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Xin Yi is a freelance content creator navigating the gig economy in Singapore, balancing creative projects with the practicalities of self-employment. This hub covers the essential national schemes, tax portals, and grants that help her sustain her lifestyle and business.
Grants and support schemes to help scale my content business or upskill in digital media.
NAC Arts Grant national · National Arts Council
Who qualifies Singaporean or PR artists and creative practitioners.
What you get Project-based funding for creative content production.
What it actually costs you Detailed project proposal, budget breakdown, and 3-6 month approval wait.
Common gotcha Requires a strong track record; first-time applicants often struggle with the budget justification.
IMDA Digital Content Grant national · Infocomm Media Development Authority
Who qualifies Media companies and independent creators producing digital-first content.
What you get Co-funding for production and distribution costs.
What it actually costs you Proof of distribution platform and business registration.
Common gotcha Must meet specific local content requirements.
SkillsFuture Credit national · SkillsFuture Singapore
Who qualifies Singaporeans aged 25 and above.
What you get $500 initial credit + $500 top-up for approved courses.
What it actually costs you Singpass login; no application fee.
Common gotcha Credits expire if not used within specific windows; check the portal for validity.
Enterprise Development Grant (EDG) national · Enterprise Singapore
Who qualifies Registered Singaporean businesses with at least 30% local shareholding.
What you get Up to 50% funding for business upgrading and transformation.
What it actually costs you Business plan, financial statements, and BizFile registration.
Common gotcha The paperwork is heavy; usually requires a consultant for successful applications.
Productivity Solutions Grant (PSG) national · Enterprise Singapore
Who qualifies Businesses looking to adopt pre-approved digital solutions.
What you get Funding for software licenses and digital tools.
What it actually costs you Must purchase from pre-approved vendors.
Common gotcha Only covers pre-approved vendors; cannot use for custom software.
Media Talent Progression Programme national · IMDA
Who qualifies Freelance media professionals.
What you get Mentorship and attachment opportunities.
What it actually costs you Portfolio submission and interview.
Common gotcha Highly competitive intake.
Staying compliant with IRAS and managing my CPF as a self-employed person.
IRAS Self-Employed Tax Filing national · Inland Revenue Authority of Singapore
Who qualifies All freelancers earning income in Singapore.
What you get Legal tax assessment and compliance.
What it actually costs you Annual filing; requires detailed income/expense records.
Common gotcha Forgetting to claim allowable business expenses to lower taxable income.
MediSave Contributions for Self-Employed national · Central Provident Fund Board
Who qualifies Self-employed persons earning >$6,000 annually.
What you get Mandatory savings for healthcare.
What it actually costs you Annual contribution based on net trade income.
Common gotcha Failure to pay results in penalties; check your Notice of Computation.
Voluntary CPF Contributions national · CPF Board
Who qualifies Any Singaporean/PR.
What you get Tax relief and long-term savings growth.
What it actually costs you Cash top-ups.
Common gotcha Once deposited, money is locked until retirement age.
GST Registration national · IRAS
Who qualifies Businesses with annual taxable turnover >$1M.
What you get Ability to charge GST.
What it actually costs you Quarterly filing and record keeping.
Common gotcha Most freelancers don't hit the threshold, but voluntary registration is possible.
Personal Income Tax Reliefs national · IRAS
Who qualifies Tax residents.
What you get Reduced taxable income.
What it actually costs you Claiming during filing.
Common gotcha Missing out on course fee reliefs or parent reliefs.
InvoiceNow national · IMDA
Who qualifies All businesses.
What you get Faster payment processing.
What it actually costs you Setting up an e-invoicing solution.
Common gotcha Requires clients to also be on the network. Accessing affordable healthcare without employer-provided insurance.
MediShield Life national · CPF Board
Who qualifies All Singaporeans and PRs.
What you get Basic health insurance for large hospital bills.
What it actually costs you Annual premiums deducted from MediSave.
Common gotcha It is a basic plan; many opt for Integrated Shield Plans for better coverage.
CHAS Blue/Orange/Green national · Ministry of Health
Who qualifies Singaporeans based on household income/property value.
What you get Subsidies for GP and dental visits.
What it actually costs you Application via Singpass.
Common gotcha Must visit CHAS-accredited clinics to use the card.
Screen for Life national · Health Promotion Board
Who qualifies Singaporeans/PRs meeting age/gender criteria.
What you get Highly subsidized health screenings.
What it actually costs you Small co-payment.
Common gotcha Often ignored until it's too late; check eligibility on the portal.
National Vaccination Programme national · MOH
Who qualifies All residents.
What you get Free or subsidized vaccinations.
What it actually costs you Booking appointment.
Common gotcha Check if your clinic is a participating provider.
Polyclinic Subsidies national · MOH
Who qualifies All citizens.
What you get Low-cost primary care.
What it actually costs you Registration fee.
Common gotcha Long waiting times.
Community Mental Health Support national · AIC
Who qualifies General public.
What you get Access to counseling and support groups.
What it actually costs you Referral or direct booking.
Common gotcha Public services are often at capacity; look for community partners. Managing digital identity and essential public services.
Singpass national · GovTech
Who qualifies All residents.
What you get Digital identity for all government services.
What it actually costs you Face verification setup.
Common gotcha Keep your password and 2FA secure; it's your entire digital life.
LifeSG App national · GovTech
Who qualifies All residents.
What you get Aggregated government services.
What it actually costs you App download.
Common gotcha Don't forget to check the 'My Benefits' section.
OneService App national · Municipal Services Office
Who qualifies All residents.
What you get Reporting municipal issues (potholes, pests).
What it actually costs you Photo evidence.
Common gotcha Be specific with location pins.
HDB Flat Portal national · Housing & Development Board
Who qualifies Singaporeans/PRs.
What you get Housing grants and flat transactions.
What it actually costs you Application fees.
Common gotcha Eligibility rules change frequently; check the latest HDB announcements.
Public Transport Concession national · LTA
Who qualifies Specific groups (students, seniors, low-income).
What you get Reduced fares.
What it actually costs you Application for concession card.
Common gotcha Must renew annually.
National Library Board Membership national · NLB
Who qualifies All residents.
What you get Free access to digital media, co-working spaces, and books.
What it actually costs you Free.
Common gotcha Don't forget to use the Libby app for e-books. 1states & territories — open one to see what it offers.
Singapore新加坡 Singapore offers a highly digitized ecosystem for content creators, providing specific grants for digital media production and support for small businesses.
Media Content Development Grant state · Infocomm Media Development Authority (IMDA)
Who qualifies Singapore-registered companies producing high-quality local content.
What you get Co-funding of up to 50% of qualifying costs for content production.
What it actually costs you Requires a detailed project proposal, budget breakdown, and proof of distribution platform.
Common gotcha The grant is highly competitive and requires a proven track record of audience engagement.
National Library Board Creator Residency state · National Library Board
Who qualifies Creators working on projects that promote Singapore's history or culture.
What you get Access to archives, workspace, and a stipend for project development.
What it actually costs you Application via portfolio submission and interview.
Common gotcha The project must align with specific thematic calls for proposals.
Enterprise Development Grant (EDG) state · Enterprise Singapore
Who qualifies Small businesses (including creator studios) looking to upgrade digital capabilities.
What you get Up to 50% support for third-party consultancy and software costs.
What it actually costs you Requires ACRA registration and a clear business growth plan.
Common gotcha Must apply before starting the project; retroactive claims are not allowed.
National Arts Council Presentation and Promotion Grant state · National Arts Council
Who qualifies Individual artists or groups presenting original work in Singapore.
What you get Funding support for production, marketing, and venue rental.
What it actually costs you Detailed budget and artistic merit statement.
Common gotcha Strict deadlines; must be submitted at least 3 months before the project start date.
NLB Public Library Hot-desking state · National Library Board
Who qualifies All Singapore residents with a library account.
What you get Free high-speed Wi-Fi and quiet workspaces in various public libraries.
What it actually costs you Free; just need your Singpass to book if required.
Common gotcha Popular locations fill up quickly; booking is recommended.
National Heritage Board Research Access state · National Heritage Board
Who qualifies Content creators researching Singaporean heritage.
What you get Exclusive access to digital archives and museum collections for creative use.
What it actually costs you Request form submission; free for non-commercial research.
Common gotcha Copyright clearance for commercial use requires separate negotiation.
PIXEL Innovation Hub state · IMDA
Who qualifies Digital content creators and tech startups.
What you get Access to AR/VR equipment, studio space, and workshops.
What it actually costs you Membership application and project vetting.
Common gotcha Limited capacity; priority given to projects with high innovation potential.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
