Medical Defence Union (MDU) / MPS: Who Qualifies and What You Get

These organisations provide professional protection and medico-legal support for doctors practicing in the United Kingdom.

👤Who it's for

This scheme is designed specifically for doctors who require additional indemnity. It serves professionals who need a layer of protection beyond standard requirements to manage the risks associated with their medical practice and professional standing.

🎁What you get

Members receive specialized medico-legal advice to help navigate complex professional situations. This includes legal representation if you are required to attend hearings with regulatory bodies, such as the General Medical Council (GMC). The support is intended to protect your professional registration and provide guidance through legal challenges.

💰What it costs you

Participation requires the payment of an annual subscription. The specific amount you pay is not fixed for everyone; instead, the cost varies based on your specialty and your individual risk profile. This means that the nature of your medical work and the specific risks associated with your medical field will influence your final premium.

⚠️The catch to know

The most important thing to remember is that you must declare all types of work you perform. To ensure you have full coverage, you cannot omit any professional activities. If you fail to declare a specific type of work, you may find yourself without the protection you expect when a problem arises.

📝How to apply

1. Assess your current medical specialty and the specific types of work you perform.
2. Contact the organisation to discuss your professional profile and risk level.
3. Provide a full declaration of all medical activities to ensure your coverage is comprehensive.
4. Agree on the subscription amount based on your declared work.
5. Complete the registration and pay the annual subscription to activate your membership.