Carer's Credit: Who Qualifies and What You Get
Learn how Carer's Credit protects your State Pension record if you spend significant time caring for someone else.
Carer's Credit is a way to protect your future pension record if you spend a significant amount of time looking after someone else.
Who it's for
You qualify if you provide care for someone for at least 20 hours every week.
What you get
You receive National Insurance credits. These credits are added to your record to help protect your entitlement to the State Pension in the future.
What it costs you
There is no financial cost to apply for this. It does require you to complete an application form to prove your eligibility.
The catch to know
This is not a cash payment. It does not provide money directly into your bank account to help with daily expenses; instead, it works by preventing gaps in your pension record.
How to apply
- Determine if you meet the requirement of caring for someone for at least 20 hours a week.
- Prepare the necessary details regarding your caregiving role to complete an application form.
- Look for the official government resources to find the correct application method.
- Follow the specific instructions provided by the Department for Work and Pensions to submit your request.