Cartão BNDES: Who Qualifies and What You Get
Learn how small and medium businesses in Brazil can access pre-approved credit for equipment and services through the Cartão BNDES.
The Cartão BNDES is a credit card designed to help businesses purchase equipment and services through a pre-approved line of credit.
Who it's for
This scheme is available to micro, small, and medium-sized enterprises.
What you get
You receive access to a pre-approved credit line. This can be used to pay for various business needs, specifically for purchasing equipment and professional services.
What it costs you
While interest rates are considered competitive, there is a restriction on where you can spend the credit. You can only use this card with suppliers that have been officially accredited.
The catch to know
The biggest limitation is that the card only works with suppliers who are registered in the official BNDES portal. You cannot use it with any vendor you choose; they must be part of the specific network of accredited providers.
How to apply
- Check if your business meets the size requirements.
- Verify if your intended equipment or service provider is an accredited supplier.
- Visit the official portal to start your application.