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Export Working Capital Program: Who Qualifies and What You Get

Learn how small businesses can access loans to support their international trade and export-related transactions.

The Export Working Capital Program provides loans to help small businesses manage the money needed to fulfill international orders.

Who it's for

This program is designed specifically for small businesses that are actively involved in international trade. To qualify, your business must be a small business that exports goods or services to markets outside of the country.

What you get

The primary benefit of this program is access to loans designed to support your export-related transactions. These funds are intended to help your business manage the specific cash flow needs and financial requirements that arise when fulfilling orders for your international clients.

What it costs you

To access this funding, you will need to provide specific export documentation. You must have your business's trade paperwork ready to demonstrate your export activity to the Small Business Administration and your lender.

The catch to know

The most important thing to keep in mind is that you must be able to prove that the loan is directly tied to your export sales. The funding is intended to support the specific transactions related to your international business activities.

How to apply

  1. Confirm your business meets the definition of a small business that exports goods or services.
  2. Organize all necessary export documentation required for your specific trade activities.
  3. Prepare evidence that clearly demonstrates how the loan will be used to support your export sales.
  4. Visit the official portal to find the specific application steps and requirements.

https://www.sba.gov/funding-programs/loans/export-working-capital