BNDES Turismo: Who Qualifies and What You Get

This scheme provides long-term financing to support the growth and improvement of businesses within the tourism sector.

👤Who it's for

To qualify for this financing, your business must be part of the tourism industry. Specifically, you must be a tourism business that is officially registered in Cadastur. This registration is a requirement to ensure that your business is officially recognized within the tourism sector before you can apply for this type of credit.

🎁What you get

The primary benefit of this scheme is access to long-term financing. This type of credit is designed to help you manage large-scale projects that require a longer period to pay back. You can use these funds specifically for hotel upgrades or for the expansion of your existing tourism facilities, allowing you to grow your business capacity and improve your facilities.

💰What it costs you

Accessing this credit requires a significant commitment of both time and assets. You will need to provide collateral to secure the financing, which serves as a guarantee for the loan. Additionally, you must invest the time required to create and submit a detailed business plan that outlines how the funds will be used for your specific hotel or tourism projects.

⚠️The catch to know

The most important thing to keep in mind is that the application process is notoriously bureaucratic and can be slow. Because of the detailed documentation and administrative requirements involved, you should not expect an immediate turnaround and should plan your business timelines accordingly.

📝How to apply

1. Confirm that your tourism business is officially registered in Cadastur.
2. Prepare a detailed business plan that specifies your intended hotel upgrades or expansions.
3. Gather the necessary documentation to provide the required collateral for the financing.
4. Visit the official portal for further guidance: https://www.bndes.gov.br/wps/portal/site/home/quem-somos/bndes-turismo