Public Liability Insurance: Who Qualifies and What You Get
Learn how public liability insurance protects hair stylists from claims involving client injury or property damage.
Public Liability Insurance is a type of protection designed to cover you if a member of the public is injured or if their property is damaged because of your business activities.
Who it's for
This scheme is for all hair stylists who work with the public.
What you get
If a client is injured or if you accidentally damage someone's property while working, this insurance provides coverage for the resulting legal claims.
What it costs you
You will need to pay an annual premium to maintain your coverage. While costs can vary, you can typically expect to pay between £50 and £150 per year.
The catch to know
Standard policies might not cover everything. You should check your policy to ensure it specifically includes "treatment risk" cover, which protects you against claims involving chemical burns.
How to apply
- Research different insurance providers to compare rates.
- Request a quote based on your specific business needs.
- Review the policy details to ensure all risks are covered.
- Pay your premium to activate your coverage.