Workers' Compensation: Who Qualifies and What You Get
Learn how workers' compensation provides medical care and wage replacement for employees injured while on the job.
Workers' compensation is a system designed to support employees who suffer injuries or illnesses specifically caused by their work duties.
Who it's for
This scheme is for employees who sustain an injury while performing their job tasks.
What you get
If you are covered, you can receive medical care to treat your work-related injury. You may also receive wage replacement to help cover lost income while you are unable to work.
What it costs you
To access these benefits, you must report your injury to your employer immediately. Failing to report the incident promptly can impact your ability to receive support.
The catch to know
This is a "no-fault" system. This means you do not have to prove your employer did something wrong to get benefits, but in exchange, you generally give up your right to sue your employer for negligence.
How to apply
- Notify your employer about your injury as soon as it happens.
- Seek medical attention for your injury.
- Follow your employer's specific reporting procedures.
- Check the official portal for more details: https://www.dol.gov/general/topic/workcomp