업 지원 사업

state · Chungcheongnam-do Economic Promotion Agency

Who qualifies
Residents aged 18-39 starting a digital or creative business in the province.
What you get
Up to 15 million KRW in initial marketing and equipment subsidies.
What it actually costs you
Business plan submission, tax records, and quarterly performance reports.
Common gotcha
You must maintain your business registration within the province for at least 2 years.

Chungnam Content Creator Grant

충남 콘텐츠 크리에이터 육성 지원

state · Chungnam Culture Technology Industry Agency

Who qualifies
Social media managers and creators producing content promoting Chungnam tourism or culture.
What you get
Production budget support and access to local studio facilities.
What it actually costs you
Portfolio review and a content production proposal.
Common gotcha
The content must feature specific regional landmarks or cultural assets.

Making life in Chungnam easier

Chungnam Youth Monthly Rent Support

충남 청년 월세 지원 사업

state · Chungcheongnam-do Provincial Office

Who qualifies
Youth aged 19-34 living in rented housing with income below 150% of the median.
What you get
Monthly rent subsidy of up to 200,000 KRW for 10 months.
What it actually costs you
Lease agreement, proof of income, and resident registration certificate.
Common gotcha
Cannot be combined with national housing benefits; you must choose the most advantageous one.

Chungnam Culture & Arts Voucher

충남 문화누리카드 추가 지원

state · Chungnam Culture & Arts Foundation

Who qualifies
Low-income individuals eligible for the national Culture Nuri card.
What you get
Additional 20,000 KRW top-up on top of the national card balance.
What it actually costs you
Application through the local community center.
Common gotcha
Must be used within the calendar year; balances do not roll over.
Jeollabuk-do전북특별자치도

As a social media manager based in Jeonju, you can leverage regional digital nomad incentives and local startup support that aren't available in the hyper-competitive Seoul market.

Leveling up my freelance business

Jeonbuk Startup Growth Voucher

전북 스타트업 성장 바우처

state · Jeonbuk Techno Park

Who qualifies
Startups or freelancers in Jeonbuk operating for less than 3 years.
What you get
Requires business registration and a detailed project proposal.
Common gotcha
The application window is very short; you need to have your tax documents ready in advance.

Jeonju Creative Economy Innovation Center Hot-desking

전주창조경제혁신센터 입주지원

state · Jeonju City / Jeonbuk CCEI

Who qualifies
Content creators and digital freelancers residing in Jeonju.
What you get
Application form and portfolio review.
Common gotcha
Spaces are assigned on a first-come, first-served basis every quarter.

Jeonbuk Workation Support Program

전북 워케이션 지원사업

state · Jeonbuk Tourism Organization

Who qualifies
Remote workers visiting Jeonbuk for at least 3 days.
What you get
Online registration on the tourism portal.
Common gotcha
You must provide proof of work (e.g., company ID or freelance contract).

Jeonbuk Content Creator Production Grant

전북 콘텐츠 크리에이터 제작지원

state · Jeonbuk Content Convergence Agency

Who qualifies
Creators producing content that promotes Jeonbuk culture.
What you get
Submission of a project plan and previous content samples.
Common gotcha
The content must explicitly mention or feature Jeonbuk locations.

Making life easier in the city

Jeonju Youth Monthly Rent Support

전주시 청년 월세 지원

municipal · Jeonju City Hall

Who qualifies
Youth aged 19-39 living in Jeonju with low-to-mid income.
What you get
Lease agreement, proof of income, and residency certificate.
Common gotcha
If you are already receiving a national housing benefit, you cannot stack this.

Jeonbuk Love Gift Card (Jeonbuk-eum)

전북사랑상품권

state · Jeollabuk-do Provincial Government

Who qualifies
Any resident of Jeonbuk.
What you get
Download the app and link your bank account.
Common gotcha
Cashback limits reset monthly and run out quickly if not used early.

Jeonju Youth Mental Health Counseling

전주시 청년 마음건강 지원

municipal · Jeonju Mental Health Center

Who qualifies
Jeonju residents aged 19-39 experiencing burnout.
What you get
Simple online application and identity verification.
Common gotcha
Waitlists can be long; check for private partner clinics in the network.
Jeollanam-do전라남도

Jeollanam-do offers unique digital nomad and youth-focused support for creative professionals like Si, balancing rural tranquility with growing tech-startup incentives.

Making my creative career work here

Jeonnam Youth Culture & Art Voucher

전남 청년 문화복지카드

state · Jeollanam-do Provincial Government

Who qualifies
Youth aged 19-28 residing in Jeonnam for over 2 years
What you get
200,000 KRW annual credit for culture, arts, and self-development
What it actually costs you
Online application via provincial portal; proof of residency required
Common gotcha
Cannot be used for online shopping or general retail; limited to specific cultural venues

Jeonnam Youth Startup Support Program

전남 청년 창업 지원사업

state · Jeonnam Technopark

Who qualifies
Young entrepreneurs under 39 starting a business in Jeonnam
What you get
Up to 15 million KRW in business development funds and mentoring
What it actually costs you
Business plan submission and interview process
Common gotcha
Requires a physical business registration within the province

Jeonnam Work-cation Voucher

전남 워케이션 바우처

state · Jeollanam-do Tourism Association

Who qualifies
Remote workers or freelancers visiting Jeonnam for work-cation
What you get
Subsidies for accommodation and co-working space rental
What it actually costs you
Booking through designated platforms; submission of work proof
Common gotcha
Must stay at certified partner accommodations to claim the subsidy

Jeonnam Media Creator Support

전남 미디어 크리에이터 지원

state · Jeonnam Information & Culture Industry Promotion Agency

Who qualifies
Content creators residing in Jeonnam with a public social media channel
What you get
Equipment rental and production budget support
What it actually costs you
Portfolio review and project proposal
Common gotcha
Strict reporting requirements on content performance metrics

Getting around and settling in

Jeonnam Youth Transport Card

전남 청년 교통비 지원

state · Jeollanam-do Provincial Government

Who qualifies
Youth aged 19-34 living in Jeonnam
What you get
Reimbursement of up to 100,000 KRW for public transport costs
What it actually costs you
Receipts for transport usage; annual application window
Common gotcha
Only covers public transit; taxi or private car fuel is excluded

Jeonnam Youth Housing Interest Support

전남 청년 주거비 이자지원

state · Jeollanam-do Provincial Government

Who qualifies
Youth renters with a Jeonnam-based lease agreement
What you get
Interest rate subsidy on housing rental loans
What it actually costs you
Lease contract and bank statement verification
Common gotcha
Only applies to specific bank loan products designated by the province

Muan Sarang Gift Certificate

무안사랑상품권

municipal · Muan-gun Office

Who qualifies
Residents of Muan-gun
What you get
10% discount on purchase of local currency for use in local shops
What it actually costs you
Purchase at local banks or via mobile app
Common gotcha
Cannot be used at large supermarkets or department stores
Gyeongsangbuk-do경상북도

Gyeongsangbuk-do offers unique digital nomad and creative support for social media professionals looking to balance traditional cultural heritage with modern remote work infrastructure.

Boosting my creative business

Gyeongbuk Content Creator Startup Support

경상북도 콘텐츠 크리에이터 육성 지원사업

state · Gyeongbuk Culture Contents Agency

Who qualifies
Content creators and social media managers residing in Gyeongbuk with a registered business.
What you get
Grants up to 10 million KRW for equipment, marketing, and production costs.
What it actually costs you
Business plan submission, proof of residency, and portfolio of previous work.
Common gotcha
The selection process is highly competitive and favors content that promotes local Gyeongbuk tourism.

Gyeongbuk Workation Incentive Program

경상북도 워케이션 지원사업

state · Gyeongsangbuk-do Provincial Government

Who qualifies
Remote workers and digital nomads staying in designated Gyeongbuk workation hubs.
What you get
Subsidies for accommodation and co-working space usage (up to 50% discount).
What it actually costs you
Minimum stay of 3 nights, proof of remote employment/freelance status.
Common gotcha
Must book through the official Gyeongbuk workation platform to claim the subsidy.

Living well in Gyeongbuk

Gyeongbuk Youth Housing Rental Interest Support

경상북도 청년 월세 지원사업

state · Gyeongsangbuk-do Welfare Department

Who qualifies
Youth aged 19-39 living in Gyeongbuk with low to middle income.
What you get
Monthly rental assistance of up to 200,000 KRW for 12 months.
What it actually costs you
Lease agreement, income certificate, and identity verification.
Common gotcha
Cannot be combined with national housing benefits; must choose one.

Gyeongbuk Love Gift Certificate (Gyeongbuk Pay)

경북사랑상품권

state · Gyeongsangbuk-do Provincial Government

Who qualifies
Any resident of Gyeongsangbuk-do.
What you get
10% bonus credit when charging the prepaid card.
What it actually costs you
Download the 'Chak' app, link a bank account, and verify identity.
Common gotcha
Usable only within Gyeongbuk province, not nationwide.
Gyeongsangnam-do경상남도

Gyeongsangnam-do offers unique digital nomad support and creative industry grants that help social media managers thrive outside the Seoul bubble.

Boosting my freelance business

Gyeongnam Youth Startup Support Program

경상남도 청년창업 지원사업

state · Gyeongsangnam-do Provincial Government

Who qualifies
Residents aged 19-39 starting a digital or creative business.
What you get
Up to 10 million KRW in initial funding and workspace rental support.
What it actually costs you
Business plan submission, interview, and proof of residency in Gyeongnam.
Common gotcha
The application window is very short, usually opening in February.

Gyeongnam Content Creator Grant

경상남도 콘텐츠 크리에이터 지원사업

state · Gyeongnam Culture & Arts Center

Who qualifies
Active content creators residing in Gyeongnam with over 1,000 followers.
What you get
Equipment rental access and production grants for regional promotion content.
What it actually costs you
Portfolio submission and a project proposal for regional content.
Common gotcha
You must produce content specifically highlighting Gyeongnam's tourism or culture.

Keeping my life balanced

Gyeongnam Youth Transportation Card

경상남도 청년 교통비 지원

state · Gyeongsangnam-do Transportation Department

Who qualifies
Low-income youth (19-34) living in Gyeongnam.
What you get
Reimbursement of up to 50% of monthly public transport costs.
What it actually costs you
Registration on the provincial portal and monthly receipt uploads.
Common gotcha
It only covers public transport within the province; inter-city travel might be excluded.

Changwon Youth Housing Interest Subsidy

창원시 청년 주택 임차보증금 이자지원

municipal · Changwon City Hall

Who qualifies
Youth under 39 living in Changwon with a lease agreement.
What you get
Interest rate subsidy of up to 2% on housing loans.
What it actually costs you
Lease contract, income proof, and bank loan documents.
Common gotcha
The housing must be within the city limits of Changwon to qualify.
Jeju-do제주특별자치도

As a digital nomad and social media manager, living in Jeju offers unique provincial tax incentives for freelancers and specific support for creative content creators working remotely from the island.

Making content and growing my brand

Jeju Content Creator Support Program

제주 콘텐츠 크리에이터 지원사업

state · Jeju Technopark

Who qualifies
Content creators residing in Jeju with a portfolio of digital media work.
What you get
Grants up to 5 million KRW for equipment upgrades or production costs.
What it actually costs you
Detailed business plan, portfolio, and proof of residency in Jeju.
Common gotcha
The application window is very short, usually opening only once a year in early spring.

Jeju Startup Hub Co-working Support

제주창업지원센터 입주지원

state · Jeju Center for Creative Economy and Innovation

Who qualifies
Freelance social media managers and digital startups based in Jeju.
What you get
Subsidized co-working space and free high-speed internet access.
What it actually costs you
Monthly membership fee (heavily discounted) and business registration.
Common gotcha
You must prove you are actively running a business, not just a hobbyist.

Jeju Digital Nomad Residency Assistance

제주 디지털 노마드 정착 지원

state · Jeju Tourism Organization

Who qualifies
Remote workers and digital nomads staying in Jeju for more than 3 months.
What you get
Access to local networking events and discounted long-term stay accommodation.
What it actually costs you
Registration on the local digital nomad portal and proof of remote income.
Common gotcha
Does not replace national visa requirements; it is purely a local support network.

Living the island life on a budget

Jeju Public Transport Discount Card

제주 대중교통 할인카드

state · Jeju Provincial Government

Who qualifies
All residents of Jeju-do.
What you get
Up to 30% discount on bus fares when using a registered Jeju transport card.
What it actually costs you
Purchase of the card (3,000 KRW) and registration at a local convenience store.
Common gotcha
Must register the card online to link it to your resident status.

Tamna-jeon Local Currency

탐나는전

state · Jeju Provincial Government

Who qualifies
Anyone living or working in Jeju.
What you get
10% cashback on purchases made at local small businesses in Jeju.
What it actually costs you
Download the app and link your bank account.
Common gotcha
Cannot be used at large department stores or major supermarket chains.

Jeju Resident Health Screening Subsidy

제주도민 건강검진 지원

state · Jeju Public Health Centers

Who qualifies
Residents aged 20-39 not covered by mandatory national screenings.
What you get
Free basic health check-up including blood work and vision/hearing tests.
What it actually costs you
Appointment booking at the nearest local health center.
Common gotcha
Limited slots per month; book early in the year.
Sejong세종특별자치시

As a young professional in Korea's planned administrative capital, Si benefits from hyper-modern digital infrastructure and city-specific subsidies designed for the young, tech-savvy workforce.

Living and Working in Sejong

Sejong Youth Housing Rental Interest Support

세종시 청년 주택 임차보증금 이자 지원

state · Sejong City Hall

Who qualifies
Single youth aged 19-39 residing in Sejong with an annual income below 50 million KRW.
What you get
Interest rate subsidy of up to 2.5% on rental deposit loans.
What it actually costs you
Application via Sejong City portal, proof of lease, and income certificate.
Common gotcha
The budget is limited and allocated on a first-come, first-served basis each quarter.

Sejong Creative Economy Innovation Center Startup Voucher

세종창조경제혁신센터 창업 지원

state · Sejong Creative Economy Innovation Center

Who qualifies
Early-stage entrepreneurs or freelancers based in Sejong.
What you get
Office space, mentoring, and marketing vouchers up to 5 million KRW.
What it actually costs you
Business plan submission and interview process.
Common gotcha
Requires a registered business license within Sejong City limits.

Sejong Youth Culture & Arts Pass

세종 청년 문화예술 패스

state · Sejong Culture and Arts Foundation

Who qualifies
Residents aged 19-29.
What you get
150,000 KRW annual credit for performances, exhibitions, and cinema.
What it actually costs you
Online registration on the city culture portal.
Common gotcha
Cannot be used for retail shopping; strictly for arts and culture venues.

Sejong City Public Transport Discount Card

세종시 대중교통 할인카드

state · Sejong Transportation Department

Who qualifies
All registered residents of Sejong City.
What you get
Discounted rates on BRT (Bus Rapid Transit) and local bus lines.
What it actually costs you
Standard transport card purchase fee.
Common gotcha
Must register the card on the city website to activate the resident discount rate.

Staying Healthy and Active

Sejong Youth Mental Health Counseling Service

세종시 청년 마음건강 지원

state · Sejong Mental Health Welfare Center

Who qualifies
Youth experiencing burnout or stress living in Sejong.
What you get
Up to 10 free professional psychological counseling sessions.
What it actually costs you
Simple health screening and registration at the local welfare center.
Common gotcha
Wait times can be long; book your initial screening early.

Sejong Public Sports Center Membership

세종시 공공체육시설 이용

state · Sejong Facilities Management Corporation

Who qualifies
Registered Sejong residents.
What you get
Access to swimming pools and gyms at 50% of the market rate.
What it actually costs you
Monthly membership fee (approx 30,000-50,000 KRW).
Common gotcha
Registration opens on the 20th of every month and fills up within minutes.