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CPF Housing Grant: Who Qualifies and What You Get

Learn how first-timer families can receive grants to help offset the purchase price of an HDB resale flat in Singapore.

The CPF Housing Grant is a financial aid provided to help families manage the costs of purchasing a resale flat.

Who it's for

This scheme is designed for first-timer families who are purchasing an HDB resale flat.

What you get

You can receive a grant of up to $80,000. This money is intended to help offset the overall purchase price of your home.

What it costs you

There is no direct fee to apply, but you must complete an eligibility check through Singpass. You will also need to obtain an HDB flat eligibility (HFE) letter to proceed.

The catch to know

It is important to remember that this grant is not paid out as cash in your hand. Instead, the funds are credited directly into your CPF Ordinary Account.

How to apply

  1. Log in to your account via Singpass to begin the process.
  2. Complete the necessary eligibility checks.
  3. Secure your HDB flat eligibility (HFE) letter.
  4. Follow the instructions provided on the official portal: https://www.hdb.gov.sg