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Central Bank Ombudsman: Who Qualifies and What You Get

Learn how to resolve banking disputes through the Central Bank Ombudsman in Brazil.

The Central Bank Ombudsman is a formal channel provided by the Brazilian authorities to help people address and resolve various banking disputes.

Who it's for

This service is specifically designed for individuals who are bank customers. If you have a relationship with a financial institution and are facing a problem regarding their services, you may be eligible to use this channel to voice your concerns.

What you get

The primary benefit of this service is obtaining a formal resolution for banking disputes. It provides a structured way to ensure that your complaints regarding banking conduct are heard and addressed by the relevant authorities.

What it costs you

Using this service is completely free of charge. There are no administrative fees or costs associated with filing a complaint through this official channel.

The catch to know

There is a specific limitation to keep in mind when using this service: the Central Bank does not resolve individual contract disputes. This means they do not act as a judge for private agreements between you and your bank. Instead, the Ombudsman focuses on regulatory matters, ensuring that banks are following the established rules and regulations set by the governing body.

How to apply

  1. Ensure you have your banking details and a clear description of the issue ready.
  2. Access the official portal provided by the issuing authority.
  3. Follow the digital instructions to register your complaint and provide the necessary information.
  4. Monitor your communication for updates regarding the status of your complaint.

https://www.bcb.gov.br/acessoinformacao/registrar_reclamacao