Professional Indemnity Insurance (Private): Who Qualifies and What You Get
Learn how private practice dietitians can protect themselves against legal claims for clinical negligence through professional indemnity insurance.
This is a type of private insurance designed to protect healthcare professionals from the costs and legal consequences of being sued for mistakes made during their work.
Who it's for
This scheme is intended for dietitians who work in private practice or are self-employed.
What you get
You receive legal protection and coverage in the event that a client makes a claim against you for clinical negligence. This helps cover the costs associated with defending yourself against allegations of professional errors.
What it costs you
There is no fixed price for this coverage. You will need to pay an annual premium, and the exact amount will depend on the specific scope of practice you perform.
The catch to know
A common mistake is assuming you are already covered by your standard home insurance. Regular home insurance policies do not cover professional clinical work; you must seek specific professional indemnity insurance for your practice.
How to apply
- Determine the specific scope of your private practice.
- Contact various commercial insurance providers to request quotes.
- Compare the different levels of clinical negligence cover offered.
- Select a policy and pay your annual premium.