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Silver Housing Bonus: Who Qualifies and What You Get

Learn how seniors can receive a cash bonus when downsizing to a smaller flat in Singapore.

The Silver Housing Bonus is a financial incentive for seniors who choose to sell their larger home to move into a smaller flat.

Who it's for

This scheme is designed for seniors who decide to downsize, meaning they sell their current larger flat to move into a smaller one.

What you get

If you qualify, you will receive a cash bonus. This is intended to reward you for moving from a larger home to a smaller property.

What it costs you

While you receive a cash bonus, there is a requirement regarding your sale proceeds. You must use a portion of the money from your sale to top up your CPF Retirement Account.

The catch to know

There is a limit to how much you can receive; the bonus amount is capped at $30,000.

How to apply

  1. Decide to sell your larger flat and purchase a smaller one.
  2. Ensure you meet the downsizing requirements set by the housing authority.
  3. Follow the official procedures during your property sale and purchase.
  4. Check the official portal for more details: https://www.hdb.gov.sg