mySocialSecurity Account: Who Qualifies and What You Get
Create an online account to view your lifetime earnings record and check your estimated social security benefits.
The mySocialSecurity Account is a personal online portal that allows you to manage your records and view your future benefit projections.
Who it's for
This account is available to anyone who has a Social Security Number. If you have been working and paying into the system, you can use this tool to monitor your personal information and ensure your records are accurate.
What you get
By creating an account, you gain access to your lifetime earnings record. This is a historical summary of the income reported to the government throughout your working life. You can also use the portal to view benefit estimates, which provide a projection of the social security payments you may be eligible to receive in the future.
What it costs you
There is no cost to set up or maintain this account. Accessing your earnings history and benefit estimates is a free service provided to individuals.
The catch to know
Because this account contains sensitive personal information, the security process is strict. You will be required to complete a multi-factor authentication setup. This means that when you log in, you must provide more than just a password; you will need to use an additional verification step, such as a code sent to a mobile device or email, to prove your identity.
How to apply
- Go to the official Social Security Administration portal.
- Begin the identity verification process to ensure you are the owner of the Social Security Number.
- Set up your multi-factor authentication to secure your digital access.
- Log in to your dashboard to view your earnings history and benefit estimates.