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SRC Real Estate Refinancing: Who Qualifies and What You Get

Learn how you can potentially lower your mortgage interest rates and extend your repayment terms through this refinancing scheme.

This scheme allows homeowners to restructure their current mortgage to find more favorable financial terms.

Who it's for

This program is designed for individuals who already own a home and have an existing mortgage in place.

What you get

By refinancing, you may be able to secure lower interest rates on your loan. You may also be able to extend the length of your repayment period, which can help manage monthly costs.

What it costs you

While the benefit is in the terms of your loan, you will need to pay administrative fees to cover the costs of processing the new refinancing contracts.

The catch to know

You cannot use this through just any lender; you must work with a bank that is part of the specific network used by the issuing company.

How to apply

  1. Check with your current bank to see if they are part of the required network.
  2. Review your current mortgage details and compare them with new potential terms.
  3. Contact your bank to request a refinancing assessment.
  4. Complete the required paperwork and pay any necessary administrative fees.