Singapore hubs

Danish Bin Iskandar

Delivery Partner

SingaporeMalay (Bahasa Melayu)S$ SGD

Danish is a full-time delivery rider navigating the streets of Singapore to make ends meet while balancing his family responsibilities. This hub covers the essential national safety nets, insurance, and financial support systems that help him stay on the road and protect his future.

Keeping my bike on the road

My bike is my livelihood; these schemes help me manage the costs and regulations of being a road-based worker.

E-bike (PAB) Registration

Pendaftaran Basikal Elektrik

national · Land Transport Authority

Who qualifies
Owners of Power-Assisted Bicycles (PABs) used for deliveries.
What you get
Legal right to use PAB on public paths; mandatory compliance with safety standards.
What it actually costs you
S$20 registration fee; requires LTA seal and inspection.
Common gotcha
Modifying the throttle or speed limit voids the registration and leads to immediate seizure.

COE Renewal Loan

national · HDB / Banks

Who qualifies
Motorcycle owners needing to renew their Certificate of Entitlement.
What you get
Financing to cover the Prevailing Quota Premium (PQP).
What it actually costs you
Interest rates vary; requires proof of income.
Common gotcha
Renewing for 5 years means you cannot renew again; must scrap after.

Road Tax Rebate for Motorcycles

national · Land Transport Authority

Who qualifies
All registered motorcycle owners.
What you get
Periodic rebates announced in the annual Budget.
What it actually costs you
Automatic application; must have valid insurance.
Common gotcha
Rebate is only applied if your road tax is not expired.

Traffic Police Defensive Riding Course

national · Singapore Traffic Police

Who qualifies
All motorcycle license holders.
What you get
Safety training to reduce accident risks.
What it actually costs you
Subsidized fees; takes one full day.
Common gotcha
Many riders ignore this until they get demerit points.

HDB/URA Parking Schemes

national · HDB / URA

Who qualifies
Motorcycle riders parking in public lots.
What you get
Daily or monthly parking passes at discounted rates.
What it actually costs you
Monthly fee via GIRO.
Common gotcha
Parking in non-designated lots results in heavy fines.

ERP Concessionary Rates

national · LTA

Who qualifies
Motorcycle riders passing through ERP gantries.
What you get
Lower toll rates compared to cars.
What it actually costs you
Requires an active IU unit.
Common gotcha
Ensure your cashcard has sufficient balance before riding.

Money and savings

Managing my CPF and government payouts helps me save for my family's future.

MediSave Top-up Scheme

national · CPF Board

Who qualifies
Singaporean citizens with low income or specific health needs.
What you get
Annual cash top-ups to your MediSave account.
What it actually costs you
Automatic; no application needed.
Common gotcha
People often forget this money can be used for family members' hospital bills.

Workfare Income Supplement (WIS)

national · CPF Board / IRAS

Who qualifies
Low-income workers aged 30 and above.
What you get
Cash payouts and CPF contributions.
What it actually costs you
Must meet minimum CPF contribution requirements.
Common gotcha
Self-employed riders must declare income to qualify.

Silver Support Scheme

national · CPF Board

Who qualifies
Seniors with low lifetime wages.
What you get
Quarterly cash payouts.
What it actually costs you
Automatic assessment based on income and housing.
Common gotcha
Eligibility is based on household monthly income per person.

GST Voucher (GSTV)

national · Ministry of Finance

Who qualifies
Singaporeans residing in HDBs with annual value below a threshold.
What you get
Cash, MediSave, and U-Save rebates.
What it actually costs you
Automatic if you have filed taxes.
Common gotcha
Update your bank account details on the Singpass portal.

SkillsFuture Credit

national · SkillsFuture Singapore

Who qualifies
Singaporeans aged 25 and above.
What you get
S$500 to S$1,000 for training courses.
What it actually costs you
Time spent on courses; no cash cost.
Common gotcha
Credits expire if not used within the specified window.

U-Save Rebates

national · SP Group / MOF

Who qualifies
HDB households.
What you get
Direct deductions from utility bills.
What it actually costs you
Automatic.
Common gotcha
Only applies to the registered household address.

Health and wellbeing

If I get sick or injured, these schemes ensure I don't go bankrupt.

MediShield Life

national · CPF Board

Who qualifies
All Singapore citizens and PRs.
What you get
Coverage for large hospital bills and selected outpatient treatments.
What it actually costs you
Premiums paid via MediSave.
Common gotcha
It is a basic plan; it doesn't cover everything fully.

CHAS Blue/Orange Card

national · Ministry of Health

Who qualifies
Lower to middle-income households.
What you get
Subsidies at GP clinics and dental clinics.
What it actually costs you
Application via CHAS portal.
Common gotcha
Must present the card or use Singpass at the clinic.

Pioneer Generation Package

national · Ministry of Health

Who qualifies
Singaporeans born on or before 31 Dec 1949.
What you get
Lifetime subsidies for healthcare.
What it actually costs you
Automatic enrollment.
Common gotcha
Only for those who meet the birth year criteria.

Merdeka Generation Package

national · Ministry of Health

Who qualifies
Singaporeans born between 1950 and 1959.
What you get
Outpatient subsidies and MediSave top-ups.
What it actually costs you
Automatic.
Common gotcha
Different from Pioneer Generation; check your eligibility.

CareShield Life

national · Ministry of Health

Who qualifies
All Singaporeans aged 30 and above.
What you get
Long-term care insurance for severe disability.
What it actually costs you
Premiums via MediSave.
Common gotcha
Payouts only trigger upon severe disability certification.

Screen for Life

national · Health Promotion Board

Who qualifies
Singaporeans aged 40 and above.
What you get
Subsidized health screenings.
What it actually costs you
Small co-payment.
Common gotcha
Many riders skip this, but it's vital for early detection.

Family and home

Supporting my children's education and keeping our HDB flat affordable.

Edusave Scheme

national · Ministry of Education

Who qualifies
Singaporean children in government schools.
What you get
Funds for school enrichment and fees.
What it actually costs you
Automatic.
Common gotcha
Unused funds stay in the account until age 16.

HDB Concessionary Loan

national · HDB

Who qualifies
First-time HDB buyers.
What you get
Lower interest rate compared to banks.
What it actually costs you
Requires HDB Loan Eligibility (HLE) letter.
Common gotcha
Must maintain CPF contributions to pay monthly installments.

Baby Bonus Scheme

national · MSF

Who qualifies
Parents of Singaporean children.
What you get
Cash gift and CDA account matching.
What it actually costs you
Application upon birth registration.
Common gotcha
CDA funds can only be used at approved institutions.

KiFAS

national · ECDA

Who qualifies
Low-income families with kids in preschool.
What you get
Monthly fee subsidies.
What it actually costs you
Means-tested application.
Common gotcha
Must re-apply annually.

Public Rental Scheme

national · HDB

Who qualifies
Low-income families with no housing.
What you get
Subsidized rental flat.
What it actually costs you
Strict income criteria.
Common gotcha
Long waiting list for popular estates.

ComCare Assistance

national · MSF

Who qualifies
Families in temporary financial distress.
What you get
Cash assistance for living expenses.
What it actually costs you
Requires social worker assessment.
Common gotcha
Not a permanent income replacement.

State-level schemes

1states & territories — open one to see what it offers.

Singapore新加坡

Singapore offers a highly structured support system for gig workers, focusing on workplace safety, insurance coverage, and mandatory training for delivery riders.

Keeping me safe on the road

Work Injury Compensation for Platform Workers

工作伤害赔偿

state · Ministry of Manpower

Who qualifies
All registered platform delivery workers in Singapore.
What you get
Medical expense coverage and income loss compensation if injured during work.
What it actually costs you
No cost; mandatory employer contribution; requires medical report and police report if applicable.
Common gotcha
Must be logged into the delivery app at the time of the accident to be covered.

Platform Workers CPF Transition Support

state · Central Provident Fund Board

Who qualifies
Platform workers earning below a certain threshold during the CPF contribution phase-in.
What you get
Government cash top-ups to offset the increase in CPF contributions.
What it actually costs you
Automatic; no application needed if criteria are met.
Common gotcha
The benefit is tiered based on your monthly earnings.

PAB/PMD Safety Certification

state · Land Transport Authority

Who qualifies
All riders using Power-Assisted Bicycles or e-scooters for delivery.
What you get
Legal authorization to operate on public paths and roads.
What it actually costs you
Theory test fee of approx $10; requires passing the online safety exam.
Common gotcha
Riding without the certification results in heavy fines and vehicle impoundment.

Upgrading my skills

SkillsFuture Credit

未来技能培训补助

state · SkillsFuture Singapore

Who qualifies
Singapore citizens aged 25 and above.
What you get
$500 initial credit plus periodic top-ups for approved vocational courses.
What it actually costs you
SingPass login; zero out-of-pocket for course fees within credit limit.
Common gotcha
Credits expire if not used within the specified window for top-up tranches.

Union Training Assistance Programme

state · NTUC LearningHub

Who qualifies
NTUC union members.
What you get
50% subsidy on unfunded course fees, capped at $250 per year.
What it actually costs you
Union membership fees; requires submitting receipts after course completion.
Common gotcha
Must apply for the claim within 6 months of course completion.