Compulsory Health Insurance: Who Qualifies and What You Get
An overview of the compulsory health insurance scheme for expatriates in Saudi Arabia, covering essential care and network limitations.
This scheme provides basic medical coverage for expatriates in Saudi Arabia. It is designed to ensure that residents have access to essential healthcare services.
Who it's for
This insurance is for all expatriates. If you hold expatriate status, you fall under the scope of this mandatory health insurance scheme.
What you get
The scheme provides basic medical coverage. This includes coverage for essential care and medical emergencies. This is intended to provide access to necessary healthcare services when they are required.
What it costs you
The cost of this insurance is paid by your employer. To understand your specific coverage details, you should check your insurance card, which will provide information regarding your medical network.
The catch to know
A common issue is that many clinics are not covered under this scheme. Coverage is restricted to a specific list of approved providers. You must always check the network list (the list of hospitals and clinics included in your plan) before visiting a medical facility to ensure your visit will be covered.
How to apply
- Confirm your insurance status with your employer.
- Locate your insurance card to see your specific plan details.
- Check your card for the list of hospitals and clinics in your network.
- Verify that any clinic you plan to visit is included in that network before you go.