United Arab Emirates hubs

Mariam Al Falahi

E-commerce Seller

United Arab EmiratesArabic (العربية)AED AED

Mariam is a home-based entrepreneur in the UAE, balancing local logistics, digital payment gateways, and the complexities of e-commerce licensing. This hub covers the federal regulations, digital infrastructure, and business support systems she navigates daily to keep her online shop running smoothly.

Making my business official

Getting the right legal status is the first step to scaling and accepting payments legally.

E-Trader License

رخصة تاجر

national · Department of Economy and Tourism

Who qualifies
UAE and GCC nationals practicing business activities via social media or websites.
What you get
Legal permit to conduct e-commerce activities from home without a physical office.
What it actually costs you
Approx 1,000 AED annually; requires Emirates ID and social media handles.
Common gotcha
It does not allow for a physical shop or visa sponsorship for employees.

Instant License

national · Ministry of Economy

Who qualifies
New business owners needing a commercial license without initial lease agreements.
What you get
Commercial license issued in minutes for various business activities.
What it actually costs you
Variable fees based on activity; requires digital signature via UAE Pass.
Common gotcha
You still need to secure a physical address within one year.

UAE Pass

هوية الإمارات الرقمية

national · Digital Dubai / TDRA

Who qualifies
All UAE residents with a valid Emirates ID.
What you get
Single digital identity for all government and private sector portals.
What it actually costs you
Free; requires smartphone and biometric verification.
Common gotcha
Ensure your phone number is registered under your own name to activate.

Trade Name Reservation

national · Ministry of Economy

Who qualifies
Any business owner registering a new company.
What you get
Exclusive rights to your business name in the UAE.
What it actually costs you
Approx 600-1000 AED; valid for 6 months.
Common gotcha
Names must not contain religious or offensive terms.

VAT Registration

national · Federal Tax Authority

Who qualifies
Businesses with annual taxable supplies exceeding 375,000 AED.
What you get
Compliance with federal tax laws and ability to claim input tax.
What it actually costs you
Free registration; requires detailed accounting records.
Common gotcha
Mandatory registration if you cross the threshold; penalties apply for delays.

UAE SME Hub

national · Ministry of Economy

Who qualifies
Registered small and medium enterprises in the UAE.
What you get
Access to government tenders, workshops, and networking events.
What it actually costs you
Free membership; requires valid trade license.
Common gotcha
Often overlooked by home-based sellers who don't realize they qualify.

Moving my products

Reliable delivery is the backbone of customer satisfaction in e-commerce.

Emirates Post Business Services

national · Emirates Post Group

Who qualifies
Registered businesses needing bulk shipping.
What you get
Discounted shipping rates and collection services.
What it actually costs you
Contract-based; requires trade license copy.
Common gotcha
International shipping rates change frequently based on fuel surcharges.

Customs Code Registration

national · Federal Customs Authority

Who qualifies
Businesses importing goods for resale.
What you get
Legal clearance to import commercial goods through UAE ports.
What it actually costs you
Approx 100 AED fee; requires trade license.
Common gotcha
You cannot clear commercial shipments without this code.

UAE Address System (Makani)

national · Government of Dubai/Federal

Who qualifies
All business premises and homes.
What you get
Precise location coordinates for courier deliveries.
What it actually costs you
Free; available via app.
Common gotcha
Couriers often struggle if the Makani number isn't provided.

Consumer Protection Regulations

national · Ministry of Economy

Who qualifies
All e-commerce sellers.
What you get
Clear guidelines on returns, refunds, and warranties.
What it actually costs you
Compliance costs; must publish clear policies on your site.
Common gotcha
Failing to provide a refund policy can lead to heavy fines.

E-commerce Fulfillment Services

national · Emirates Post

Who qualifies
Small sellers needing storage and packing.
What you get
Warehousing and last-mile delivery integration.
What it actually costs you
Monthly subscription fee.
Common gotcha
Storage fees can eat into margins if products don't sell fast.

Digital Trade Platform

national · Ministry of Economy

Who qualifies
Exporters and importers.
What you get
Streamlined documentation for cross-border trade.
What it actually costs you
Registration on the portal.
Common gotcha
Requires digital authentication via UAE Pass.

Getting paid

Secure payment gateways build trust with my customers.

FinTech Regulatory Sandbox

national · Central Bank of the UAE

Who qualifies
Payment service providers and startups.
What you get
Testing environment for new payment solutions.
What it actually costs you
Application process; high compliance standards.
Common gotcha
Not for individual sellers, but relevant for choosing payment partners.

UAEDDS (Direct Debit)

national · Etihad Credit Bureau

Who qualifies
Businesses with recurring revenue models.
What you get
Automated collection of payments from customer accounts.
What it actually costs you
Bank integration fees.
Common gotcha
Requires customer authorization.

IPP (Aani)

national · Al Etihad Payments

Who qualifies
All bank account holders in UAE.
What you get
Instant 24/7 money transfers using mobile numbers.
What it actually costs you
Free through participating banks.
Common gotcha
Both sender and receiver must be registered on Aani.

Credit Guarantee Scheme for SMEs

national · Emirates Development Bank

Who qualifies
SMEs with valid licenses and business plans.
What you get
Guarantees for bank loans to support business growth.
What it actually costs you
Interest rates apply; requires business audit.
Common gotcha
Requires a solid track record of revenue.

Payment Gateway Compliance

national · Central Bank of the UAE

Who qualifies
E-commerce businesses.
What you get
Secure processing of credit card payments.
What it actually costs you
Transaction fees (usually 2-3%).
Common gotcha
Must ensure your gateway is licensed by the Central Bank.

Business Banking Facilities

national · Various Commercial Banks

Who qualifies
Licensed business owners.
What you get
Separation of personal and business finances.
What it actually costs you
Minimum balance requirements; monthly fees.
Common gotcha
Banks require a physical office or specific license type for some accounts.

Learning and expanding

Staying competitive in the digital market requires constant upskilling.

Nudge Initiative

national · Prime Minister's Office

Who qualifies
All entrepreneurs.
What you get
Access to behavioral insights to improve business conversion.
What it actually costs you
Free; online resources.
Common gotcha
Often underutilized by small sellers.

UAE Entrepreneurship Academy

national · Ministry of Economy

Who qualifies
Aspiring and current entrepreneurs.
What you get
Training courses on digital marketing and business management.
What it actually costs you
Free or subsidized.
Common gotcha
Courses fill up quickly.

National Program for SMEs

national · Ministry of Economy

Who qualifies
Emirati-owned SMEs.
What you get
Preferential access to government procurement.
What it actually costs you
Registration on the national portal.
Common gotcha
Requires proof of Emirati ownership/management.

Digital Economy Strategy Grants

national · Ministry of AI and Digital Economy

Who qualifies
Tech-enabled small businesses.
What you get
Access to digital transformation tools and grants.
What it actually costs you
Competitive application process.
Common gotcha
Highly competitive; requires a strong digital roadmap.

IP and Trademark Registration

national · Ministry of Economy

Who qualifies
Business owners with unique brands.
What you get
Legal protection for your brand and logo.
What it actually costs you
Fees for filing and publication.
Common gotcha
Trademarking is essential to prevent copycats in e-commerce.

UAE Innovation Month

national · Mohammed Bin Rashid Centre for Government Innovation

Who qualifies
All innovators and businesses.
What you get
Exposure and networking opportunities.
What it actually costs you
Time to participate in events.
Common gotcha
Events are seasonal; check the calendar early.

State-level schemes

7states & territories — open one to see what it offers.

Ajmanعجمان

Ajman offers the most cost-effective trade licensing and free zone setups in the UAE, making it the ideal launchpad for small-scale e-commerce entrepreneurs.

Getting my business official

Ajman DED E-Trader License

رخصة تاجر عجمان

state · Ajman Department of Economic Development

Who qualifies
UAE nationals and GCC citizens residing in Ajman selling goods via social media.
What you get
Legal authorization to conduct e-commerce activities without a physical office space.
What it actually costs you
Approx 1,000 AED annual fee; requires copy of Emirates ID and social media account links.
Common gotcha
This license does not allow you to open a physical shop or rent a warehouse; it is strictly for home-based online sales.

Ajman Free Zone E-commerce License

رخصة التجارة الإلكترونية منطقة عجمان الحرة

state · Ajman Free Zone

Who qualifies
Expatriate entrepreneurs looking for 100% foreign ownership and tax exemptions.
What you get
Full business setup with residency visa eligibility and access to international markets.
What it actually costs you
Varies by package (starting ~6,000 AED); requires passport copy and business plan.
Common gotcha
You cannot sell directly to the local Ajman market without a local distributor; this is for export/online global sales.

Ajman Chamber of Commerce Membership

عضوية غرفة تجارة وصناعة عجمان

state · Ajman Chamber of Commerce

Who qualifies
All registered businesses operating within the Emirate of Ajman.
What you get
Access to business networking, legal arbitration services, and trade certificates.
What it actually costs you
Annual fee based on capital; requires valid trade license copy.
Common gotcha
Membership renewal is often tied to your trade license renewal; missing one delays the other.

Ajman Tasheel Business Centers

مراكز تسهيل عجمان

state · Ministry of Human Resources and Emiratisation (Ajman Branch)

Who qualifies
Business owners needing to process labor contracts and work permits for staff.
What you get
Centralized processing for all employment-related documentation.
What it actually costs you
Service fees per transaction; requires company trade license and PRO authorization.
Common gotcha
These centers are private entities authorized by the government; service fees can vary slightly between locations.

Moving my goods and growing

Ajman Port and Customs Clearance

جمارك عجمان

state · Ajman Ports and Customs Department

Who qualifies
E-commerce sellers importing goods for inventory.
What you get
Streamlined customs clearance for small-to-medium shipments.
What it actually costs you
Customs duty (usually 5%) and processing fees; requires Importer Code.
Common gotcha
You must have a valid Importer Code linked to your trade license before goods arrive at the port.

Ajman SME Support Initiative

مبادرة دعم المشاريع الصغيرة والمتوسطة في عجمان

state · Ajman Department of Economic Development

Who qualifies
Small businesses with less than 5 years of operation.
What you get
Consultation, mentorship, and occasional fee waivers for license renewals.
What it actually costs you
Free to apply; requires business financial records.
Common gotcha
Funds are limited and prioritized for businesses that contribute to local economic diversification.
Abu Dhabiأبو ظبي

Abu Dhabi offers a unique ecosystem for e-commerce entrepreneurs through the TAMM portal and specialized business licensing incentives that reduce the cost of entry for digital-first businesses.

Getting my business off the ground

TAMM Business Licensing

تم

state · Abu Dhabi Department of Economic Development

Who qualifies
Any resident or citizen starting a commercial activity in Abu Dhabi.
What you get
Instant issuance of commercial licenses and renewals without physical office visits.
What it actually costs you
Variable fees based on activity; requires UAE Pass and valid residency visa.
Common gotcha
Ensure your trade name is approved before paying fees to avoid rejection.

Abu Dhabi SME Hub

state · Khalifa Fund for Enterprise Development

Who qualifies
Small and medium enterprises registered in Abu Dhabi.
What you get
Access to specialized training, mentorship, and networking opportunities for e-commerce growth.
What it actually costs you
Free registration; requires a valid trade license.
Common gotcha
Many sellers forget to update their profile to access the B2B matchmaking events.

Mazaaya Program

state · Abu Dhabi Department of Economic Development

Who qualifies
Small business owners registered under the DED.
What you get
Discounts on government services, office rentals, and utility fees.
What it actually costs you
Application through the DED portal; requires active license.
Common gotcha
The discount list updates frequently, check the portal monthly.

Instant License for E-commerce

state · Abu Dhabi Department of Economic Development

Who qualifies
Individuals looking to start an online business without a physical office.
What you get
A license that allows you to operate an e-commerce business from home.
What it actually costs you
Lower annual fee compared to standard commercial licenses.
Common gotcha
You cannot use this license for physical retail storefronts.

Moving my products efficiently

AD Ports Group Logistics Support

state · AD Ports Group

Who qualifies
Businesses importing or exporting goods through Abu Dhabi ports.
What you get
Streamlined customs clearance and warehousing solutions for e-commerce inventory.
What it actually costs you
Service-dependent fees; requires valid trade license and customs code.
Common gotcha
You must register for a customs code before your first shipment arrives.

Abu Dhabi Digital Trade Platform

state · Abu Dhabi Customs

Who qualifies
All e-commerce sellers shipping goods internationally.
What you get
Real-time tracking of customs duties and automated clearance notifications.
What it actually costs you
Registration on the portal; requires company trade license.
Common gotcha
Incorrect HS codes on your invoices will delay your shipment at the port.
Dubaiدبي

Dubai offers the world's most streamlined e-commerce licensing ecosystem, allowing home-based entrepreneurs to scale rapidly with minimal red tape.

Getting my business official

DED Trader License

رخصة تاجر

state · Department of Economy and Tourism

Who qualifies
UAE and GCC nationals residing in Dubai for home-based e-commerce activities.
What you get
Legal authorization to sell products via Instagram and other social media platforms.
What it actually costs you
AED 1,000 - 1,500 annually; requires Emirates ID and social media handles.
Common gotcha
You cannot open a physical shop or hire staff under this specific license.

DTEC Flexi-Desk Package

state · Dubai Silicon Oasis Authority

Who qualifies
Tech-focused e-commerce startups and digital entrepreneurs.
What you get
Co-working space access, visa eligibility, and a professional business address.
What it actually costs you
Starts around AED 10,000/year; requires business plan and passport copies.
Common gotcha
The price fluctuates based on the number of visas you need to sponsor.

Mohammed Bin Rashid Establishment for SME Development

مؤسسة محمد بن راشد لتنمية المشاريع الصغيرة والمتوسطة

state · Dubai SME

Who qualifies
UAE nationals owning at least 50% of the business.
What you get
Access to government procurement contracts and preferential payment terms.
What it actually costs you
Free registration; requires valid trade license and proof of ownership.
Common gotcha
Many sellers forget to renew their SME status annually to keep procurement priority.

IFZA E-Commerce License

state · International Free Zone Authority

Who qualifies
Expatriate entrepreneurs looking for 100% foreign ownership.
What you get
Zero corporate tax (if under threshold) and full repatriation of profits.
What it actually costs you
Packages start from AED 12,000; requires passport and bank reference letter.
Common gotcha
You must have a corporate bank account to process payments, which can take time.

Growing my brand and sales

Dubai Chamber E-commerce Support

state · Dubai Chamber of Commerce

Who qualifies
Registered Dubai-based businesses.
What you get
Access to networking events, export guides, and digital transformation workshops.
What it actually costs you
Membership fees vary by company size.
Common gotcha
The workshops are frequent, but you need to be proactive in checking the calendar.

Noon Mahali Program

private · Noon.com

Who qualifies
Small local businesses and home-based sellers in Dubai.
What you get
Reduced commission fees and dedicated marketing support on the Noon platform.
What it actually costs you
Requires valid trade license; no upfront fee, but commission is deducted from sales.
Common gotcha
Quality control is strict; your product images must meet their specific standards.

Dubai Exports Advisory

state · Dubai Exports

Who qualifies
Businesses ready to export products outside the UAE.
What you get
Market research, B2B matchmaking, and export credit insurance advice.
What it actually costs you
Free for registered Dubai businesses.
Common gotcha
They focus on high-volume exporters; ensure your product is ready for international shipping.

Dubai Retail Calendar Participation

state · Dubai Festivals and Retail Establishment

Who qualifies
Retailers and e-commerce brands participating in city-wide sales events.
What you get
Official branding and inclusion in city-wide marketing campaigns during DSF.
What it actually costs you
Permit fees for running promotions/sales.
Common gotcha
You must apply for a 'Promotion Permit' even for online-only sales.
Fujairahالفجيرة

Fujairah offers e-commerce sellers unique access to the Fujairah Creative City free zone and specialized logistics support for regional trade.

Growing my online shop

Fujairah Creative City Free Zone License

منطقة الفجيرة الإبداعية

state · Fujairah Creative City

Who qualifies
Freelancers and small e-commerce business owners.
What you get
100% foreign ownership and tax-free business operations.
What it actually costs you
Annual fees starting from AED 10,000; requires passport and business plan.
Common gotcha
You cannot trade physical goods directly within the UAE mainland without a local distributor.

Fujairah Chamber of Commerce Membership

غرفة تجارة وصناعة الفجيرة

state · Fujairah Chamber of Commerce

Who qualifies
All licensed businesses operating in Fujairah.
What you get
Access to networking events, trade directories, and export certificates.
What it actually costs you
Annual membership fee based on capital; requires trade license copy.
Common gotcha
Many sellers forget to renew this, which blocks customs clearance for imports.

Fujairah SMEs Digital Transformation Grant

state · Fujairah Department of Industry and Economy

Who qualifies
Registered Fujairah-based SMEs selling online.
What you get
Subsidized costs for website development and digital payment gateway integration.
What it actually costs you
Application form and proof of business registration; competitive selection process.
Common gotcha
The grant is only for local vendors, not foreign-owned free zone companies.

Moving my products

Fujairah Port SME Logistics Incentive

state · Port of Fujairah

Who qualifies
Small businesses importing goods through Fujairah Port.
What you get
Reduced handling and storage fees for small-volume shipments.
What it actually costs you
Requires a valid trade license and a letter of intent.
Common gotcha
Only applies to specific cargo types; check the tariff list before booking.

Fujairah Customs E-Services Portal

state · Fujairah Customs Department

Who qualifies
Licensed businesses importing/exporting goods.
What you get
Faster customs clearance and digital tracking of shipments.
What it actually costs you
Registration on the portal; requires a digital signature.
Common gotcha
Ensure your HS codes are perfectly matched to avoid delays.
Ras Al Khaimahرأس الخيمة

Ras Al Khaimah offers a unique, tax-friendly ecosystem for e-commerce entrepreneurs, particularly through RAKEZ, which provides low-cost licensing and specialized e-commerce zones.

Setting up and scaling my online shop

RAKEZ E-commerce License

رخصة التجارة الإلكترونية من راكز

state · Ras Al Khaimah Economic Zone (RAKEZ)

Who qualifies
Individual entrepreneurs and companies looking to sell goods online from RAK.
What you get
100% foreign ownership and specialized e-commerce activity codes.
What it actually costs you
Starts from approx. AED 5,000-8,000 depending on package; requires passport copy and business plan.
Common gotcha
You must obtain a specific e-commerce activity code to legally list products on local platforms like Amazon.ae or Noon.

RAK Chamber SME Support

دعم المشاريع الصغيرة والمتوسطة - غرفة تجارة رأس الخيمة

state · Ras Al Khaimah Chamber of Commerce

Who qualifies
Small business owners registered in Ras Al Khaimah.
What you get
Access to local networking events, trade exhibitions, and business advisory services.
What it actually costs you
Annual membership fee; requires valid trade license.
Common gotcha
Many sellers forget to register with the Chamber, missing out on local B2B opportunities.

Instant License Service

خدمة الرخصة الفورية

state · RAK Department of Economic Development

Who qualifies
New businesses requiring a license without needing a physical office initially.
What you get
Business license issued in minutes for select activities.
What it actually costs you
Standard government fees; requires UAE Pass for digital authentication.
Common gotcha
Instant licenses are restricted to specific activities; check if your e-commerce niche qualifies.

Moving my goods efficiently

RAK Ports SME Logistics Access

خدمات موانئ رأس الخيمة اللوجستية

state · RAK Ports

Who qualifies
Businesses importing goods for e-commerce distribution.
What you get
Preferential handling and storage rates for small-scale importers.
What it actually costs you
Varies by volume; requires valid import code.
Common gotcha
You need to link your trade license with the RAK Ports system to access SME rates.

RAK Digital Asset Oasis (RAK DAO) Support

واجهة رأس الخيمة للأصول الرقمية

state · RAK DAO

Who qualifies
Tech-focused e-commerce sellers using blockchain or digital assets.
What you get
Specialized regulatory environment and support for digital business models.
What it actually costs you
Application fees vary; requires detailed business model disclosure.
Common gotcha
This is specifically for digital-first businesses, not traditional retail.
Sharjahالشارقة

Sharjah offers a unique ecosystem for e-commerce sellers through specialized free zones like SPC Free Zone and Sharjah Media City, which provide cost-effective licensing for digital entrepreneurs.

Getting my business official in Sharjah

SPC Free Zone E-commerce License

رخصة التجارة الإلكترونية من منطقة الشارقة للنشر الحرة

state · Sharjah Publishing City Free Zone

Who qualifies
Individual entrepreneurs and SMEs looking to sell goods online.
What you get
100% foreign ownership, zero corporate tax, and fast-track residency visa processing.
What it actually costs you
Fees start from AED 5,750; requires passport copy and passport-sized photo.
Common gotcha
You must have a physical or virtual office lease agreement within the free zone to maintain the license.

Sharjah Media City (Shams) E-commerce Package

باقة التجارة الإلكترونية من مدينة الشارقة للإعلام

state · Sharjah Media City

Who qualifies
Freelancers and e-commerce startups focusing on digital media or retail.
What you get
Low-cost license issuance without the need for a physical office space.
What it actually costs you
Starting from AED 8,000; requires minimal documentation and no share capital deposit.
Common gotcha
The license is restricted to specific activity codes; ensure 'E-commerce' is explicitly listed.

SEDD E-Trader License

رخصة تاجر من دائرة التنمية الاقتصادية بالشارقة

state · Sharjah Economic Development Department

Who qualifies
UAE nationals and GCC citizens residing in Sharjah selling via social media.
What you get
Legal authorization to conduct business on Instagram/WhatsApp without a physical store.
What it actually costs you
Annual fee of AED 1,000; requires Emirates ID.
Common gotcha
This license does not allow for a physical shop or warehouse; it is strictly for home-based social media sales.

Moving my products and scaling up

SAIF Zone Logistics Support

دعم الخدمات اللوجستية من المنطقة الحرة لمطار الشارقة

state · Sharjah Airport International Free Zone Authority

Who qualifies
E-commerce sellers needing warehouse space near the airport.
What you get
Direct access to Sharjah International Airport for faster import/export of inventory.
What it actually costs you
Varies by warehouse size; requires a detailed business plan.
Common gotcha
Leasing warehouse space requires a separate lease contract from the trade license.

Sharjah Chamber Certificate of Origin

شهادة المنشأ من غرفة تجارة وصناعة الشارقة

state · Sharjah Chamber of Commerce and Industry

Who qualifies
Sellers exporting goods manufactured or processed in Sharjah.
What you get
Official certification required for international customs clearance.
What it actually costs you
Small processing fee per certificate; requires commercial invoice and packing list.
Common gotcha
Ensure your product description matches the HS code exactly to avoid customs delays.
Umm Al Quwainأم القيوين

Umm Al Quwain offers e-commerce entrepreneurs a low-cost, high-speed business setup environment with direct access to the UAQ Free Trade Zone, perfect for scaling small online retail operations.

Getting my business off the ground

UAQ Free Trade Zone E-Commerce License

رخصة التجارة الإلكترونية في منطقة أم القيوين الحرة

state · Umm Al Quwain Free Trade Zone Authority

Who qualifies
Individual entrepreneurs or companies looking to conduct online retail business.
What you get
100% foreign ownership, zero corporate tax, and fast-track visa processing for staff.
What it actually costs you
Annual fees starting from approx AED 13,000; requires passport copy and business plan.
Common gotcha
You must obtain a specific e-commerce activity code to legally sell goods online through your own website.

UAQ Chamber of Commerce Membership

عضوية غرفة تجارة وصناعة أم القيوين

state · Umm Al Quwain Chamber of Commerce

Who qualifies
All licensed businesses operating within the emirate.
What you get
Legal authentication of documents, networking events, and access to local trade directories.
What it actually costs you
Annual subscription fee based on business capital; requires trade license copy.
Common gotcha
Membership renewal is mandatory for renewing your trade license each year.

UAQ SME Support Initiative

state · Department of Economic Development - UAQ

Who qualifies
Small and medium enterprises registered in Umm Al Quwain.
What you get
Preferential rates on government service fees and access to local procurement opportunities.
What it actually costs you
Registration with the DED; requires proof of business size and local activity.
Common gotcha
Benefits are often tied to having a physical office or warehouse presence in the emirate.

Moving my products efficiently

UAQ Port Logistics Access

state · Umm Al Quwain Port Authority

Who qualifies
Businesses importing goods for e-commerce storage or re-export.
What you get
Reduced customs clearance times and dedicated storage zones for e-commerce inventory.
What it actually costs you
Port handling fees; requires valid trade license and customs code.
Common gotcha
You must register for an E-Mirsal customs code before your first shipment arrives.

UAQ Digital Infrastructure Grant

state · UAQ Government Digital Transformation Office

Who qualifies
Local startups focusing on digital retail and e-commerce platforms.
What you get
Subsidized high-speed internet and cloud hosting packages through local partnerships.
What it actually costs you
Application through the government portal; requires a pitch deck and business registration.
Common gotcha
Limited annual slots; apply early in the fiscal year.