Children's Health Insurance Program: Who Qualifies and What You Get
Learn how the Children's Health Insurance Program provides low-cost health coverage for children whose families earn too much for Medicaid.
The Children's Health Insurance Program (CHIP) provides low-cost health coverage for children whose families earn too much to qualify for Medicaid but still cannot afford private insurance.
Who it's for
This program is designed for children living in families who earn enough money to be ineligible for Medicaid, but not enough to comfortably pay for private health insurance plans.
What you get
You get access to low-cost health coverage for your children to help cover medical needs.
What it costs you
The cost depends on which state you live in. You may be required to pay small premiums or co-pays for the coverage.
The catch to know
Many people confuse this with Medicaid. While they are related, CHIP is a separate program specifically intended for families who fall slightly above the poverty line.
How to apply
- Check your eligibility based on your family's income.
- Determine the specific rules and costs for your state.
- Submit an application through your state's official channels.
- Visit https://www.insurekidsnow.gov/ for more information.