United Arab Emirates hubs

Mouza

Technician

United Arab EmiratesArabic (العربية)د.إ AED

Mouza is a skilled technician working in the UAE's industrial sector, balancing her professional certifications with family life. This hub covers the essential national services, labor protections, and digital portals she relies on to keep her career and household running smoothly.

My Rights and Career Growth

Understanding labor laws and certification requirements is crucial for job security and salary negotiation.

MOHRE Labor Contract Registration

عقد عمل وزارة الموارد البشرية والتوطين

national · Ministry of Human Resources and Emiratisation

Who qualifies
All private sector employees in the UAE.
What you get
Legal protection of employment terms, salary, and end-of-service benefits.
What it actually costs you
Free; requires passport, visa copy, and digital signature.
Common gotcha
Ensure your contract matches your actual job title to avoid visa issues.

National Qualifications Center Certification

المركز الوطني للمؤهلات

national · Ministry of Education

Who qualifies
Technical professionals seeking to standardize their skill set.
What you get
Official recognition of technical skills equivalent to international standards.
What it actually costs you
Variable fees based on the trade; requires proof of experience.
Common gotcha
Many technicians skip this, but it is vital for promotion to senior roles.

Wage Protection System (WPS)

نظام حماية الأجور

national · Central Bank of the UAE

Who qualifies
Employees whose salaries are processed through registered banks.
What you get
Guaranteed timely payment of salary directly to your bank account.
What it actually costs you
Free; requires a local bank account.
Common gotcha
If your employer delays payment, the system automatically flags it to the Ministry.

Involuntary Loss of Employment (ILOE) Scheme

تأمين ضد التعطل عن العمل

national · Ministry of Human Resources and Emiratisation

Who qualifies
All employees in the private sector and federal government.
What you get
Cash compensation for up to 3 months if you lose your job.
What it actually costs you
Annual premium of 60-120 AED depending on salary bracket.
Common gotcha
You must have paid the premium for at least 12 consecutive months to claim.

Nafis / Tawteen Portal

نافس

national · Nafis Program

Who qualifies
UAE Nationals working in the private sector.
What you get
Salary support, pension contributions, and training grants.
What it actually costs you
Free registration; requires Emirates ID.
Common gotcha
Must be actively employed in a private firm to qualify for support.

MOHRE Dispute Resolution Service

خدمة المنازعات العمالية

national · Ministry of Human Resources and Emiratisation

Who qualifies
Employees with valid labor disputes against employers.
What you get
Mediation and legal resolution of unpaid wages or contract breaches.
What it actually costs you
Free; requires filing a complaint via the app.
Common gotcha
Try to resolve internally first, but don't wait too long to file.

Taking Care of My Health

Accessing quality healthcare and managing insurance coverage is essential for my family.

Thiqa Health Insurance

ثقة

national · Department of Health

Who qualifies
UAE Nationals.
What you get
Comprehensive health coverage across public and private hospitals.
What it actually costs you
Free for citizens; requires Emirates ID.
Common gotcha
Check the network list before booking a specialist appointment.

Sehhaty National Health Portal

صحتي

national · Ministry of Health and Prevention

Who qualifies
All UAE residents.
What you get
Access to medical records, vaccination history, and health services.
What it actually costs you
Free; requires UAE Pass.
Common gotcha
Syncs with the Al Hosn app for vaccination records.

Al Hosn App

الحصن

national · Ministry of Health and Prevention

Who qualifies
All UAE residents.
What you get
Digital health pass, test results, and vaccination certificates.
What it actually costs you
Free; download from app stores.
Common gotcha
Keep it updated to ensure your status reflects correctly.

Essential Benefits Plan (EBP)

باقة المنافع الأساسية

national · Health Authorities

Who qualifies
Low-income residents and domestic workers.
What you get
Mandatory minimum health insurance coverage.
What it actually costs you
Annual premium paid by the employer.
Common gotcha
This is the minimum required by law; coverage is limited.

National Mental Health Program

البرنامج الوطني للصحة النفسية

national · Ministry of Health and Prevention

Who qualifies
All residents needing psychological support.
What you get
Access to counseling and mental health resources.
What it actually costs you
Varies by provider; some services are subsidized.
Common gotcha
Many people don't realize this is covered under standard insurance plans.

National Maternity Care Program

برنامج رعاية الأمومة

national · Ministry of Health and Prevention

Who qualifies
Pregnant residents.
What you get
Standardized prenatal and postnatal care protocols.
What it actually costs you
Depends on insurance coverage.
Common gotcha
Register your pregnancy early to get full benefits.

My Digital Life

Everything in the UAE is digital; I need my IDs and portals ready.

UAE Pass

هوية الإمارات الرقمية

national · Telecommunications and Digital Government Regulatory Authority

Who qualifies
All UAE residents with an Emirates ID.
What you get
Single sign-on for all government and private sector services.
What it actually costs you
Free; requires smartphone and Emirates ID.
Common gotcha
Keep your phone number updated to avoid lockout.

Emirates ID Card

بطاقة الهوية الإماراتية

national · Federal Authority for Identity, Citizenship, Customs & Port Security

Who qualifies
All residents.
What you get
Official identity document for all transactions.
What it actually costs you
Renewal fees apply; requires biometrics.
Common gotcha
Always carry it; it is the only valid ID for most services.

TAMM Portal

تم

national · Abu Dhabi Digital Authority

Who qualifies
Residents of Abu Dhabi.
What you get
Access to all government services in one place.
What it actually costs you
Free; requires UAE Pass.
Common gotcha
Use the app for faster processing of utility bills.

Ministry of Interior Services

وزارة الداخلية

national · Ministry of Interior

Who qualifies
All residents.
What you get
Traffic fines, visa services, and police certificates.
What it actually costs you
Service fees vary.
Common gotcha
Check for fines regularly to avoid late fees.

UAE Digital Signature

التوقيع الرقمي

national · TDRA

Who qualifies
All UAE Pass holders.
What you get
Legally binding digital signature for documents.
What it actually costs you
Free.
Common gotcha
Accepted by most banks and government entities.

GDRFA Residency Services

الإدارة العامة للإقامة وشؤون الأجانب

national · General Directorate of Residency and Foreigners Affairs

Who qualifies
All residents.
What you get
Visa renewals, entry permits, and residency status checks.
What it actually costs you
Service fees apply.
Common gotcha
Check your residency status before booking travel.

Managing My Money and Home

Saving for the future and managing utility costs is part of my daily budget.

Sheikh Zayed Housing Programme

برنامج الشيخ زايد للإسكان

national · Ministry of Energy and Infrastructure

Who qualifies
UAE Nationals.
What you get
Housing grants or interest-free loans for home construction.
What it actually costs you
Application process; requires land ownership.
Common gotcha
High demand; wait times can be significant.

Etihad Water and Electricity (EtihadWE)

اتحاد للماء والكهرباء

national · Federal Government

Who qualifies
Residents in Northern Emirates.
What you get
Utility services and billing management.
What it actually costs you
Security deposit required for new accounts.
Common gotcha
Update your contact info to receive e-bills.

National Bonds

صكوك الوطنية

national · Investment Corporation of Dubai

Who qualifies
All residents.
What you get
Sharia-compliant savings and investment opportunities.
What it actually costs you
Minimum investment amounts apply.
Common gotcha
Not a bank account; it's an investment product.

GPSSA Pension Scheme

الهيئة العامة للمعاشات والتأمينات الاجتماعية

national · General Pension and Social Security Authority

Who qualifies
UAE National employees.
What you get
Retirement pension and social security benefits.
What it actually costs you
Monthly contribution deducted from salary.
Common gotcha
Ensure your employer is correctly registering your contributions.

VAT Refund for Tourists

استرداد ضريبة القيمة المضافة

national · Federal Tax Authority

Who qualifies
Non-resident tourists.
What you get
Refund of VAT on eligible purchases.
What it actually costs you
Processing fee per tax-free tag.
Common gotcha
Must be claimed at the airport before departure.

Consumer Rights Protection

حماية المستهلك

national · Ministry of Economy

Who qualifies
All consumers in the UAE.
What you get
Mediation for disputes with retailers or service providers.
What it actually costs you
Free; requires proof of purchase.
Common gotcha
Keep all receipts for at least 30 days.

State-level schemes

7states & territories — open one to see what it offers.

Ajmanعجمان

Ajman offers a lower cost of living for technical professionals while providing direct access to the Ajman Free Zone and specialized industrial incentives for small-scale technicians.

Setting up my workshop and getting work

Ajman Free Zone Freelance Permit

تصريح العمل الحر في منطقة عجمان الحرة

state · Ajman Free Zone Authority

Who qualifies
Technicians and freelancers providing technical services.
What you get
Legal right to work independently and sponsor own visa.
What it actually costs you
Annual fee starting around 6,000 AED; requires passport copy and CV.
Common gotcha
You must renew your residency visa linked to the permit annually.

Ajman Chamber of Commerce Membership

عضوية غرفة تجارة وصناعة عجمان

state · Ajman Chamber

Who qualifies
Registered business owners and technical service providers.
What you get
Access to local tenders and business networking events.
What it actually costs you
Annual subscription fee based on business activity category.
Common gotcha
Failure to renew annually results in heavy fines on trade license renewal.

Ajman SME Support Program

برنامج دعم المشاريع الصغيرة والمتوسطة في عجمان

state · Ajman Department of Economic Development

Who qualifies
Small technical workshops and startups based in Ajman.
What you get
Reduced fees for business registration and technical licensing.
What it actually costs you
Requires valid trade license and proof of local operations.
Common gotcha
Only applies to businesses with specific local ownership structures.

Ajman Industrial Incentive Scheme

حوافز المناطق الصناعية في عجمان

state · Ajman Municipality

Who qualifies
Technicians operating in designated industrial zones.
What you get
Subsidized utility rates for industrial workshops.
What it actually costs you
Requires industrial land lease agreement and municipality inspection.
Common gotcha
Utility rates are only subsidized for registered industrial activities, not general retail.

Living comfortably in Ajman

Ajman Sewerage Private Company (ASPCL) Services

state · Ajman Municipality

Who qualifies
All residents and business owners in Ajman.
What you get
Essential waste management and sewage connection services.
What it actually costs you
Monthly utility fee added to your water/electricity bill.
Common gotcha
You must ensure your property is connected to the central network to avoid tanker costs.

Ajman Public Transport Discount Card

state · Ajman Transport Authority

Who qualifies
Frequent commuters and blue-collar workers.
What you get
Reduced fare rates on intra-city bus routes.
What it actually costs you
One-time card issuance fee of 10 AED.
Common gotcha
The card balance is non-refundable if lost.

Ajman Municipality Parking Permit

تصريح مواقف عجمان

state · Ajman Municipality

Who qualifies
Residents living in high-density parking zones.
What you get
Exemption from hourly parking fees in your residential area.
What it actually costs you
Annual fee based on zone; requires tenancy contract and car registration.
Common gotcha
Permit is tied to a specific vehicle and zone; moving house requires a new permit.
Abu Dhabiأبو ظبي

As a technician in Abu Dhabi, you benefit from high-standard industrial safety regulations and specific government-backed vocational upskilling programs designed for the emirate's massive infrastructure and energy sectors.

Upskilling and Career Growth

TAMM Vocational Upskilling Grants

تم

state · Abu Dhabi Department of Government Enablement

Who qualifies
Technicians employed in Abu Dhabi registered companies seeking certification in new industrial technologies.
What you get
Full or partial reimbursement for accredited technical certification courses.
What it actually costs you
Requires employer sponsorship letter and proof of course enrollment.
Common gotcha
Only applies to courses pre-approved by the Abu Dhabi Quality and Conformity Council.

Abu Dhabi Industrial License Support

state · Abu Dhabi Department of Economic Development

Who qualifies
Independent technical contractors or small technical workshops based in Abu Dhabi.
What you get
Reduced fees for industrial permits and access to specialized industrial zones.
What it actually costs you
Annual renewal fees and strict adherence to safety audit requirements.
Common gotcha
Failure to maintain the mandatory 'In-Country Value' (ICV) score can lead to license suspension.

Living and Health Support

Thiqa Health Insurance Program

ثقة

state · Department of Health - Abu Dhabi

Who qualifies
UAE nationals and specific long-term resident categories working in technical sectors.
What you get
Comprehensive medical coverage across all public and private hospitals in the emirate.
What it actually costs you
Monthly premium deducted from salary or employer-funded.
Common gotcha
Coverage limits vary significantly between 'Thiqa' and standard 'Daman' plans.

Abu Dhabi Housing Authority Loans

هيئة أبوظبي للإسكان

state · Abu Dhabi Housing Authority

Who qualifies
Long-term residents and nationals meeting specific income and employment tenure criteria.
What you get
Low-interest housing loans or grants for home construction/maintenance.
What it actually costs you
Extensive documentation including salary certificates and land ownership proofs.
Common gotcha
The waiting list is long; priority is given to those with large families.
Dubaiدبي

Dubai offers a unique ecosystem for technicians where professional licensing, specialized trade certifications, and city-wide digital service integration are essential for career growth and legal residency.

Keeping my trade license and skills sharp

Society of Engineers (SOE) Membership

جمعية المهندسين

state · Society of Engineers - UAE

Who qualifies
Technicians and engineers working in construction or technical fields in Dubai.
What you get
Professional accreditation and mandatory certification to work on government projects.
What it actually costs you
Annual fee approx. 300-500 AED, requires attested degree and work experience letters.
Common gotcha
Without this, you cannot sign off on technical drawings or site inspections.

DHA Professional License for Technicians

ترخيص هيئة الصحة بدبي

state · Dubai Health Authority

Who qualifies
Medical technicians and laboratory assistants working in Dubai clinics.
What you get
Legal authorization to practice clinical technical work.
What it actually costs you
Examination fee and licensing fee; requires Prometric exam pass.
Common gotcha
The license is specific to the facility type; changing jobs often requires a license transfer process.

Dubai Economy Trade License Renewal

رخصة تجارية دبي

state · Dubai Department of Economy and Tourism

Who qualifies
Freelance technicians or small workshop owners.
What you get
Legal right to operate a business and issue invoices in Dubai.
What it actually costs you
Varies by activity; requires annual renewal and local sponsor/agent fees.
Common gotcha
Missing the renewal date leads to heavy fines per month of delay.

Dubai Municipality Technical Permit

تصريح بلدية دبي

state · Dubai Municipality

Who qualifies
Technicians involved in electrical, plumbing, or AC installation.
What you get
Approval for specific technical installations in residential or commercial buildings.
What it actually costs you
Submission fee per project; requires certified technical drawings.
Common gotcha
Work performed without a permit is subject to immediate demolition orders.

Getting around and saving on daily costs

Nol Card Special Needs/Student Concession

بطاقة نول

state · Roads and Transport Authority (RTA)

Who qualifies
Residents with specific status or students enrolled in Dubai institutions.
What you get
50% discount on public transport fares across metro, bus, and tram.
What it actually costs you
Application fee for the personalized card; requires proof of status.
Common gotcha
The card must be renewed annually to maintain the discount status.

Dubai Government Excellence Training

برامج تدريب دبي

state · Dubai Government Human Resources

Who qualifies
Technicians employed in government-linked entities.
What you get
Free access to technical workshops and soft-skills training.
What it actually costs you
Nomination by employer; zero cost to the individual.
Common gotcha
These are often underutilized; check your internal HR portal for the latest schedule.

Dubai Food Bank Support

بنك الإمارات للطعام

state · Mohammed bin Rashid Al Maktoum Global Initiatives

Who qualifies
Low-income workers and technicians facing temporary financial hardship.
What you get
Access to food distribution and community support programs.
What it actually costs you
Registration through community centers or charity partners.
Common gotcha
This is for emergency support, not a permanent grocery solution.
Fujairahالفجيرة

Fujairah offers unique industrial and maritime technician opportunities, with specific local support for vocational training and trade licensing in the emirate's free zones.

Getting my trade license and work permits

Fujairah Free Zone Authority (FFZA) Technician License

رخصة منطقة الفجيرة الحرة

state · Fujairah Free Zone Authority

Who qualifies
Technicians setting up independent maintenance or repair workshops within the free zone.
What you get
100% foreign ownership and exemption from import/export duties on technical equipment.
What it actually costs you
Annual fee starting at AED 10,000 plus office rental; requires trade name reservation and passport copies.
Common gotcha
You cannot perform services outside the free zone area without a separate mainland permit.

Fujairah Municipality Professional Trade Permit

تصريح مزاولة مهنة بلدية الفجيرة

municipal · Fujairah Municipality

Who qualifies
Technicians operating on the mainland in Fujairah city.
What you get
Legal authorization to conduct repair and maintenance services for local businesses and residents.
What it actually costs you
Annual municipal fee based on shop size; requires local sponsor (UAE national) for mainland setup.
Common gotcha
The local sponsor must sign off on all major business changes.

Learning new technical skills locally

Fujairah Vocational Training Subsidy

منحة التدريب المهني بالفجيرة

state · Fujairah Human Resources Department

Who qualifies
Resident technicians looking to upgrade certifications in maritime or industrial engineering.
What you get
Up to 50% subsidy on tuition fees for approved technical courses at local institutes.
What it actually costs you
Proof of residency and employment contract; application must be submitted before the course starts.
Common gotcha
Only valid for courses accredited by the Fujairah education authority.

Fujairah Maritime Technical Certification

شهادة الفجيرة للتقنيات البحرية

state · Fujairah Port Authority

Who qualifies
Technicians working on ship maintenance and marine engineering in the Fujairah port area.
What you get
Specialized safety clearance and access to port-side repair facilities.
What it actually costs you
Safety training course fee of AED 1,500; requires medical fitness certificate.
Common gotcha
Access cards are strictly non-transferable and require daily security check-in.
Ras Al Khaimahرأس الخيمة

As a technician, living in RAK offers a more affordable cost of living compared to Dubai, with specific local support for housing and utility management for residents.

Keeping the lights on and the rent paid

RAK Municipality Tenancy Contract Registration

عقد إيجار

municipal · Ras Al Khaimah Municipality

Who qualifies
All tenants residing in RAK rented properties.
What you get
Legal protection for your tenancy and mandatory requirement for DEWA/Etisalat services.
What it actually costs you
5% of annual rent as fee, requires passport, visa, and landlord ID.
Common gotcha
Landlords often try to pass the registration fee to the tenant; check your contract terms carefully.

Etihad WE Utility Account

اتحاد للماء والكهرباء

state · Etihad Water and Electricity

Who qualifies
Residents with a valid tenancy contract in RAK.
What you get
Access to water and electricity services.
What it actually costs you
Security deposit (varies by housing type), requires Emirates ID and Ejari.
Common gotcha
Moving between apartments requires a 'Final Bill' clearance from the old property before the new one activates.

Staying legal on the job

RAKEZ Technician Work Permit

تصريح عمل

state · Ras Al Khaimah Economic Zone (RAKEZ)

Who qualifies
Technicians working for companies registered within RAKEZ.
What you get
Legal authorization to perform technical work within the free zone.
What it actually costs you
Annual permit fee, requires company sponsorship letter and medical fitness certificate.
Common gotcha
The permit is tied to your specific employer; if you switch jobs, you must cancel and re-apply.

RAK Chamber of Commerce Membership

غرفة تجارة رأس الخيمة

state · RAK Chamber of Commerce

Who qualifies
Technicians running small trade-based consultancies or workshops.
What you get
Official certification to conduct business and access to local trade networking.
What it actually costs you
Annual membership fee based on business category.
Common gotcha
Failure to renew annually results in heavy fines that accrue daily.
Sharjahالشارقة

Sharjah offers a unique balance of industrial opportunities for technicians and family-centric welfare support that is often more accessible than in neighboring emirates.

Keeping my tools and license legal

SEWA Technical Contractor Certification

شهادة مقاول فني من هيئة كهرباء ومياه وغاز الشارقة

state · Sharjah Electricity, Water and Gas Authority (SEWA)

Who qualifies
Technicians performing electrical or plumbing work in Sharjah premises.
What you get
Legal authorization to sign off on utility connections and building inspections.
What it actually costs you
Annual fee varies based on category; requires trade license and technical certification.
Common gotcha
SEWA is very strict about the specific grade of your certification; check your company's license class first.

Sharjah Economic Development Department (SEDD) Technician Permit

تصريح فني من دائرة التنمية الاقتصادية بالشارقة

state · Sharjah Economic Development Department

Who qualifies
Freelance technicians or those working for small workshops in Sharjah.
What you get
Legal right to operate as a technician in the emirate.
What it actually costs you
Annual renewal fees; requires a local sponsor or service agent.
Common gotcha
You must ensure your visa designation matches the technical activity on your license.

Sharjah Municipality Technical Work Permit

تصريح عمل فني من بلدية الشارقة

municipal · Sharjah Municipality

Who qualifies
Technicians involved in construction or maintenance site work.
What you get
Access to municipal work sites and compliance clearance.
What it actually costs you
Varies by project size; requires valid Emirates ID and company letter.
Common gotcha
Permits are location-specific; you cannot use one permit for multiple sites.

Ruwad Establishment Support

مؤسسة الشارقة لدعم المشاريع الريادية (رواد)

state · Sharjah Entrepreneurship Foundation (Ruwad)

Who qualifies
UAE national technicians looking to start their own technical workshop.
What you get
Exemption from certain license fees and access to subsidized office/workshop space.
What it actually costs you
Requires a solid business plan and local citizenship.
Common gotcha
The application process is competitive; focus on the innovation aspect of your technical service.

Supporting my family in Sharjah

Sharjah Social Empowerment Foundation Aid

مؤسسة التمكين الاجتماعي بالشارقة

state · Sharjah Social Empowerment Foundation

Who qualifies
Low-income families residing in Sharjah facing financial hardship.
What you get
Financial assistance for educational, medical, or housing needs.
What it actually costs you
Extensive documentation of income and family status; home visit required.
Common gotcha
Priority is given to orphans and widows; check if your specific situation qualifies.

Sharjah Housing Program

برنامج الشارقة للإسكان

state · Sharjah Housing Department

Who qualifies
UAE national technicians needing housing grants or low-interest loans.
What you get
Grants or interest-free loans for home construction or maintenance.
What it actually costs you
Long waiting list; requires proof of land ownership.
Common gotcha
The maintenance grant is easier to secure than the construction grant.

Sharjah Charity International Medical Aid

جمعية الشارقة الخيرية

state · Sharjah Charity International

Who qualifies
Residents in Sharjah struggling with medical bills not covered by insurance.
What you get
Direct payment of medical expenses or medication costs.
What it actually costs you
Medical reports and proof of financial inability.
Common gotcha
They often require a referral from a government hospital in Sharjah.

Sharjah Education Council Technical Scholarship

مجلس الشارقة للتعليم

state · Sharjah Education Council

Who qualifies
Children of residents pursuing technical or vocational training in Sharjah.
What you get
Tuition fee subsidies for vocational institutes.
What it actually costs you
Academic transcripts and proof of residency.
Common gotcha
Deadlines are strictly enforced; apply before the start of the academic year.
Umm Al Quwainأم القيوين

Umm Al Quwain offers a quieter, cost-effective base for technicians with localized support for small business licensing and community-based utility subsidies.

Setting up my workshop and tools

UAQ Free Trade Zone SME License

منطقة أم القيوين الحرة

state · UAQ Free Trade Zone Authority

Who qualifies
Technicians and freelancers looking to start a small technical service business.
What you get
Reduced cost business license and shared office space options.
What it actually costs you
Annual fee starting around 13,000 AED; requires passport copy and business plan.
Common gotcha
The license is for business activity only; you still need a separate residency visa process.

UAQ Chamber of Commerce Membership

غرفة تجارة وصناعة أم القيوين

state · UAQ Chamber of Commerce

Who qualifies
All registered technicians and business owners in the emirate.
What you get
Legal certification of documents and networking with local industrial suppliers.
What it actually costs you
Annual membership fee based on business category; requires trade license copy.
Common gotcha
Membership must be renewed annually to keep your trade license active.

UAQ Industrial Land Allocation

state · UAQ Municipality

Who qualifies
Established technical workshops requiring physical space.
What you get
Leasehold land in designated industrial zones at subsidized rates.
What it actually costs you
Application fee and security deposit; requires detailed project feasibility study.
Common gotcha
Land is strictly for industrial use; residential use is prohibited.

Keeping the household running

UAQ Utility Support Program

state · Etihad Water and Electricity (Local UAQ Branch)

Who qualifies
Low-to-middle income residents in specific residential zones.
What you get
Capped rates on electricity and water consumption.
What it actually costs you
Requires proof of income and tenancy contract.
Common gotcha
The rebate is applied automatically to the bill once approved, but takes 2 billing cycles to reflect.

UAQ Primary Healthcare Clinics

مراكز الرعاية الصحية الأولية

state · Ministry of Health and Prevention (UAQ District)

Who qualifies
All residents with a valid Emirates ID.
What you get
Low-cost consultations and basic diagnostic services.
What it actually costs you
Small co-pay per visit (approx 20-50 AED); requires Emirates ID.
Common gotcha
Specialist referrals must originate from these primary clinics to be covered.