Legal Expenses Insurance: Who Qualifies and What You Get
Learn how legal expenses insurance can cover your legal costs if you face prosecution for a driving offence.
Legal Expenses Insurance provides financial protection for the costs associated with legal proceedings if you are prosecuted for a driving offence.
Who it's for
This cover is available to policyholders who choose to include it in their insurance package.
What you get
If you are prosecuted for a driving offence, this scheme covers your legal costs. It helps manage the expenses involved in defending yourself during the legal process.
What it costs you
This is typically an add-on that you can add to your existing car insurance. It usually costs between £20 and £50 per year.
The catch to know
It is important to remember that this insurance only covers your legal fees. It does not pay for any fines you might receive as a result of the offence.
How to apply
- Review your current car insurance policy to see if you have this cover.
- Contact your insurance provider to ask about adding legal expenses insurance.
- Check the specific terms of the add-on to ensure it meets your needs.