Mandatory Cooperative Health Insurance: Who Qualifies and What You Get
Learn how mandatory health insurance works for expatriate workers in Saudi Arabia, including coverage details and how to use your benefits.
This scheme provides mandatory health insurance coverage for people working in the country to ensure they have access to essential medical care.
Who it's for
This insurance requirement applies to all expatriate workers. It is a mandatory system designed to ensure that the foreign workforce has consistent access to medical services while living and working in the Kingdom.
What you get
The scheme provides basic medical coverage to help you manage your health needs. This includes coverage for medical emergencies that require immediate attention, as well as consultations with healthcare professionals. The coverage also extends to the cost of medications required for your treatment.
What it costs you
There is no direct cost to you for this insurance; the premiums are paid by your employer. However, it is important to understand that while the employer pays for the policy, your specific coverage is subject to limits. You should check your insurance card to see the specific coverage limits that apply to your medical benefits.
The catch to know
The most important thing to remember is to check which hospitals are in your insurance network before you seek care for non-emergency issues. If you visit a facility that is not included in your specific network, you may face unexpected costs. Always confirm your provider's list of approved hospitals and clinics before making an appointment for routine care.
How to apply
- Confirm with your employer that they have activated your mandatory health insurance.
- Obtain your insurance card or digital proof of coverage to show to medical providers.
- Check your specific policy limits and the list of approved hospitals in your network.
- Visit the official portal for more information: https://www.cchi.gov.sa