ACA Preventive Care Services: Who Qualifies and What You Get
Learn how to access free wellness visits, vaccines, and screenings through your health insurance plan without paying out-of-pocket costs.
This scheme ensures that essential health services are available to people with specific types of health insurance at no extra cost.
Who it's for
This is available to anyone who has a health insurance plan that complies with ACA standards.
What you get
You can access various wellness services without paying the usual fees. This includes preventive screenings, vaccinations, and routine wellness visits (sometimes called a free physical).
What it costs you
It costs you nothing out-of-pocket, provided you visit a healthcare provider that is part of your insurance network.
The catch to know
While the wellness visit itself is free, you might be charged if your doctor performs a diagnostic test during that same appointment. A diagnostic test is a procedure used to find the cause of a specific symptom or illness, rather than a routine check for prevention.
How to apply
- Confirm that your insurance plan is ACA-compliant.
- Check your insurance provider's list of in-network doctors.
- Schedule a wellness visit or screening with one of those providers.
- Ask the office beforehand if the specific service is covered as a preventive care item.