MediFund: Who Qualifies and What You Get

MediFund is a government safety net designed to help patients who cannot cover their remaining medical expenses after other subsidies and funds have been applied.

👤Who it's for

This scheme is specifically intended for low-income patients in Singapore who are struggling to manage their medical bills. It is designed for individuals whose financial circumstances make it difficult to settle the costs of hospitalisation or medical care, even after other forms of assistance have been utilized.

🎁What you get

The primary benefit is a financial safety net that helps cover the remaining portions of hospital bills. If you find yourself with a balance that you cannot pay after your initial subsidies and other healthcare funds have been applied, this fund is designed to assist with those remaining costs.

💰What it costs you

There is no direct monetary fee to apply for this assistance. However, the process requires an investment of your time and effort to coordinate with hospital staff. To begin the process, you will need to visit the medical social worker office within the hospital where you received care to discuss your financial situation.

⚠️The catch to know

The most important thing to understand is that MediFund is a last-resort fund. This means it is not your first option for medical financing. You should first attempt to utilize other available subsidies and healthcare funds, as this scheme is intended to step in only when those other options are insufficient to cover your medical needs.

📝How to apply

1. Locate the medical social worker office at your hospital.
2. Meet with a medical social worker to discuss your current financial situation.
3. Provide the necessary details regarding your hospital bills and ability to pay.
4. Follow the hospital's specific assessment process to determine your eligibility.
5. For more information, visit the official portal at https://www.moh.gov.sg