Council of Health Insurance (CHI): Who Qualifies and What You Get
Understand how the CHI manages health insurance coverage and learn how to verify your medical provider network in Saudi Arabia.
The Council of Health Insurance (CHI) acts as the regulatory authority that oversees health insurance coverage and ensures that medical providers follow the necessary rules and standards.
Who it's for
This scheme applies to all employees. If you are working, you fall under the regulatory framework managed by the CHI to ensure you have access to the medical protections required by law.
What you get
The primary benefit of this system is the ability to verify your insurance coverage status. You can confirm that your medical insurance is currently active and use the system to check your provider network. Knowing your network allows you to see exactly which hospitals, clinics, and medical facilities are covered under your specific plan, ensuring you know where you can receive care without unexpected issues.
What it costs you
The cost of this coverage is not paid directly by you to the regulator. Instead, it is a mandatory employer-provided insurance. Your employer is responsible for providing this insurance as part of your employment terms, ensuring you have the necessary medical protections while you work.
The catch to know
The most important thing to remember is to check your specific insurance network before visiting a clinic or hospital. Even if you have active insurance, your plan may only cover specific doctors or facilities. If you visit a provider that is not included in your assigned network, you may be required to pay for the medical services out-of-pocket.
How to apply
- Confirm with your employer that your mandatory insurance has been processed.
- Access the official portal to verify that your insurance coverage is active and up to date.
- Use the portal's tools to look up your specific medical provider network.
- Confirm your coverage details before scheduling any medical appointments.