Alexandre is a self-employed massage therapist living in Brazil, balancing his small business with the need for social security and affordable healthcare. This hub covers the federal protections, tax systems, and national benefits that keep his practice running and his family secure.
💼 Keeping my business legal and tax-ready
Essential for formalizing my income and accessing social security benefits.
Microempreendedor Individual (MEI)
Microempreendedor Individual
national · Receita Federal
Who qualifies
Self-employed professionals earning up to R$ 81,000 per year.
What you get
CNPJ number, tax exemption on federal taxes, and social security coverage.
What it actually costs you
Monthly DAS payment (approx R$ 75), requires annual declaration.
Common gotcha
You cannot be a partner or owner of another company while registered as MEI.
27states & territories — open one to see what it offers.
Acre
Acre offers unique regional support for small-scale service providers and autonomous workers through state-level micro-credit and local welfare initiatives.
🌱 Growing my massage practice
Acre Microcrédito
state · Agência de Negócios do Acre (ANAC)
Who qualifies
Autonomous workers and small service providers registered in Acre.
What you get
Low-interest loans for buying massage tables, oils, and professional equipment.
What it actually costs you
Business plan, proof of residence, and personal identification.
Common gotcha
Requires a formal registration or MEI status to qualify for the lowest interest rates.
Alagoas offers specific micro-credit and vocational support for service-sector professionals like massage therapists looking to formalize their small businesses in the tourism-heavy coastal economy.
💆 Growing my massage practice
Alagoas Empreendedor
state · Desenvolve Alagoas
Who qualifies
Small business owners and self-employed professionals registered in Alagoas.
What you get
Micro-credit lines with interest rates lower than commercial banks for equipment upgrades.
What it actually costs you
Business plan submission and proof of local residency; 15-30 days approval.
Common gotcha
Requires a clean credit history (SERASA/SPC) even for micro-loans.
Low-income families registered in the state database with per capita income below a specific threshold.
What you get
Monthly financial aid for food purchases.
What it actually costs you
Must be registered in the national CadÚnico system.
Common gotcha
It is not automatic; you must check your status on the state portal periodically.
Passe Livre Intermunicipal
state · Arsal
Who qualifies
Low-income individuals and specific groups needing to travel between municipalities for work or health.
What you get
Free or discounted bus travel between cities in Alagoas.
What it actually costs you
Requires an ID card issued by the state transport agency.
Common gotcha
Limited number of seats per bus; must book in advance.
Amazonas
As a massage therapist in Manaus, you rely on state-specific support for small business registration and utility subsidies that account for the unique logistics of the Amazon region.
💼 Keeping my practice running
AFEAM Microcredit Program
Programa de Microcrédito da AFEAM
state · Agência de Fomento do Estado do Amazonas
Who qualifies
Small entrepreneurs and self-employed professionals in Amazonas.
What you get
Low-interest loans for equipment or studio upgrades.
What it actually costs you
Business plan, proof of residence, and tax registration (CNPJ).
Common gotcha
The approval process is strict about your credit history and business viability.
Low-income residents registered in state social programs.
What you get
Free or heavily discounted inter-municipal bus travel within Amapá.
What it actually costs you
Requires a CadÚnico update and a specific state transport card.
Common gotcha
The card must be renewed every 12 months at the central terminal.
Amapá Solidário Food Security
state · Secretaria de Estado da Inclusão e Mobilização Social
Who qualifies
Families in vulnerable situations residing in Macapá or Santana.
What you get
Monthly food baskets or emergency financial transfers during lean months.
What it actually costs you
Requires social worker assessment at the local CRAS office.
Common gotcha
Waitlists are long; keep your contact information updated with the state office.
Bahia
Bahia offers unique state-level support for small service providers and informal workers through local credit lines and specialized vocational training centers.
📈 Growing my massage practice
CrediBahia Microcredit Program
CrediBahia
state · Secretaria do Trabalho, Emprego, Renda e Esporte
Who qualifies
Small entrepreneurs and informal service providers with a business plan.
What you get
Low-interest loans ranging from R$ 500 to R$ 10,000 for equipment or working capital.
What it actually costs you
Requires a guarantor and proof of business activity; 3-5 days for analysis.
Common gotcha
The interest rates are low, but the bureaucracy for the guarantor can be strict.
Students enrolled in state-recognized vocational courses.
What you get
Free or heavily discounted public transport for commuting to training centers.
What it actually costs you
Student ID card (Carteira de Estudante) and proof of enrollment.
Common gotcha
Must be renewed every semester to remain active.
Ceará
Ceará offers robust support for small-scale service providers and informal workers through state-backed microcredit and vocational training initiatives.
📈 Growing my massage practice
Ceará Credi
state · Agência de Desenvolvimento do Estado do Ceará
Who qualifies
Self-employed individuals and small business owners residing in Ceará.
What you get
Microcredit loans starting from R$ 500 up to R$ 5,000 for equipment or working capital.
What it actually costs you
Requires business plan, proof of residence, and CPF; no collateral needed for initial tiers.
Common gotcha
The interest rates are very low, but you must attend a mandatory financial literacy workshop.
Workers suffering from occupational injuries or repetitive strain.
What you get
Specialized physiotherapy and ergonomic assessments for physical laborers.
What it actually costs you
Free; requires a referral from a primary health unit (Posto de Saúde).
Common gotcha
The waiting list can be long; seek a referral early if you feel chronic pain.
🚌 Managing my daily expenses
state · Secretaria da Proteção Social
Who qualifies
Low-income individuals with disabilities or specific chronic conditions.
What you get
Free travel on intercity buses within Ceará.
What it actually costs you
Requires medical reports and proof of income; renewal every 2 years.
Common gotcha
It does not cover urban buses in Fortaleza, only travel between different cities.
state · Secretaria da Proteção Social
Who qualifies
Families with children aged 0-6 in extreme poverty.
What you get
Monthly financial aid of R$ 100.
What it actually costs you
Must be registered in the CadÚnico system.
Common gotcha
This is a state-level benefit that stacks on top of federal Bolsa Família.
Federal DistrictDistrito Federal
As a massage therapist in the capital, you benefit from unique DF-specific social welfare programs and urban mobility subsidies that aren't available in other Brazilian states.
🤝 Help for when times are tight
Cartão Prato Cheio
state · Secretaria de Estado de Desenvolvimento Social (SEDES)
Who qualifies
Families in the Federal District with monthly per capita income up to half the minimum wage.
What you get
A monthly credit of R$ 250 for food purchases.
What it actually costs you
Requires registration at CRAS; proof of residency in DF and income documentation.
Common gotcha
The benefit is temporary (up to 9 months) and requires periodic renewal.
Espírito Santo offers unique micro-credit lines and professional certification support for independent service providers like massage therapists to formalize and grow their small businesses.
📈 Growing my massage practice
Nossocrédito
state · Bandes / Agência de Desenvolvimento das Micro e Pequenas Empresas
Who qualifies
Formalized micro-entrepreneurs (MEI) or informal service providers with a business plan.
What you get
Low-interest loans ranging from R$ 200 to R$ 20,000 for equipment or working capital.
What it actually costs you
Requires a guarantor and proof of residence; interest rates are significantly lower than private banks.
Common gotcha
The bureaucracy for the guarantor is the biggest hurdle; ensure your credit history is clean.
Goiás offers a unique blend of state-level vocational support and small business incentives that help independent wellness practitioners like Alexandre navigate the local market.
📈 Growing my massage practice
GoiásFomento Microcredit
Crédito Produtivo GoiásFomento
state · Agência de Fomento de Goiás
Who qualifies
Small business owners and self-employed professionals registered in Goiás.
What you get
Low-interest loans for equipment upgrades or studio rental deposits.
What it actually costs you
Requires a business plan and proof of residence; processing takes 15-30 days.
Common gotcha
They strictly verify your business registration status before approving the loan.
Fast-tracked access to health screenings and state-run wellness programs.
What it actually costs you
Valid ID and SUS card.
Common gotcha
Services vary by location; check the app before visiting.
Pró-Esporte Goiás
Programa Pró-Esporte
state · Secretaria de Estado de Esporte e Lazer
Who qualifies
Residents participating in community wellness or sports initiatives.
What you get
Access to state-funded sports facilities and community wellness events.
What it actually costs you
Registration in the state database.
Common gotcha
Focuses on community events rather than individual therapy sessions.
Maranhão
Maranhão offers localized micro-credit and vocational support for service-sector professionals like massage therapists to formalize their small businesses and access regional development funds.
📈 Growing my massage practice
Microcrédito Produtivo do Maranhão
state · Secretaria de Estado da Indústria, Comércio e Energia
Who qualifies
Self-employed professionals and small business owners in Maranhão.
What you get
Low-interest loans specifically for equipment upgrades or workspace improvements.
What it actually costs you
Requires a basic business plan and proof of residence; approval takes 15-30 days.
Common gotcha
The interest rates are very low, but the documentation for the business plan is strictly audited.
Discounted health services and wellness workshops.
What it actually costs you
Small registration fee; requires proof of employment in the service sector.
Common gotcha
You must check if your specific municipality has an active partnership agreement.
Minas Gerais
Minas Gerais offers unique support for small service providers through the INDI development agency and state-level tax incentives for micro-entrepreneurs.
💼 Keeping my small business running
INDI Micro and Small Business Assistance
Assistência INDI para Micro e Pequenas Empresas
state · Instituto de Desenvolvimento Integrado de Minas Gerais
Who qualifies
Small business owners registered in MG looking for technical guidance.
What you get
Consultation sessions; requires CNPJ and proof of residency in MG.
Common gotcha
Often mistaken for a direct grant, but it is primarily a technical advisory service.
Mato Grosso do Sul offers specific support for small-scale service professionals and micro-entrepreneurs through state-backed credit lines and local vocational development programs.
💼 Growing my massage practice
FCO Microcrédito
state · Governo do Estado de Mato Grosso do Sul
Who qualifies
Small service providers and micro-entrepreneurs registered in MS.
What you get
Low-interest loans for equipment upgrades or workspace improvements.
What it actually costs you
Requires a business plan and proof of formal registration (CNPJ).
Common gotcha
The bureaucracy for the loan application is significant and requires a clean credit history.
Mato Grosso offers unique entrepreneurial support through the Desenvolve MT agency and specific state-level tax incentives for small service providers that help massage therapists manage their business costs.
💼 Growing my massage practice
Desenvolve MT Microcrédito
Microcrédito Desenvolve MT
state · Agência de Fomento do Estado de Mato Grosso
Who qualifies
Small entrepreneurs and self-employed professionals registered in Mato Grosso.
What you get
Low-interest loans for purchasing massage tables, oils, and equipment.
What it actually costs you
Requires a business plan and proof of residence; interest rates vary by project.
Common gotcha
The bureaucracy for the business plan can be slow; ensure your MEI registration is active.
Small business owners and micro-entrepreneurs in the service sector.
What you get
Subsidized consulting on marketing, financial management, and customer service.
What it actually costs you
Small co-payment fee; requires scheduling a session.
Common gotcha
Many therapists ignore the marketing sessions, but they are crucial for local client acquisition.
ICMS Exemption for MEI
Isenção de ICMS para MEI
state · SEFAZ-MT
Who qualifies
Micro-entrepreneurs (MEI) operating in Mato Grosso.
What you get
Exemption from state-level ICMS taxes on service-related equipment purchases.
What it actually costs you
Must be registered as MEI and keep tax records updated.
Common gotcha
Does not apply to all types of equipment; check the specific NCM code of your items.
🧘 Keeping my health and professional license in check
Visa-MT Sanitary Licensing
Licenciamento Sanitário Visa-MT
state · Secretaria de Estado de Saúde de Mato Grosso
Who qualifies
Any professional offering bodywork or massage services in a physical space.
What you get
Official sanitary permit required to operate legally in the state.
What it actually costs you
Annual fee and mandatory inspection of your workspace.
Common gotcha
Inspectors are very strict about hygiene protocols and waste disposal.
MT State Professional Qualification Program
Programa de Qualificação Profissional MT
state · Secretaria de Estado de Ciência, Tecnologia e Inovação
Who qualifies
Residents of Mato Grosso seeking vocational training.
What you get
Free or heavily discounted advanced massage and therapy certification courses.
What it actually costs you
Time commitment; usually requires a selection process.
Common gotcha
Courses fill up very quickly; check the portal regularly for new batches.
Pará
Pará offers specific support for small-scale service providers and wellness professionals through local development banks and state-level micro-credit initiatives.
📈 Growing my massage practice
Credito Banpará Microcrédito
Crédito Banpará Microcrédito
state · Banco do Estado do Pará
Who qualifies
Small entrepreneurs and self-employed professionals with a valid CNPJ.
What you get
Low-interest business loans for equipment upgrades or workspace improvements.
What it actually costs you
Requires business plan, CNPJ registration, and proof of residence; 15-day approval process.
Common gotcha
The interest rate is lower than private banks, but you must have a clean credit history (SPC/Serasa).
Paraíba offers specific support for small-scale service providers and artisans through state-level credit lines and professional development initiatives that help massage therapists formalize their practice.
📈 Growing my massage practice
Empreender Paraíba
state · Government of Paraíba
Who qualifies
Small entrepreneurs and self-employed professionals residing in Paraíba.
What you get
Low-interest microcredit loans to purchase massage tables, oils, and professional equipment.
What it actually costs you
Requires a business plan and proof of residency; interest rates are significantly lower than private banks.
Common gotcha
The application process is competitive and requires attending a mandatory entrepreneurship workshop.
state · Secretaria de Estado do Turismo e Desenvolvimento Econômico
Who qualifies
Service providers and artisans who incorporate local cultural elements into their work.
What you get
Access to state-sponsored fairs and events to market your services to tourists.
What it actually costs you
Registration with the state artisan registry; requires a portfolio of work.
Common gotcha
Focuses heavily on physical goods, but therapists using local natural ingredients can qualify under the 'wellness' category.
🧘 Staying healthy while working
Centro de Referência em Saúde do Trabalhador (CEREST-PB)
state · Secretaria de Estado da Saúde
Who qualifies
All workers in Paraíba, including self-employed massage therapists.
What you get
Free ergonomic consultations and screenings for repetitive strain injuries common in massage therapy.
What it actually costs you
Referral from a local health unit (UBS) or direct walk-in for occupational health advice.
Common gotcha
Often mistaken for a standard clinic; they only handle work-related health issues.
Cartão SUS Paraíba
state · Secretaria de Estado da Saúde
Who qualifies
Residents of Paraíba.
What you get
Integrated access to the state's specialized diagnostic centers for chronic pain management.
What it actually costs you
Proof of address and identity; free to issue.
Common gotcha
You must ensure your address in the system is updated to your current municipality to access local specialists.
Pernambuco
Pernambuco offers specific support for small-scale service providers and independent workers through state-level microcredit and professional development initiatives.
📈 Growing my massage practice
AGEFE Microcredit Program
Programa de Microcrédito da AGEFE
state · Agência de Empreendedorismo de Pernambuco
Who qualifies
Independent service providers with a formal registration (MEI) in Pernambuco.
What you get
Low-interest loans ranging from R$ 500 to R$ 21,000 for equipment or working capital.
What it actually costs you
Requires business plan summary and proof of residence; 3-5% interest rates.
Common gotcha
You must have an active MEI registration for at least 6 months to qualify for the lowest rates.
Piauí offers targeted support for small-scale service providers and informal entrepreneurs through state-led credit lines and vocational training initiatives.
💼 Growing my massage practice
Piauí Fomento Microcredit
Microcrédito Piauí Fomento
state · Agência de Fomento do Piauí
Who qualifies
Self-employed professionals and small business owners registered in Piauí.
What you get
Low-interest loans for equipment upgrades, such as professional massage tables or oils.
What it actually costs you
Requires a business plan and proof of residency; approval takes 15-30 days.
Common gotcha
Interest rates are low, but the documentation for informal workers can be strict.
Free or heavily subsidized business management workshops and marketing advice.
What it actually costs you
Registration as a MEI (Microempreendedor Individual) is usually required.
Common gotcha
Many people forget to check the 'Agenda de Cursos' for free slots.
Piauí Empreendedor Portal
Portal Piauí Empreendedor
state · Secretaria de Estado do Desenvolvimento Econômico
Who qualifies
Any resident entrepreneur in Piauí.
What you get
Centralized access to state-level permits and business registration assistance.
What it actually costs you
Digital certificate (e-CPF) might be needed for some filings.
Common gotcha
The portal is often updated; check for the latest 'Editais' for grants.
🏠 Managing my household costs
Piauí Energy Social Tariff Supplement
Tarifa Social de Energia Elétrica (Complemento Estadual)
state · Equatorial Piauí / Secretaria de Assistência Social
Who qualifies
Low-income households in Piauí registered in the CadÚnico.
What you get
Additional discounts on electricity bills beyond the federal subsidy.
What it actually costs you
Must keep CadÚnico data updated every two years.
Common gotcha
Often confused with the federal program; this is a state-level verification process.
Piauí Intermunicipal Free Pass
Passe Livre Intermunicipal
state · Secretaria de Estado da Assistência Social
Who qualifies
Low-income residents with disabilities or specific health conditions.
What you get
Free travel on intermunicipal buses within Piauí.
What it actually costs you
Requires a medical report and state-issued ID card.
Common gotcha
You must request the ticket 48 hours before travel.
Paraná
Paraná offers robust support for small-scale service providers and independent professionals through state-backed credit lines and regional development programs.
📈 Growing my massage practice
Banco do Empreendedor
state · Fomento Paraná
Who qualifies
Formalized micro-entrepreneurs (MEI) operating in Paraná for at least 6 months.
What you get
Low-interest loans for equipment, supplies, or studio improvements.
What it actually costs you
Requires a business plan and proof of income; interest rates are significantly lower than commercial banks.
Common gotcha
The approval process is bureaucratic and requires a clean credit history (no SPC/Serasa issues).
Access to specialized clinics and state-managed health networks.
What it actually costs you
Requires SUS card and referral from a local health unit.
Common gotcha
Waiting lists for specialized procedures can be long.
Rio de Janeiro
Rio offers specific professional development and social support networks for service-sector workers like massage therapists through state-run vocational and welfare initiatives.
🎓 Growing my practice and skills
FAETEC Professional Qualification
Qualificação Profissional FAETEC
state · Fundação de Apoio à Escola Técnica
Who qualifies
Residents of Rio state looking for certified short-term vocational training.
What you get
Free professional certification courses in health and wellness modalities.
What it actually costs you
Free; requires RG, CPF, and proof of residency.
Common gotcha
Enrollment happens in specific windows; keep an eye on their social media pages for opening dates.
Rio Grande do Norte offers specific micro-credit lines for service professionals and state-level tax incentives for small businesses that help massage therapists formalize their practice.
📈 Growing my massage practice
Microcrédito Empreendedor RN
state · AGN - Agência de Fomento do Rio Grande do Norte
Who qualifies
Self-employed professionals and small business owners in RN.
What you get
Low-interest loans for equipment like massage tables, oils, and clinic furniture.
What it actually costs you
Requires a business plan and proof of residence; interest rates are significantly lower than private banks.
Common gotcha
The approval process requires a physical visit to the AGN office or authorized municipal partners.
municipal · Secretaria Municipal de Saúde de Natal
Who qualifies
All residents of Natal with an active SUS card.
What you get
Access to municipal physiotherapy and orthopedic clinics for work-related repetitive strain injuries.
What it actually costs you
Requires a referral from a basic health unit (UBS) doctor.
Common gotcha
Waiting lists for specialized physical therapy can be long; keep your referral updated.
Rondônia
In Rondônia, massage therapists can leverage state-specific micro-credit initiatives and local professional development support to grow their small businesses in the Amazonian market.
📈 Growing my massage studio
Crédito do Povo
state · Governo de Rondônia
Who qualifies
Small entrepreneurs and informal workers in Rondônia with a valid business plan.
What you get
Low-interest loans for equipment upgrades or studio renovation.
What it actually costs you
Requires a business viability analysis and proof of residency in the state.
Common gotcha
The application process is highly competitive and requires a clean credit history (SERASA/SPC).
Local massage therapists and wellness practitioners in Boa Vista.
What you get
Free or heavily subsidized business management workshops and marketing advice.
What it actually costs you
Registration at the local Sebrae office and a few hours of time.
Common gotcha
Many therapists miss out because they think it's only for large retail businesses.
Simplified Municipal Business License
municipal · Prefeitura de Boa Vista
Who qualifies
Home-based massage therapists operating within city limits.
What you get
Legal authorization to operate a home clinic without complex zoning hurdles.
What it actually costs you
Small annual municipal fee and a simple online registration form.
Common gotcha
You must renew it annually or risk fines during municipal inspections.
Roraima Entrepreneur Fair Access
state · Secretaria de Planejamento e Desenvolvimento
Who qualifies
Registered small business owners in the wellness sector.
What you get
Free booth space at state-sponsored trade fairs to market massage services.
What it actually costs you
Application through the state portal 30 days before the event.
Common gotcha
Spaces are limited and allocated on a first-come, first-served basis.
🌿 Staying healthy and connected in the North
Roraima Intercity Transit Discount
state · DER-RR
Who qualifies
Low-income workers traveling between municipalities for work.
What you get
Reduced fare vouchers for intercity bus travel within Roraima.
What it actually costs you
Proof of income and registration at the state transport office.
Common gotcha
Only valid for specific bus lines and requires prior booking.
Roraima Solidário Benefit
state · SETURB-RR
Who qualifies
Families in vulnerable conditions registered in the state database.
What you get
Monthly financial aid to help cover basic household expenses.
What it actually costs you
Registration at the CRAS (Social Assistance Reference Center).
Common gotcha
Must keep your CadÚnico data updated every two years or payments stop.
Boa Vista Specialized Health Referral
municipal · Secretaria Municipal de Saúde
Who qualifies
Residents of Boa Vista needing specialized care not available in primary clinics.
What you get
Priority scheduling for state-run diagnostic centers.
What it actually costs you
Referral from your local UBS (Basic Health Unit) doctor.
Common gotcha
Wait times can be long; always check the status via the municipal health app.
Rio Grande do Sul
Rio Grande do Sul offers unique entrepreneurial support through the BRDE and state-level tax incentives for small service providers like massage therapists looking to formalize their practice.
📈 Growing my massage practice
BRDE Microcrédito
state · Banco Regional de Desenvolvimento do Extremo Sul
Who qualifies
Small entrepreneurs and self-employed professionals with a formal business registration.
What you get
Low-interest loans specifically for equipment, furniture, or workspace renovation.
What it actually costs you
Requires a business plan and proof of income; processing takes 15-30 days.
Common gotcha
The interest rates are lower than private banks, but the documentation for 'formal business' is strict.
Low-income residents registered in state social databases.
What you get
Discounts on essential goods and services at participating state-partnered retailers.
What it actually costs you
Registration at the local CRAS (Social Assistance Center).
Common gotcha
It is often confused with national welfare cards; check the state logo on the card.
Programa de Saúde Complementar RS
state · Secretaria da Saúde
Who qualifies
Residents needing specialized treatments not fully covered by national SUS in the state.
What you get
Access to state-funded specialized clinics and diagnostic centers.
What it actually costs you
Requires a referral from a local municipal health unit.
Common gotcha
The waiting list is separate from the national system, so ensure your referral is coded for the state network.
Santa Catarina
Santa Catarina offers unique professional development support for service providers and robust local health initiatives that supplement federal coverage.
📈 Growing my massage practice
BADESC Microcrédito
state · Agência de Fomento do Estado de Santa Catarina
Who qualifies
Small entrepreneurs and self-employed professionals registered in SC.
What you get
Low-interest loans for equipment upgrades or studio renovation.
What it actually costs you
Requires business plan and tax registration (CNPJ); 3-5 days for approval.
Common gotcha
Interest rates vary significantly based on the specific line of credit chosen.
As a massage therapist in Sergipe, you benefit from state-level microcredit support and specialized vocational training programs designed for the local tourism and wellness economy.
💼 Growing my massage practice
Crediamigo Sergipe
Crediamigo
state · Banco do Nordeste
Who qualifies
Self-employed massage therapists with a small business or informal practice.
What you get
Microcredit loans starting from R$ 500 up to R$ 21,000 for equipment or supplies.
What it actually costs you
Requires a group guarantee or collateral; involves a site visit from a credit agent.
Common gotcha
The interest rates are low, but the group solidarity model means your neighbors' repayment affects your future eligibility.
As a massage therapist in Tocantins, you benefit from state-level micro-credit initiatives and local professional development support designed to help small service-sector entrepreneurs in the capital and beyond.
📈 Growing my practice
Banco do Empreendedor de Tocantins
state · Secretaria da Indústria, Comércio e Serviços
Who qualifies
Small entrepreneurs and self-employed professionals with a valid CNPJ.
What you get
Micro-credit loans with lower interest rates for equipment or studio upgrades.
What it actually costs you
Business plan submission, proof of residence, and credit analysis.
Common gotcha
Requires a formal business registration; you cannot apply as an informal individual.
