ACC Injury Cover: Who Qualifies and What You Get
Understand how ACC provides medical coverage and lost earnings support for accidental injuries to everyone in New Zealand.
This scheme provides financial and medical support for people who suffer an injury caused by an accident.
Who it's for
This coverage is designed for everyone in New Zealand. It is a broad system intended to ensure that anyone within the country is supported if they experience an unexpected accident.
What you get
If you suffer an injury due to an accident, this scheme provides coverage for your medical costs. This can include the expenses related to treating the injury. Additionally, the scheme provides support for lost earnings, which helps cover the money you would have earned if the accidental injury had prevented you from working.
What it costs you
You do not pay a separate bill for this coverage at the time of an accident. Instead, the scheme is funded through levies that are paid as part of your income tax.
The catch to know
It is important to understand the specific distinction between an accident and an illness. This scheme is only intended to cover injuries resulting from an accident; it does not provide coverage for medical costs or lost earnings related to an illness.
How to apply
- Seek medical attention immediately if you have suffered an accident.
- Report the incident to your healthcare provider or the relevant authorities.
- Work with your medical professional to ensure the accident is documented.
- Follow the instructions provided by the issuing agency to process your specific claim.