Registrato Financial History: Who Qualifies and What You Get
Access a complete report of your bank accounts, loans, and credit history to monitor your financial activity and protect your identity.
Registrato Financial History is a free service provided by the Banco Central do Brasil that allows you to view a detailed summary of your financial relationship with banks.
Who it's for
This service is available to any citizen who maintains a bank account. If you have a bank account, you qualify to access your own financial data through this system.
What you get
When you use this service, you receive a full report regarding your financial life. This includes a complete record of all your bank accounts, your current and past loans, and your overall credit history. It provides a centralized view of your financial footprint, making it easy to see exactly what is registered under your name in the banking system.
What it costs you
There is no monetary cost to access these reports; the service is completely free. However, there is a requirement regarding your digital identity: to access the system, you must have a "Gold" level Gov.br account. You will need to ensure your credentials meet this specific security level before you attempt to log in.
The catch to know
The most important reason to use this tool is for security and fraud detection. It is widely considered the best way to see if someone has attempted to open a bank account in your name without your knowledge. By regularly checking your history, you can spot unauthorized accounts or suspicious credit activity immediately.
How to apply
- Verify that your Gov.br account is at the required Gold level.
- Navigate to the official Registrato portal.
- Log in to the system using your existing credentials.
- Select the option to view your financial history report.