Statutory Credit Report: Who Qualifies and What You Get
Learn how to access your statutory credit report to see your financial history and ensure there are no errors affecting your ability to rent.
A statutory credit report is a document that provides you with a clear view of your financial history and credit record.
Who it's for
This report is available to all adults.
What you get
You receive visibility of your financial history. This allows you to see how you have managed credit and payments in the past.
What it costs you
You can access your statutory reports for free. While some apps may try to charge you for extra premium features, the basic report is free.
The catch to know
If there are errors on your report, it can cause problems for your life, such as preventing you from renting flats. It is important to check your details regularly to ensure everything is accurate.
How to apply
- Decide which credit reference agency you wish to use.
- Request your statutory credit report through their official channels.
- Review the information carefully for any mistakes.
- Contact the agency if you find any incorrect details to have them fixed.