UK hubs

Death in Service Lump Sum: Who Qualifies and What You Get

Learn how dependents can receive a tax-free lump sum payment following the death of a firefighter in service.

This scheme provides a one-off financial payment to the dependents of a firefighter who passes away while in service.

Who it's for

This benefit is intended for the dependents of a firefighter who passes away during their service.

What you get

You receive a tax-free lump sum payment. This amount is typically calculated as three times the individual's pensionable pay.

What it costs you

There is no monetary cost to claim this benefit, but you must ensure you have an up-to-date Expression of Wish form on file. This is a document that tells the pension scheme who you want to receive your benefits.

The catch to know

The biggest issue occurs when the Expression of Wish form has not been updated recently. If the information is outdated, it can cause significant delays in getting the money to the right people.

How to apply

  1. Locate the original member's service details and pension information.
  2. Gather necessary documentation to prove the relationship of the dependents.
  3. Contact the pension scheme to request the claim process.
  4. Submit the required forms to the scheme administrators.