Social Assistance Benefit (BPC): Who Qualifies and What You Get
Learn if you qualify for the Social Assistance Benefit (BPC) in Brazil and understand the differences between this benefit and a pension.
The Social Assistance Benefit (BPC) is a monthly payment provided to elderly citizens who do not have a retirement pension.
Who it's for
This benefit is intended for seniors who have reached the age of 65 or older. To qualify, you must have never contributed to the INSS (the social security system). It is designed specifically for those in low-income situations who do not have access to standard retirement funds.
What you get
Eligible individuals receive a monthly payment in BRL. The amount provided is equal to one minimum wage.
What it costs you
There is no direct fee to apply, but there are requirements you must meet to be eligible. You must have a low per-capita household income, meaning the money shared among everyone living in your home must fall below a certain threshold. You must also be registered in CadÚnico, which is the official registry used by the government to identify families in social assistance programs.
The catch to know
The most important thing to remember is that this is not a pension. Because it is a social assistance benefit (often referred to as LOAS), it does not include a 13th-month salary, and it does not provide survivor benefits for your dependents if you pass away.
How to apply
- Make sure you are registered in the CadÚnico.
- Confirm that your household meets the low per-capita income requirements.
- Visit the official government portal to start the application process.
https://www.gov.br/mds/pt-br/assuntos/assistencia-social/beneficios-assistenciais/bpc