General Liability Insurance (Private Market): Who Qualifies and What You Get
Learn how private liability insurance protects fitness professionals against claims for bodily injury and property damage.
This is private insurance designed to protect fitness professionals from financial loss resulting from accidents during their work.
Who it's for
This coverage is available to all fitness professionals.
What you get
You receive protection against claims made by third parties regarding bodily injury or property damage.
What it costs you
You will pay an annual premium to maintain your coverage. You should check with providers for the current cost, as this coverage is often a requirement for gym contracts.
The catch to know
You must make sure your policy covers "professional liability" (also known as errors and omissions) in addition to general liability. Relying solely on a general policy might leave you unprotected against certain types of professional claims.
How to apply
- Contact private insurance carriers to request quotes.
- Verify that the policy includes both general and professional liability coverage.
- Review the terms to ensure they meet your specific professional requirements.