Ill-Health Retirement Pension: Who Qualifies and What You Get
Learn how firefighters can access pension payments if they are unable to perform their duties due to permanent medical incapacity.
This pension scheme provides financial support to firefighters who can no longer perform their professional duties because of a permanent medical condition.
Who it's for
This is specifically for firefighters who are unable to carry out their required duties because of a permanent medical incapacity.
What you get
You may receive pension payments that are tiered. This means the amount you receive depends on the severity of your medical condition.
What it costs you
There is no direct monetary cost to apply, but the process requires you to undergo an independent medical assessment to verify your condition.
The catch to know
The rules regarding what qualifies as being "permanently unfit" are applied very strictly. A specialized medical professional, known as an Independent Qualified Medical Practitioner (IQMP), makes the final decision on whether your condition meets the necessary criteria.
How to apply
- Discuss your medical situation with your employer or pension administrator.
- Prepare for an assessment by an Independent Qualified Medical Practitioner (IQMP).
- Attend the required medical assessment to evaluate your incapacity.
- Await the official decision regarding your eligibility and pension tier.