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Ben is a freelance videographer navigating the gig economy in Singapore, balancing equipment costs, tax filings, and health insurance. This hub covers the essential national schemes, grants, and portals he needs to stay compliant and competitive in the local creative industry.
Essential grants and tax schemes that help me upgrade my gear and manage my freelance income.
Productivity Solutions Grant (PSG) national · Enterprise Singapore
Who qualifies Singapore-registered businesses with at least 30% local shareholding.
What you get Up to 50% funding support for pre-approved IT solutions and equipment.
What it actually costs you Requires a valid CorpPass and submission of quotes before purchase.
Common gotcha You must buy from pre-approved vendors only, no exceptions.
SkillsFuture Credit national · SkillsFuture Singapore
Who qualifies Singaporeans aged 25 and above.
What you get $500 opening credit plus periodic top-ups for approved courses.
What it actually costs you Zero, just your Singpass login.
Common gotcha Credits expire if you don't use the top-up portions within the stipulated timeframe.
IRAS Tax Deductions for Sole Proprietors national · Inland Revenue Authority of Singapore
Who qualifies All registered sole proprietors.
What you get Deduction of business expenses like camera gear depreciation and software subscriptions.
What it actually costs you Must keep receipts for 5 years.
Common gotcha Personal expenses cannot be claimed as business expenses.
Enterprise Development Grant (EDG) national · Enterprise Singapore
Who qualifies SMEs with at least 30% local shareholding.
What you get Support for upgrading business capabilities and internationalisation.
What it actually costs you Requires a detailed project proposal and financial audit.
Common gotcha The application process is long and requires a clear business growth plan.
Startup SG Founder national · Enterprise Singapore
Who qualifies First-time entrepreneurs with innovative business ideas.
What you get Mentoring and a startup capital grant of up to $50,000.
What it actually costs you Must have a strong pitch deck and business model.
Common gotcha Highly competitive; requires commitment to a mentorship program.
ACRA BizFile+ national · ACRA
Who qualifies All business owners.
What you get Instant access to business profile and renewal services.
What it actually costs you Annual renewal fee of $60.
Common gotcha Missing the annual filing deadline incurs heavy penalties. Since I don't have a company insurance plan, I rely on national schemes to keep costs down.
MediSave national · CPF Board
Who qualifies All Singapore Citizens and PRs.
What you get Mandatory savings for hospitalisation and outpatient care.
What it actually costs you Mandatory contributions based on net trade income.
Common gotcha Freelancers often forget to contribute, leading to back-dated payments.
MediShield Life national · CPF Board
Who qualifies All Singapore Citizens and PRs.
What you get Basic health insurance for large hospital bills.
What it actually costs you Premiums payable via MediSave.
Common gotcha It only covers basic ward stays; private hospitals require an Integrated Shield Plan.
CHAS Blue/Orange Card national · Ministry of Health
Who qualifies Singaporeans based on household income or annual value of residence.
What you get Subsidies for visits to GP and dental clinics.
What it actually costs you Zero, application is online.
Common gotcha Must visit CHAS-accredited clinics to get the discount.
CareShield Life national · Ministry of Health
Who qualifies All Singaporeans born in 1980 or later.
What you get Long-term care insurance for severe disability.
What it actually costs you Premiums payable via MediSave.
Common gotcha It is a mandatory scheme, not optional.
Screen for Life national · Health Promotion Board
Who qualifies Singaporeans based on age and gender.
What you get Highly subsidised health screenings.
What it actually costs you Small co-payment fee.
Common gotcha You must get an invitation letter or check eligibility online first.
National Vaccination Programme national · Ministry of Health
Who qualifies All residents.
What you get Free or heavily subsidised essential vaccinations.
What it actually costs you Zero at polyclinics.
Common gotcha Not all vaccines are free; check the list on the portal. As a freelancer, I need to manage my own retirement savings and insurance protection.
CPF Voluntary Contribution national · CPF Board
Who qualifies Self-employed individuals.
What you get Tax relief and interest on voluntary savings.
What it actually costs you Your own cash flow.
Common gotcha Once you put money into CPF, you cannot withdraw it until age 55.
Supplementary Retirement Scheme (SRS) national · Ministry of Finance
Who qualifies Anyone aged 18 and above.
What you get Tax-deferred savings for retirement.
What it actually costs you Investment risk if you choose to invest the funds.
Common gotcha Early withdrawal before age 62 incurs a 5% penalty.
Singapore Savings Bonds (SSB) national · MAS
Who qualifies Individuals with a bank account.
What you get Safe, government-backed investment with monthly interest.
What it actually costs you $2 transaction fee per application.
Common gotcha Limited supply; you may not get the full amount you apply for.
LIA Consumer Guides national · Life Insurance Association
Who qualifies All consumers.
What you get Standardised information on insurance products to avoid mis-selling.
What it actually costs you Zero.
Common gotcha These are guides, not products; read them before buying any policy.
MoneySense national · MAS
Who qualifies All residents.
What you get Unbiased financial advice and calculators.
What it actually costs you Zero.
Common gotcha It's educational, not a financial advisor service.
Retirement Sum Scheme national · CPF Board
Who qualifies CPF members reaching age 55.
What you get Monthly payouts from your retirement account.
What it actually costs you Requires meeting the Basic Retirement Sum.
Common gotcha Payouts are not guaranteed for life unless you join CPF LIFE.
Efficient transport and digital services that make my daily work commute easier.
SimplyGo national · LTA
Who qualifies All public transport commuters.
What you get Seamless fare payment using contactless cards or mobile wallets.
What it actually costs you Standard transit fares.
Common gotcha Must register your card on the app to track spending.
Singpass national · GovTech
Who qualifies Citizens, PRs, and long-term pass holders.
What you get Single login for all government portals.
What it actually costs you Zero.
Common gotcha Keep your password and 2FA secure; never share it.
Parking.sg national · HDB/URA
Who qualifies Drivers.
What you get Digital parking coupons for public carparks.
What it actually costs you Standard parking rates.
Common gotcha Don't forget to 'end' your parking session when you leave.
OneService national · Municipal Services Office
Who qualifies All residents.
What you get Report municipal issues like broken lights or illegal dumping.
What it actually costs you Zero.
Common gotcha Requires a photo of the issue to be effective.
NLB Membership national · National Library Board
Who qualifies All residents.
What you get Access to books, e-resources, and co-working spaces.
What it actually costs you Zero for basic membership.
Common gotcha Overdue fines apply if you don't return books on time.
HDB Flat Eligibility (HFE) Letter national · HDB
Who qualifies Singaporeans looking to buy a flat.
What you get Assessment of eligibility for purchase, grants, and loans.
What it actually costs you Zero.
Common gotcha The letter is valid for 9 months only. 1states & territories — open one to see what it offers.
Singapore新加坡 Singapore offers a unique ecosystem for media professionals through high-tech infrastructure grants and digital transformation support for freelance creatives.
Productivity Solutions Grant (PSG) state · Enterprise Singapore
Who qualifies Singapore-registered businesses with at least 30% local shareholding.
What you get Up to 50% funding support for pre-approved digital solutions and equipment.
What it actually costs you Requires a Corppass login and a valid quotation from a pre-approved vendor.
Common gotcha You must apply before purchasing the equipment; retroactive claims are strictly rejected.
SkillsFuture Enterprise Credit (SFEC) state · SkillsFuture Singapore
Who qualifies Employers who have contributed to the Skills Development Levy.
What you get One-off $10,000 credit to cover up to 90% of out-of-pocket expenses for business transformation.
What it actually costs you Automatic eligibility check via your UEN; no separate application needed.
Common gotcha The credit is non-transferable and expires if not used within the stipulated timeframe.
IMDA Media Talent Progression Programme state · Infocomm Media Development Authority
Who qualifies Singaporean media freelancers and production crew.
What you get Subsidies for professional masterclasses and industry-recognized certifications.
What it actually costs you Proof of active freelance work in the media sector.
Common gotcha Courses must be on the IMDA-approved list to qualify for the subsidy.
SEP Training Support Scheme state · NTUC U Associate
Who qualifies Self-employed videographers who are NTUC members.
What you get Hourly training allowance of $10 per hour for attending approved courses.
What it actually costs you Membership fee and attendance records.
Common gotcha You must be a registered member before starting the course to claim the allowance.
Merdeka Generation Package state · Ministry of Health
Who qualifies Singaporeans born between 1950 and 1959.
What you get Annual $200 Medisave top-ups and additional subsidies for outpatient care.
What it actually costs you Automatic notification via Singpass; no application required.
Common gotcha Ensure your contact details are updated in the government portal to receive notifications.
CDC Vouchers Scheme state · Community Development Councils
Who qualifies All Singaporean households.
What you get Digital vouchers to spend at participating heartland merchants and hawkers.
What it actually costs you Claim via Singpass; no cost.
Common gotcha Vouchers expire at the end of the year; they cannot be carried over.
ActiveSG Credits state · Sport Singapore
Who qualifies All Singaporeans and Permanent Residents.
What you get $100 initial credit for gym and pool bookings.
What it actually costs you Download the app and verify your identity.
Common gotcha Credits expire if not used within the first year of activation.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA